Last update: Oct 2026

Cost of Living Comparison Between Banjarmasin and Uluwatu, Bali

For one person, living is cheaper in Banjarmasin: $584 a month against $1,692 in Uluwatu, Bali, rent and utilities included – about $13,300 less a year. Rent and utilities account for most of the difference.

Banjarmasin
🇮🇩 Indonesia
$584
/mo nomad
Uluwatu, Bali
🇮🇩 Indonesia
$1,692
/mo nomad
Monthly Cost of Living

How much you'll spend in Banjarmasin and in Uluwatu, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Banjarmasin and in Uluwatu, Bali actually costs, broken down by who's living it.

A single person spends $584 per month in Banjarmasin vs $1,692 in Uluwatu, Bali, rent included.

  • Banjarmasin $584
  • Uluwatu, Bali $1,692

A couple spends around $921 per month in Banjarmasin vs $2,873 in Uluwatu, Bali, rent included.

  • Banjarmasin $921
  • Uluwatu, Bali $2,873

A family of three spends $1,258 per month in Banjarmasin vs $4,054 in Uluwatu, Bali, rent included.

  • Banjarmasin $1,258
  • Uluwatu, Bali $4,054

Banjarmasin is about 65% cheaper than Uluwatu, Bali, and outside of rent the biggest gap is in groceries.

Banjarmasin sits 57% below the global median, while Uluwatu, Bali is 25% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Banjarmasin
Uluwatu, Bali
Difference
Meal at Budget Restaurant
$1.14 Rp 20.6K
$3.94 Rp 70.9K
-71.07%
Three-Course Dinner for Two, Mid-Range
$14.15 Rp 254.8K
$42.05 Rp 757.0K
-66.35%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 59.1K
$6.72 Rp 120.9K
-51.19%
Cappuccino
$1.23 Rp 22.2K
$3.25 Rp 58.5K
-62.15%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.78 Rp 14.1K
$2.09 Rp 37.5K
-62.68%
Water (0.33 liter bottle)
$0.35 Rp 6,222
$0.94 Rp 17.0K
-62.77%
Local Beer (0.5 liter draught)
$4.89 Rp 88.0K
$3.14 Rp 56.6K
55.73%
Imported Beer (0.33 liter bottle)
$3.51 Rp 63.2K
$5.44 Rp 97.9K
-35.48%
🛒 Groceries & Markets
Banjarmasin
Uluwatu, Bali
Difference
Milk (1 liter)
$1.32 Rp 23.7K
$1.64 Rp 29.6K
-19.51%
White Bread (500g)
$0.97 Rp 17.4K
$2.38 Rp 42.9K
-59.24%
Rice (white) (1kg)
$0.85 Rp 15.2K
$1.29 Rp 23.2K
-34.11%
Eggs
$1.54 Rp 27.7K
$2.27 Rp 40.9K
-32.16%
Local Cheese (1kg)
$6.69 Rp 120.3K
$18.59 Rp 334.5K
-64.01%
Chicken Fillets (1kg)
$2.12 Rp 38.1K
$4.18 Rp 75.2K
-49.28%
Beef Round Steak (1kg)
$3.25 Rp 58.5K
$12.92 Rp 232.5K
-74.85%
Apples (1kg)
$1.91 Rp 34.4K
$3.72 Rp 66.9K
-48.66%
Banana (1kg)
$1.12 Rp 20.1K
$1.66 Rp 29.8K
-32.53%
Oranges (1kg)
$0.89 Rp 16.0K
$2.48 Rp 44.6K
-64.11%
Tomato (1kg)
$1.29 Rp 23.2K
$2.02 Rp 36.3K
-36.14%
Potato (1kg)
$1.30 Rp 23.4K
$1.94 Rp 35.0K
-32.99%
Onion (1kg)
$0.90 Rp 16.2K
$2.53 Rp 45.5K
-64.43%
Lettuce (1 head)
$0.73 Rp 13.1K
$1.04 Rp 18.7K
-29.81%
Water (1.5 liter bottle)
$0.40 Rp 7,234
$0.51 Rp 9,237
-21.57%
Cigarettes 20 Pack (Marlboro, Camel)
$1.93 Rp 34.8K
$2.37 Rp 42.6K
-18.57%
Wine (Bottle)
$21.41 Rp 385.3K
$23.90 Rp 430.2K
-10.42%
Local Beer (0.5 liter bottle)
$1.86 Rp 33.4K
$2.48 Rp 44.7K
-25.00%
Imported Beer (0.33 liter bottle)
$3.12 Rp 56.1K
$3.15 Rp 56.7K
-0.95%
🚌 Getting Around
Banjarmasin
Uluwatu, Bali
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,217
$0.30 Rp 5,310
-3.33%
Public Transport Monthly Pass (Regular Price)
$16.77 Rp 301.8K
$10.28 Rp 185.1K
63.13%
Taxi Start (Normal Tariff)
$0.52 Rp 9,283
$0.60 Rp 10.8K
-13.33%
Taxi (Normal Tariff) (1km)
$0.37 Rp 6,657
$0.52 Rp 9,437
-28.85%
Taxi 1hour Waiting (Normal Tariff)
$2.63 Rp 47.3K
$2.71 Rp 48.8K
-2.95%
Gasoline (1 liter)
$0.79 Rp 14.2K
$1.10 Rp 19.9K
-28.18%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.4K Rp 438.7M
$29.9K Rp 538.1M
-18.47%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.7K Rp 479.8M
$39.6K Rp 712.6M
-32.67%
🧾 Monthly Utilities & Internet
Banjarmasin
Uluwatu, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$41.10 Rp 739.8K
$89.3 Rp 1.6M
-53.95%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$2.75 Rp 49.5K
$7.09 Rp 127.7K
-61.21%
Internet (50+ Mbps, Unlimited Data)
$17.31 Rp 311.5K
$20.79 Rp 374.2K
-16.74%
🎉 Sport & Entertainment
Banjarmasin
Uluwatu, Bali
Difference
Gym Membership (Monthly)
$19.71 Rp 354.7K
$63.6 Rp 1.1M
-69.02%
Tennis Court (1 Hour on Weekend)
$7.89 Rp 142.0K
$20.80 Rp 374.5K
-62.07%
Cinema Ticket
$5.62 Rp 101.1K
$5.01 Rp 90.1K
12.18%
🧸 Childcare & Education
Banjarmasin
Uluwatu, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$95.9 Rp 1.7M
$560 Rp 10.1M
-82.88%
International Primary School, 1 Child (Yearly)
$8,380 Rp 150.8M
$6,562 Rp 118.1M
27.71%
👕👟 Clothing & Footwear
Banjarmasin
Uluwatu, Bali
Difference
Jeans (Levis 501 Or Similar)
$42.79 Rp 770.1K
$49.97 Rp 899.5K
-14.37%
Summer Dress (H&M, Zara, etc)
$25.24 Rp 454.4K
$38.06 Rp 685.1K
-33.68%
Sport Shoes (Adidas, Nike)
$53.7 Rp 965.7K
$88.5 Rp 1.6M
-39.40%
Men's Leather Business Shoes
$32.67 Rp 588.1K
$87.5 Rp 1.6M
-62.66%
🏠 Accommodation & Living
Banjarmasin
Uluwatu, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$216 Rp 3.9M
$1,518 Rp 27.3M
-85.77%
1-bedroom Apartment, Outside City Center (Monthly)
$162 Rp 2.9M
$933 Rp 16.8M
-82.62%
3-bedroom Apartment, City Center (Monthly)
$557 Rp 10.0M
$4,875 Rp 87.7M
-88.57%
3-bedroom Apartment, Outside City Center (Monthly)
$370 Rp 6.7M
$2,323 Rp 41.8M
-84.06%
Buy Apartment in City Center (m2)
$1,052 Rp 18.9M
$3,738 Rp 67.3M
-71.87%
Buy Apartment Outside City Center (m2)
$822 Rp 14.8M
$3,108 Rp 55.9M
-73.54%
💵 Salaries & Financials
Banjarmasin
Uluwatu, Bali
Difference
Average Monthly Net Salary (After Tax)
$204 Rp 3.7M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
9.46
13.78
-31.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banjarmasin: October 11, 2026

