Cost of Living Comparison Between Ubud, Bali and Belo Horizonte Cost of Living Comparison Between Ubud, Bali and Belo Horizonte

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $844 in Belo Horizonte.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,306 in Belo Horizonte.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $1,769 in Belo Horizonte.

Living in Ubud, Bali is roughly 68% more expensive than Belo Horizonte, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Belo Horizonte is 37% below.

Meal at Budget Restaurant

$3.56 Rp 64.3K

$6.47 R$32.74

-44.98%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 590.3K

$33.04 R$167

-0.94%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 89.2K

$6.68 R$33.83

-25.90%

Cappuccino

$2.71 Rp 48.9K

$1.55 R$7.85

74.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.2K

$0.93 R$4.69

44.09%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.64 R$3.26

9.37%

Local Beer (0.5 liter draught)

$2.92 Rp 52.7K

$1.76 R$8.92

65.91%

Imported Beer (0.33 liter bottle)

$3.96 Rp 71.4K

$3.01 R$15.24

31.56%

Milk (1 liter)

$1.81 Rp 32.6K

$0.89 R$4.52

103.37%

White Bread (500g)

$2.52 Rp 45.4K

$1.51 R$7.64

66.89%

Rice (white) (1kg)

$1.16 Rp 20.9K

$1.59 R$8.03

-27.04%

Eggs

$2.46 Rp 44.4K

$1.94 R$9.84

26.80%

Local Cheese (1kg)

$14.71 Rp 265.3K

$7.89 R$39.97

86.44%

Chicken Fillets (1kg)

$4.32 Rp 77.9K

$3.38 R$17.10

27.81%

Beef Round Steak (1kg)

$12.14 Rp 218.9K

$7.19 R$36.43

68.85%

Apples (1kg)

$3.84 Rp 69.3K

$2.17 R$10.98

76.96%

Banana (1kg)

$1.56 Rp 28.1K

$1.29 R$6.52

20.93%

Oranges (1kg)

$2.83 Rp 51.1K

$1.09 R$5.52

159.63%

Tomato (1kg)

$2.33 Rp 41.9K

$1.30 R$6.60

79.23%

Potato (1kg)

$1.91 Rp 34.5K

$1.01 R$5.12

89.11%

Onion (1kg)

$2.20 Rp 39.7K

$0.85 R$4.33

158.82%

Lettuce (1 head)

$1.01 Rp 18.3K

$0.70 R$3.56

44.29%

Water (1.5 liter bottle)

$0.78 Rp 14.0K

$0.67 R$3.41

16.42%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.8K

$2.11 R$10.67

57.35%

Wine (Bottle)

$23.74 Rp 428.0K

$8.69 R$43.99

173.19%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.3K

$1.07 R$5.42

160.75%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.6K

$2.14 R$10.82

33.64%

One-way Ticket (Public Transport)

$0.27 Rp 4,848

$0.96 R$4.87

-71.88%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 144.8K

$40.86 R$207

-80.35%

Taxi Start (Normal Tariff)

$0.46 Rp 8,230

$0.93 R$4.69

-50.54%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,116

$1.14 R$5.78

-60.53%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.9K

$8.33 R$42.19

-26.77%

Gasoline (1 liter)

$0.79 Rp 14.3K

$1.05 R$5.31

-24.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 471.6M

$25.5K R$129.0K

2.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 579.2M

$28.9K R$146.1K

11.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$66.0 R$334

21.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 73.3K

$14.58 R$73.8

-72.15%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 424.1K

$20.88 R$106

12.64%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$24.00 R$122

311.25%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 119.6K

$39.35 R$199

-83.15%

Cinema Ticket

$4.15 Rp 74.8K

$7.15 R$36.19

-41.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.5M

$368 R$1,861

-17.29%

International Primary School, 1 Child (Yearly)

$6,613 Rp 119.3M

$6,826 R$34.6K

-3.11%

Jeans (Levis 501 Or Similar)

$55.5 Rp 1.0M

$52.5 R$266

5.75%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 690.9K

$37.80 R$191

1.35%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$72.7 R$368

21.92%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$65.9 R$334

18.09%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.1M

$404 R$2,045

149.18%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.2M

$265 R$1,341

154.91%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 62.1M

$697 R$3,529

393.83%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.8M

$455 R$2,302

348.52%

Buy Apartment in City Center (m2)

$2,841 Rp 51.2M

$2,309 R$11.7K

23.07%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.8M

$1,109 R$5,617

104.06%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$625 R$3,165

-73.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

10.83

22.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Belo Horizonte: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $404 in Belo Horizonte. Housing cost is often the main lever when comparing two cities.

Belo Horizonte pays 278% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $33.00 in Belo Horizonte. Groceries flip the comparison at $302 vs $172, with Belo Horizonte cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Belo Horizonte: Cost of Living - Frequently Asked Questions

Ubud, Bali and Belo Horizonte differ by about 68% in total monthly costs ($1,419 vs $844 including rent). Belo Horizonte is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Belo Horizonte earns 278% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $404 in Belo Horizonte. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $368 in Belo Horizonte. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 75% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $844 in Belo Horizonte versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Belo Horizonte but tight or insufficient in Ubud, Bali. The gap between the two cities makes Belo Horizonte the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Belo Horizonte are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Belo Horizonte gentler on the wallet – expenses run 68% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.