Cost of Living Comparison Between Ubud, Bali and Banjarmasin Cost of Living Comparison Between Ubud, Bali and Banjarmasin

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $623 in Banjarmasin, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $948 in Banjarmasin, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $1,272 in Banjarmasin, rent included.

Ubud, Bali costs about 125% more than Banjarmasin, driven mainly by Groceries & Markets.

Ubud, Bali sits 4% above the global median, while Banjarmasin is 54% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$1.21 Rp 21.7K

195.04%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$12.08 Rp 216.5K

169.04%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$2.54 Rp 45.6K

91.34%

Cappuccino

$2.75 Rp 49.2K

$1.11 Rp 19.9K

147.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$1.02 Rp 18.2K

29.41%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.31 Rp 5,540

125.81%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$2.43 Rp 43.6K

19.75%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$3.45 Rp 61.8K

9.86%

Milk (1 liter)

$1.71 Rp 30.6K

$1.44 Rp 25.7K

18.75%

White Bread (500g)

$2.47 Rp 44.3K

$0.89 Rp 16.0K

177.53%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.64 Rp 29.3K

-26.83%

Eggs

$2.44 Rp 43.8K

$1.44 Rp 25.9K

69.44%

Local Cheese (1kg)

$14.38 Rp 257.7K

$8.08 Rp 144.7K

77.97%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$2.36 Rp 42.3K

82.63%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$4.07 Rp 73.0K

200.00%

Apples (1kg)

$3.68 Rp 66.0K

$1.97 Rp 35.3K

86.80%

Banana (1kg)

$1.55 Rp 27.8K

$1.02 Rp 18.3K

51.96%

Oranges (1kg)

$2.79 Rp 49.9K

$0.95 Rp 17.1K

193.68%

Tomato (1kg)

$2.33 Rp 41.8K

$0.73 Rp 13.1K

219.18%

Potato (1kg)

$1.97 Rp 35.3K

$1.05 Rp 18.8K

87.62%

Onion (1kg)

$2.31 Rp 41.4K

$1.07 Rp 19.2K

115.89%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.82 Rp 14.7K

29.27%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.47 Rp 8,492

55.32%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$1.81 Rp 32.4K

81.22%

Wine (Bottle)

$22.79 Rp 408.4K

$21.00 Rp 376.2K

8.52%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$2.01 Rp 36.0K

39.80%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$3.06 Rp 54.8K

-9.15%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.29 Rp 5,193

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$18.47 Rp 331.0K

-56.36%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$1.24 Rp 22.2K

-63.71%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$0.73 Rp 13.1K

-38.36%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$2.88 Rp 51.7K

116.67%

Gasoline (1 liter)

$0.85 Rp 15.2K

$0.85 Rp 15.1K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$24.1K Rp 431.7M

7.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$27.3K Rp 489.3M

15.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$44.99 Rp 806.1K

79.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$3.09 Rp 55.4K

31.39%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$19.26 Rp 345.0K

26.79%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$49.50 Rp 886.9K

97.31%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$6.04 Rp 108.2K

6.79%

Cinema Ticket

$4.04 Rp 72.4K

$6.22 Rp 111.5K

-35.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$62.1 Rp 1.1M

389.82%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$7,503 Rp 134.4M

-11.76%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$27.74 Rp 496.9K

95.49%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$30.53 Rp 547.1K

27.02%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$60.1 Rp 1.1M

43.28%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$34.98 Rp 626.7K

119.18%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$256 Rp 4.6M

284.89%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$157 Rp 2.8M

318.78%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$575 Rp 10.3M

485.60%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$328 Rp 5.9M

530.72%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$1,167 Rp 20.9M

134.91%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$745 Rp 13.3M

199.02%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$198 Rp 3.5M

-17.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.15

45.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Banjarmasin: June 9, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $256 in Banjarmasin. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 21% higher in Banjarmasin, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $12.00 in Banjarmasin. Monthly groceries follow the same trend: $297 vs $180 – making Banjarmasin the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Banjarmasin: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 125%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $935 in Banjarmasin. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Banjarmasin, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $12.00 in Banjarmasin. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,404 in Ubud, Bali and $623 in Banjarmasin. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,500 monthly budget goes further in Banjarmasin, where all-in costs run around $623, than in Ubud, Bali at $1,404. In Banjarmasin it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Banjarmasin – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Banjarmasin. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.