🙂A single person spends $612 per month in Banjarmasin vs $1,278 in Bali, rent included.
🙂A couple spends around $947 per month in Banjarmasin vs $2,318 in Bali, rent included.
🙂A family of three spends $1,282 per month in Banjarmasin vs $3,357 in Bali, rent included.
🙂Banjarmasin is about 52% cheaper than Bali, driven mainly by Groceries & Markets.
📊Both Banjarmasin and Bali are more affordable than the global median – Banjarmasin54% lower, Bali5% lower.
Currency
🍽 Eating Out
Banjarmasin
Bali
Difference
Meal at Budget Restaurant
$1.25Rp 21.5K
$2.88Rp 49.7K
-56.60%
Three-Course Dinner for Two, Mid-Range
$12.39Rp 213.9K
$27.30Rp 471.5K
-54.62%
Fast Food Meal(McDonalds, etc)
$2.66Rp 46.0K
$4.17Rp 72.0K
-36.21%
Cappuccino
$1.06Rp 18.3K
$2.38Rp 41.0K
-55.46%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.01Rp 17.5K
$1.10Rp 19.0K
-8.18%
Water(0.33 liter bottle)
$0.33Rp 5,775
$0.61Rp 10.6K
-45.90%
Local Beer(0.5 liter draught)
$2.53Rp 43.6K
$2.48Rp 42.8K
2.02%
Imported Beer(0.33 liter bottle)
$3.63Rp 62.6K
$3.17Rp 54.7K
14.51%
🛒 Groceries & Markets
Banjarmasin
Bali
Difference
Milk(1 liter)
$1.49Rp 25.8K
$1.67Rp 28.8K
-10.78%
White Bread(500g)
$0.96Rp 16.6K
$2.41Rp 41.7K
-60.17%
Rice(white)(1kg)
$1.62Rp 28.0K
$1.14Rp 19.7K
42.11%
Eggs
$1.45Rp 25.1K
$2.26Rp 39.1K
-35.84%
Local Cheese(1kg)
$8.06Rp 139.2K
$13.83Rp 238.8K
-41.72%
Chicken Fillets(1kg)
$2.43Rp 41.9K
$4.14Rp 71.4K
-41.30%
Beef Round Steak(1kg)
$4.01Rp 69.3K
$11.53Rp 199.0K
-65.22%
Apples(1kg)
$1.95Rp 33.7K
$3.47Rp 59.9K
-43.80%
Banana(1kg)
$1.01Rp 17.5K
$1.48Rp 25.6K
-31.76%
Oranges(1kg)
$0.99Rp 17.1K
$2.68Rp 46.3K
-63.06%
Tomato(1kg)
$0.70Rp 12.1K
$2.11Rp 36.5K
-66.82%
Potato(1kg)
$1.05Rp 18.1K
$1.91Rp 33.0K
-45.03%
Onion(1kg)
$1.09Rp 18.8K
$2.12Rp 36.5K
-48.58%
Lettuce(1 head)
$0.84Rp 14.4K
$1.01Rp 17.4K
-16.83%
Water(1.5 liter bottle)
$0.44Rp 7,612
$0.69Rp 11.9K
-36.23%
Cigarettes 20 Pack(Marlboro, Camel)
$1.88Rp 32.5K
$3.15Rp 54.4K
-40.32%
Wine(Bottle)
$21.61Rp 373.2K
$22.59Rp 390.0K
-4.34%
Local Beer(0.5 liter bottle)
$2.04Rp 35.3K
$2.64Rp 45.5K
-22.73%
Imported Beer(0.33 liter bottle)
$3.17Rp 54.7K
$2.59Rp 44.8K
22.39%
🚌 Getting Around
Banjarmasin
Bali
Difference
One-way Ticket(Public Transport)
$0.29Rp 4,985
$0.29Rp 5,053
-
Public Transport Monthly Pass(Regular Price)
$18.20Rp 314.2K
$8.17Rp 141.0K
122.77%
Taxi Start(Normal Tariff)
$1.20Rp 20.6K
$0.48Rp 8,304
150.00%
Taxi(Normal Tariff)(1km)
$0.75Rp 13.0K
$0.43Rp 7,398
74.42%
Taxi 1hour Waiting(Normal Tariff)
$2.90Rp 50.1K
$6.25Rp 108.0K
-53.60%
Gasoline(1 liter)
$0.91Rp 15.7K
$0.87Rp 15.0K
4.60%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.8KRp 427.7M
$26.0KRp 448.2M
-4.58%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.9KRp 482.4M
$32.8KRp 565.6M
-14.71%
🧾 Monthly Utilities & Internet
Banjarmasin
Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$44.13Rp 762.0K
$79.0Rp 1.4M
-44.15%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$3.05Rp 52.7K
$4.05Rp 69.9K
-24.69%
Internet(50+ Mbps, Unlimited Data)
$18.84Rp 325.3K
$24.32Rp 420.0K
-22.53%
🎉 Sport & Entertainment
Banjarmasin
Bali
Difference
Gym Membership(Monthly)
$48.67Rp 840.3K
$82.5Rp 1.4M
-40.99%
Tennis Court(1 Hour on Weekend)
$6.06Rp 104.7K
$5.47Rp 94.5K
10.79%
Cinema Ticket
$6.29Rp 108.6K
$3.47Rp 59.9K
81.27%
