Cost of Living Comparison Between Banjarmasin and Jakarta Cost of Living Comparison Between Banjarmasin and Jakarta

Monthly Cost of Living

A single person spends $619 per month in Banjarmasin vs $836 in Jakarta, rent included.

A couple spends around $937 per month in Banjarmasin vs $1,355 in Jakarta, rent included.

A family of three spends $1,254 per month in Banjarmasin vs $1,875 in Jakarta, rent included.

Banjarmasin is about 26% cheaper than Jakarta, driven mainly by Clothing & Footwear.

Both Banjarmasin and Jakarta are more affordable than the global median – Banjarmasin 53% lower, Jakarta 37% lower.

Currency
🍽 Eating Out
Banjarmasin
Jakarta
Difference
Meal at Budget Restaurant
$1.26 Rp 22.7K
$3.00 Rp 54.1K
-58.00%
Three-Course Dinner for Two, Mid-Range
$12.12 Rp 218.7K
$18.33 Rp 330.8K
-33.88%
Fast Food Meal (McDonalds, etc)
$2.54 Rp 45.9K
$3.50 Rp 63.3K
-27.43%
Cappuccino
$1.05 Rp 19.0K
$2.14 Rp 38.7K
-50.93%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.95 Rp 17.2K
$0.56 Rp 10.1K
69.64%
Water (0.33 liter bottle)
$0.31 Rp 5,513
$0.26 Rp 4,691
19.23%
Local Beer (0.5 liter draught)
$2.52 Rp 45.5K
$2.69 Rp 48.5K
-6.32%
Imported Beer (0.33 liter bottle)
$3.51 Rp 63.3K
$4.36 Rp 78.8K
-19.50%
🛒 Groceries & Markets
Banjarmasin
Jakarta
Difference
Milk (1 liter)
$1.48 Rp 26.8K
$1.32 Rp 23.9K
12.12%
White Bread (500g)
$0.95 Rp 17.1K
$1.11 Rp 20.0K
-14.41%
Rice (white) (1kg)
$1.60 Rp 29.0K
$1.02 Rp 18.5K
56.86%
Eggs
$1.49 Rp 26.9K
$1.82 Rp 32.9K
-18.13%
Local Cheese (1kg)
$8.30 Rp 149.8K
$6.36 Rp 114.9K
30.50%
Chicken Fillets (1kg)
$2.32 Rp 41.8K
$3.15 Rp 56.8K
-26.35%
Beef Round Steak (1kg)
$4.04 Rp 72.9K
$7.89 Rp 142.4K
-48.80%
Apples (1kg)
$1.88 Rp 33.9K
$2.92 Rp 52.7K
-35.62%
Banana (1kg)
$1.06 Rp 19.1K
$1.63 Rp 29.4K
-34.97%
Oranges (1kg)
$0.94 Rp 17.0K
$2.24 Rp 40.4K
-58.04%
Tomato (1kg)
$0.69 Rp 12.4K
$1.49 Rp 26.9K
-53.69%
Potato (1kg)
$1.01 Rp 18.2K
$1.74 Rp 31.4K
-41.95%
Onion (1kg)
$1.08 Rp 19.5K
$2.52 Rp 45.5K
-57.14%
Lettuce (1 head)
$0.76 Rp 13.7K
$1.05 Rp 19.0K
-27.62%
Water (1.5 liter bottle)
$0.47 Rp 8,528
$0.45 Rp 8,159
4.44%
Cigarettes 20 Pack (Marlboro, Camel)
$1.87 Rp 33.8K
$2.96 Rp 53.4K
-36.82%
Wine (Bottle)
$20.41 Rp 368.5K
$21.43 Rp 386.9K
-4.76%
Local Beer (0.5 liter bottle)
$2.13 Rp 38.4K
$2.24 Rp 40.4K
-4.91%
Imported Beer (0.33 liter bottle)
$3.08 Rp 55.6K
$3.17 Rp 57.1K
-2.84%
🚌 Getting Around
Banjarmasin
Jakarta
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,153
$0.23 Rp 4,159
26.09%
Public Transport Monthly Pass (Regular Price)
$18.31 Rp 330.5K
$12.16 Rp 219.5K
50.58%
Taxi Start (Normal Tariff)
$1.19 Rp 21.6K
$0.53 Rp 9,528
124.53%
Taxi (Normal Tariff) (1km)
$0.75 Rp 13.6K
$0.38 Rp 6,784
97.37%
Taxi 1hour Waiting (Normal Tariff)
$2.83 Rp 51.2K
$2.99 Rp 53.9K
-5.35%
Gasoline (1 liter)
$0.86 Rp 15.6K
$0.80 Rp 14.4K
7.50%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.8K Rp 448.3M
$30.2K Rp 545.6M
-17.83%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.2K Rp 508.3M
$33.6K Rp 607.0M
-16.26%
🧾 Monthly Utilities & Internet
Banjarmasin
Jakarta
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$44.96 Rp 811.7K
$93.0 Rp 1.7M
-51.66%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$2.99 Rp 53.9K
$6.50 Rp 117.3K
-54.00%
Internet (50+ Mbps, Unlimited Data)
$18.69 Rp 337.3K
$26.87 Rp 485.0K
-30.44%
🎉 Sport & Entertainment
Banjarmasin
Jakarta
Difference
Gym Membership (Monthly)
$49.17 Rp 887.6K
$29.66 Rp 535.4K
65.78%
Tennis Court (1 Hour on Weekend)
$6.02 Rp 108.8K
$12.31 Rp 222.3K
-51.10%
Cinema Ticket
$6.30 Rp 113.8K
$3.04 Rp 54.9K
107.24%
🧸 Childcare & Education
Banjarmasin
Jakarta
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$61.2 Rp 1.1M
$165 Rp 3.0M
-63.04%
International Primary School, 1 Child (Yearly)
$7,693 Rp 138.9M
$9,773 Rp 176.4M
-21.29%
👕👟 Clothing & Footwear
Banjarmasin
Jakarta
Difference
Jeans (Levis 501 Or Similar)
$27.36 Rp 494.0K
$56.2 Rp 1.0M
-51.28%
Summer Dress (H&M, Zara, etc)
$30.75 Rp 555.2K
$32.95 Rp 594.9K
-6.68%
Sport Shoes (Adidas, Nike)
$59.7 Rp 1.1M
$82.6 Rp 1.5M
-27.82%
Men's Leather Business Shoes
$36.21 Rp 653.6K
$90.6 Rp 1.6M
-60.03%
🏠 Accommodation & Living
Banjarmasin
Jakarta
Difference
1-bedroom Apartment, City Center (Monthly)
$255 Rp 4.6M
$386 Rp 7.0M
-33.85%
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.9M
$232 Rp 4.2M
-30.91%
3-bedroom Apartment, City Center (Monthly)
$589 Rp 10.6M
$1,171 Rp 21.1M
-49.75%
3-bedroom Apartment, Outside City Center (Monthly)
$330 Rp 6.0M
$649 Rp 11.7M
-49.10%
Buy Apartment in City Center (m2)
$1,167 Rp 21.1M
$2,979 Rp 53.8M
-60.83%
Buy Apartment Outside City Center (m2)
$728 Rp 13.1M
$1,426 Rp 25.7M
-48.94%
💵 Salaries & Financials
Banjarmasin
Jakarta
Difference
Average Monthly Net Salary (After Tax)
$199 Rp 3.6M
$419 Rp 7.6M
-52.46%
20-Year Fixed Mortgage Interest Rate (Annual %)
9.15
9.59
-4.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banjarmasin: July 26, 2026

