📌A single person spends around $611 per month with rent, or $459 for everyday expenses alone.
📌A couple spends around $949 per month with rent, or $634 for everyday expenses alone.
📌A family of three spends around $1,287 per month with rent, or $809 without housing.
📊Overall, Banjarmasin is about 55% below the global median. Within Asia, costs are well below average (40% lower) – one of the most affordable options in the region.
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.9KRp 445.9M
$22.4KRp 401.3M
$28.0KRp 501.7M
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.1KRp 502.5M
$18.7KRp 335.0M
$33.7KRp 603.0M
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$44.14Rp 789.6K
$27.60Rp 493.8K
$60.7Rp 1.1M
SIM Card Monthly Plan(Calls and 10GB+ Data)
$3.12Rp 55.8K
$3.12Rp 55.8K
$3.12Rp 55.8K
Internet(50+ Mbps, Unlimited Data)
$18.65Rp 333.7K
$18.20Rp 325.6K
$19.11Rp 341.8K
🎉 Sport & Entertainment
Cost
Range
Gym Membership(Monthly)
$48.82Rp 873.4K
$12.21Rp 218.4K
$48.82Rp 873.4K
Tennis Court(1 Hour on Weekend)
$6.28Rp 112.3K
$3.13Rp 56.0K
$7.90Rp 141.3K
Cinema Ticket
$6.19Rp 110.7K
$3.09Rp 55.3K
$6.19Rp 110.7K
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$61.2Rp 1.1M
$39.78Rp 711.7K
$214Rp 3.8M
International Primary School, 1 Child(Yearly)
$7,476Rp 133.8M
$2,543Rp 45.5M
$12.1KRp 216.6M
👕👟 Clothing & Footwear
Cost
Range
Jeans(Levis 501 Or Similar)
$27.90Rp 499.2K
$18.60Rp 332.7K
$74.4Rp 1.3M
Summer Dress(H&M, Zara, etc)
$30.34Rp 542.7K
$15.17Rp 271.4K
$48.54Rp 868.3K
Sport Shoes(Adidas, Nike)
$58.3Rp 1.0M
$55.9Rp 1.0M
$60.8Rp 1.1M
Men's Leather Business Shoes
$35.12Rp 628.2K
$21.80Rp 390.0K
$48.44Rp 866.6K
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center(Monthly)
$255Rp 4.6M
$151Rp 2.7M
$363Rp 6.5M
1-bedroom Apartment, Outside City Center(Monthly)
$161Rp 2.9M
$68.8Rp 1.2M
$250Rp 4.5M
3-bedroom Apartment, City Center(Monthly)
$596Rp 10.7M
$219Rp 3.9M
$749Rp 13.4M
3-bedroom Apartment, Outside City Center(Monthly)
$332Rp 5.9M
$168Rp 3.0M
$580Rp 10.4M
Buy Apartment in City Center(m2)
$1,132Rp 20.3M
$440Rp 7.9M
$1,141Rp 20.4M
Buy Apartment Outside City Center(m2)
$607Rp 10.9M
$194Rp 3.5M
$607Rp 10.9M
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary(After Tax)
$199Rp 3.6M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
9.15
5
12
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update: July 13, 2026
Cost Breakdown
🏠A one-bedroom apartment in the city center costs around $255, dropping to $161 outside central areas. Housing accounts for roughly 128% of the average salary ($199) – well above the 30% international benchmark.
💰The average net salary is $199 – below monthly costs of $611. Most locals rely on shared housing or dual incomes. Remote workers earning abroad will find stronger purchasing power.
🛒Groceries cost around $184 per month for one person. A mid-range dinner for two is priced at $12.00 – well below the Asian average of $35.00.
🚌A monthly public transport pass costs about $18.23 – among the cheapest in Asia (average $31.00).
Cost Highlights
⭐Meal at budget restaurant is cheaper than 96% of cities in Asia
⭐Fast food meal is cheaper than 96% of cities in Asia
⭐Cappuccino is cheaper than 93% of cities in Asia
Banjarmasin Median Internet Speeds (Updated April 2026)
Mobile
Download
Mbps
Upload
Mbps
Latency
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Fixed Broadband
Download
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Upload
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Latency
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The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Cost of Living in Banjarmasin - Frequently Asked Questions
How does the overall affordability of living in Banjarmasin compare to other Indonesian cities, and who tends to find value here?
