🙂A single person spends $595 per month in Banjarmasin vs $815 in Jakarta, rent included.
🙂A couple spends around $941 per month in Banjarmasin vs $1,325 in Jakarta, rent included.
🙂A family of three spends $1,288 per month in Banjarmasin vs $1,834 in Jakarta, rent included.
🙂Banjarmasin is about 27% cheaper than Jakarta, driven mainly by Clothing & Footwear.
📊Both Banjarmasin and Jakarta are more affordable than the global median – Banjarmasin56% lower, Jakarta40% lower.
Currency
🍽 Eating Out
Banjarmasin
Jakarta
Difference
Meal at Budget Restaurant
$1.16Rp 20.6K
$2.49Rp 44.0K
-53.41%
Three-Course Dinner for Two, Mid-Range
$14.18Rp 251.1K
$15.86Rp 280.9K
-10.59%
Fast Food Meal(McDonalds, etc)
$3.45Rp 61.2K
$3.43Rp 60.8K
0.58%
Cappuccino
$1.27Rp 22.4K
$2.06Rp 36.5K
-38.35%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.81Rp 14.4K
$0.42Rp 7,520
92.86%
Water(0.33 liter bottle)
$0.34Rp 6,055
$0.26Rp 4,614
30.77%
Local Beer(0.5 liter draught)
$5.23Rp 92.6K
$2.65Rp 47.0K
97.36%
Imported Beer(0.33 liter bottle)
$3.37Rp 59.6K
$3.89Rp 68.9K
-13.37%
🛒 Groceries & Markets
Banjarmasin
Jakarta
Difference
Milk(1 liter)
$1.33Rp 23.6K
$1.46Rp 25.8K
-8.90%
White Bread(500g)
$0.95Rp 16.8K
$1.15Rp 20.4K
-17.39%
Rice(white)(1kg)
$0.86Rp 15.2K
$0.84Rp 14.9K
2.38%
Eggs
$1.61Rp 28.5K
$1.76Rp 31.1K
-8.52%
Local Cheese(1kg)
$8.16Rp 144.5K
$9.81Rp 173.8K
-16.82%
Chicken Fillets(1kg)
$2.21Rp 39.1K
$2.99Rp 53.0K
-26.09%
Beef Round Steak(1kg)
$3.34Rp 59.2K
$7.67Rp 135.7K
-56.45%
Apples(1kg)
$2.00Rp 35.4K
$2.87Rp 50.8K
-30.31%
Banana(1kg)
$1.14Rp 20.2K
$1.37Rp 24.2K
-16.79%
Oranges(1kg)
$0.97Rp 17.1K
$2.65Rp 46.9K
-63.40%
Tomato(1kg)
$1.25Rp 22.1K
$1.37Rp 24.3K
-8.76%
Potato(1kg)
$1.27Rp 22.5K
$1.35Rp 23.9K
-5.93%
Onion(1kg)
$0.98Rp 17.4K
$2.10Rp 37.2K
-53.33%
Lettuce(1 head)
$0.77Rp 13.7K
$0.93Rp 16.5K
-17.20%
Water(1.5 liter bottle)
$0.44Rp 7,852
$0.51Rp 9,092
-13.73%
Cigarettes 20 Pack(Marlboro, Camel)
$1.99Rp 35.2K
$2.85Rp 50.4K
-30.18%
Wine(Bottle)
$19.22Rp 340.3K
$21.74Rp 384.9K
-11.59%
Local Beer(0.5 liter bottle)
$2.07Rp 36.6K
$2.12Rp 37.5K
-2.36%
Imported Beer(0.33 liter bottle)
$2.72Rp 48.2K
$3.22Rp 57.0K
-15.53%
🚌 Getting Around
Banjarmasin
Jakarta
Difference
One-way Ticket(Public Transport)
$0.70Rp 12.3K
$0.29Rp 5,206
141.38%
Public Transport Monthly Pass(Regular Price)
$16.72Rp 296.1K
$11.72Rp 207.6K
42.66%
Taxi Start(Normal Tariff)
$0.50Rp 8,793
$0.53Rp 9,420
-5.66%
Taxi(Normal Tariff)(1km)
$0.32Rp 5,753
$0.36Rp 6,293
-11.11%
Taxi 1hour Waiting(Normal Tariff)
$2.94Rp 52.0K
$3.30Rp 58.4K
-10.91%
Gasoline(1 liter)
$0.84Rp 14.8K
$0.78Rp 13.8K
7.69%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.6KRp 452.7M
$28.7KRp 507.9M
-10.88%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.5KRp 593.6M
$33.4KRp 590.9M
0.45%
🧾 Monthly Utilities & Internet
Banjarmasin
Jakarta
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$40.57Rp 718.4K
$108Rp 1.9M
-62.38%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$2.77Rp 49.1K
$6.07Rp 107.5K
-54.37%
Internet(50+ Mbps, Unlimited Data)
$17.69Rp 313.2K
$19.01Rp 336.7K
-6.94%
🎉 Sport & Entertainment
Banjarmasin
Jakarta
Difference
Gym Membership(Monthly)
$20.43Rp 361.7K
$26.63Rp 471.5K
-23.28%
Tennis Court(1 Hour on Weekend)
