Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Bendigo

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,008 in Bendigo, rent and utilities included – about $7,900 less a year. Other living expenses account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
97

Cost of Living Index in Bendigo
Learn more

Bendigo Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Bendigo

🇦🇺 Australia

$2,008

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Bendigo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Bendigo actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $2,008 in Bendigo, rent included.

Ubud, Bali $1,349
Bendigo $2,008

A couple spends around $2,305 per month in Ubud, Bali vs $2,978 in Bendigo, rent included.

Ubud, Bali $2,305
Bendigo $2,978

A family of three spends $3,261 per month in Ubud, Bali vs $3,948 in Bendigo, rent included.

Ubud, Bali $3,261
Bendigo $3,948

Ubud, Bali is about 33% cheaper than Bendigo, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$17.37 A$24.60

-80.89%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 648.1K

$77.1 A$109

-53.74%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$12.40 A$17.57

-55.40%

Cappuccino

$2.72 Rp 49.4K

$4.08 A$5.78

-33.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$3.10 A$4.39

-45.16%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$2.58 A$3.66

-70.54%

Local Beer (0.5 liter draught)

$2.65 Rp 48.3K

$9.97 A$14.12

-73.42%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.7K

$8.66 A$12.27

-49.42%

Milk (1 liter)

$1.49 Rp 27.1K

$1.36 A$1.92

9.56%

White Bread (500g)

$2.28 Rp 41.4K

$2.92 A$4.13

-21.92%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.57 A$3.64

-53.70%

Eggs

$2.04 Rp 37.0K

$4.73 A$6.71

-56.87%

Local Cheese (1kg)

$17.70 Rp 321.9K

$10.70 A$15.15

65.42%

Chicken Fillets (1kg)

$3.96 Rp 72.1K

$10.04 A$14.23

-60.56%

Beef Round Steak (1kg)

$12.19 Rp 221.7K

$10.55 A$14.95

15.55%

Apples (1kg)

$3.66 Rp 66.5K

$3.56 A$5.04

2.81%

Banana (1kg)

$1.52 Rp 27.6K

$3.05 A$4.31

-50.16%

Oranges (1kg)

$2.23 Rp 40.5K

$3.24 A$4.59

-31.17%

Tomato (1kg)

$1.97 Rp 35.9K

$4.80 A$6.79

-58.96%

Potato (1kg)

$1.85 Rp 33.6K

$2.88 A$4.08

-35.76%

Onion (1kg)

$2.42 Rp 44.1K

$2.47 A$3.50

-2.02%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.46 A$3.49

-59.76%

Water (1.5 liter bottle)

$0.51 Rp 9,336

$1.63 A$2.31

-68.71%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$44.51 A$63.1

-95.01%

Wine (Bottle)

$22.24 Rp 404.4K

$10.38 A$14.70

114.26%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$5.46 A$7.73

-58.61%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$5.36 A$7.59

-44.59%

One-way Ticket (Public Transport)

$0.25 Rp 4,564

$3.45 A$4.88

-92.75%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

$56.9 A$80.6

-86.25%

Taxi Start (Normal Tariff)

$0.44 Rp 7,992

$4.12 A$5.84

-89.32%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,821

$1.41 A$2.00

-69.50%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.4K

$13.84 A$19.61

-60.91%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.27 A$1.80

-35.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.5M

$27.6K A$39.1K

-13.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.3M

$19.7K A$27.9K

61.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$142 A$202

-44.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$27.59 A$39.08

-76.62%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.8K

$56.5 A$80.1

-67.13%

Gym Membership (Monthly)

$49.48 Rp 899.8K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

$19.68 A$27.88

-10.32%

Cinema Ticket

$4.27 Rp 77.7K

$12.70 A$17.99

-66.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$2,154 A$3,051

-77.23%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.2M

$29.9K A$42.3K

-81.01%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.7K

$81.5 A$116

-45.25%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.6K

$49.98 A$70.8

-30.07%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$118 A$167

-32.40%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$136 A$192

-41.39%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.5M

$1,135 A$1,608

-0.90%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$825 A$1,169

-18.62%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$1,337 A$1,894

166.57%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,248 A$1,767

38.14%

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

$4,400 A$6,232

-37.91%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$3,892 A$5,514

-41.32%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$2,967 A$4,202

-94.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.9

133.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Bendigo: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Bendigo

$825 41.1% 22.9% $154

Groceries & Markets

Ubud, Bali

$288 21.4%

Bendigo

$361 18% 25% $72

Eating Out

Ubud, Bali

$108 8%

Bendigo

$315 15.7% 193% $207

Clothing & Footwear

Ubud, Bali

$108 8%

Bendigo

$173 8.6% 61.2% $66

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Bendigo

$227 11.3% 118% $123

Sport & Entertainment

Ubud, Bali

$58 4.3%

Bendigo

$25 * 1.3% 56.2% $33

Getting Around

Ubud, Bali

$11 0.9%

Bendigo

$82 4.1% 617% $70

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $1,135 in Bendigo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Bendigo are about 18 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $77 in Bendigo. Monthly groceries follow the same trend: $288 vs $361 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇦🇺 Bendigo

🕒 Local time

16:18 4:18 PM

19:18 7:18 PM

3 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

100,649

💱 Currency

Indonesian Rupiah IDR Rp

Australian Dollar AUD $

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.93 EUR

1 AUD = 0.706 USD

1 AUD = 0.633 EUR

Exchange rates and currency converter

AUD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,291 IDR (100,000 IDR = 4.93 EUR).

Australian Dollar exchange rates as of October 29, 2026: 1 USD = 1.42 AUD (1 AUD = 0.706 USD). 1 EUR = 1.58 AUD (1 AUD = 0.633 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Bendigo 4,290 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Bendigo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bendigo: Cost of Living - Frequently Asked Questions

Yes – Bendigo is pricier by about 49%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $3,012 in Bendigo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $1,125 in Ubud, Bali and $1,135 in Bendigo. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

A mid-range dinner for two costs $36 in Ubud, Bali and $77 in Bendigo. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $2,008 in Bendigo. That makes Ubud, Bali about 33% cheaper.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $2,008 in Bendigo. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $2,008 in Bendigo. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Bendigo makes more sense. Both are solid long-term options with distinct trade-offs.