Last update: Oct 2026

Cost of Living Comparison Between Belo Horizonte and Ubud, Bali

For one person, living is cheaper in Belo Horizonte: $971 a month against $1,353 in Ubud, Bali, rent and utilities included – about $4,600 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

47

Cost of Living Index in Belo Horizonte
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Belo Horizonte Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Belo Horizonte

🇧🇷 Brazil

$971

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Belo Horizonte and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Belo Horizonte and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $971 in Belo Horizonte versus $1,368 in Ubud, Bali.

Belo Horizonte $971
Ubud, Bali $1,368

Estimated couple costs with rent: $1,574 in Belo Horizonte versus $2,314 in Ubud, Bali.

Belo Horizonte $1,574
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $2,177 in Belo Horizonte versus $3,260 in Ubud, Bali.

Belo Horizonte $2,177
Ubud, Bali $3,260

Living in Belo Horizonte costs roughly 29% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Belo Horizonte is 28% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$6.03 R$30.57

$3.23 Rp 58.1K

86.69%

Three-Course Dinner for Two, Mid-Range

$37.56 R$190

$34.88 Rp 627.8K

7.68%

Fast Food Meal (McDonalds, etc)

$8.68 R$43.99

$5.70 Rp 102.5K

52.28%

Cappuccino

$2.30 R$11.65

$2.62 Rp 47.1K

-12.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.42 R$7.20

$1.72 Rp 31.0K

-17.44%

Water (0.33 liter bottle)

$0.76 R$3.85

$0.81 Rp 14.6K

-6.17%

Local Beer (0.5 liter draught)

$2.16 R$10.96

$2.65 Rp 47.7K

-18.49%

Imported Beer (0.33 liter bottle)

$3.59 R$18.18

$4.37 Rp 78.6K

-17.85%

Milk (1 liter)

$1.01 R$5.11

$1.57 Rp 28.3K

-35.67%

White Bread (500g)

$1.79 R$9.06

$2.19 Rp 39.5K

-18.26%

Rice (white) (1kg)

$2.02 R$10.25

$1.18 Rp 21.2K

71.19%

Eggs

$2.28 R$11.55

$2.16 Rp 38.8K

5.56%

Local Cheese (1kg)

$10.07 R$51.0

$17.65 Rp 317.7K

-42.95%

Chicken Fillets (1kg)

$4.29 R$21.75

$3.78 Rp 68.0K

13.49%

Beef Round Steak (1kg)

$7.86 R$39.87

$11.95 Rp 215.1K

-34.23%

Apples (1kg)

$1.92 R$9.75

$3.60 Rp 64.8K

-46.67%

Banana (1kg)

$1.26 R$6.40

$1.59 Rp 28.6K

-20.75%

Oranges (1kg)

$1.19 R$6.02

$2.31 Rp 41.6K

-48.48%

Tomato (1kg)

$1.60 R$8.10

$1.91 Rp 34.3K

-16.23%

Potato (1kg)

$1.08 R$5.49

$1.78 Rp 32.1K

-39.33%

Onion (1kg)

$0.97 R$4.91

$2.33 Rp 41.9K

-58.37%

Lettuce (1 head)

$0.81 R$4.10

$1.00 Rp 18.0K

-19.00%

Water (1.5 liter bottle)

$0.92 R$4.65

$0.53 Rp 9,509

73.58%

Cigarettes 20 Pack (Marlboro, Camel)

$2.55 R$12.95

$2.29 Rp 41.1K

11.35%

Wine (Bottle)

$7.84 R$39.75

$22.07 Rp 397.3K

-64.48%

Local Beer (0.5 liter bottle)

$1.36 R$6.90

$2.35 Rp 42.2K

-42.13%

Imported Beer (0.33 liter bottle)

$2.76 R$13.97

$2.98 Rp 53.6K

-7.38%

One-way Ticket (Public Transport)

$1.22 R$6.21

$0.23 Rp 4,112

430.43%

Public Transport Monthly Pass (Regular Price)

$68.2 R$346

$8.90 Rp 160.2K

666.74%

Taxi Start (Normal Tariff)

$1.02 R$5.19

$0.47 Rp 8,466

117.02%

Taxi (Normal Tariff) (1km)

$0.76 R$3.85

$0.43 Rp 7,737

76.74%

Taxi 1hour Waiting (Normal Tariff)

$6.43 R$32.60

$5.47 Rp 98.4K

17.55%

Gasoline (1 liter)

