Last update: Oct 2026

Cost of Living Comparison Between Banjarmasin and Jakarta

For one person, living is cheaper in Banjarmasin: $576 a month against $772 in Jakarta, rent and utilities included – about $2,400 less a year. Rent and utilities account for about half of the difference.

Banjarmasin, Indonesia
Jakarta, Indonesia
Banjarmasin
🇮🇩 Indonesia
$576
/mo nomad
Jakarta
🇮🇩 Indonesia
$772
/mo nomad
Monthly Cost of Living

How much you'll spend in Banjarmasin and in Jakarta

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Banjarmasin and in Jakarta actually costs, broken down by who's living it.

A single person spends $576 per month in Banjarmasin vs $772 in Jakarta, rent included.

  • Banjarmasin $576
  • Jakarta $772

A couple spends around $878 per month in Banjarmasin vs $1,257 in Jakarta, rent included.

  • Banjarmasin $878
  • Jakarta $1,257

A family of three spends $1,180 per month in Banjarmasin vs $1,741 in Jakarta, rent included.

  • Banjarmasin $1,180
  • Jakarta $1,741

Banjarmasin is about 25% cheaper than Jakarta, and outside of rent the biggest gap is in clothing.

Both Banjarmasin and Jakarta are more affordable than the global median – Banjarmasin 58% lower, Jakarta 43% lower.

Currency
🍽 Eating Out
Banjarmasin
Jakarta
Difference
Meal at Budget Restaurant
$1.07 Rp 19.5K
$2.71 Rp 49.2K
-60.52%
Three-Course Dinner for Two, Mid-Range
$13.36 Rp 242.7K
$16.34 Rp 296.7K
-18.24%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 59.5K
$3.24 Rp 58.8K
1.23%
Cappuccino
$1.22 Rp 22.1K
$2.02 Rp 36.7K
-39.60%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.83 Rp 15.1K
$0.41 Rp 7,484
102.44%
Water (0.33 liter bottle)
$0.31 Rp 5,570
$0.26 Rp 4,726
19.23%
Local Beer (0.5 liter draught)
$5.10 Rp 92.6K
$2.49 Rp 45.3K
104.82%
Imported Beer (0.33 liter bottle)
$3.53 Rp 64.2K
$3.89 Rp 70.7K
-9.25%
🛒 Groceries & Markets
Banjarmasin
Jakarta
Difference
Milk (1 liter)
$1.29 Rp 23.4K
$1.38 Rp 25.1K
-6.52%
White Bread (500g)
$0.95 Rp 17.2K
$1.08 Rp 19.6K
-12.04%
Rice (white) (1kg)
$0.81 Rp 14.8K
$0.84 Rp 15.3K
-3.57%
Eggs
$1.52 Rp 27.7K
$1.76 Rp 32.0K
-13.64%
Local Cheese (1kg)
$7.35 Rp 133.5K
$9.22 Rp 167.5K
-20.28%
Chicken Fillets (1kg)
$2.04 Rp 37.0K
$2.95 Rp 53.7K
-30.85%
Beef Round Steak (1kg)
$3.20 Rp 58.2K
$7.34 Rp 133.4K
-56.40%
Apples (1kg)
$1.92 Rp 34.8K
$2.73 Rp 49.6K
-29.67%
Banana (1kg)
$1.16 Rp 21.1K
$1.35 Rp 24.4K
-14.07%
Oranges (1kg)
$0.91 Rp 16.5K
$2.48 Rp 45.0K
-63.31%
Tomato (1kg)
$1.16 Rp 21.1K
$1.38 Rp 25.1K
-15.94%
Potato (1kg)
$1.20 Rp 21.7K
$1.37 Rp 24.8K
-12.41%
Onion (1kg)
$0.94 Rp 17.1K
$2.04 Rp 37.0K
-53.92%
Lettuce (1 head)
$0.80 Rp 14.5K
$0.95 Rp 17.3K
-15.79%
Water (1.5 liter bottle)
$0.39 Rp 7,138
$0.50 Rp 9,042
-22.00%
Cigarettes 20 Pack (Marlboro, Camel)
$1.92 Rp 34.8K
$2.79 Rp 50.7K
-31.18%
Wine (Bottle)
$20.44 Rp 371.1K
$21.05 Rp 382.3K
-2.90%
Local Beer (0.5 liter bottle)
$1.60 Rp 29.0K
$2.03 Rp 36.9K
-21.18%
Imported Beer (0.33 liter bottle)
$3.16 Rp 57.4K
$2.97 Rp 53.9K
6.40%
🚌 Getting Around
Banjarmasin
Jakarta
Difference
One-way Ticket (Public Transport)
$0.23 Rp 4,250
$0.16 Rp 2,945
43.75%
Public Transport Monthly Pass (Regular Price)
$11.46 Rp 208.1K
$11.69 Rp 212.3K
-1.97%
Taxi Start (Normal Tariff)
$0.50 Rp 8,991
$0.49 Rp 8,965
2.04%
Taxi (Normal Tariff) (1km)
$0.34 Rp 6,180
$0.32 Rp 5,793
6.25%
Taxi 1hour Waiting (Normal Tariff)
$3.04 Rp 55.3K
$3.28 Rp 59.7K
-7.32%
Gasoline (1 liter)
$0.81 Rp 14.7K
$0.86 Rp 15.7K
-5.81%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.5K Rp 445.7M
$27.0K Rp 490.3M
-9.10%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.8K Rp 595.2M
$32.7K Rp 593.7M
0.26%
🧾 Monthly Utilities & Internet
Banjarmasin
Jakarta
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$40.61 Rp 737.6K
$107 Rp 1.9M
-62.05%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$2.73 Rp 49.6K
$5.99 Rp 108.7K
-54.42%
Internet (50+ Mbps, Unlimited Data)
$17.09 Rp 310.4K
$19.06 Rp 346.2K
-10.34%
🎉 Sport & Entertainment
Banjarmasin
Jakarta
Difference
Gym Membership (Monthly)
$18.17 Rp 330.0K
$19.34 Rp 351.3K
-6.05%
Tennis Court (1 Hour on Weekend)
$7.90 Rp 143.5K
$13.90 Rp 252.4K
-43.17%
Cinema Ticket
$5.63 Rp 102.3K
$3.11 Rp 56.4K
81.03%
🧸 Childcare & Education
Banjarmasin
Jakarta
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.6 Rp 1.7M
$238 Rp 4.3M
-61.54%
International Primary School, 1 Child (Yearly)
$7,191 Rp 130.6M
$8,010 Rp 145.5M
-10.23%
👕👟 Clothing & Footwear
Banjarmasin
Jakarta
Difference
Jeans (Levis 501 Or Similar)
$43.57 Rp 791.3K
$57.5 Rp 1.0M
-24.16%
Summer Dress (H&M, Zara, etc)
$27.00 Rp 490.3K
$27.82 Rp 505.3K
-2.95%
Sport Shoes (Adidas, Nike)
$52.1 Rp 945.8K
$70.5 Rp 1.3M
-26.10%
Men's Leather Business Shoes
$31.79 Rp 577.4K
$103 Rp 1.9M
-69.11%
🏠 Accommodation & Living
Banjarmasin
Jakarta
Difference
1-bedroom Apartment, City Center (Monthly)
$204 Rp 3.7M
$355 Rp 6.4M
-42.57%
1-bedroom Apartment, Outside City Center (Monthly)
$164 Rp 3.0M
$191 Rp 3.5M
-14.25%
3-bedroom Apartment, City Center (Monthly)
$501 Rp 9.1M
$1,123 Rp 20.4M
-55.42%
3-bedroom Apartment, Outside City Center (Monthly)
$315 Rp 5.7M
$544 Rp 9.9M
-42.18%
Buy Apartment in City Center (m2)
$998 Rp 18.1M
$2,742 Rp 49.8M
-63.62%
Buy Apartment Outside City Center (m2)
$762 Rp 13.8M
$1,506 Rp 27.3M
-49.41%
💵 Salaries & Financials
Banjarmasin
Jakarta
Difference
Average Monthly Net Salary (After Tax)
$195 Rp 3.5M
$441 Rp 8.0M
-55.87%
20-Year Fixed Mortgage Interest Rate (Annual %)
9.46
9.46
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banjarmasin: October 25, 2026

