Last update: Oct 2026

Cost of Living Comparison Between Karachi and Banjarmasin

For one person, living is cheaper in Karachi: $482 a month against $584 in Banjarmasin, rent and utilities included – about $1,200 less a year. Other living expenses account for most of the difference.

23

Cost of Living Index in Karachi
Learn more

Karachi Living Index
28

Cost of Living Index in Banjarmasin
Learn more

Banjarmasin Living Index

Jump to prices

Karachi

🇵🇰 Pakistan

$482

/mo nomad

Banjarmasin

🇮🇩 Indonesia

$584

/mo nomad

Monthly Cost of Living

How much you'll spend in Karachi and in Banjarmasin

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Karachi and in Banjarmasin actually costs, broken down by who's living it.

A single person spends $482 per month in Karachi vs $584 in Banjarmasin, rent included.

Karachi $482
Banjarmasin $584

A couple spends around $750 per month in Karachi vs $921 in Banjarmasin, rent included.

Karachi $750
Banjarmasin $921

A family of three spends $1,018 per month in Karachi vs $1,258 in Banjarmasin, rent included.

Karachi $1,018
Banjarmasin $1,258

Karachi is about 18% cheaper than Banjarmasin, and outside of rent the biggest gap is in groceries.

Both Karachi and Banjarmasin are more affordable than the global median – Karachi 64% lower, Banjarmasin 57% lower.

Meal at Budget Restaurant

$2.13 PKR 588

$1.14 Rp 20.6K

86.84%

Three-Course Dinner for Two, Mid-Range

$13.30 PKR 3,680

$14.15 Rp 254.8K

-6.01%

Fast Food Meal (McDonalds, etc)

$5.45 PKR 1,508

$3.28 Rp 59.1K

66.16%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.19 PKR 607

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.24 PKR 2,005

Cappuccino

$2.09 PKR 579

$1.23 Rp 22.2K

69.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 PKR 111

$0.78 Rp 14.1K

-48.72%

Water (0.33 liter bottle)

$0.26 PKR 71.1

$0.35 Rp 6,222

-25.71%

Local Beer (0.5 liter draught)

$4.89 Rp 88.0K

Imported Beer (0.33 liter bottle)

$3.51 Rp 63.2K

Milk (1 liter)

$0.92 PKR 254

$1.32 Rp 23.7K

-30.30%

White Bread (500g)

$0.56 PKR 156

$0.97 Rp 17.4K

-42.27%

Rice (white) (1kg)

$1.25 PKR 345

$0.85 Rp 15.2K

47.06%

Eggs

$1.23 PKR 341

$1.54 Rp 27.7K

-20.13%

Local Cheese (1kg)

$5.67 PKR 1,570

$6.69 Rp 120.3K

-15.25%

Chicken Fillets (1kg)

$3.16 PKR 876

$2.12 Rp 38.1K

49.06%

Beef Round Steak (1kg)

$6.28 PKR 1,737

$3.25 Rp 58.5K

93.23%

Apples (1kg)

$1.26 PKR 348

$1.91 Rp 34.4K

-34.03%

Banana (1kg)

$0.53 PKR 148

$1.12 Rp 20.1K

-52.68%

Oranges (1kg)

$1.00 PKR 276

$0.89 Rp 16.0K

12.36%

Tomato (1kg)

$0.56 PKR 154

$1.29 Rp 23.2K

-56.59%

Potato (1kg)

$0.33 PKR 91.4

$1.30 Rp 23.4K

-74.62%

Onion (1kg)

$0.34 PKR 95.1

$0.90 Rp 16.2K

-62.22%

Lettuce (1 head)

$0.42 PKR 116

$0.73 Rp 13.1K

-42.47%

Water (1.5 liter bottle)

$0.44 PKR 121

$0.40 Rp 7,234

10.00%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.25 PKR 346

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.32 PKR 365

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.42 PKR 670

Cigarettes 20 Pack (Marlboro, Camel)

$1.84 PKR 509

$1.93 Rp 34.8K

-4.66%

Wine (Bottle)

$21.41 Rp 385.3K

Local Beer (0.5 liter bottle)

$1.86 Rp 33.4K

Imported Beer (0.33 liter bottle)

$3.12 Rp 56.1K

One-way Ticket (Public Transport)

$0.28 PKR 77.0

$0.29 Rp 5,217

-3.45%

Public Transport Monthly Pass (Regular Price)

$9.99 PKR 2,764

$16.77 Rp 301.8K

-40.43%

Taxi Start (Normal Tariff)

$0.92 PKR 256

$0.52 Rp 9,283

76.92%

Taxi (Normal Tariff) (1km)

$0.70 PKR 193

$0.37 Rp 6,657

89.19%

Taxi 1hour Waiting (Normal Tariff)

$2.16 PKR 597

$2.63 Rp 47.3K

-17.87%

Gasoline (1 liter)

