Last update: Oct 2026

Cost of Living Comparison Between Banjarmasin and Karachi

For one person, living is cheaper in Karachi: $482 a month against $584 in Banjarmasin, rent and utilities included – about $1,200 less a year. Other living expenses account for most of the difference.

28

Cost of Living Index in Banjarmasin
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Banjarmasin Living Index
23

Cost of Living Index in Karachi
Learn more

Karachi Living Index

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Banjarmasin

🇮🇩 Indonesia

$584

/mo nomad

Karachi

🇵🇰 Pakistan

$482

/mo nomad

Monthly Cost of Living

How much you'll spend in Banjarmasin and in Karachi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Banjarmasin and in Karachi actually costs, broken down by who's living it.

A single person spends $584 per month in Banjarmasin vs $482 in Karachi, rent included.

Banjarmasin $584
Karachi $482

A couple spends around $921 per month in Banjarmasin vs $750 in Karachi, rent included.

Banjarmasin $921
Karachi $750

A family of three spends $1,258 per month in Banjarmasin vs $1,018 in Karachi, rent included.

Banjarmasin $1,258
Karachi $1,018

Banjarmasin costs about 21% more than Karachi, and outside of rent the biggest gap is in groceries.

Both Banjarmasin and Karachi are more affordable than the global median – Banjarmasin 57% lower, Karachi 64% lower.

Meal at Budget Restaurant

$1.14 Rp 20.6K

$2.13 PKR 588

-46.48%

Three-Course Dinner for Two, Mid-Range

$14.15 Rp 254.8K

$13.30 PKR 3,680

6.39%

Fast Food Meal (McDonalds, etc)

$3.28 Rp 59.1K

$5.45 PKR 1,508

-39.82%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.19 PKR 607

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.24 PKR 2,005

Cappuccino

$1.23 Rp 22.2K

$2.09 PKR 579

-41.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.78 Rp 14.1K

$0.40 PKR 111

95.00%

Water (0.33 liter bottle)

$0.35 Rp 6,222

$0.26 PKR 71.1

34.62%

Local Beer (0.5 liter draught)

$4.89 Rp 88.0K

Imported Beer (0.33 liter bottle)

$3.51 Rp 63.2K

Milk (1 liter)

$1.32 Rp 23.7K

$0.92 PKR 254

43.48%

White Bread (500g)

$0.97 Rp 17.4K

$0.56 PKR 156

73.21%

Rice (white) (1kg)

$0.85 Rp 15.2K

$1.25 PKR 345

-32.00%

Eggs

$1.54 Rp 27.7K

$1.23 PKR 341

25.20%

Local Cheese (1kg)

$6.69 Rp 120.3K

$5.67 PKR 1,570

17.99%

Chicken Fillets (1kg)

$2.12 Rp 38.1K

$3.16 PKR 876

-32.91%

Beef Round Steak (1kg)

$3.25 Rp 58.5K

$6.28 PKR 1,737

-48.25%

Apples (1kg)

$1.91 Rp 34.4K

$1.26 PKR 348

51.59%

Banana (1kg)

$1.12 Rp 20.1K

$0.53 PKR 148

111.32%

Oranges (1kg)

$0.89 Rp 16.0K

$1.00 PKR 276

-11.00%

Tomato (1kg)

$1.29 Rp 23.2K

$0.56 PKR 154

130.36%

Potato (1kg)

$1.30 Rp 23.4K

$0.33 PKR 91.4

293.94%

Onion (1kg)

$0.90 Rp 16.2K

$0.34 PKR 95.1

164.71%

Lettuce (1 head)

$0.73 Rp 13.1K

$0.42 PKR 116

73.81%

Water (1.5 liter bottle)

$0.40 Rp 7,234

$0.44 PKR 121

-9.09%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.25 PKR 346

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.32 PKR 365

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.42 PKR 670

Cigarettes 20 Pack (Marlboro, Camel)

$1.93 Rp 34.8K

$1.84 PKR 509

4.89%

Wine (Bottle)

$21.41 Rp 385.3K

Local Beer (0.5 liter bottle)

$1.86 Rp 33.4K

Imported Beer (0.33 liter bottle)

$3.12 Rp 56.1K

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.28 PKR 77.0

3.57%

Public Transport Monthly Pass (Regular Price)

$16.77 Rp 301.8K

$9.99 PKR 2,764

67.87%

Taxi Start (Normal Tariff)

$0.52 Rp 9,283

$0.92 PKR 256

-43.48%

Taxi (Normal Tariff) (1km)

$0.37 Rp 6,657

$0.70 PKR 193

-47.14%

Taxi 1hour Waiting (Normal Tariff)

