Last update: Oct 2026

Cost of Living Comparison Between Bendigo and Singapore

For one person, living is cheaper in Bendigo: $2,012 a month against $3,500 in Singapore, rent and utilities included – about $17,900 less a year. Rent and utilities account for most of the difference.

97

Cost of Living Index in Bendigo
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Bendigo Living Index
169

Cost of Living Index in Singapore
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Singapore Living Index

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Bendigo

🇦🇺 Australia

$2,012

/mo nomad

Singapore

🇸🇬 Singapore

$3,500

/mo nomad

Monthly Cost of Living

How much you'll spend in Bendigo and in Singapore

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bendigo and in Singapore actually costs, broken down by who's living it.

A single person spends $2,012 per month in Bendigo vs $3,500 in Singapore, rent included.

Bendigo $2,012
Singapore $3,500

A couple spends around $2,956 per month in Bendigo vs $5,265 in Singapore, rent included.

Bendigo $2,956
Singapore $5,265

A family of three spends $3,900 per month in Bendigo vs $7,030 in Singapore, rent included.

Bendigo $3,900
Singapore $7,030

Bendigo is about 43% cheaper than Singapore, and outside of rent the biggest gap is in leisure.

Both Bendigo and Singapore sit above the global median – Bendigo by 49%, Singapore by 159%.

Meal at Budget Restaurant

$17.10 A$24.60

$11.76 SGD 15.05

45.41%

Three-Course Dinner for Two, Mid-Range

$75.8 A$109

$70.6 SGD 90.4

7.31%

Fast Food Meal (McDonalds, etc)

$12.47 A$17.94

$8.55 SGD 10.94

45.85%

Cappuccino

$3.95 A$5.68

$5.20 SGD 6.66

-24.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.12 A$4.50

$1.77 SGD 2.27

76.27%

Water (0.33 liter bottle)

$2.47 A$3.56

$1.23 SGD 1.58

100.81%

Local Beer (0.5 liter draught)

$9.83 A$14.15

$8.26 SGD 10.58

19.01%

Imported Beer (0.33 liter bottle)

$8.47 A$12.19

$10.17 SGD 13.01

-16.72%

Milk (1 liter)

$1.29 A$1.86

$3.04 SGD 3.89

-57.57%

White Bread (500g)

$2.96 A$4.26

$2.55 SGD 3.26

16.08%

Rice (white) (1kg)

$2.53 A$3.64

$2.86 SGD 3.66

-11.54%

Eggs

$4.71 A$6.77

$3.53 SGD 4.51

33.43%

Local Cheese (1kg)

$10.27 A$14.78

$21.12 SGD 27.02

-51.37%

Chicken Fillets (1kg)

$9.70 A$13.96

$9.90 SGD 12.67

-2.02%

Beef Round Steak (1kg)

$10.28 A$14.79

$25.42 SGD 32.53

-59.56%

Apples (1kg)

$3.45 A$4.97

$4.57 SGD 5.85

-24.51%

Banana (1kg)

$3.07 A$4.42

$3.13 SGD 4.00

-1.92%

Oranges (1kg)

$3.11 A$4.48

$4.72 SGD 6.04

-34.11%

Tomato (1kg)

$4.85 A$6.98

$2.23 SGD 2.85

117.49%

Potato (1kg)

$2.74 A$3.94

$2.57 SGD 3.29

6.61%

Onion (1kg)

$2.58 A$3.72

$2.29 SGD 2.93

12.66%

Lettuce (1 head)

$2.37 A$3.41

$1.87 SGD 2.39

26.74%

Water (1.5 liter bottle)

$1.59 A$2.29

$1.44 SGD 1.84

10.42%

Cigarettes 20 Pack (Marlboro, Camel)

$43.74 A$62.9

$13.97 SGD 17.88

213.10%

Wine (Bottle)

$10.25 A$14.75

$23.48 SGD 30.05

-56.35%

Local Beer (0.5 liter bottle)

$5.25 A$7.56

$4.54 SGD 5.80

15.64%

Imported Beer (0.33 liter bottle)

$5.33 A$7.67

$4.44 SGD 5.68

20.05%

One-way Ticket (Public Transport)

$3.43 A$4.93

$1.57 SGD 2.01

118.47%

Public Transport Monthly Pass (Regular Price)

$58.4 A$84.0

$93.8 SGD 120

-37.77%

Taxi Start (Normal Tariff)

$4.14 A$5.96

$3.64 SGD 4.66

13.74%

Taxi (Normal Tariff) (1km)

$1.37 A$1.97

$0.76 SGD 0.97

80.26%

Taxi 1hour Waiting (Normal Tariff)

$14.20 A$20.43

$16.14 SGD 20.66

-12.02%

Gasoline (1 liter)

