Cost of Living Comparison Between Hong Kong and Bendigo Cost of Living Comparison Between Hong Kong and Bendigo

Monthly Cost of Living

A single person spends $2,752 per month in Hong Kong vs $1,636 in Bendigo, rent included.

A couple spends around $4,269 per month in Hong Kong vs $2,464 in Bendigo, rent included.

A family of three spends $5,787 per month in Hong Kong vs $3,292 in Bendigo, rent included.

Hong Kong costs about 68% more than Bendigo, driven mainly by Groceries & Markets.

Both Hong Kong and Bendigo sit above the global median – Hong Kong by 105%, Bendigo by 22%.

Meal at Budget Restaurant

$9.00 HK$70.5

$19.42 A$27.06

-53.66%

Three-Course Dinner for Two, Mid-Range

$64.9 HK$509

$58.9 A$82.0

10.33%

Fast Food Meal (McDonalds, etc)

$6.50 HK$50.9

$9.49 A$13.23

-31.51%

Cappuccino

$5.08 HK$39.78

$3.72 A$5.18

36.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.31 HK$10.24

$2.55 A$3.55

-48.63%

Water (0.33 liter bottle)

$1.05 HK$8.23

$2.21 A$3.08

-52.49%

Local Beer (0.5 liter draught)

$6.77 HK$53.1

$7.41 A$10.33

-8.64%

Imported Beer (0.33 liter bottle)

$6.42 HK$50.3

$4.68 A$6.52

37.18%

Milk (1 liter)

$3.07 HK$24.03

$1.10 A$1.53

179.09%

White Bread (500g)

$2.20 HK$17.21

$2.52 A$3.52

-12.70%

Rice (white) (1kg)

$1.96 HK$15.40

$2.24 A$3.12

-12.50%

Eggs

$3.50 HK$27.46

$4.31 A$6.00

-18.79%

Local Cheese (1kg)

$25.62 HK$201

$8.74 A$12.18

193.14%

Chicken Fillets (1kg)

$10.17 HK$79.7

$8.91 A$12.41

14.14%

Beef Round Steak (1kg)

$22.56 HK$177

$14.66 A$20.42

53.89%

Apples (1kg)

$3.49 HK$27.32

$3.27 A$4.55

6.73%

Banana (1kg)

$2.23 HK$17.45

$2.91 A$4.06

-23.37%

Oranges (1kg)

$3.83 HK$29.99

$2.95 A$4.11

29.83%

Tomato (1kg)

$3.07 HK$24.06

$4.10 A$5.71

-25.12%

Potato (1kg)

$2.27 HK$17.80

$2.25 A$3.14

0.89%

Onion (1kg)

$2.27 HK$17.78

$1.93 A$2.69

17.62%

Lettuce (1 head)

$1.70 HK$13.33

$2.14 A$2.99

-20.56%

Water (1.5 liter bottle)

$1.71 HK$13.39

$1.64 A$2.29

4.27%

Cigarettes 20 Pack (Marlboro, Camel)

$12.78 HK$100

$23.76 A$33.12

-46.21%

Wine (Bottle)

$19.49 HK$153

$9.79 A$13.64

99.08%

Local Beer (0.5 liter bottle)

$1.84 HK$14.42

$4.71 A$6.57

-60.93%

Imported Beer (0.33 liter bottle)

$2.69 HK$21.04

$5.07 A$7.07

-46.94%

One-way Ticket (Public Transport)

$1.70 HK$13.29

$4.29 A$5.98

-60.37%

Public Transport Monthly Pass (Regular Price)

$64.0 HK$501

$54.1 A$75.3

18.31%

Taxi Start (Normal Tariff)

$3.72 HK$29.16

$3.49 A$4.86

6.59%

Taxi (Normal Tariff) (1km)

$1.37 HK$10.74

$1.34 A$1.86

2.24%

Taxi 1hour Waiting (Normal Tariff)

$14.62 HK$115

$12.96 A$18.06

12.81%

Gasoline (1 liter)

$3.08 HK$24.16

$1.11 A$1.55

177.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.7K HK$302.9K

$25.5K A$35.6K

51.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K HK$252.6K

$18.1K A$25.2K

77.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$227 HK$1,778

$151 A$210

50.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.78 HK$139

$19.64 A$27.36

-9.47%

Internet (50+ Mbps, Unlimited Data)

$22.40 HK$176

$47.49 A$66.2

-52.83%

Gym Membership (Monthly)

$75.5 HK$592

$58.5 A$81.5

29.10%

Tennis Court (1 Hour on Weekend)

$8.53 HK$66.8

$18.05 A$25.15

-52.74%

Cinema Ticket

$12.54 HK$98.3

$10.37 A$14.45

20.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$987 HK$7,731

$1,167 A$1,626

-15.45%

International Primary School, 1 Child (Yearly)

$21.6K HK$169.2K

$19.5K A$27.2K

10.73%

Jeans (Levis 501 Or Similar)

$74.5 HK$583

$65.0 A$90.6

14.50%

Summer Dress (H&M, Zara, etc)

$38.85 HK$304

$54.0 A$75.2

-27.99%

Sport Shoes (Adidas, Nike)

$89.2 HK$699

$108 A$150

-17.42%

Men's Leather Business Shoes

$141 HK$1,102

$102 A$143

37.32%

1-bedroom Apartment, City Center (Monthly)

$2,235 HK$17.5K

$640 A$892

249.14%

1-bedroom Apartment, Outside City Center (Monthly)

$1,543 HK$12.1K

$482 A$672

219.92%

3-bedroom Apartment, City Center (Monthly)

$4,752 HK$37.2K

$965 A$1,345

392.39%

3-bedroom Apartment, Outside City Center (Monthly)

$3,041 HK$23.8K

$670 A$933

353.97%

Buy Apartment in City Center (m2)

$27.9K HK$218.9K

$4,522 A$6,302

517.85%

Buy Apartment Outside City Center (m2)

$17.3K HK$135.7K

$3,977 A$5,541

335.33%

Average Monthly Net Salary (After Tax)

$3,166 HK$24.8K

$3,408 A$4,749

-7.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.97

6.19

-35.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: May 30, 2026

Last update for Bendigo: June 1, 2026

Cost Breakdown

A central one-bedroom costs $2,235 in Hong Kong versus $640 in Bendigo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 8% higher in Bendigo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $65.0 in Hong Kong versus $59.0 in Bendigo. Monthly groceries follow the same trend: $424 vs $335 – making Bendigo the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Bendigo: Cost of Living - Frequently Asked Questions

Yes – Hong Kong is pricier by about 68%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $4,128 per month in Hong Kong and $2,455 in Bendigo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bendigo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $65.0 in Hong Kong and $59.0 in Bendigo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,752 in Hong Kong and $1,636 in Bendigo. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $2,500 monthly budget goes further in Bendigo, where all-in costs run around $1,636, than in Hong Kong at $2,752. In Bendigo it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

Families tend to lean toward Bendigo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bendigo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.