Cost of Living Comparison Between Ubud, Bali and Belo Horizonte Cost of Living Comparison Between Ubud, Bali and Belo Horizonte

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $947 in Belo Horizonte.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $1,515 in Belo Horizonte.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $2,084 in Belo Horizonte.

Living in Ubud, Bali is roughly 45% more expensive than in Belo Horizonte, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Belo Horizonte is 31% below.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$6.02 R$30.84

-44.68%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$37.23 R$191

-3.79%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$8.77 R$44.95

-35.80%

Cappuccino

$2.82 Rp 49.7K

$2.21 R$11.34

27.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$1.37 R$7.00

27.74%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.75 R$3.85

6.67%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$1.99 R$10.21

52.76%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$3.43 R$17.59

25.36%

Milk (1 liter)

$1.61 Rp 28.3K

$0.95 R$4.89

69.47%

White Bread (500g)

$2.27 Rp 39.9K

$1.77 R$9.10

28.25%

Rice (white) (1kg)

$1.17 Rp 20.6K

$2.00 R$10.27

-41.50%

Eggs

$2.17 Rp 38.2K

$2.16 R$11.08

0.46%

Local Cheese (1kg)

$17.63 Rp 310.5K

$9.65 R$49.47

82.69%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$4.24 R$21.74

-4.48%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$7.33 R$37.56

66.17%

Apples (1kg)

$3.62 Rp 63.7K

$1.92 R$9.82

88.54%

Banana (1kg)

$1.64 Rp 28.8K

$1.14 R$5.83

43.86%

Oranges (1kg)

$2.31 Rp 40.6K

$1.16 R$5.97

99.14%

Tomato (1kg)

$1.96 Rp 34.5K

$1.61 R$8.27

21.74%

Potato (1kg)

$1.84 Rp 32.5K

$1.08 R$5.51

70.37%

Onion (1kg)

$2.37 Rp 41.7K

$0.97 R$4.96

144.33%

Lettuce (1 head)

$1.05 Rp 18.5K

$0.83 R$4.26

26.51%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.83 R$4.25

-34.94%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$2.41 R$12.33

-4.56%

Wine (Bottle)

$23.08 Rp 406.4K

$8.00 R$41.03

188.50%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.37 R$7.02

70.80%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$2.67 R$13.68

14.98%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$1.22 R$6.26

-79.51%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$68.5 R$351

-86.24%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$1.00 R$5.12

-51.00%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$0.76 R$3.91

-38.16%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$6.46 R$33.10

-13.31%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.28 R$6.56

-36.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$23.5K R$120.5K

6.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$32.0K R$164.1K

-2.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$73.1 R$375

13.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$10.22 R$52.4

-36.50%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$20.76 R$106

-9.49%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$27.33 R$140

102.12%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$44.18 R$227

-58.78%

Cinema Ticket

$4.30 Rp 75.7K

$7.63 R$39.09

-43.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$450 R$2,306

9.84%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$13.8K R$71.0K

-57.26%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$59.0 R$302

-21.49%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$47.16 R$242

-22.73%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$97.8 R$501

-17.44%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$70.6 R$362

11.66%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$561 R$2,878

98.44%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$289 R$1,483

139.68%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$860 R$4,411

322.88%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$595 R$3,052

187.58%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$2,253 R$11.6K

22.50%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$1,066 R$5,464

115.10%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$612 R$3,139

-72.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

11.25

22.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Belo Horizonte: September 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $561 in Belo Horizonte. Housing cost is often the main lever when comparing two cities.

Belo Horizonte pays 267% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $37.00 in Belo Horizonte. Groceries flip the comparison at $294 vs $192, with Belo Horizonte cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Belo Horizonte: Cost of Living - Frequently Asked Questions

Ubud, Bali and Belo Horizonte differ by about 45% in total monthly costs ($1,378 vs $947 including rent). Belo Horizonte is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 267% lower in Belo Horizonte. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,114 in Ubud, Bali versus $561 in Belo Horizonte. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $494 in Ubud, Bali versus $450 in Belo Horizonte. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 53% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $947 in Belo Horizonte versus $1,378 in Ubud, Bali, a $2,000 budget is realistic in Belo Horizonte but tight or insufficient in Ubud, Bali. The gap between the two cities makes Belo Horizonte the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Belo Horizonte are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Belo Horizonte gentler on the wallet – expenses run 45% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.