Last update for Jakarta: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Banjarmasin
$168
Jakarta
$214 27.4% $46
Accommodation & Living
Banjarmasin
$164
Jakarta
$191 16.6% $27
Eating Out
Banjarmasin
$70
Jakarta
$79 12% $8.5
Clothing & Footwear
Banjarmasin
$70
Jakarta
$116 67.5% $47
Monthly Utilities & Internet
Banjarmasin
$60
Jakarta
$132 119% $72
Sport & Entertainment
Banjarmasin
$29
Jakarta
$26 13.2% $3.9
Getting Around
Banjarmasin
$15
Jakarta
$14 1.1% $0.2

Cost Breakdown

A central one-bedroom costs $204 in Banjarmasin versus $355 in Jakarta. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Jakarta are about 2.3 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $13 in Banjarmasin versus $16 in Jakarta. Monthly groceries follow the same trend: $168 vs $214 – making Banjarmasin the more affordable choice for daily food spending.

Good to know
🇮🇩 Banjarmasin
🇮🇩 Jakarta
🕒 Local time
13:33 1:33 PM
12:33 12:33 PM
1 h behind Banjarmasin
🌤 Weather
👥 Population
715,703
11,337,563 Capital
💱 Currency
Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,161 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,355 IDR (100,000 IDR = 4.91 EUR).

On the map
Between locations
  • Banjarmasin Jakarta 920 km ≈ 1 h 45 min nonstop flight
From you
  • Banjarmasin
  • Jakarta

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Banjarmasin vs Jakarta: Cost of Living - Frequently Asked Questions
Is Banjarmasin cheaper than Jakarta?
Yes – Jakarta is pricier by about 34%, and outside of rent the gap shows up most in clothing.
What income do you need for each city?
For a comfortable life, plan on about $864 per month in Banjarmasin and $1,159 in Jakarta. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Banjarmasin, especially for central apartments: a one-bedroom in the center costs $204 there versus $355 in Jakarta.
What are total monthly expenses in Banjarmasin and in Jakarta?
Monthly expenses with rent come to $576 in Banjarmasin and $772 in Jakarta. That makes Banjarmasin about 25% cheaper.
Which city has cheaper kindergarten?
Kindergarten costs $92 per month in Banjarmasin and $238 in Jakarta. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,000 enough for either Banjarmasin or Jakarta?
$1,000 covers both cities comfortably – all-in costs are $576 in Banjarmasin and $772 in Jakarta, leaving budget for savings and extras in both cases.
Is Banjarmasin or Jakarta more family-friendly?
Families tend to lean toward Banjarmasin – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Banjarmasin. If higher salaries or specific career opportunities are the priority, Jakarta makes more sense. Both are solid long-term options with distinct trade-offs.

Banjarmasin vs other spots: cost of living compared

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