Last update: Nov 2026

Cost of Living Comparison Between Cebu and Bayawan City

For one person, living is cheaper in Bayawan City: $723 a month against $943 in Cebu, rent and utilities included – about $2,600 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
35

Cost of Living Index in Bayawan City
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Bayawan City Living Index

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Cebu

🇵🇭 Philippines

$943

/mo nomad

Bayawan City

🇵🇭 Philippines

$723

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Bayawan City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Bayawan City actually costs, broken down by who's living it.

Monthly costs for one person with rent: $943 in Cebu versus $723 in Bayawan City.

Cebu $943
Bayawan City $723

Estimated couple costs with rent: $1,437 in Cebu versus $1,126 in Bayawan City.

Cebu $1,437
Bayawan City $1,126

Monthly costs for a family of three with rent: $1,930 in Cebu versus $1,529 in Bayawan City.

Cebu $1,930
Bayawan City $1,529

Living in Cebu is roughly 31% more expensive than in Bayawan City, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 30% lower, Bayawan City 47% lower.

Meal at Budget Restaurant

$3.88 ₱247

$3.83 ₱244

1.31%

Three-Course Dinner for Two, Mid-Range

$23.22 ₱1,476

$23.91 ₱1,520

-2.89%

Fast Food Meal (McDonalds, etc)

$3.90 ₱248

$3.98 ₱253

-2.01%

Cappuccino

$2.56 ₱163

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.60 ₱102

$0.64 ₱40.51

150.00%

Water (0.33 liter bottle)

$0.51 ₱32.35

$0.46 ₱29.38

10.87%

Local Beer (0.5 liter draught)

$1.76 ₱112

$1.67 ₱106

5.39%

Imported Beer (0.33 liter bottle)

$2.15 ₱137

$2.25 ₱143

-4.44%

Milk (1 liter)

$1.99 ₱126

$1.76 ₱112

13.07%

White Bread (500g)

$1.37 ₱87.1

$1.13 ₱71.9

21.24%

Rice (white) (1kg)

$0.95 ₱60.4

$0.68 ₱43.17

39.71%

Eggs

$2.02 ₱128

$1.93 ₱123

4.66%

Local Cheese (1kg)

$9.63 ₱612

$4.73 ₱301

103.59%

Chicken Fillets (1kg)

$4.35 ₱277

$4.28 ₱272

1.64%

Beef Round Steak (1kg)

$7.70 ₱490

$7.21 ₱458

6.80%

Apples (1kg)

$3.30 ₱210

$3.26 ₱207

1.23%

Banana (1kg)

$1.27 ₱80.5

$1.31 ₱83.5

-3.05%

Oranges (1kg)

$2.34 ₱149

$2.36 ₱150

-0.85%

Tomato (1kg)

$1.51 ₱96.3

$1.49 ₱94.8

1.34%

Potato (1kg)

$2.23 ₱142

$2.28 ₱145

-2.19%

Onion (1kg)

$1.93 ₱123

$1.86 ₱118

3.76%

Lettuce (1 head)

$1.18 ₱75.2

$1.06 ₱67.5

11.32%

Water (1.5 liter bottle)

$0.65 ₱41.33

$0.65 ₱41.21

Cigarettes 20 Pack (Marlboro, Camel)

$2.89 ₱184

$2.95 ₱188

-2.03%

Wine (Bottle)

$6.35 ₱404

$4.72 ₱300

34.53%

Local Beer (0.5 liter bottle)

$1.27 ₱80.8

$0.75 ₱47.75

69.33%

Imported Beer (0.33 liter bottle)

$1.64 ₱104

$1.69 ₱107

-2.96%

One-way Ticket (Public Transport)

$0.23 ₱14.56

$0.24 ₱15.28

-4.17%

Public Transport Monthly Pass (Regular Price)

$12.24 ₱778

$12.18 ₱775

0.49%

Taxi Start (Normal Tariff)

$0.82 ₱52.0

$0.78 ₱49.63

5.13%

Taxi (Normal Tariff) (1km)

$0.20 ₱12.69

$0.22 ₱14.00

-9.09%

Taxi 1hour Waiting (Normal Tariff)

$4.32 ₱275

$1.89 ₱120

128.57%

Gasoline (1 liter)

