Last update: Nov 2026

Cost of Living Comparison Between Bayawan City and Cebu

For one person, living is cheaper in Bayawan City: $723 a month against $943 in Cebu, rent and utilities included – about $2,600 less a year. Rent and utilities account for most of the difference.

Bayawan City, Philippines
Cebu, Philippines
Bayawan City
🇵🇭 Philippines
$723
/mo nomad
Cebu
🇵🇭 Philippines
$943
/mo nomad
Monthly Cost of Living

How much you'll spend in Bayawan City and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bayawan City and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $723 in Bayawan City versus $943 in Cebu.

  • Bayawan City $723
  • Cebu $943

Estimated couple costs with rent: $1,126 in Bayawan City versus $1,437 in Cebu.

  • Bayawan City $1,126
  • Cebu $1,437

Monthly costs for a family of three with rent: $1,529 in Bayawan City versus $1,930 in Cebu.

  • Bayawan City $1,529
  • Cebu $1,930

Living in Bayawan City costs roughly 23% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Bayawan City 47% lower, Cebu 30% lower.

Currency
🍽 Eating Out
Bayawan City
Cebu
Difference
Meal at Budget Restaurant
$3.83 ₱243
$3.88 ₱246
-1.29%
Three-Course Dinner for Two, Mid-Range
$23.91 ₱1,517
$23.22 ₱1,473
2.97%
Fast Food Meal (McDonalds, etc)
$3.98 ₱253
$3.90 ₱248
2.05%
Cappuccino
$2.56 ₱162
$2.56 ₱162
-
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.64 ₱40.42
$1.60 ₱102
-60.00%
Water (0.33 liter bottle)
$0.46 ₱29.31
$0.51 ₱32.28
-9.80%
Local Beer (0.5 liter draught)
$1.67 ₱106
$1.76 ₱112
-5.11%
Imported Beer (0.33 liter bottle)
$2.25 ₱143
$2.15 ₱137
4.65%
🛒 Groceries & Markets
Bayawan City
Cebu
Difference
Milk (1 liter)
$1.76 ₱112
$1.99 ₱126
-11.56%
White Bread (500g)
$1.13 ₱71.7
$1.37 ₱87.0
-17.52%
Rice (white) (1kg)
$0.68 ₱43.07
$0.95 ₱60.3
-28.42%
Eggs
$1.93 ₱122
$2.02 ₱128
-4.46%
Local Cheese (1kg)
$4.73 ₱300
$9.63 ₱611
-50.88%
Chicken Fillets (1kg)
$4.28 ₱272
$4.35 ₱276
-1.61%
Beef Round Steak (1kg)
$7.21 ₱457
$7.70 ₱489
-6.36%
Apples (1kg)
$3.26 ₱207
$3.30 ₱209
-1.21%
Banana (1kg)
$1.31 ₱83.3
$1.27 ₱80.3
3.15%
Oranges (1kg)
$2.36 ₱150
$2.34 ₱149
0.85%
Tomato (1kg)
$1.49 ₱94.6
$1.51 ₱96.1
-1.32%
Potato (1kg)
$2.28 ₱145
$2.23 ₱142
2.24%
Onion (1kg)
$1.86 ₱118
$1.93 ₱123
-3.63%
Lettuce (1 head)
$1.06 ₱67.3
$1.18 ₱75.0
-10.17%
Water (1.5 liter bottle)
$0.65 ₱41.12
$0.65 ₱41.24
-
Cigarettes 20 Pack (Marlboro, Camel)
$2.95 ₱187
$2.89 ₱183
2.08%
Wine (Bottle)
$4.72 ₱299
$6.35 ₱403
-25.67%
Local Beer (0.5 liter bottle)
$0.75 ₱47.65
$1.27 ₱80.7
-40.94%
Imported Beer (0.33 liter bottle)
$1.69 ₱107
$1.64 ₱104
3.05%
🚌 Getting Around
Bayawan City
Cebu
Difference
One-way Ticket (Public Transport)
$0.24 ₱15.25
$0.23 ₱14.53
4.35%
Public Transport Monthly Pass (Regular Price)
$12.18 ₱773
$12.24 ₱776
-0.49%
Taxi Start (Normal Tariff)
$0.78 ₱49.52
$0.82 ₱51.9
-4.88%
Taxi (Normal Tariff) (1km)
$0.22 ₱13.96
$0.20 ₱12.66
10.00%
Taxi 1hour Waiting (Normal Tariff)
$1.89 ₱120
$4.32 ₱274
-56.25%
Gasoline (1 liter)
$1.07 ₱68.1
$1.38 ₱87.4
-22.46%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.4K ₱1.4M
$21.2K ₱1.3M
0.75%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$18.9K ₱1.2M
$19.3K ₱1.2M
-1.95%
🧾 Monthly Utilities & Internet
Bayawan City
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$116 ₱7,373
$124 ₱7,876
-6.38%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$15.66 ₱993
$15.93 ₱1,011
-1.69%
Internet (50+ Mbps, Unlimited Data)
$27.67 ₱1,755
$28.07 ₱1,781
-1.43%
🎉 Sport & Entertainment
Bayawan City
Cebu
Difference
Gym Membership (Monthly)
$31.14 ₱1,975
$33.41 ₱2,120
-6.79%
Tennis Court (1 Hour on Weekend)
$5.31 ₱337
$6.40 ₱406
-17.03%
Cinema Ticket
$1.55 ₱98.0
$5.85 ₱371
-73.50%
🧸 Childcare & Education
Bayawan City
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$128 ₱8,134
$271 ₱17.2K
-52.61%
International Primary School, 1 Child (Yearly)
$7,957 ₱504.8K
$8,060 ₱511.3K
-1.27%
👕👟 Clothing & Footwear
Bayawan City
Cebu
Difference
Jeans (Levis 501 Or Similar)
$32.82 ₱2,082
$48.31 ₱3,065
-32.06%
Summer Dress (H&M, Zara, etc)
$19.53 ₱1,239
$24.56 ₱1,558
-20.48%
Sport Shoes (Adidas, Nike)
$73.9 ₱4,690
$77.1 ₱4,893
-4.16%
Men's Leather Business Shoes
$57.4 ₱3,639
$56.5 ₱3,585
1.49%
🏠 Accommodation & Living
Bayawan City
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$246 ₱15.6K
$495 ₱31.4K
-50.37%
1-bedroom Apartment, Outside City Center (Monthly)
$164 ₱10.4K
$322 ₱20.4K
-49.10%
3-bedroom Apartment, City Center (Monthly)
$493 ₱31.3K
$990 ₱62.8K
-50.19%
3-bedroom Apartment, Outside City Center (Monthly)
$347 ₱22.0K
$628 ₱39.9K
-44.74%
Buy Apartment in City Center (m2)
$2,664 ₱169.0K
$4,459 ₱282.9K
-40.24%
Buy Apartment Outside City Center (m2)
$1,112 ₱70.5K
$3,030 ₱192.2K
-63.31%
💵 Salaries & Financials
Bayawan City
Cebu
Difference
Average Monthly Net Salary (After Tax)
$110 ₱7,007
$343 ₱21.7K
-67.77%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
7.2
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bayawan City: November 1, 2026

