Cost of Living Comparison Between Banjarmasin and Ubud, Bali Cost of Living Comparison Between Banjarmasin and Ubud, Bali

Monthly Cost of Living

A single person spends $595 per month in Banjarmasin vs $1,368 in Ubud, Bali, rent included.

A couple spends around $941 per month in Banjarmasin vs $2,348 in Ubud, Bali, rent included.

A family of three spends $1,288 per month in Banjarmasin vs $3,327 in Ubud, Bali, rent included.

Banjarmasin is about 56% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Banjarmasin sits 56% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$1.16 Rp 20.6K

$3.44 Rp 60.9K

-66.28%

Three-Course Dinner for Two, Mid-Range

$14.18 Rp 251.1K

$36.31 Rp 643.0K

-60.95%

Fast Food Meal (McDonalds, etc)

$3.45 Rp 61.2K

$5.71 Rp 101.0K

-39.58%

Cappuccino

$1.27 Rp 22.4K

$2.67 Rp 47.3K

-52.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.81 Rp 14.4K

$1.75 Rp 31.0K

-53.71%

Water (0.33 liter bottle)

$0.34 Rp 6,055

$0.87 Rp 15.4K

-60.92%

Local Beer (0.5 liter draught)

$5.23 Rp 92.6K

$2.95 Rp 52.3K

77.29%

Imported Beer (0.33 liter bottle)

$3.37 Rp 59.6K

$4.52 Rp 80.0K

-25.44%

Milk (1 liter)

$1.33 Rp 23.6K

$1.62 Rp 28.7K

-17.90%

White Bread (500g)

$0.95 Rp 16.8K

$2.33 Rp 41.3K

-59.23%

Rice (white) (1kg)

$0.86 Rp 15.2K

$1.11 Rp 19.6K

-22.52%

Eggs

$1.61 Rp 28.5K

$2.20 Rp 39.0K

-26.82%

Local Cheese (1kg)

$8.16 Rp 144.5K

$17.69 Rp 313.3K

-53.87%

Chicken Fillets (1kg)

$2.21 Rp 39.1K

$4.10 Rp 72.5K

-46.10%

Beef Round Steak (1kg)

$3.34 Rp 59.2K

$12.18 Rp 215.6K

-72.58%

Apples (1kg)

$2.00 Rp 35.4K

$3.71 Rp 65.6K

-46.09%

Banana (1kg)

$1.14 Rp 20.2K

$1.59 Rp 28.1K

-28.30%

Oranges (1kg)

$0.97 Rp 17.1K

$2.28 Rp 40.4K

-57.46%

Tomato (1kg)

$1.25 Rp 22.1K

$1.95 Rp 34.6K

-35.90%

Potato (1kg)

$1.27 Rp 22.5K

$1.91 Rp 33.7K

-33.51%

Onion (1kg)

$0.98 Rp 17.4K

$2.33 Rp 41.3K

-57.94%

Lettuce (1 head)

$0.77 Rp 13.7K

$1.01 Rp 17.8K

-23.76%

Water (1.5 liter bottle)

$0.44 Rp 7,852

$0.55 Rp 9,773

-20.00%

Cigarettes 20 Pack (Marlboro, Camel)

$1.99 Rp 35.2K

$2.23 Rp 39.5K

-10.76%

Wine (Bottle)

$19.22 Rp 340.3K

$23.07 Rp 408.6K

-16.69%

Local Beer (0.5 liter bottle)

$2.07 Rp 36.6K

$2.42 Rp 42.8K

-14.46%

Imported Beer (0.33 liter bottle)

$2.72 Rp 48.2K

$3.00 Rp 53.1K

-9.33%

One-way Ticket (Public Transport)

$0.70 Rp 12.3K

$0.27 Rp 4,814

159.26%

Public Transport Monthly Pass (Regular Price)

$16.72 Rp 296.1K

$8.98 Rp 159.1K

86.19%

Taxi Start (Normal Tariff)

$0.50 Rp 8,793

$0.48 Rp 8,566

4.17%

Taxi (Normal Tariff) (1km)

$0.32 Rp 5,753

$0.43 Rp 7,679

-25.58%

Taxi 1hour Waiting (Normal Tariff)

$2.94 Rp 52.0K

$5.64 Rp 99.9K

-47.87%

Gasoline (1 liter)

$0.84 Rp 14.8K

$0.80 Rp 14.2K

5.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.6K Rp 452.7M

$24.9K Rp 441.7M

2.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.5K Rp 593.6M

$31.7K Rp 561.5M

5.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$40.57 Rp 718.4K

$81.5 Rp 1.4M

-50.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$2.77 Rp 49.1K

$6.49 Rp 115.0K

-57.32%

Internet (50+ Mbps, Unlimited Data)

$17.69 Rp 313.2K

$18.77 Rp 332.4K

-5.75%

Gym Membership (Monthly)

$20.43 Rp 361.7K

$56.9 Rp 1.0M

-64.08%

Tennis Court (1 Hour on Weekend)

$7.42 Rp 131.4K

$18.73 Rp 331.7K

-60.38%

Cinema Ticket

$5.52 Rp 97.8K

$4.54 Rp 80.4K

21.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$96.0 Rp 1.7M

$481 Rp 8.5M

-80.03%

International Primary School, 1 Child (Yearly)

$7,529 Rp 133.3M

$5,711 Rp 101.1M

31.84%

Jeans (Levis 501 Or Similar)

$43.38 Rp 768.1K

$45.52 Rp 806.0K

-4.70%

Summer Dress (H&M, Zara, etc)

$30.84 Rp 546.2K

$35.88 Rp 635.4K

-14.05%

Sport Shoes (Adidas, Nike)

$55.3 Rp 978.3K

$80.4 Rp 1.4M

-31.27%

Men's Leather Business Shoes

$33.34 Rp 590.3K

$78.7 Rp 1.4M

-57.62%

1-bedroom Apartment, City Center (Monthly)

$217 Rp 3.8M

$1,115 Rp 19.7M

-80.55%

1-bedroom Apartment, Outside City Center (Monthly)

$165 Rp 2.9M

$698 Rp 12.4M

-76.34%

3-bedroom Apartment, City Center (Monthly)

$563 Rp 10.0M

$3,637 Rp 64.4M

-84.51%

3-bedroom Apartment, Outside City Center (Monthly)

$370 Rp 6.6M

$1,737 Rp 30.8M

-78.68%

Buy Apartment in City Center (m2)

$1,228 Rp 21.7M

$2,784 Rp 49.3M

-55.89%

Buy Apartment Outside City Center (m2)

$752 Rp 13.3M

$2,290 Rp 40.5M

-67.17%

Average Monthly Net Salary (After Tax)

$204 Rp 3.6M

$168 Rp 3.0M

21.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.46

13.78

-31.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banjarmasin: September 13, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A central one-bedroom costs $217 in Banjarmasin versus $1,115 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 21% higher in Banjarmasin, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $14.00 in Banjarmasin versus $36.00 in Ubud, Bali. Monthly groceries follow the same trend: $174 vs $295 – making Banjarmasin the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Banjarmasin vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 130%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $893 per month in Banjarmasin and $2,052 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Banjarmasin, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $14.00 in Banjarmasin and $36.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $595 in Banjarmasin and $1,368 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,500 monthly budget goes further in Banjarmasin, where all-in costs run around $595, than in Ubud, Bali at $1,368. In Banjarmasin it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Banjarmasin – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Banjarmasin. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.