Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Banjarmasin

For one person, living is cheaper in Banjarmasin: $576 a month against $1,349 in Ubud, Bali, rent and utilities included – about $9,300 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
27

Cost of Living Index in Banjarmasin
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Banjarmasin Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Banjarmasin

🇮🇩 Indonesia

$576

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Banjarmasin

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Banjarmasin actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $576 in Banjarmasin, rent included.

Ubud, Bali $1,349
Banjarmasin $576

A couple spends around $2,305 per month in Ubud, Bali vs $878 in Banjarmasin, rent included.

Ubud, Bali $2,305
Banjarmasin $878

A family of three spends $3,261 per month in Ubud, Bali vs $1,180 in Banjarmasin, rent included.

Ubud, Bali $3,261
Banjarmasin $1,180

Ubud, Bali costs about 134% more than Banjarmasin, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$1.07 Rp 19.5K

210.28%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.3K

$13.36 Rp 242.7K

166.77%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.5K

$3.28 Rp 59.5K

68.60%

Cappuccino

$2.72 Rp 49.4K

$1.22 Rp 22.1K

122.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.83 Rp 15.1K

104.82%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.31 Rp 5,570

145.16%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$5.10 Rp 92.6K

-48.04%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$3.53 Rp 64.2K

24.08%

Milk (1 liter)

$1.49 Rp 27.1K

$1.29 Rp 23.4K

15.50%

White Bread (500g)

$2.28 Rp 41.3K

$0.95 Rp 17.2K

140.00%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.81 Rp 14.8K

46.91%

Eggs

$2.04 Rp 37.0K

$1.52 Rp 27.7K

34.21%

Local Cheese (1kg)

$17.70 Rp 321.5K

$7.35 Rp 133.5K

140.82%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$2.04 Rp 37.0K

94.12%

Beef Round Steak (1kg)

$12.19 Rp 221.4K

$3.20 Rp 58.2K

280.94%

Apples (1kg)

$3.66 Rp 66.4K

$1.92 Rp 34.8K

90.63%

Banana (1kg)

$1.52 Rp 27.6K

$1.16 Rp 21.1K

31.03%

Oranges (1kg)

$2.23 Rp 40.5K

$0.91 Rp 16.5K

145.05%

Tomato (1kg)

$1.97 Rp 35.8K

$1.16 Rp 21.1K

69.83%

Potato (1kg)

$1.85 Rp 33.6K

$1.20 Rp 21.7K

54.17%

Onion (1kg)

$2.42 Rp 44.0K

$0.94 Rp 17.1K

157.45%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.80 Rp 14.5K

23.75%

Water (1.5 liter bottle)

$0.51 Rp 9,324

$0.39 Rp 7,138

30.77%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$1.92 Rp 34.8K

15.63%

Wine (Bottle)

$22.24 Rp 403.9K

$20.44 Rp 371.1K

8.81%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.60 Rp 29.0K

41.25%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$3.16 Rp 57.4K

-6.01%

One-way Ticket (Public Transport)

$0.25 Rp 4,559

$0.23 Rp 4,250

8.70%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.1K

$11.46 Rp 208.1K

-31.76%

Taxi Start (Normal Tariff)

$0.44 Rp 7,982

$0.50 Rp 8,991

-12.00%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,811

$0.34 Rp 6,180

26.47%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$3.04 Rp 55.3K

77.96%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.81 Rp 14.7K

1.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.0M

$24.5K Rp 445.7M

-2.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.6M

$32.8K Rp 595.2M

-3.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$40.61 Rp 737.6K

94.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.1K

$2.73 Rp 49.6K

136.26%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.4K

$17.09 Rp 310.4K

8.72%

Gym Membership (Monthly)

$49.48 Rp 898.7K

$18.17 Rp 330.0K

172.32%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.5K

$7.90 Rp 143.5K

123.42%

Cinema Ticket

$4.27 Rp 77.6K

$5.63 Rp 102.3K

-24.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$91.6 Rp 1.7M

435.52%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$7,191 Rp 130.6M

-21.10%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.7K

$43.57 Rp 791.3K

2.46%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.8K

$27.00 Rp 490.3K

29.44%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$52.1 Rp 945.8K

53.42%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$31.79 Rp 577.4K

149.83%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$204 Rp 3.7M

452.26%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$164 Rp 3.0M

309.74%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$501 Rp 9.1M

611.78%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$315 Rp 5.7M

447.84%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$998 Rp 18.1M

173.80%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$762 Rp 13.8M

199.87%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$195 Rp 3.5M

-15.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.46

45.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Banjarmasin: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Banjarmasin

$164 28.5% 75.6% $508

Groceries & Markets

Ubud, Bali

$288 21.4%

Banjarmasin

$168 29.2% 41.7% $120

Eating Out

Ubud, Bali

$108 8%

Banjarmasin

$70 12.2% 34.9% $38

Clothing & Footwear

Ubud, Bali

$108 8%

Banjarmasin

$70 12.1% 35.4% $38

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Banjarmasin

$60 10.5% 41.9% $44

Sport & Entertainment

Ubud, Bali

$58 4.3%

Banjarmasin

$29 5.1% 49.3% $29

Getting Around

Ubud, Bali

$11 0.9%

Banjarmasin

$15 2.5% 27.8% $3.2

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $204 in Banjarmasin. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 19% higher in Banjarmasin, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $13 in Banjarmasin. Monthly groceries follow the same trend: $288 vs $168 – making Banjarmasin the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇮🇩 Banjarmasin

🕒 Local time

13:33 1:33 PM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

715,703

💱 Currency

Indonesian Rupiah IDR Rp

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

Exchange rates and currency converter

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Between locations

Ubud, Bali Banjarmasin 580 km ≈ 1 h 15 min nonstop flight

From you

Ubud, Bali
Banjarmasin

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Banjarmasin: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 134%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $864 in Banjarmasin. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Banjarmasin, especially for central apartments: a one-bedroom in the center costs $204 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $36 in Ubud, Bali and $13 in Banjarmasin. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $576 in Banjarmasin. That makes Banjarmasin about 57% cheaper.

A $1,000 monthly budget goes further in Banjarmasin, where all-in costs run around $576, than in Ubud, Bali at $1,349. In Banjarmasin it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Banjarmasin – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.