Cost of Living Comparison Between Banjarmasin and Bali Cost of Living Comparison Between Banjarmasin and Bali

Monthly Cost of Living

A single person spends $619 per month in Banjarmasin vs $1,265 in Bali, rent included.

A couple spends around $937 per month in Banjarmasin vs $2,300 in Bali, rent included.

A family of three spends $1,254 per month in Banjarmasin vs $3,334 in Bali, rent included.

Banjarmasin is about 51% cheaper than Bali, driven mainly by Groceries & Markets.

Both Banjarmasin and Bali are more affordable than the global median – Banjarmasin 53% lower, Bali 5% lower.

Currency
🍽 Eating Out
Banjarmasin
Bali
Difference
Meal at Budget Restaurant
$1.26 Rp 22.7K
$2.88 Rp 52.0K
-56.25%
Three-Course Dinner for Two, Mid-Range
$12.12 Rp 219.1K
$26.92 Rp 486.7K
-54.98%
Fast Food Meal (McDonalds, etc)
$2.54 Rp 46.0K
$4.08 Rp 73.7K
-37.75%
Cappuccino
$1.05 Rp 19.0K
$2.29 Rp 41.4K
-54.15%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.95 Rp 17.2K
$1.16 Rp 20.9K
-18.10%
Water (0.33 liter bottle)
$0.31 Rp 5,522
$0.62 Rp 11.2K
-50.00%
Local Beer (0.5 liter draught)
$2.52 Rp 45.6K
$2.39 Rp 43.2K
5.44%
Imported Beer (0.33 liter bottle)
$3.51 Rp 63.4K
$3.33 Rp 60.2K
5.41%
🛒 Groceries & Markets
Banjarmasin
Bali
Difference
Milk (1 liter)
$1.48 Rp 26.8K
$1.70 Rp 30.7K
-12.94%
White Bread (500g)
$0.95 Rp 17.2K
$2.38 Rp 43.1K
-60.08%
Rice (white) (1kg)
$1.60 Rp 29.0K
$1.14 Rp 20.6K
40.35%
Eggs
$1.49 Rp 27.0K
$2.33 Rp 42.2K
-36.05%
Local Cheese (1kg)
$8.30 Rp 150.0K
$14.18 Rp 256.5K
-41.47%
Chicken Fillets (1kg)
$2.32 Rp 41.9K
$4.14 Rp 74.8K
-43.96%
Beef Round Steak (1kg)
$4.04 Rp 73.0K
$11.65 Rp 210.7K
-65.32%
Apples (1kg)
$1.88 Rp 33.9K
$3.47 Rp 62.8K
-45.82%
Banana (1kg)
$1.06 Rp 19.2K
$1.52 Rp 27.5K
-30.26%
Oranges (1kg)
$0.94 Rp 17.0K
$2.59 Rp 46.8K
-63.71%
Tomato (1kg)
$0.69 Rp 12.4K
$2.13 Rp 38.5K
-67.61%
Potato (1kg)
$1.01 Rp 18.2K
$1.81 Rp 32.7K
-44.20%
Onion (1kg)
$1.08 Rp 19.5K
$2.19 Rp 39.6K
-50.68%
Lettuce (1 head)
$0.76 Rp 13.8K
$0.95 Rp 17.3K
-20.00%
Water (1.5 liter bottle)
$0.47 Rp 8,542
$0.72 Rp 13.1K
-34.72%
Cigarettes 20 Pack (Marlboro, Camel)
$1.87 Rp 33.8K
$3.02 Rp 54.5K
-38.08%
Wine (Bottle)
$20.41 Rp 369.1K
$21.76 Rp 393.4K
-6.20%
Local Beer (0.5 liter bottle)
$2.13 Rp 38.5K
$2.67 Rp 48.2K
-20.22%
Imported Beer (0.33 liter bottle)
$3.08 Rp 55.7K
$2.69 Rp 48.7K
14.50%
🚌 Getting Around
Banjarmasin
Bali
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,161
$0.27 Rp 4,838
7.41%
Public Transport Monthly Pass (Regular Price)
$18.31 Rp 331.0K
$8.22 Rp 148.6K
122.75%
Taxi Start (Normal Tariff)
$1.19 Rp 21.6K
$0.46 Rp 8,240
158.70%
Taxi (Normal Tariff) (1km)
$0.75 Rp 13.6K
$0.42 Rp 7,603
78.57%
Taxi 1hour Waiting (Normal Tariff)
$2.83 Rp 51.2K
$6.23 Rp 112.6K
-54.57%
Gasoline (1 liter)
$0.86 Rp 15.6K
$0.79 Rp 14.3K
8.86%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.8K Rp 449.1M
$26.2K Rp 473.8M
-5.22%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.2K Rp 509.1M
$32.6K Rp 589.6M
-13.64%
🧾 Monthly Utilities & Internet
Banjarmasin
Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$44.96 Rp 813.0K
$80.2 Rp 1.4M
-43.92%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$2.99 Rp 54.0K
$3.93 Rp 71.0K
-23.92%
Internet (50+ Mbps, Unlimited Data)
$18.69 Rp 337.9K
$23.58 Rp 426.3K
-20.74%
🎉 Sport & Entertainment
Banjarmasin
Bali
Difference
Gym Membership (Monthly)
$49.17 Rp 889.0K
$80.3 Rp 1.5M
-38.78%
Tennis Court (1 Hour on Weekend)
$6.02 Rp 108.9K
$5.51 Rp 99.6K
9.26%
Cinema Ticket
$6.30 Rp 114.0K
$3.47 Rp 62.7K
81.56%
🧸 Childcare & Education
Banjarmasin
Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$61.2 Rp 1.1M
$277 Rp 5.0M
-77.91%
International Primary School, 1 Child (Yearly)
$7,693 Rp 139.1M
$6,008 Rp 108.6M
28.03%
👕👟 Clothing & Footwear
Banjarmasin
Bali
Difference
Jeans (Levis 501 Or Similar)
$27.36 Rp 494.7K
$51.4 Rp 928.8K
-46.74%
Summer Dress (H&M, Zara, etc)
$30.75 Rp 556.1K
$36.41 Rp 658.4K
-15.55%
Sport Shoes (Adidas, Nike)
$59.7 Rp 1.1M
$82.5 Rp 1.5M
-27.68%
Men's Leather Business Shoes
$36.21 Rp 654.7K
$74.8 Rp 1.4M
-51.57%
🏠 Accommodation & Living
Banjarmasin
Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$255 Rp 4.6M
$867 Rp 15.7M
-70.59%
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.9M
$574 Rp 10.4M
-72.04%
3-bedroom Apartment, City Center (Monthly)
$589 Rp 10.6M
$2,974 Rp 53.8M
-80.21%
3-bedroom Apartment, Outside City Center (Monthly)
$330 Rp 6.0M
$1,779 Rp 32.2M
-81.43%
Buy Apartment in City Center (m2)
$1,167 Rp 21.1M
$2,411 Rp 43.6M
-51.61%
Buy Apartment Outside City Center (m2)
$728 Rp 13.2M
$1,981 Rp 35.8M
-63.24%
💵 Salaries & Financials
Banjarmasin
Bali
Difference
Average Monthly Net Salary (After Tax)
$199 Rp 3.6M
$224 Rp 4.1M
-11.13%
20-Year Fixed Mortgage Interest Rate (Annual %)
9.15
13.28
-31.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banjarmasin: July 26, 2026