$1.38 ₱87.6

$1.07 ₱68.2

28.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$21.4K ₱1.4M

-0.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.3K ₱1.2M

$18.9K ₱1.2M

1.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$124 ₱7,893

$116 ₱7,389

6.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.93 ₱1,013

$15.66 ₱995

1.72%

Internet (50+ Mbps, Unlimited Data)

$28.07 ₱1,785

$27.67 ₱1,759

1.45%

Gym Membership (Monthly)

$33.41 ₱2,124

$31.14 ₱1,980

7.29%

Tennis Court (1 Hour on Weekend)

$6.40 ₱407

$5.31 ₱338

20.53%

Cinema Ticket

$5.85 ₱372

$1.55 ₱98.3

277.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$271 ₱17.2K

$128 ₱8,152

111.04%

International Primary School, 1 Child (Yearly)

$8,060 ₱512.4K

$7,957 ₱505.9K

1.29%

Jeans (Levis 501 Or Similar)

$48.31 ₱3,072

$32.82 ₱2,087

47.20%

Summer Dress (H&M, Zara, etc)

$24.56 ₱1,562

$19.53 ₱1,242

25.76%

Sport Shoes (Adidas, Nike)

$77.1 ₱4,904

$73.9 ₱4,700

4.34%

Men's Leather Business Shoes

$56.5 ₱3,593

$57.4 ₱3,647

-1.46%

1-bedroom Apartment, City Center (Monthly)

$495 ₱31.5K

$246 ₱15.6K

101.50%

1-bedroom Apartment, Outside City Center (Monthly)

$322 ₱20.5K

$164 ₱10.4K

96.45%

3-bedroom Apartment, City Center (Monthly)

$990 ₱63.0K

$493 ₱31.4K

100.75%

3-bedroom Apartment, Outside City Center (Monthly)

$628 ₱39.9K

$347 ₱22.1K

80.98%

Buy Apartment in City Center (m2)

$4,459 ₱283.5K

$2,664 ₱169.4K

67.34%

Buy Apartment Outside City Center (m2)

$3,030 ₱192.6K

$1,112 ₱70.7K

172.54%

Average Monthly Net Salary (After Tax)

$343 ₱21.8K

$110 ₱7,022

210.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: November 2, 2026

Last update for Bayawan City: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$322 34.1%

Bayawan City

$164 22.7% 49.1% $158

Groceries & Markets

Cebu

$206 21.8%

Bayawan City

$177 24.5% 14% $29

Monthly Utilities & Internet

Cebu

$168 17.8%

Bayawan City

$160 22.1% 5.1% $8.6

Eating Out

Cebu

$95 10.1%

Bayawan City

$91 12.5% 4.6% $4.4

Clothing & Footwear

Cebu

$93 9.9%

Bayawan City

$83 11.4% 11.1% $10

Sport & Entertainment

Cebu

$45 4.8%

Bayawan City

$34 4.7% 24.1% $11

Getting Around

Cebu

$15 1.6%

Bayawan City

$15 2.1% 0.3% $0

Cost Breakdown

A one-bedroom apartment in the center runs $495 in Cebu and $246 in Bayawan City. Housing cost is often the main lever when comparing two cities.

Cebu pays about 3.1 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $23 in Cebu vs $24 in Bayawan City. Groceries flip the comparison at $206 vs $177, with Bayawan City cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇵🇭 Bayawan City

🕒 Local time

07:48 7:48 AM

Same time as Cebu

🌤 Weather

👥 Population

964,169

122,747

💱 Currency

Philippine Peso PHP ₱

📈 Exchange rate

100 PHP = 1.57 USD

100 PHP = 1.4 EUR

100 PHP = 1.57 USD

100 PHP = 1.4 EUR

Exchange rates and currency converter

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Bayawan City: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $943 in Cebu and $723 in Bayawan City, so Bayawan City is about 23% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Cebu is about 3.1 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $495 in Cebu versus $246 in Bayawan City. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $271 in Cebu versus $128 in Bayawan City. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Cebu – a meal for two runs $23 versus $24 in Bayawan City. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,200 a month, though Bayawan City gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Bayawan City wins on affordability, Cebu on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.