$1.38 PKR 382

$0.79 Rp 14.2K

74.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.9K PKR 5.0M

$24.4K Rp 438.7M

-26.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K PKR 7.5M

$26.7K Rp 479.8M

1.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$113 PKR 31.4K

$41.10 Rp 739.8K

176.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.95 PKR 1,648

$2.75 Rp 49.5K

116.36%

Internet (50+ Mbps, Unlimited Data)

$13.16 PKR 3,642

$17.31 Rp 311.5K

-23.97%

Gym Membership (Monthly)

$21.55 PKR 5,965

$19.71 Rp 354.7K

9.34%

Tennis Court (1 Hour on Weekend)

$18.23 PKR 5,044

$7.89 Rp 142.0K

131.05%

Cinema Ticket

$4.21 PKR 1,165

$5.62 Rp 101.1K

-25.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$52.2 PKR 14.4K

$95.9 Rp 1.7M

-45.62%

International Primary School, 1 Child (Yearly)

$1,940 PKR 537.0K

$8,380 Rp 150.8M

-76.85%

Jeans (Levis 501 Or Similar)

$17.55 PKR 4,858

$42.79 Rp 770.1K

-58.99%

Summer Dress (H&M, Zara, etc)

$23.51 PKR 6,506

$25.24 Rp 454.4K

-6.85%

Sport Shoes (Adidas, Nike)

$68.9 PKR 19.1K

$53.7 Rp 965.7K

28.37%

Men's Leather Business Shoes

$40.59 PKR 11.2K

$32.67 Rp 588.1K

24.24%

1-bedroom Apartment, City Center (Monthly)

$118 PKR 32.7K

$216 Rp 3.9M

-45.37%

1-bedroom Apartment, Outside City Center (Monthly)

$73.6 PKR 20.4K

$162 Rp 2.9M

-54.58%

3-bedroom Apartment, City Center (Monthly)

$357 PKR 98.9K

$557 Rp 10.0M

-35.83%

3-bedroom Apartment, Outside City Center (Monthly)

$188 PKR 52.0K

$370 Rp 6.7M

-49.25%

Buy Apartment in City Center (m2)

$1,060 PKR 293.4K

$1,052 Rp 18.9M

0.82%

Buy Apartment Outside City Center (m2)

$481 PKR 133.1K

$822 Rp 14.8M

-41.54%

Average Monthly Net Salary (After Tax)

$183 PKR 50.6K

$204 Rp 3.7M

-10.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.21

9.46

39.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karachi: October 11, 2026

Last update for Banjarmasin: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Karachi

$133 27.5%

Banjarmasin

$61 10.5% 53.9% $71

Groceries & Markets

Karachi

$101 21%

Banjarmasin

$171 29.2% 68.7% $70

Accommodation & Living

Karachi

$74 15.3%

Banjarmasin

$162 27.7% 120% $88

Clothing & Footwear

Karachi

$68 14.1%

Banjarmasin

$69 11.9% 2.6% $1.7

Eating Out

Karachi

$61 12.7%

Banjarmasin

$70 11.9% 14.1% $8.6

Sport & Entertainment

Karachi

$30 6.2%

Banjarmasin

$31 5.3% 3.2% $1

Getting Around

Karachi

$16 3.2%

Banjarmasin

$20 3.5% 30.7% $4.8

Cost Breakdown

A central one-bedroom costs $118 in Karachi versus $216 in Banjarmasin. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 12% higher in Banjarmasin, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $13.00 in Karachi versus $14.00 in Banjarmasin. Monthly groceries follow the same trend: $101 vs $171 – making Karachi the more affordable choice for daily food spending.

Good to know

🇵🇰 Karachi

🇮🇩 Banjarmasin

🕒 Local time

12:08 12:08 PM

15:08 3:08 PM

3 h ahead of Karachi

🌤 Weather

👥 Population

14,910,352

715,703

💱 Currency

Pakistani Rupee PKR ₨

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PKR – Pakistani Rupee Converter

🇺🇸 United States Dollar ($)

🇵🇰 Pakistani Rupee (₨)

Pakistani Rupee exchange rates as of October 19, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to PKR in detail →

On the map

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Highest

Between locations

Karachi Banjarmasin 6,010 km ≈ 8 h nonstop flight

From you

Karachi
Banjarmasin

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karachi vs Banjarmasin: Cost of Living - Frequently Asked Questions

Yes – Banjarmasin is pricier by about 21%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $723 per month in Karachi and $877 in Banjarmasin. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Karachi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $13.00 in Karachi and $14.00 in Banjarmasin. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $482 in Karachi and $584 in Banjarmasin. That's a gap of about 21%.

$1,200 covers both cities comfortably – all-in costs are $482 in Karachi and $584 in Banjarmasin, leaving budget for savings and extras in both cases.

Families tend to lean toward Karachi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Karachi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Banjarmasin makes more sense. Both are solid long-term options with distinct trade-offs.