Last update: Oct 2026

Cost of Living Comparison Between Singapore and Bendigo

For one person, living is cheaper in Bendigo: $2,012 a month against $3,500 in Singapore, rent and utilities included – about $17,900 less a year. Rent and utilities account for most of the difference.

169

Cost of Living Index in Singapore
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Singapore Living Index
97

Cost of Living Index in Bendigo
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Bendigo Living Index

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Singapore

🇸🇬 Singapore

$3,500

/mo nomad

Bendigo

🇦🇺 Australia

$2,012

/mo nomad

Monthly Cost of Living

How much you'll spend in Singapore and in Bendigo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Singapore and in Bendigo actually costs, broken down by who's living it.

A single person spends $3,500 per month in Singapore vs $2,012 in Bendigo, rent included.

Singapore $3,500
Bendigo $2,012

A couple spends around $5,265 per month in Singapore vs $2,956 in Bendigo, rent included.

Singapore $5,265
Bendigo $2,956

A family of three spends $7,030 per month in Singapore vs $3,900 in Bendigo, rent included.

Singapore $7,030
Bendigo $3,900

Singapore costs about 74% more than Bendigo, and outside of rent the biggest gap is in leisure.

Both Singapore and Bendigo sit above the global median – Singapore by 159%, Bendigo by 49%.

Meal at Budget Restaurant

$11.76 SGD 15.05

$17.10 A$24.60

-31.23%

Three-Course Dinner for Two, Mid-Range

$70.6 SGD 90.4

$75.8 A$109

-6.81%

Fast Food Meal (McDonalds, etc)

$8.55 SGD 10.94

$12.47 A$17.94

-31.44%

Cappuccino

$5.20 SGD 6.66

$3.95 A$5.68

31.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.77 SGD 2.27

$3.12 A$4.50

-43.27%

Water (0.33 liter bottle)

$1.23 SGD 1.58

$2.47 A$3.56

-50.20%

Local Beer (0.5 liter draught)

$8.26 SGD 10.58

$9.83 A$14.15

-15.97%

Imported Beer (0.33 liter bottle)

$10.17 SGD 13.01

$8.47 A$12.19

20.07%

Milk (1 liter)

$3.04 SGD 3.89

$1.29 A$1.86

135.66%

White Bread (500g)

$2.55 SGD 3.26

$2.96 A$4.26

-13.85%

Rice (white) (1kg)

$2.86 SGD 3.66

$2.53 A$3.64

13.04%

Eggs

$3.53 SGD 4.51

$4.71 A$6.77

-25.05%

Local Cheese (1kg)

$21.12 SGD 27.02

$10.27 A$14.78

105.65%

Chicken Fillets (1kg)

$9.90 SGD 12.67

$9.70 A$13.96

2.06%

Beef Round Steak (1kg)

$25.42 SGD 32.53

$10.28 A$14.79

147.28%

Apples (1kg)

$4.57 SGD 5.85

$3.45 A$4.97

32.46%

Banana (1kg)

$3.13 SGD 4.00

$3.07 A$4.42

1.95%

Oranges (1kg)

$4.72 SGD 6.04

$3.11 A$4.48

51.77%

Tomato (1kg)

$2.23 SGD 2.85

$4.85 A$6.98

-54.02%

Potato (1kg)

$2.57 SGD 3.29

$2.74 A$3.94

-6.20%

Onion (1kg)

$2.29 SGD 2.93

$2.58 A$3.72

-11.24%

Lettuce (1 head)

$1.87 SGD 2.39

$2.37 A$3.41

-21.10%

Water (1.5 liter bottle)

$1.44 SGD 1.84

$1.59 A$2.29

-9.43%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 SGD 17.88

$43.74 A$62.9

-68.06%

Wine (Bottle)

$23.48 SGD 30.05

$10.25 A$14.75

129.07%

Local Beer (0.5 liter bottle)

$4.54 SGD 5.80

$5.25 A$7.56

-13.52%

Imported Beer (0.33 liter bottle)

$4.44 SGD 5.68

$5.33 A$7.67

-16.70%

One-way Ticket (Public Transport)

$1.57 SGD 2.01

$3.43 A$4.93

-54.23%

Public Transport Monthly Pass (Regular Price)

$93.8 SGD 120

$58.4 A$84.0

60.69%

Taxi Start (Normal Tariff)

$3.64 SGD 4.66

$4.14 A$5.96

-12.08%

Taxi (Normal Tariff) (1km)

$0.76 SGD 0.97

$1.37 A$1.97

-44.53%

Taxi 1hour Waiting (Normal Tariff)

$16.14 SGD 20.66

$14.20 A$20.43

13.66%

Gasoline (1 liter)

$2.45 SGD 3.14

$1.22 A$1.76

100.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$155.2K SGD 198.5K

$27.3K A$39.3K

467.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$148.5K SGD 190.0K

$19.1K A$27.5K

676.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 SGD 220

$140 A$201

22.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.39 SGD 15.86

$28.06 A$40.37

-55.84%

Internet (50+ Mbps, Unlimited Data)

