Last update: Oct 2026

Cost of Living Comparison Between Hong Kong and Bendigo

For one person, living is cheaper in Bendigo: $2,008 a month against $3,028 in Hong Kong, rent and utilities included – about $12,200 less a year. Higher rent and utilities in Hong Kong outweigh lower spending on other living expenses.

147

Cost of Living Index in Hong Kong
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Hong Kong Living Index
97

Cost of Living Index in Bendigo
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Bendigo Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$3,028

/mo nomad

Bendigo

🇦🇺 Australia

$2,008

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Bendigo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Bendigo actually costs, broken down by who's living it.

A single person spends $3,028 per month in Hong Kong vs $2,008 in Bendigo, rent included.

Hong Kong $3,028
Bendigo $2,008

A couple spends around $4,727 per month in Hong Kong vs $2,978 in Bendigo, rent included.

Hong Kong $4,727
Bendigo $2,978

A family of three spends $6,426 per month in Hong Kong vs $3,948 in Bendigo, rent included.

Hong Kong $6,426
Bendigo $3,948

Hong Kong costs about 51% more than Bendigo, and outside of rent the biggest gap is in leisure.

Both Hong Kong and Bendigo sit above the global median – Hong Kong by 123%, Bendigo by 48%.

Meal at Budget Restaurant

$8.11 HK$63.6

$17.37 A$24.60

-53.31%

Three-Course Dinner for Two, Mid-Range

$62.9 HK$493

$77.1 A$109

-18.40%

Fast Food Meal (McDonalds, etc)

$6.33 HK$49.65

$12.40 A$17.57

-48.95%

Cappuccino

$5.03 HK$39.44

$4.08 A$5.78

23.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.27 HK$9.98

$3.10 A$4.39

-59.03%

Water (0.33 liter bottle)

$1.08 HK$8.47

$2.58 A$3.66

-58.14%

Local Beer (0.5 liter draught)

$7.74 HK$60.7

$9.97 A$14.12

-22.37%

Imported Beer (0.33 liter bottle)

$6.55 HK$51.4

$8.66 A$12.27

-24.36%

Milk (1 liter)

$2.87 HK$22.51

$1.36 A$1.92

111.03%

White Bread (500g)

$2.44 HK$19.11

$2.92 A$4.13

-16.44%

Rice (white) (1kg)

$2.13 HK$16.69

$2.57 A$3.64

-17.12%

Eggs

$3.43 HK$26.88

$4.73 A$6.71

-27.48%

Local Cheese (1kg)

$24.73 HK$194

$10.70 A$15.15

131.12%

Chicken Fillets (1kg)

$8.86 HK$69.5

$10.04 A$14.23

-11.75%

Beef Round Steak (1kg)

$17.81 HK$140

$10.55 A$14.95

68.82%

Apples (1kg)

$4.21 HK$32.99

$3.56 A$5.04

18.26%

Banana (1kg)

$2.60 HK$20.36

$3.05 A$4.31

-14.75%

Oranges (1kg)

$4.65 HK$36.51

$3.24 A$4.59

43.52%

Tomato (1kg)

$4.05 HK$31.80

$4.80 A$6.79

-15.63%

Potato (1kg)

$3.18 HK$24.97

$2.88 A$4.08

10.42%

Onion (1kg)

$3.25 HK$25.46

$2.47 A$3.50

31.58%

Lettuce (1 head)

$1.59 HK$12.47

$2.46 A$3.49

-35.37%

Water (1.5 liter bottle)

$1.72 HK$13.50

$1.63 A$2.31

5.52%

Cigarettes 20 Pack (Marlboro, Camel)

$13.27 HK$104

$44.51 A$63.1

-70.19%

Wine (Bottle)

$15.22 HK$119

$10.38 A$14.70

46.63%

Local Beer (0.5 liter bottle)

$1.93 HK$15.18

$5.46 A$7.73

-64.65%

Imported Beer (0.33 liter bottle)

$2.28 HK$17.91

$5.36 A$7.59

-57.46%

One-way Ticket (Public Transport)

$1.28 HK$10.05

$3.45 A$4.88

-62.90%

Public Transport Monthly Pass (Regular Price)

$88.0 HK$691

$56.9 A$80.6

54.78%

Taxi Start (Normal Tariff)

$3.75 HK$29.38

$4.12 A$5.84

-8.98%

Taxi (Normal Tariff) (1km)

$1.30 HK$10.23

$1.41 A$2.00

-7.80%

Taxi 1hour Waiting (Normal Tariff)

$15.92 HK$125

$13.84 A$19.61

15.03%

Gasoline (1 liter)

$4.05 HK$31.80

$1.27 A$1.80

218.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.6K HK$349.5K

$27.6K A$39.1K

61.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.5K HK$294.3K

$19.7K A$27.9K

90.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$242 HK$1,895

$142 A$202

69.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.72 HK$123

$27.59 A$39.08

-43.02%

Internet (50+ Mbps, Unlimited Data)