$2.63 Rp 47.3K

$2.16 PKR 597

21.76%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.38 PKR 382

-42.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 438.7M

$17.9K PKR 5.0M

36.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K Rp 479.8M

$27.1K PKR 7.5M

-1.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$41.10 Rp 739.8K

$113 PKR 31.4K

-63.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$2.75 Rp 49.5K

$5.95 PKR 1,648

-53.78%

Internet (50+ Mbps, Unlimited Data)

$17.31 Rp 311.5K

$13.16 PKR 3,642

31.53%

Gym Membership (Monthly)

$19.71 Rp 354.7K

$21.55 PKR 5,965

-8.54%

Tennis Court (1 Hour on Weekend)

$7.89 Rp 142.0K

$18.23 PKR 5,044

-56.72%

Cinema Ticket

$5.62 Rp 101.1K

$4.21 PKR 1,165

33.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$95.9 Rp 1.7M

$52.2 PKR 14.4K

83.89%

International Primary School, 1 Child (Yearly)

$8,380 Rp 150.8M

$1,940 PKR 537.0K

331.90%

Jeans (Levis 501 Or Similar)

$42.79 Rp 770.1K

$17.55 PKR 4,858

143.82%

Summer Dress (H&M, Zara, etc)

$25.24 Rp 454.4K

$23.51 PKR 6,506

7.36%

Sport Shoes (Adidas, Nike)

$53.7 Rp 965.7K

$68.9 PKR 19.1K

-22.10%

Men's Leather Business Shoes

$32.67 Rp 588.1K

$40.59 PKR 11.2K

-19.51%

1-bedroom Apartment, City Center (Monthly)

$216 Rp 3.9M

$118 PKR 32.7K

83.03%

1-bedroom Apartment, Outside City Center (Monthly)

$162 Rp 2.9M

$73.6 PKR 20.4K

120.17%

3-bedroom Apartment, City Center (Monthly)

$557 Rp 10.0M

$357 PKR 98.9K

55.84%

3-bedroom Apartment, Outside City Center (Monthly)

$370 Rp 6.7M

$188 PKR 52.0K

97.06%

Buy Apartment in City Center (m2)

$1,052 Rp 18.9M

$1,060 PKR 293.4K

-0.81%

Buy Apartment Outside City Center (m2)

$822 Rp 14.8M

$481 PKR 133.1K

71.07%

Average Monthly Net Salary (After Tax)

$204 Rp 3.7M

$183 PKR 50.6K

11.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.46

13.21

-28.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banjarmasin: October 11, 2026

Last update for Karachi: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Banjarmasin

$171 29.2%

Karachi

$101 21% 40.7% $70

Accommodation & Living

Banjarmasin

$162 27.7%

Karachi

$74 15.3% 54.6% $88

Eating Out

Banjarmasin

$70 11.9%

Karachi

$61 12.7% 12.4% $8.6

Clothing & Footwear

Banjarmasin

$69 11.9%

Karachi

$68 14.1% 2.5% $1.7

Monthly Utilities & Internet

Banjarmasin

$61 10.5%

Karachi

$133 27.5% 117% $71

Sport & Entertainment

Banjarmasin

$31 5.3%

Karachi

$30 6.2% 3.1% $1

Getting Around

Banjarmasin

$20 3.5%

Karachi

$16 3.2% 23.5% $4.8

Cost Breakdown

A central one-bedroom costs $216 in Banjarmasin versus $118 in Karachi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 12% higher in Banjarmasin, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $14.00 in Banjarmasin versus $13.00 in Karachi. Monthly groceries follow the same trend: $171 vs $101 – making Karachi the more affordable choice for daily food spending.

Good to know

🇮🇩 Banjarmasin

🇵🇰 Karachi

🕒 Local time

12:57 12:57 PM

09:57 9:57 AM

3 h behind Banjarmasin

🌤 Weather

👥 Population

715,703

14,910,352

💱 Currency

Indonesian Rupiah IDR Rp

Pakistani Rupee PKR ₨

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

Exchange rates and currency converter

PKR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Pakistani Rupee exchange rates as of October 19, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Banjarmasin Karachi 6,010 km ≈ 8 h nonstop flight

From you

Banjarmasin
Karachi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Banjarmasin vs Karachi: Cost of Living - Frequently Asked Questions

Yes – Banjarmasin is pricier by about 21%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $877 per month in Banjarmasin and $723 in Karachi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Karachi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $14.00 in Banjarmasin and $13.00 in Karachi. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $584 in Banjarmasin and $482 in Karachi. That's a gap of about 21%.

$1,200 covers both cities comfortably – all-in costs are $584 in Banjarmasin and $482 in Karachi, leaving budget for savings and extras in both cases.

Families tend to lean toward Karachi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Karachi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Banjarmasin makes more sense. Both are solid long-term options with distinct trade-offs.