Last update for Bali: July 26, 2026

Cost Breakdown

A central one-bedroom costs $255 in Banjarmasin versus $867 in Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 13% higher in Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $12.00 in Banjarmasin versus $27.00 in Bali. Monthly groceries follow the same trend: $180 vs $285 – making Banjarmasin the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Banjarmasin vs Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Banjarmasin or Bali?
Bali costs about 104% more than Banjarmasin, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Banjarmasin and in Bali?
For a comfortable life, plan on about $929 per month in Banjarmasin and $1,898 in Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Banjarmasin or Bali?
Rent is clearly cheaper in Banjarmasin, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in Banjarmasin and in Bali?
A mid-range dinner for two costs $12.00 in Banjarmasin and $27.00 in Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How much does it cost to live in Banjarmasin compared to Bali?
Monthly expenses with rent come to $619 in Banjarmasin and $1,265 in Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Can you live on $1,500/month in Banjarmasin or in Bali?
A $1,500 monthly budget goes further in Banjarmasin, where all-in costs run around $619, than in Bali at $1,265. In Banjarmasin it covers expenses comfortably, while in Bali it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Banjarmasin or Bali?
For digital nomads, it depends on budget. Banjarmasin costs $619 versus $1,265 in Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Banjarmasin compared to Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Banjarmasin or to Bali?
If budget matters most, go with Banjarmasin. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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