Last update for Uluwatu, Bali: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Banjarmasin
$171
Uluwatu, Bali
$306 79.2% $135
Accommodation & Living
Banjarmasin
$162
Uluwatu, Bali
$933 475% $770
Eating Out
Banjarmasin
$70
Uluwatu, Bali
$129 85.5% $60
Clothing & Footwear
Banjarmasin
$69
Uluwatu, Bali
$119 71.1% $49
Monthly Utilities & Internet
Banjarmasin
$61
Uluwatu, Bali
$117 91.5% $56
Sport & Entertainment
Banjarmasin
$31
Uluwatu, Bali
$74 138% $43
Getting Around
Banjarmasin
$20
Uluwatu, Bali
$15 27.6% $5.6

Cost Breakdown

A central one-bedroom costs $216 in Banjarmasin versus $1,518 in Uluwatu, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $14.00 in Banjarmasin versus $42.00 in Uluwatu, Bali. Monthly groceries follow the same trend: $171 vs $306 – making Banjarmasin the more affordable choice for daily food spending.

Good to know
🇮🇩 Banjarmasin
🇮🇩 Uluwatu, Bali
🕒 Local time
12:20 12:20 PM
12:20 12:20 PM
Same time as Banjarmasin
🌤 Weather
👥 Population
715,703
5,000
💱 Currency
Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

On the map
Between locations
  • Banjarmasin Uluwatu, Bali 620 km ≈ 1 h 15 min nonstop flight
From you
  • Banjarmasin
  • Uluwatu, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Banjarmasin vs Uluwatu, Bali: Cost of Living - Frequently Asked Questions
Is Uluwatu, Bali cheaper than Banjarmasin?
Yes – Uluwatu, Bali is pricier by about 190%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $877 per month in Banjarmasin and $2,538 in Uluwatu, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Banjarmasin, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Banjarmasin or in Uluwatu, Bali?
A mid-range dinner for two costs $14.00 in Banjarmasin and $42.00 in Uluwatu, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Banjarmasin and in Uluwatu, Bali?
Monthly expenses with rent come to $584 in Banjarmasin and $1,692 in Uluwatu, Bali. That's a gap of about 190%.
Is $1,500 a realistic budget for living in Banjarmasin or in Uluwatu, Bali?
A $1,500 monthly budget goes further in Banjarmasin, where all-in costs run around $584, than in Uluwatu, Bali at $1,692. In Banjarmasin it covers expenses comfortably, while in Uluwatu, Bali it requires careful planning or may not stretch far enough.
Is Banjarmasin or Uluwatu, Bali more family-friendly?
Families tend to lean toward Banjarmasin – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Banjarmasin or Uluwatu, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Banjarmasin. If higher salaries, better infrastructure, or specific career opportunities are the priority, Uluwatu, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

Banjarmasin vs other spots: cost of living compared

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