Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Belo Horizonte

For one person, living is cheaper in Belo Horizonte: $956 a month against $1,349 in Ubud, Bali, rent and utilities included – about $4,700 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
46

Cost of Living Index in Belo Horizonte
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Belo Horizonte Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Belo Horizonte

🇧🇷 Brazil

$956

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Belo Horizonte

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Belo Horizonte actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $956 in Belo Horizonte.

Ubud, Bali $1,349
Belo Horizonte $956

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,517 in Belo Horizonte.

Ubud, Bali $2,305
Belo Horizonte $1,517

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,078 in Belo Horizonte.

Ubud, Bali $3,261
Belo Horizonte $2,078

Living in Ubud, Bali is roughly 41% more expensive than in Belo Horizonte, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 59.9K

$5.64 R$30.16

-41.13%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 642.4K

$34.96 R$187

1.95%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 99.7K

$8.26 R$44.19

-33.05%

Cappuccino

$2.72 Rp 49.0K

$2.17 R$11.59

25.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.7K

$1.28 R$6.83

32.81%

Water (0.33 liter bottle)

$0.76 Rp 13.7K

$0.76 R$4.08

Local Beer (0.5 liter draught)

$2.65 Rp 47.8K

$2.09 R$11.19

26.79%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.0K

$3.37 R$18.06

29.97%

Milk (1 liter)

$1.49 Rp 26.9K

$0.93 R$4.98

60.22%

White Bread (500g)

$2.28 Rp 41.0K

$1.67 R$8.94

36.53%

Rice (white) (1kg)

$1.19 Rp 21.5K

$1.87 R$10.00

-36.36%

Eggs

$2.04 Rp 36.7K

$2.08 R$11.11

-1.92%

Local Cheese (1kg)

$17.70 Rp 319.1K

$9.11 R$48.75

94.29%

Chicken Fillets (1kg)

$3.96 Rp 71.4K

$4.02 R$21.50

-1.49%

Beef Round Steak (1kg)

$12.19 Rp 219.7K

$7.05 R$37.75

72.91%

Apples (1kg)

$3.66 Rp 65.9K

$1.88 R$10.08

94.68%

Banana (1kg)

$1.52 Rp 27.4K

$1.19 R$6.39

27.73%

Oranges (1kg)

$2.23 Rp 40.2K

$1.16 R$6.21

92.24%

Tomato (1kg)

$1.97 Rp 35.6K

$1.49 R$7.97

32.21%

Potato (1kg)

$1.85 Rp 33.3K

$1.07 R$5.72

72.90%

Onion (1kg)

$2.42 Rp 43.7K

$0.96 R$5.15

152.08%

Lettuce (1 head)

$0.99 Rp 17.8K

$0.78 R$4.18

26.92%

Water (1.5 liter bottle)

$0.51 Rp 9,255

$0.87 R$4.65

-41.38%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.0K

$2.31 R$12.36

-3.90%

Wine (Bottle)

$22.24 Rp 400.9K

$7.50 R$40.15

196.53%

Local Beer (0.5 liter bottle)

$2.26 Rp 40.7K

$1.29 R$6.92

75.19%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.5K

$2.55 R$13.62

16.47%

One-way Ticket (Public Transport)

$0.25 Rp 4,525

$1.13 R$6.04

-77.88%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.0K

$65.4 R$350

-88.03%

Taxi Start (Normal Tariff)

$0.44 Rp 7,923

$0.97 R$5.17

-54.64%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,753

$0.67 R$3.61

-35.82%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 97.5K

$6.03 R$32.27

-10.28%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.19 R$6.35

-31.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 429.7M

$22.1K R$118.1K

7.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.3M

$31.8K R$169.9K

-0.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$73.2 R$392

8.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.2K

$9.69 R$51.8

-33.44%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 334.9K

$19.79 R$106

-6.11%

Gym Membership (Monthly)

$49.48 Rp 892.0K

$26.76 R$143

84.90%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 318.1K

$41.79 R$224

-57.77%

Cinema Ticket

$4.27 Rp 77.0K

$7.60 R$40.64

-43.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.8M

$435 R$2,327

12.80%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.3M

$13.8K R$73.9K

-58.92%

Jeans (Levis 501 Or Similar)

$44.64 Rp 804.7K

$56.3 R$301

-20.64%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 630.1K

$45.66 R$244

-23.46%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$91.7 R$491

-12.88%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$67.8 R$363

17.14%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.3M

$564 R$3,017

99.54%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.1M

$314 R$1,683

113.52%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.3M

$834 R$4,466

327.16%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.1M

$597 R$3,194

188.71%

Buy Apartment in City Center (m2)

$2,732 Rp 49.2M

$2,252 R$12.1K

21.30%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.2M

$1,173 R$6,279

94.65%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$580 R$3,101

-71.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

11.25

22.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Belo Horizonte: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Belo Horizonte

$314 32.9% 53.2% $357

Groceries & Markets

Ubud, Bali

$288 21.4%

Belo Horizonte

$184 19.3% 36.1% $104

Eating Out

Ubud, Bali

$108 8%

Belo Horizonte

$121 12.7% 12.6% $14

Clothing & Footwear

Ubud, Bali

$108 8%

Belo Horizonte

$118 12.3% 9.4% $10

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Belo Horizonte

$103 10.7% 1.4% $1.4

Sport & Entertainment

Ubud, Bali

$58 4.3%

Belo Horizonte

$42 4.4% 27.7% $16

Getting Around

Ubud, Bali

$11 0.9%

Belo Horizonte

$74 7.8% 550% $63

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $564 in Belo Horizonte. Housing cost is often the main lever when comparing two cities.

Belo Horizonte pays about 3.5 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $35 in Belo Horizonte for a mid-range dinner for two. Groceries echo the gap at $288 vs $184 per month, with Belo Horizonte cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇧🇷 Belo Horizonte

🕒 Local time

20:00 8:00 PM

09:00 9:00 AM

11 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

2,315,560

💱 Currency

Indonesian Rupiah IDR Rp

Brazilian Real BRL R$

📈 Exchange rate

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

1 BRL = 0.187 USD

1 BRL = 0.168 EUR

Exchange rates and currency converter

BRL, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,061 IDR (100,000 IDR = 4.98 EUR).

Brazilian Real exchange rates as of October 28, 2026: 1 USD = 5.35 BRL (1 BRL = 0.187 USD). 1 EUR = 5.96 BRL (1 BRL = 0.168 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Belo Horizonte 16,120 km ≈ 21 h nonstop flight

From you

Ubud, Bali
Belo Horizonte

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Belo Horizonte: Cost of Living - Frequently Asked Questions

Ubud, Bali and Belo Horizonte differ by about 41% in total monthly costs ($1,349 vs $956 including rent). Belo Horizonte is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 72% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $564 in Belo Horizonte. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $435 in Belo Horizonte. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 57% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $956 in Belo Horizonte versus $1,349 in Ubud, Bali, a $1,200 budget is realistic in Belo Horizonte but tight or insufficient in Ubud, Bali. The gap between the two cities makes Belo Horizonte the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.