🙂Monthly costs for one person with rent: $805 in Bayawan City versus $869 in Cebu.
🙂Estimated couple costs with rent: $1,271 in Bayawan City versus $1,352 in Cebu.
🙂Monthly costs for a family of three with rent: $1,737 in Bayawan City versus $1,835 in Cebu.
🙂Living in Bayawan City costs roughly 7% less than in Cebu, driven mainly by Getting Around.
📊Both cities sit below the global median: Bayawan City40% lower, Cebu35% lower.
Currency
🍽 Eating Out
Bayawan City
Cebu
Difference
Meal at Budget Restaurant
$4.56₱275
$4.52₱272
0.88%
Three-Course Dinner for Two, Mid-Range
$24.23₱1,459
$24.52₱1,477
-1.18%
Fast Food Meal(McDonalds, etc)
$4.51₱272
$4.55₱274
-0.88%
Cappuccino
$2.57₱154
$2.55₱154
0.78%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.84₱50.4
$0.86₱51.8
-2.33%
Water(0.33 liter bottle)
$0.43₱25.89
$0.42₱25.33
2.38%
Local Beer(0.5 liter draught)
$1.52₱91.4
$1.51₱91.2
0.66%
Imported Beer(0.33 liter bottle)
$2.07₱125
$2.14₱129
-3.27%
🛒 Groceries & Markets
Bayawan City
Cebu
Difference
Milk(1 liter)
$2.00₱120
$2.33₱140
-14.16%
White Bread(500g)
$1.50₱90.2
$1.52₱91.3
-1.32%
Rice(white)(1kg)
$0.82₱49.18
$1.12₱67.3
-26.79%
Eggs
$2.29₱138
$2.31₱139
-0.87%
Local Cheese(1kg)
$12.68₱764
$12.70₱765
-0.16%
Chicken Fillets(1kg)
$5.39₱324
$5.20₱313
3.65%
Beef Round Steak(1kg)
$7.91₱477
$7.88₱474
0.38%
Apples(1kg)
$3.64₱219
$3.49₱210
4.30%
Banana(1kg)
$1.46₱88.2
$1.45₱87.4
0.69%
Oranges(1kg)
$3.40₱205
$3.27₱197
3.98%
Tomato(1kg)
$2.28₱137
$2.20₱132
3.64%
Potato(1kg)
$2.65₱160
$2.58₱155
2.71%
Onion(1kg)
$2.55₱154
$2.58₱156
-1.16%
Lettuce(1 head)
$0.92₱55.6
$0.93₱56.2
-1.08%
Water(1.5 liter bottle)
$0.84₱50.4
$0.79₱47.47
6.33%
Cigarettes 20 Pack(Marlboro, Camel)
$3.26₱197
$3.18₱191
2.52%
Wine(Bottle)
$5.00₱301
$6.44₱388
-22.36%
Local Beer(0.5 liter bottle)
$0.87₱52.1
$1.20₱72.1
-27.50%
Imported Beer(0.33 liter bottle)
$2.33₱141
$2.35₱142
-0.85%
🚌 Getting Around
Bayawan City
Cebu
Difference
One-way Ticket(Public Transport)
$0.26₱15.62
$0.28₱17.04
-7.14%
Public Transport Monthly Pass(Regular Price)
-
$15.34₱924
-
Taxi Start(Normal Tariff)
$0.89₱53.6
$0.87₱52.6
2.30%
Taxi(Normal Tariff)(1km)
$0.25₱15.07
$0.25₱15.16
-
Taxi 1hour Waiting(Normal Tariff)
$2.69₱162
$2.69₱162
-
Gasoline(1 liter)
$1.15₱69.4
$1.10₱66.1
4.55%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.7K₱1.8M
$30.2K₱1.8M
1.37%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.6K₱1.7M
$26.9K₱1.6M
2.59%
🧾 Monthly Utilities & Internet
Bayawan City
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$97.6₱5,880
$98.3₱5,922
-0.71%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$34.24₱2,062
$34.89₱2,101
-1.86%
Internet(50+ Mbps, Unlimited Data)
$29.59₱1,782
$29.76₱1,793
-0.57%
🎉 Sport & Entertainment
Bayawan City
Cebu
Difference
Gym Membership(Monthly)
$33.54₱2,020
$32.66₱1,967
2.69%
Tennis Court(1 Hour on Weekend)
$4.38₱264
$8.43₱507
-48.04%
Cinema Ticket
$1.73₱104
$6.01₱362
-71.21%
🧸 Childcare & Education
Bayawan City
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$231₱13.9K
$235₱14.2K
-1.73%
International Primary School, 1 Child(Yearly)
$3,953₱238.1K
$3,936₱237.0K
0.45%
👕👟 Clothing & Footwear
Bayawan City
Cebu
Difference
Jeans(Levis 501 Or Similar)
$45.97₱2,769
$51.6₱3,109
-10.95%
Summer Dress(H&M, Zara, etc)
$22.88₱1,378
$23.19₱1,397
-1.34%
Sport Shoes(Adidas, Nike)
$75.7₱4,559
$74.3₱4,477
1.82%
Men's Leather Business Shoes
$56.0₱3,375
$55.7₱3,355
0.59%
🏠 Accommodation & Living
Bayawan City
Cebu
Difference
1-bedroom Apartment, City Center(Monthly)
$265₱16.0K
$498₱30.0K
-46.84%
1-bedroom Apartment, Outside City Center(Monthly)
$173₱10.4K
$210₱12.7K
-17.52%
3-bedroom Apartment, City Center(Monthly)
$586₱35.3K
$783₱47.2K
-25.21%
3-bedroom Apartment, Outside City Center(Monthly)
$391₱23.5K
$387₱23.3K
1.10%
Buy Apartment in City Center(m2)
$2,374₱143.0K
$3,095₱186.4K
-23.28%
Buy Apartment Outside City Center(m2)
$1,079₱65.0K
$1,981₱119.3K
-45.55%
💵 Salaries & Financials
Bayawan City
Cebu
Difference
Average Monthly Net Salary(After Tax)
$115₱6,899
$373₱22.5K
-69.30%
20-Year Fixed Mortgage Interest Rate(Annual %)
8
8
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Bayawan City: June 13, 2026
Last update for Cebu: June 13, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $265 in Bayawan City and $498 in Cebu. Housing cost is often the main lever when comparing two cities.
💰Cebu pays 226% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $24.00 in Bayawan City vs $25.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $234 vs $240 per month, with Bayawan City cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bayawan City vs Cebu: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Bayawan City and Cebu?
Bayawan City and Cebu differ by about 8% in total monthly costs ($805 vs $869 including rent). Bayawan City is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, Cebu earns 226% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Bayawan City and Cebu?
Rent for a central apartment: $265 in Bayawan City versus $498 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Bayawan City and Cebu?
Childcare runs $231 in Bayawan City versus $235 in Cebu. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper restaurants?
Dining out is cheaper in Bayawan City – a meal for two runs $24.00 versus $25.00 in Cebu. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $2,000 per month?
At $805 in Bayawan City versus $869 in Cebu, a $2,000 budget is realistic in Bayawan City but tight or insufficient in Cebu. The gap between the two cities makes Bayawan City the clear choice for anyone on this budget.
How does quality of life compare between Bayawan City and Cebu?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Bayawan City or Cebu safer for residents?
Safety-wise, Bayawan City and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Bayawan City or Cebu?
Expats usually find Bayawan City gentler on the wallet – expenses run 8% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Bayawan City vs other spots: cost of living compared