$7.42Rp 131.4K
$13.81Rp 244.5K
-46.27%
Cinema Ticket
$5.52Rp 97.8K
$3.44Rp 60.9K
60.47%
🧸 Childcare & Education
Banjarmasin
Jakarta
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$96.0Rp 1.7M
$155Rp 2.7M
-37.94%
International Primary School, 1 Child(Yearly)
$7,529Rp 133.3M
$8,224Rp 145.6M
-8.45%
👕👟 Clothing & Footwear
Banjarmasin
Jakarta
Difference
Jeans(Levis 501 Or Similar)
$43.38Rp 768.1K
$60.1Rp 1.1M
-27.80%
Summer Dress(H&M, Zara, etc)
$30.84Rp 546.2K
$28.63Rp 506.9K
7.72%
Sport Shoes(Adidas, Nike)
$55.3Rp 978.3K
$73.3Rp 1.3M
-24.67%
Men's Leather Business Shoes
$33.34Rp 590.3K
$110Rp 1.9M
-69.62%
🏠 Accommodation & Living
Banjarmasin
Jakarta
Difference
1-bedroom Apartment, City Center(Monthly)
$217Rp 3.8M
$363Rp 6.4M
-40.35%
1-bedroom Apartment, Outside City Center(Monthly)
$165Rp 2.9M
$204Rp 3.6M
-19.06%
3-bedroom Apartment, City Center(Monthly)
$563Rp 10.0M
$1,179Rp 20.9M
-52.20%
3-bedroom Apartment, Outside City Center(Monthly)
$370Rp 6.6M
$581Rp 10.3M
-36.25%
Buy Apartment in City Center(m2)
$1,228Rp 21.7M
$3,009Rp 53.3M
-59.19%
Buy Apartment Outside City Center(m2)
$752Rp 13.3M
$1,477Rp 26.2M
-49.12%
💵 Salaries & Financials
Banjarmasin
Jakarta
Difference
Average Monthly Net Salary(After Tax)
$204Rp 3.6M
$460Rp 8.1M
-55.62%
20-Year Fixed Mortgage Interest Rate(Annual %)
9.46
9.46
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Banjarmasin: September 13, 2026
Last update for Jakarta: September 12, 2026
Cost Breakdown
🏠A central one-bedroom costs $217 in Banjarmasin versus $363 in Jakarta. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 125% higher in Jakarta, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $14.00 in Banjarmasin versus $16.00 in Jakarta. Monthly groceries follow the same trend: $174 vs $223 – making Banjarmasin the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Banjarmasin vs Jakarta: Cost of Living - Frequently Asked Questions
Is Jakarta cheaper than Banjarmasin?
Yes – Jakarta is pricier by about 37%, and the gap shows up most in Clothing & Footwear. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $893 per month in Banjarmasin and $1,223 in Jakarta. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Banjarmasin, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Banjarmasin or in Jakarta?
A mid-range dinner for two costs $14.00 in Banjarmasin and $16.00 in Jakarta. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Banjarmasin and in Jakarta?
Monthly expenses with rent come to $595 in Banjarmasin and $815 in Jakarta. The difference isn't just one category – it shows up across housing, food, transport, and services.
Is $1,000 enough for either Banjarmasin or Jakarta?
$1,000 covers both cities comfortably – all-in costs are $595 in Banjarmasin and $815 in Jakarta, leaving budget for savings and extras in both cases.
Is Banjarmasin or Jakarta more family-friendly?
Families tend to lean toward Banjarmasin – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Banjarmasin. If higher salaries, better infrastructure, or specific career opportunities are the priority, Jakarta makes more sense. Both are solid long-term options with distinct trade-offs.
Banjarmasin vs other spots: cost of living compared