Last update for Jakarta: July 25, 2026

Cost Breakdown

A central one-bedroom costs $255 in Banjarmasin versus $386 in Jakarta. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 110% higher in Jakarta, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $12.00 in Banjarmasin versus $18.00 in Jakarta. Monthly groceries follow the same trend: $180 vs $215 – making Banjarmasin the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Banjarmasin vs Jakarta: Cost of Living - Frequently Asked Questions
Is Jakarta cheaper than Banjarmasin?
Yes – Jakarta is pricier by about 35%, and the gap shows up most in Clothing & Footwear. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $929 per month in Banjarmasin and $1,254 in Jakarta. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Banjarmasin, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Banjarmasin or in Jakarta?
A mid-range dinner for two costs $12.00 in Banjarmasin and $18.00 in Jakarta. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Banjarmasin and in Jakarta?
Monthly expenses with rent come to $619 in Banjarmasin and $836 in Jakarta. The difference isn't just one category – it shows up across housing, food, transport, and services.
Is $1,000 enough for either Banjarmasin or Jakarta?
$1,000 covers both cities comfortably – all-in costs are $619 in Banjarmasin and $836 in Jakarta, leaving budget for savings and extras in both cases.
Is Banjarmasin or Jakarta more family-friendly?
Families tend to lean toward Banjarmasin – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Banjarmasin. If higher salaries, better infrastructure, or specific career opportunities are the priority, Jakarta makes more sense. Both are solid long-term options with distinct trade-offs.

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