Cost of Living Comparison Between Banjarmasin and Jakarta Cost of Living Comparison Between Banjarmasin and Jakarta

Monthly Cost of Living

A single person spends $595 per month in Banjarmasin vs $815 in Jakarta, rent included.

A couple spends around $941 per month in Banjarmasin vs $1,325 in Jakarta, rent included.

A family of three spends $1,288 per month in Banjarmasin vs $1,834 in Jakarta, rent included.

Banjarmasin is about 27% cheaper than Jakarta, driven mainly by Clothing & Footwear.

Both Banjarmasin and Jakarta are more affordable than the global median – Banjarmasin 56% lower, Jakarta 40% lower.

Currency
🍽 Eating Out
Banjarmasin
Jakarta
Difference
Meal at Budget Restaurant
$1.16 Rp 20.6K
$2.49 Rp 44.0K
-53.41%
Three-Course Dinner for Two, Mid-Range
$14.18 Rp 251.1K
$15.86 Rp 280.9K
-10.59%
Fast Food Meal (McDonalds, etc)
$3.45 Rp 61.2K
$3.43 Rp 60.8K
0.58%
Cappuccino
$1.27 Rp 22.4K
$2.06 Rp 36.5K
-38.35%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.81 Rp 14.4K
$0.42 Rp 7,520
92.86%
Water (0.33 liter bottle)
$0.34 Rp 6,055
$0.26 Rp 4,614
30.77%
Local Beer (0.5 liter draught)
$5.23 Rp 92.6K
$2.65 Rp 47.0K
97.36%
Imported Beer (0.33 liter bottle)
$3.37 Rp 59.6K
$3.89 Rp 68.9K
-13.37%
🛒 Groceries & Markets
Banjarmasin
Jakarta
Difference
Milk (1 liter)
$1.33 Rp 23.6K
$1.46 Rp 25.8K
-8.90%
White Bread (500g)
$0.95 Rp 16.8K
$1.15 Rp 20.4K
-17.39%
Rice (white) (1kg)
$0.86 Rp 15.2K
$0.84 Rp 14.9K
2.38%
Eggs
$1.61 Rp 28.5K
$1.76 Rp 31.1K
-8.52%
Local Cheese (1kg)
$8.16 Rp 144.5K
$9.81 Rp 173.8K
-16.82%
Chicken Fillets (1kg)
$2.21 Rp 39.1K
$2.99 Rp 53.0K
-26.09%
Beef Round Steak (1kg)
$3.34 Rp 59.2K
$7.67 Rp 135.7K
-56.45%
Apples (1kg)
$2.00 Rp 35.4K
$2.87 Rp 50.8K
-30.31%
Banana (1kg)
$1.14 Rp 20.2K
$1.37 Rp 24.2K
-16.79%
Oranges (1kg)
$0.97 Rp 17.1K
$2.65 Rp 46.9K
-63.40%
Tomato (1kg)
$1.25 Rp 22.1K
$1.37 Rp 24.3K
-8.76%
Potato (1kg)
$1.27 Rp 22.5K
$1.35 Rp 23.9K
-5.93%
Onion (1kg)
$0.98 Rp 17.4K
$2.10 Rp 37.2K
-53.33%
Lettuce (1 head)
$0.77 Rp 13.7K
$0.93 Rp 16.5K
-17.20%
Water (1.5 liter bottle)
$0.44 Rp 7,852
$0.51 Rp 9,092
-13.73%
Cigarettes 20 Pack (Marlboro, Camel)
$1.99 Rp 35.2K
$2.85 Rp 50.4K
-30.18%
Wine (Bottle)
$19.22 Rp 340.3K
$21.74 Rp 384.9K
-11.59%
Local Beer (0.5 liter bottle)
$2.07 Rp 36.6K
$2.12 Rp 37.5K
-2.36%
Imported Beer (0.33 liter bottle)
$2.72 Rp 48.2K
$3.22 Rp 57.0K
-15.53%
🚌 Getting Around
Banjarmasin
Jakarta
Difference
One-way Ticket (Public Transport)
$0.70 Rp 12.3K
$0.29 Rp 5,206
141.38%
Public Transport Monthly Pass (Regular Price)
$16.72 Rp 296.1K
$11.72 Rp 207.6K
42.66%
Taxi Start (Normal Tariff)
$0.50 Rp 8,793
$0.53 Rp 9,420
-5.66%
Taxi (Normal Tariff) (1km)
$0.32 Rp 5,753
$0.36 Rp 6,293
-11.11%
Taxi 1hour Waiting (Normal Tariff)
$2.94 Rp 52.0K
$3.30 Rp 58.4K
-10.91%
Gasoline (1 liter)
$0.84 Rp 14.8K
$0.78 Rp 13.8K
7.69%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.6K Rp 452.7M
$28.7K Rp 507.9M
-10.88%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.5K Rp 593.6M
$33.4K Rp 590.9M
0.45%
🧾 Monthly Utilities & Internet
Banjarmasin
Jakarta
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$40.57 Rp 718.4K
$108 Rp 1.9M
-62.38%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$2.77 Rp 49.1K
$6.07 Rp 107.5K
-54.37%
Internet (50+ Mbps, Unlimited Data)
$17.69 Rp 313.2K
$19.01 Rp 336.7K
-6.94%
🎉 Sport & Entertainment
Banjarmasin
Jakarta
Difference
Gym Membership (Monthly)
$20.43 Rp 361.7K
$26.63 Rp 471.5K
-23.28%
Tennis Court (1 Hour on Weekend)
$7.42 Rp 131.4K
$13.81 Rp 244.5K
-46.27%
Cinema Ticket
$5.52 Rp 97.8K
$3.44 Rp 60.9K
60.47%
🧸 Childcare & Education
Banjarmasin
Jakarta
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$96.0 Rp 1.7M
$155 Rp 2.7M
-37.94%
International Primary School, 1 Child (Yearly)
$7,529 Rp 133.3M
$8,224 Rp 145.6M
-8.45%
👕👟 Clothing & Footwear
Banjarmasin
Jakarta
Difference
Jeans (Levis 501 Or Similar)
$43.38 Rp 768.1K
$60.1 Rp 1.1M
-27.80%
Summer Dress (H&M, Zara, etc)
$30.84 Rp 546.2K
$28.63 Rp 506.9K
7.72%
Sport Shoes (Adidas, Nike)
$55.3 Rp 978.3K
$73.3 Rp 1.3M
-24.67%
Men's Leather Business Shoes
$33.34 Rp 590.3K
$110 Rp 1.9M
-69.62%
🏠 Accommodation & Living
Banjarmasin
Jakarta
Difference
1-bedroom Apartment, City Center (Monthly)
$217 Rp 3.8M
$363 Rp 6.4M
-40.35%
1-bedroom Apartment, Outside City Center (Monthly)
$165 Rp 2.9M
$204 Rp 3.6M
-19.06%
3-bedroom Apartment, City Center (Monthly)
$563 Rp 10.0M
$1,179 Rp 20.9M
-52.20%
3-bedroom Apartment, Outside City Center (Monthly)
$370 Rp 6.6M
$581 Rp 10.3M
-36.25%
Buy Apartment in City Center (m2)
$1,228 Rp 21.7M
$3,009 Rp 53.3M
-59.19%
Buy Apartment Outside City Center (m2)
$752 Rp 13.3M
$1,477 Rp 26.2M
-49.12%
💵 Salaries & Financials
Banjarmasin
Jakarta
Difference
Average Monthly Net Salary (After Tax)
$204 Rp 3.6M
$460 Rp 8.1M
-55.62%
20-Year Fixed Mortgage Interest Rate (Annual %)
9.46
9.46
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banjarmasin: September 13, 2026