$26.21 SGD 33.54

$57.2 A$82.3

-54.16%

Gym Membership (Monthly)

$108 SGD 138

Tennis Court (1 Hour on Weekend)

$12.31 SGD 15.75

$19.55 A$28.14

-37.03%

Cinema Ticket

$11.64 SGD 14.90

$12.47 A$17.94

-6.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,481 SGD 1,895

$2,108 A$3,033

-29.74%

International Primary School, 1 Child (Yearly)

$28.3K SGD 36.3K

$29.7K A$42.7K

-4.54%

Jeans (Levis 501 Or Similar)

$80.6 SGD 103

$78.6 A$113

2.44%

Summer Dress (H&M, Zara, etc)

$50.1 SGD 64.1

$48.88 A$70.3

2.52%

Sport Shoes (Adidas, Nike)

$112 SGD 143

$121 A$173

-7.26%

Men's Leather Business Shoes

$129 SGD 165

$133 A$191

-2.76%

1-bedroom Apartment, City Center (Monthly)

$3,015 SGD 3,858

$1,127 A$1,621

167.59%

1-bedroom Apartment, Outside City Center (Monthly)

$2,171 SGD 2,778

$845 A$1,215

157.05%

3-bedroom Apartment, City Center (Monthly)

$5,842 SGD 7,475

$1,353 A$1,946

331.88%

3-bedroom Apartment, Outside City Center (Monthly)

$4,044 SGD 5,174

$1,236 A$1,778

227.17%

Buy Apartment in City Center (m2)

$23.8K SGD 30.4K

$4,398 A$6,328

440.94%

Buy Apartment Outside City Center (m2)

$16.8K SGD 21.4K

$3,852 A$5,543

334.89%

Average Monthly Net Salary (After Tax)

$4,385 SGD 5,611

$3,038 A$4,371

44.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.44

5.9

-58.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Singapore: October 13, 2026

Last update for Bendigo: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Singapore

$2.2K 62%

Bendigo

$845 42% 61.1% $1.3K

Groceries & Markets

Singapore

$458 13.1%

Bendigo

$353 17.6% 22.8% $104

Eating Out

Singapore

$256 7.3%

Bendigo

$310 15.4% 21.2% $54

Monthly Utilities & Internet

Singapore

$210 6%

Bendigo

$225 11.2% 7% $15

Clothing & Footwear

Singapore

$167 4.8%

Bendigo

$171 8.5% 2.5% $4.2

Sport & Entertainment

Singapore

$131 3.8%

Bendigo

$25 * 1.2% 81% $106

Getting Around

Singapore

$107 3.1%

Bendigo

$83 4.1% 22.7% $24

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $3,015 in Singapore versus $1,127 in Bendigo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 44% higher in Singapore, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $71.0 in Singapore versus $76.0 in Bendigo. Groceries tell a different story – $458 in Singapore vs $353 in Bendigo – so Bendigo wins on supermarket bills even if dining out costs more.

Good to know

🇸🇬 Singapore

🇦🇺 Bendigo

🕒 Local time

02:32 2:32 AM

05:32 5:32 AM

3 h ahead of Singapore

🌤 Weather

👥 Population

5,535,002 Capital

100,649

💱 Currency

Singapore Dollar SGD $

Australian Dollar AUD $

📈 Exchange rate

1 SGD = 0.781 USD

1 SGD = 0.695 EUR

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

Exchange rates and currency converter

AUD, USD, EUR to SGD – Singapore Dollar Converter

🇺🇸 United States Dollar ($)

🇸🇬 Singapore Dollar ($)

Singapore Dollar exchange rates as of October 17, 2026: 1 USD = 1.28 SGD (1 SGD = 0.781 USD). 1 EUR = 1.44 SGD (1 SGD = 0.695 EUR).

Australian Dollar exchange rates as of October 17, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

USD to SGD in detail →

On the map

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Between locations

Singapore Bendigo 5,940 km ≈ 8 h nonstop flight

From you

Singapore
Bendigo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Singapore vs Bendigo: Cost of Living - Frequently Asked Questions

Yes – Singapore is pricier by about 74%, and outside of rent the gap shows up most in leisure.

For a comfortable life, plan on about $5,251 per month in Singapore and $3,018 in Bendigo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bendigo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $71.0 in Singapore and $76.0 in Bendigo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $3,500 in Singapore and $2,012 in Bendigo. That's a gap of about 74%.

A $2,500 monthly budget goes further in Bendigo, where all-in costs run around $2,012, than in Singapore at $3,500. In Bendigo it covers expenses comfortably, while in Singapore it requires careful planning or may not stretch far enough.

Families tend to lean toward Bendigo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bendigo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Singapore makes more sense. Both are solid long-term options with distinct trade-offs.