Cost of Living in Banjarmasin offers a welcoming balance of affordability and access to modern amenities compared with larger Indonesian hubs. You’ll find practical housing options, affordable local meals, and services that fit a range of budgets. The city’s slower pace translates to lower daily spending while still delivering reliable internet and coworking spaces for remote work. Neighborhoods near the river or newer commercial areas often strike a good balance between value and convenience. People who value practicality, shorter commutes, and authentic local life tend to find strong value here. Tip: Try a short, first-hand stay in a couple of neighborhoods to compare noise, access, and daily errands.
What does daily life look like for travelers, expats, or digital nomads in terms of housing, food, transport, and errands?
Daily life in Banjarmasin blends riverine scenery with approachable practicality. Housing ranges from compact apartments to larger flats in newer towers, often with competitive rents relative to comparable Southeast Asian cities. For meals, local markets and street stalls provide a broad range of affordable, flavorful options. Getting around is feasible by buses, taxis, or ride-hailing, and some areas are walkable. Co-working spaces and cafés serve remote work needs, though you may plan for slower processing during rainier days. When budgeting, consider Banjarmasin living cost as a helpful compass for where to base yourself and how to plan errands. Tip: Build a simple monthly budget around housing, utilities, food, transport, and occasional leisure to avoid sticker shocks.
What quality of life should you expect, and what budgeting approach helps you plan for seasons, neighborhoods, and daily routines?
Quality of life in Banjarmasin hinges on a balanced pace, accessible services, and local flavor. A practical budgeting framework centers on housing, food, transport, utilities, and discretionary spend, with room to adapt during rainy seasons when errands take longer. Neighborhood fit often comes from proximity to markets, riverfront walkways, and dependable internet for remote work. Try different neighborhoods on short stays to compare noise, safety, and commutes, especially if you plan to bike or walk. Embrace flexible scheduling for weekends at local eateries or cafes. Tip: Build a simple routine that layers public transit, bike routes, and walking paths to reduce costs and gain flexibility.
How much of a salary does housing take in Banjarmasin?
Housing in Banjarmasin takes a heavy bite – about 128% of a typical income, which is above the 30% international benchmark. That squeezes the budget for everything else and is one of the main pain points for residents here.
How much does it cost to live in Banjarmasin per month?
Plan for roughly $611 a month in Banjarmasin if you're renting, or around $459 for non-housing expenses. That covers one person's basics: food, bills, getting around, and a modest social life. Couples and families will need more, especially for housing and childcare.
Can you get by on an average income in Banjarmasin?
At $199 per month, the average salary in Banjarmasin falls short of the $916 needed for truly comfortable living. Most people bridge the gap by sharing housing, relying on a second income, or cutting back on extras. Basic needs are covered, but consistent saving takes real discipline.
What is the average rent for an apartment in Banjarmasin?
A central one-bedroom apartment in Banjarmasin runs about $255 per month. Move further out and that drops to around $161. Location makes a big difference here – and furnished places or short-term rentals will cost more on top of these figures.
Is grocery shopping affordable in Banjarmasin?
Groceries in Banjarmasin are cheap – a single person spends about $184 per month. Local markets and budget supermarkets push costs even lower. Food is one of the city's strongest affordability points.
What is a monthly transit pass in Banjarmasin?
Public transport in Banjarmasin costs about $18.23 per month – usually unlimited rides on buses, metro, or trams within the main zone. Much cheaper than owning a car, and the practical choice for most residents.
Is $1,000 enough to live comfortably in Banjarmasin?
$1,000 a month in Banjarmasin? Very doable. Average costs with rent come to just $611, which leaves real room to save, eat out, and enjoy the city without watching every dollar.
What is quality of life like in Banjarmasin?
Quality of life in Banjarmasin is genuinely good – highlights include great local cuisine, and monthly costs hover around $611. Day-to-day life is well-rounded: decent infrastructure, varied dining and entertainment, and a generally positive atmosphere.
Is Banjarmasin a cheap city to live in?
Banjarmasin is affordable by most measures, which is why it appeals to long-term travelers, remote workers, and budget-conscious residents. At $611 per month with rent, it sits well below the global average for cities of similar size.
Banjarmasin vs other spots: cost of living compared