$21.12 HK$166

$56.5 A$80.1

-62.64%

Gym Membership (Monthly)

$99.8 HK$783

Tennis Court (1 Hour on Weekend)

$9.52 HK$74.7

$19.68 A$27.88

-51.63%

Cinema Ticket

$12.80 HK$100

$12.70 A$17.99

0.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,287 HK$10.1K

$2,154 A$3,051

-40.27%

International Primary School, 1 Child (Yearly)

$22.0K HK$172.7K

$29.9K A$42.3K

-26.32%

Jeans (Levis 501 Or Similar)

$66.7 HK$523

$81.5 A$116

-18.22%

Summer Dress (H&M, Zara, etc)

$42.46 HK$333

$49.98 A$70.8

-15.05%

Sport Shoes (Adidas, Nike)

$83.6 HK$655

$118 A$167

-29.31%

Men's Leather Business Shoes

$122 HK$957

$136 A$192

-10.01%

1-bedroom Apartment, City Center (Monthly)

$2,432 HK$19.1K

$1,135 A$1,608

114.22%

1-bedroom Apartment, Outside City Center (Monthly)

$1,764 HK$13.8K

$825 A$1,169

113.78%

3-bedroom Apartment, City Center (Monthly)

$5,347 HK$41.9K

$1,337 A$1,894

299.88%

3-bedroom Apartment, Outside City Center (Monthly)

$3,677 HK$28.8K

$1,248 A$1,767

194.78%

Buy Apartment in City Center (m2)

$28.4K HK$223.0K

$4,400 A$6,232

546.06%

Buy Apartment Outside City Center (m2)

$18.1K HK$141.8K

$3,892 A$5,514

364.45%

Average Monthly Net Salary (After Tax)

$3,264 HK$25.6K

$2,967 A$4,202

10.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.79

5.9

-35.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: October 27, 2026

Last update for Bendigo: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.8K 58.2%

Bendigo

$825 41.1% 53.2% $939

Groceries & Markets

Hong Kong

$410 13.6%

Bendigo

$361 18% 12.1% $50

Monthly Utilities & Internet

Hong Kong

$278 9.2%

Bendigo

$227 11.3% 18.6% $52

Eating Out

Hong Kong

$205 6.8%

Bendigo

$315 15.7% 53.4% $110

Clothing & Footwear

Hong Kong

$142 4.7%

Bendigo

$173 8.6% 22.4% $32

Sport & Entertainment

Hong Kong

$125 4.1%

Bendigo

$25 * 1.3% 79.7% $100

Getting Around

Hong Kong

$103 3.4%

Bendigo

$82 4.1% 20.9% $22

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,432 in Hong Kong versus $1,135 in Bendigo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 10% higher in Hong Kong, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $63 in Hong Kong versus $77 in Bendigo. Groceries tell a different story – $410 in Hong Kong vs $361 in Bendigo – so Bendigo wins on supermarket bills even if dining out costs more.

Good to know

🇭🇰 Hong Kong

🇦🇺 Bendigo

🕒 Local time

15:31 3:31 PM

18:31 6:31 PM

3 h ahead of Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

100,649

💱 Currency

Hong Kong Dollar HKD $

Australian Dollar AUD $

📈 Exchange rate

1 HKD = 0.127 USD

1 HKD = 0.114 EUR

1 AUD = 0.706 USD

1 AUD = 0.633 EUR

Exchange rates and currency converter

AUD, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of October 29, 2026: 1 USD = 7.84 HKD (1 HKD = 0.127 USD). 1 EUR = 8.75 HKD (1 HKD = 0.114 EUR).

Australian Dollar exchange rates as of October 29, 2026: 1 USD = 1.42 AUD (1 AUD = 0.706 USD). 1 EUR = 1.58 AUD (1 AUD = 0.633 EUR).

USD to HKD in detail →

On the map

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Between locations

Hong Kong Bendigo 7,290 km ≈ 10 h nonstop flight

From you

Hong Kong
Bendigo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Bendigo: Cost of Living - Frequently Asked Questions

Yes – Hong Kong is pricier by about 51%, and outside of rent the gap shows up most in leisure.

For a comfortable life, plan on about $4,543 per month in Hong Kong and $3,012 in Bendigo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bendigo, especially for central apartments: a one-bedroom in the center costs $1,135 there versus $2,432 in Hong Kong.

A mid-range dinner for two costs $63 in Hong Kong and $77 in Bendigo. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $3,028 in Hong Kong and $2,008 in Bendigo. That makes Bendigo about 34% cheaper.

A $2,500 monthly budget goes further in Bendigo, where all-in costs run around $2,008, than in Hong Kong at $3,028. In Bendigo it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $2,008 in Bendigo to $3,028 in Hong Kong. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Bendigo. If higher salaries or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.