Last update for Jakarta: September 12, 2026

Cost Breakdown

A central one-bedroom costs $217 in Banjarmasin versus $363 in Jakarta. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 125% higher in Jakarta, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $14.00 in Banjarmasin versus $16.00 in Jakarta. Monthly groceries follow the same trend: $174 vs $223 – making Banjarmasin the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Banjarmasin vs Jakarta: Cost of Living - Frequently Asked Questions
Is Jakarta cheaper than Banjarmasin?
Yes – Jakarta is pricier by about 37%, and the gap shows up most in Clothing & Footwear. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $893 per month in Banjarmasin and $1,223 in Jakarta. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Banjarmasin, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Banjarmasin or in Jakarta?
A mid-range dinner for two costs $14.00 in Banjarmasin and $16.00 in Jakarta. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Banjarmasin and in Jakarta?
Monthly expenses with rent come to $595 in Banjarmasin and $815 in Jakarta. The difference isn't just one category – it shows up across housing, food, transport, and services.
Is $1,000 enough for either Banjarmasin or Jakarta?
$1,000 covers both cities comfortably – all-in costs are $595 in Banjarmasin and $815 in Jakarta, leaving budget for savings and extras in both cases.
Is Banjarmasin or Jakarta more family-friendly?
Families tend to lean toward Banjarmasin – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Banjarmasin. If higher salaries, better infrastructure, or specific career opportunities are the priority, Jakarta makes more sense. Both are solid long-term options with distinct trade-offs.

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