$1.22 A$1.76

$2.45 SGD 3.14

-50.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.3K A$39.3K

$155.2K SGD 198.5K

-82.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K A$27.5K

$148.5K SGD 190.0K

-87.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$140 A$201

$172 SGD 220

-18.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.06 A$40.37

$12.39 SGD 15.86

126.47%

Internet (50+ Mbps, Unlimited Data)

$57.2 A$82.3

$26.21 SGD 33.54

118.16%

Gym Membership (Monthly)

$108 SGD 138

Tennis Court (1 Hour on Weekend)

$19.55 A$28.14

$12.31 SGD 15.75

58.81%

Cinema Ticket

$12.47 A$17.94

$11.64 SGD 14.90

7.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,108 A$3,033

$1,481 SGD 1,895

42.33%

International Primary School, 1 Child (Yearly)

$29.7K A$42.7K

$28.3K SGD 36.3K

4.76%

Jeans (Levis 501 Or Similar)

$78.6 A$113

$80.6 SGD 103

-2.38%

Summer Dress (H&M, Zara, etc)

$48.88 A$70.3

$50.1 SGD 64.1

-2.45%

Sport Shoes (Adidas, Nike)

$121 A$173

$112 SGD 143

7.83%

Men's Leather Business Shoes

$133 A$191

$129 SGD 165

2.84%

1-bedroom Apartment, City Center (Monthly)

$1,127 A$1,621

$3,015 SGD 3,858

-62.63%

1-bedroom Apartment, Outside City Center (Monthly)

$845 A$1,215

$2,171 SGD 2,778

-61.10%

3-bedroom Apartment, City Center (Monthly)

$1,353 A$1,946

$5,842 SGD 7,475

-76.85%

3-bedroom Apartment, Outside City Center (Monthly)

$1,236 A$1,778

$4,044 SGD 5,174

-69.44%

Buy Apartment in City Center (m2)

$4,398 A$6,328

$23.8K SGD 30.4K

-81.51%

Buy Apartment Outside City Center (m2)

$3,852 A$5,543

$16.8K SGD 21.4K

-77.01%

Average Monthly Net Salary (After Tax)

$3,038 A$4,371

$4,385 SGD 5,611

-30.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.9

2.44

141.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bendigo: October 12, 2026

Last update for Singapore: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bendigo

$845 42%

Singapore

$2.2K 62% 157% $1.3K

Groceries & Markets

Bendigo

$353 17.6%

Singapore

$458 13.1% 29.6% $104

Eating Out

Bendigo

$310 15.4%

Singapore

$256 7.3% 17.5% $54

Monthly Utilities & Internet

Bendigo

$225 11.2%

Singapore

$210 6% 6.6% $15

Clothing & Footwear

Bendigo

$171 8.5%

Singapore

$167 4.8% 2.4% $4.2

Getting Around

Bendigo

$83 4.1%

Singapore

$107 3.1% 29.4% $24

Sport & Entertainment

Bendigo

$25 * 1.2%

Singapore

$131 3.8% 427% $106

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,127 in Bendigo versus $3,015 in Singapore. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 44% higher in Singapore, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in Bendigo versus $71.0 in Singapore. Groceries tell a different story – $353 in Bendigo vs $458 in Singapore – so Bendigo wins on supermarket bills even if dining out costs more.

Good to know

🇦🇺 Bendigo

🇸🇬 Singapore

🕒 Local time

05:28 5:28 AM

02:28 2:28 AM

3 h behind Bendigo

🌤 Weather

👥 Population

100,649

5,535,002 Capital

💱 Currency

Australian Dollar AUD $

Singapore Dollar SGD $

📈 Exchange rate

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

1 SGD = 0.781 USD

1 SGD = 0.695 EUR

Exchange rates and currency converter

SGD, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 17, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

Singapore Dollar exchange rates as of October 17, 2026: 1 USD = 1.28 SGD (1 SGD = 0.781 USD). 1 EUR = 1.44 SGD (1 SGD = 0.695 EUR).

USD to AUD in detail →

On the map

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Between locations

Bendigo Singapore 5,940 km ≈ 8 h nonstop flight

From you

Bendigo
Singapore

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bendigo vs Singapore: Cost of Living - Frequently Asked Questions

Yes – Singapore is pricier by about 74%, and outside of rent the gap shows up most in leisure.

For a comfortable life, plan on about $3,018 per month in Bendigo and $5,251 in Singapore. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bendigo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $76.0 in Bendigo and $71.0 in Singapore. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,012 in Bendigo and $3,500 in Singapore. That's a gap of about 74%.

A $2,500 monthly budget goes further in Bendigo, where all-in costs run around $2,012, than in Singapore at $3,500. In Bendigo it covers expenses comfortably, while in Singapore it requires careful planning or may not stretch far enough.

Families tend to lean toward Bendigo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bendigo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Singapore makes more sense. Both are solid long-term options with distinct trade-offs.