Last update for Cebu: November 2, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Bayawan City
$177
Cebu
$206 16.3% $29
Accommodation & Living
Bayawan City
$164
Cebu
$322 96.5% $158
Monthly Utilities & Internet
Bayawan City
$160
Cebu
$168 5.4% $8.6
Eating Out
Bayawan City
$91
Cebu
$95 4.9% $4.4
Clothing & Footwear
Bayawan City
$83
Cebu
$93 12.5% $10
Sport & Entertainment
Bayawan City
$34
Cebu
$45 31.8% $11
Getting Around
Bayawan City
$15
Cebu
$15 0.3% $0

Cost Breakdown

A one-bedroom apartment in the center runs $246 in Bayawan City and $495 in Cebu. Housing cost is often the main lever when comparing two cities.

Cebu pays about 3.1 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $24 in Bayawan City vs $23 in Cebu. Groceries flip the comparison at $177 vs $206, with Bayawan City cheaper for home cooking.

Good to know
🇵🇭 Bayawan City
🇵🇭 Cebu
🕒 Local time
17:07 5:07 PM
17:07 5:07 PM
Same time as Bayawan City
🌤 Weather
👥 Population
122,747
964,169
💱 Currency
Exchange rates and currency converter

USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of November 4, 2026: 1 USD = 63.44 PHP (100 PHP = 1.58 USD). 1 EUR = 71.12 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Bayawan City Cebu 160 km
From you
  • Bayawan City
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bayawan City vs Cebu: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Bayawan City and in Cebu?
Total monthly costs including rent come to $723 in Bayawan City and $943 in Cebu, so Bayawan City is about 23% cheaper – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 68% lower in Bayawan City. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Bayawan City and in Cebu?
Rent for a central apartment: $246 in Bayawan City versus $495 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Bayawan City and Cebu?
Childcare runs $128 in Bayawan City versus $271 in Cebu. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper restaurants?
Dining out is cheaper in Cebu – a meal for two runs $23 versus $24 in Bayawan City. If you eat out regularly, this makes a real dent in your monthly spending.
How far does $1,200 go in Bayawan City compared to Cebu?
Either city works on $1,200 a month, though Bayawan City gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
How does quality of life compare between Bayawan City and Cebu?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How do I decide between Bayawan City and Cebu?
It comes down to priorities – Bayawan City wins on affordability, Cebu on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.

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