$1.26 R$6.40

$0.83 Rp 14.9K

51.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.3K R$118.3K

$23.9K Rp 429.8M

-2.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.8K R$171.6K

$32.8K Rp 590.1M

3.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.8 R$400

$80.0 Rp 1.4M

-1.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.20 R$51.7

$6.56 Rp 118.1K

55.49%

Internet (50+ Mbps, Unlimited Data)

$21.16 R$107

$18.60 Rp 334.8K

13.76%

Gym Membership (Monthly)

$28.93 R$147

$54.1 Rp 974.1K

-46.54%

Tennis Court (1 Hour on Weekend)

$44.55 R$226

$18.28 Rp 329.0K

143.71%

Cinema Ticket

$7.72 R$39.15

$4.25 Rp 76.5K

81.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$463 R$2,348

$493 Rp 8.9M

-5.99%

International Primary School, 1 Child (Yearly)

$13.6K R$69.1K

$5,597 Rp 100.7M

143.43%

Jeans (Levis 501 Or Similar)

$61.9 R$314

$45.58 Rp 820.4K

35.70%

Summer Dress (H&M, Zara, etc)

$48.18 R$244

$34.96 Rp 629.4K

37.81%

Sport Shoes (Adidas, Nike)

$99.1 R$502

$77.7 Rp 1.4M

27.48%

Men's Leather Business Shoes

$72.8 R$369

$78.5 Rp 1.4M

-7.31%

1-bedroom Apartment, City Center (Monthly)

$569 R$2,882

$1,131 Rp 20.4M

-49.75%

1-bedroom Apartment, Outside City Center (Monthly)

$286 R$1,449

$673 Rp 12.1M

-57.53%

3-bedroom Apartment, City Center (Monthly)

$912 R$4,621

$3,613 Rp 65.0M

-74.77%

3-bedroom Apartment, Outside City Center (Monthly)

$593 R$3,008

$1,702 Rp 30.6M

-65.13%

Buy Apartment in City Center (m2)

$2,312 R$11.7K

$2,717 Rp 48.9M

-14.93%

Buy Apartment Outside City Center (m2)

$1,087 R$5,508

$2,241 Rp 40.3M

-51.52%

Average Monthly Net Salary (After Tax)

$624 R$3,161

$166 Rp 3.0M

274.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.25

13.78

-18.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belo Horizonte: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Belo Horizonte

$286 29.4%

Ubud, Bali

$673 49.7% 135% $387

Groceries & Markets

Belo Horizonte

$198 20.4%

Ubud, Bali

$287 21.2% 45.2% $89

Eating Out

Belo Horizonte

$129 13.2%

Ubud, Bali

$106 7.9% 17.2% $22

Clothing & Footwear

Belo Horizonte

$127 13.1%

Ubud, Bali

$107 7.9% 16% $20

Monthly Utilities & Internet

Belo Horizonte

$110 11.3%

Ubud, Bali

$105 7.8% 4.5% $5

Getting Around

Belo Horizonte

$78 8%

Ubud, Bali

$12 0.9% 84.1% $66

Sport & Entertainment

Belo Horizonte

$44 4.6%

Ubud, Bali

$63 4.6% 41.1% $18

Cost Breakdown

A one-bedroom apartment in the center runs $569 in Belo Horizonte and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Belo Horizonte pays 279% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $38.00 in Belo Horizonte vs $35.00 in Ubud, Bali. Groceries flip the comparison at $198 vs $290, with Belo Horizonte cheaper for home cooking.

Good to know

🇧🇷 Belo Horizonte

🇮🇩 Ubud, Bali

🕒 Local time

07:00 7:00 AM

18:00 6:00 PM

11 h ahead of Belo Horizonte

🌤 Weather

👥 Population

2,315,560

74,800

💱 Currency

Brazilian Real BRL R$

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 BRL = 0.197 USD

1 BRL = 0.175 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to BRL – Brazilian Real Converter

🇺🇸 United States Dollar ($)

🇧🇷 Brazilian Real (R$)

Brazilian Real exchange rates as of October 20, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to BRL in detail →

On the map

Lowest

Highest

Between locations

Belo Horizonte Ubud, Bali 16,120 km ≈ 21 h nonstop flight

From you

Belo Horizonte
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belo Horizonte vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Belo Horizonte and Ubud, Bali differ by about 41% in total monthly costs ($971 vs $1,368 including rent). Belo Horizonte is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 279% higher in Belo Horizonte, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $569 in Belo Horizonte versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $463 in Belo Horizonte versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 47% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $971 in Belo Horizonte versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Belo Horizonte but tight or insufficient in Ubud, Bali. The gap between the two cities makes Belo Horizonte the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Belo Horizonte and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Belo Horizonte gentler on the wallet – expenses run 41% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.