Cost of Living Comparison Between Ubud, Bali and Belo Horizonte Cost of Living Comparison Between Ubud, Bali and Belo Horizonte

Monthly Cost of Living

Monthly costs for one person with rent: $1,397 in Ubud, Bali versus $833 in Belo Horizonte.

Estimated couple costs with rent: $2,588 in Ubud, Bali versus $1,322 in Belo Horizonte.

Monthly costs for a family of three with rent: $3,778 in Ubud, Bali versus $1,811 in Belo Horizonte.

Living in Ubud, Bali is roughly 68% more expensive than in Belo Horizonte, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Belo Horizonte is 38% below.

Meal at Budget Restaurant

$3.43 Rp 61.4K

$6.21 R$31.49

-44.77%

Three-Course Dinner for Two, Mid-Range

$31.97 Rp 572.3K

$32.52 R$165

-1.69%

Fast Food Meal (McDonalds, etc)

$5.05 Rp 90.4K

$6.57 R$33.31

-23.14%

Cappuccino

$2.71 Rp 48.6K

$1.56 R$7.91

73.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.39 Rp 24.9K

$1.00 R$5.05

39.00%

Water (0.33 liter bottle)

$0.74 Rp 13.3K

$0.66 R$3.34

12.12%

Local Beer (0.5 liter draught)

$2.89 Rp 51.8K

$1.77 R$8.98

63.28%

Imported Beer (0.33 liter bottle)

$3.79 Rp 67.9K

$3.02 R$15.30

25.50%

Milk (1 liter)

$1.79 Rp 32.1K

$0.89 R$4.51

101.12%

White Bread (500g)

$2.51 Rp 44.9K

$1.50 R$7.61

67.33%

Rice (white) (1kg)

$1.21 Rp 21.7K

$1.54 R$7.80

-21.43%

Eggs

$2.37 Rp 42.4K

$1.88 R$9.55

26.06%

Local Cheese (1kg)

$14.43 Rp 258.4K

$7.88 R$40.01

83.12%

Chicken Fillets (1kg)

$4.15 Rp 74.3K

$3.33 R$16.90

24.62%

Beef Round Steak (1kg)

$12.11 Rp 216.9K

$7.07 R$35.86

71.29%

Apples (1kg)

$3.77 Rp 67.5K

$2.15 R$10.90

75.35%

Banana (1kg)

$1.63 Rp 29.1K

$1.29 R$6.55

26.36%

Oranges (1kg)

$2.71 Rp 48.5K

$1.09 R$5.54

148.62%

Tomato (1kg)

$2.26 Rp 40.4K

$1.31 R$6.67

72.52%

Potato (1kg)

$1.93 Rp 34.5K

$1.03 R$5.22

87.38%

Onion (1kg)

$2.19 Rp 39.3K

$0.84 R$4.28

160.71%

Lettuce (1 head)

$1.02 Rp 18.2K

$0.65 R$3.32

56.92%

Water (1.5 liter bottle)

$0.72 Rp 12.8K

$0.69 R$3.50

4.35%

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 57.0K

$2.10 R$10.64

51.43%

Wine (Bottle)

$23.84 Rp 426.8K

$8.02 R$40.71

197.26%

Local Beer (0.5 liter bottle)

$2.77 Rp 49.7K

$1.06 R$5.39

161.32%

Imported Beer (0.33 liter bottle)

$2.75 Rp 49.3K

$2.20 R$11.14

25.00%

One-way Ticket (Public Transport)

$0.27 Rp 4,785

$0.98 R$4.97

-72.45%

Public Transport Monthly Pass (Regular Price)

$8.20 Rp 146.7K

$40.49 R$205

-79.75%

Taxi Start (Normal Tariff)

$0.48 Rp 8,653

$0.99 R$5.03

-51.52%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,544

$1.08 R$5.48

-61.11%

Taxi 1hour Waiting (Normal Tariff)

$6.03 Rp 107.9K

$8.34 R$42.33

-27.70%

Gasoline (1 liter)

$0.82 Rp 14.7K

$1.04 R$5.28

-21.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 475.6M

$25.6K R$129.8K

3.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 576.6M

$28.7K R$145.5K

12.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.3 Rp 1.4M

$66.2 R$336

18.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.91 Rp 70.0K

$14.25 R$72.3

-72.56%

Internet (50+ Mbps, Unlimited Data)

$23.91 Rp 428.2K

$20.53 R$104

16.46%

Gym Membership (Monthly)

$96.2 Rp 1.7M

$24.08 R$122

299.42%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 116.8K

$39.62 R$201

-83.52%

Cinema Ticket

$4.01 Rp 71.8K

$7.26 R$36.84

-44.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.4M

$370 R$1,878

-18.25%

International Primary School, 1 Child (Yearly)

$6,551 Rp 117.3M

$6,733 R$34.2K

-2.71%

Jeans (Levis 501 Or Similar)

$55.3 Rp 990.3K

$52.5 R$266

5.33%

Summer Dress (H&M, Zara, etc)

$38.32 Rp 686.1K

$36.47 R$185

5.07%

Sport Shoes (Adidas, Nike)

$88.5 Rp 1.6M

$72.5 R$368

21.99%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$66.3 R$337

15.71%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.6M

$409 R$2,077

140.76%

1-bedroom Apartment, Outside City Center (Monthly)

$682 Rp 12.2M

$267 R$1,355

155.49%

3-bedroom Apartment, City Center (Monthly)

$3,420 Rp 61.2M

$678 R$3,442

404.31%

3-bedroom Apartment, Outside City Center (Monthly)

$2,075 Rp 37.1M

$448 R$2,275

362.80%

Buy Apartment in City Center (m2)

$2,762 Rp 49.5M

$2,261 R$11.5K

22.19%

Buy Apartment Outside City Center (m2)

$2,243 Rp 40.2M

$1,081 R$5,485

107.49%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$613 R$3,109

-72.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

10.83

22.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 22, 2026

Last update for Belo Horizonte: July 20, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $409 in Belo Horizonte. Housing cost is often the main lever when comparing two cities.

Belo Horizonte pays 263% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $33.00 in Belo Horizonte. Groceries flip the comparison at $298 vs $170, with Belo Horizonte cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Belo Horizonte: Cost of Living - Frequently Asked Questions

Ubud, Bali and Belo Horizonte differ by about 68% in total monthly costs ($1,397 vs $833 including rent). Belo Horizonte is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 263% lower in Belo Horizonte. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $409 in Belo Horizonte. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $303 in Ubud, Bali versus $370 in Belo Horizonte. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 76% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $833 in Belo Horizonte versus $1,397 in Ubud, Bali, a $2,000 budget is realistic in Belo Horizonte but tight or insufficient in Ubud, Bali. The gap between the two cities makes Belo Horizonte the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Belo Horizonte are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Belo Horizonte gentler on the wallet – expenses run 68% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.