🧸 Childcare & Education
Banjarmasin
Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$61.7Rp 1.1M
$269Rp 4.6M
-77.03%
International Primary School, 1 Child(Yearly)
$7,717Rp 133.2M
$5,944Rp 102.6M
29.83%
👕👟 Clothing & Footwear
Banjarmasin
Bali
Difference
Jeans(Levis 501 Or Similar)
$27.70Rp 478.3K
$51.7Rp 893.2K
-46.45%
Summer Dress(H&M, Zara, etc)
$30.47Rp 526.1K
$36.29Rp 626.6K
-16.04%
Sport Shoes(Adidas, Nike)
$59.8Rp 1.0M
$84.4Rp 1.5M
-29.22%
Men's Leather Business Shoes
$35.47Rp 612.4K
$74.5Rp 1.3M
-52.36%
🏠 Accommodation & Living
Banjarmasin
Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$258Rp 4.4M
$856Rp 14.8M
-69.92%
1-bedroom Apartment, Outside City Center(Monthly)
$158Rp 2.7M
$573Rp 9.9M
-72.36%
3-bedroom Apartment, City Center(Monthly)
$593Rp 10.2M
$2,908Rp 50.2M
-79.62%
3-bedroom Apartment, Outside City Center(Monthly)
$339Rp 5.8M
$1,824Rp 31.5M
-81.44%
Buy Apartment in City Center(m2)
$1,231Rp 21.3M
$2,664Rp 46.0M
-53.78%
Buy Apartment Outside City Center(m2)
$789Rp 13.6M
$2,077Rp 35.9M
-62.04%
💵 Salaries & Financials
Banjarmasin
Bali
Difference
Average Monthly Net Salary(After Tax)
$205Rp 3.5M
$219Rp 3.8M
-6.51%
20-Year Fixed Mortgage Interest Rate(Annual %)
9.15
13.28
-31.10%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Banjarmasin: April 25, 2026
Last update for Bali: April 28, 2026
Cost Breakdown
🏠A central one-bedroom costs $258 in Banjarmasin versus $856 in Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 7% higher in Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $12.00 in Banjarmasin versus $27.00 in Bali. Monthly groceries follow the same trend: $182 vs $284 – making Banjarmasin the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Banjarmasin vs Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Banjarmasin or Bali?
Bali costs about 109% more than Banjarmasin, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Banjarmasin vs Bali?
For a comfortable life, plan on about $917 per month in Banjarmasin and $1,917 in Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Banjarmasin or Bali?
Rent is clearly cheaper in Banjarmasin, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in Banjarmasin vs Bali?
A mid-range dinner for two costs $12.00 in Banjarmasin and $27.00 in Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How much does it cost to live in Banjarmasin compared to Bali?
Monthly expenses with rent come to $612 in Banjarmasin and $1,278 in Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Can you live on $1,500/month in Banjarmasin or Bali?
A $1,500 monthly budget goes further in Banjarmasin, where all-in costs run around $612, than in Bali at $1,278. In Banjarmasin it covers expenses comfortably, while in Bali it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Banjarmasin or Bali?
For digital nomads, it depends on budget. Banjarmasin costs $612 versus $1,278 in Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Banjarmasin compared to Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Banjarmasin or Bali?
If budget matters most, go with Banjarmasin. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bali makes more sense. Both are solid long-term options with distinct trade-offs.
Banjarmasin vs other spots: cost of living compared