Last update: Oct 2026

Cost of Living Comparison Between Jakarta and Banjarmasin

For one person, living is cheaper in Banjarmasin: $576 a month against $772 in Jakarta, rent and utilities included – about $2,400 less a year. Rent and utilities account for about half of the difference.

Jakarta, Indonesia
Banjarmasin, Indonesia
Jakarta
🇮🇩 Indonesia
$772
/mo nomad
Banjarmasin
🇮🇩 Indonesia
$576
/mo nomad
Monthly Cost of Living

How much you'll spend in Jakarta and in Banjarmasin

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Jakarta and in Banjarmasin actually costs, broken down by who's living it.

A single person spends $772 per month in Jakarta vs $576 in Banjarmasin, rent included.

  • Jakarta $772
  • Banjarmasin $576

A couple spends around $1,257 per month in Jakarta vs $878 in Banjarmasin, rent included.

  • Jakarta $1,257
  • Banjarmasin $878

A family of three spends $1,741 per month in Jakarta vs $1,180 in Banjarmasin, rent included.

  • Jakarta $1,741
  • Banjarmasin $1,180

Jakarta costs about 34% more than Banjarmasin, and outside of rent the biggest gap is in clothing.

Both Jakarta and Banjarmasin are more affordable than the global median – Jakarta 43% lower, Banjarmasin 58% lower.

Currency
🍽 Eating Out
Jakarta
Banjarmasin
Difference
Meal at Budget Restaurant
$2.71 Rp 49.2K
$1.07 Rp 19.5K
153.27%
Three-Course Dinner for Two, Mid-Range
$16.34 Rp 296.7K
$13.36 Rp 242.7K
22.31%
Fast Food Meal (McDonalds, etc)
$3.24 Rp 58.8K
$3.28 Rp 59.5K
-1.22%
Cappuccino
$2.02 Rp 36.7K
$1.22 Rp 22.1K
65.57%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.41 Rp 7,484
$0.83 Rp 15.1K
-50.60%
Water (0.33 liter bottle)
$0.26 Rp 4,726
$0.31 Rp 5,570
-16.13%
Local Beer (0.5 liter draught)
$2.49 Rp 45.3K
$5.10 Rp 92.6K
-51.18%
Imported Beer (0.33 liter bottle)
$3.89 Rp 70.7K
$3.53 Rp 64.2K
10.20%
🛒 Groceries & Markets
Jakarta
Banjarmasin
Difference
Milk (1 liter)
$1.38 Rp 25.1K
$1.29 Rp 23.4K
6.98%
White Bread (500g)
$1.08 Rp 19.6K
$0.95 Rp 17.2K
13.68%
Rice (white) (1kg)
$0.84 Rp 15.3K
$0.81 Rp 14.8K
3.70%
Eggs
$1.76 Rp 32.0K
$1.52 Rp 27.7K
15.79%
Local Cheese (1kg)
$9.22 Rp 167.5K
$7.35 Rp 133.5K
25.44%
Chicken Fillets (1kg)
$2.95 Rp 53.7K
$2.04 Rp 37.0K
44.61%
Beef Round Steak (1kg)
$7.34 Rp 133.4K
$3.20 Rp 58.2K
129.37%
Apples (1kg)
$2.73 Rp 49.6K
$1.92 Rp 34.8K
42.19%
Banana (1kg)
$1.35 Rp 24.4K
$1.16 Rp 21.1K
16.38%
Oranges (1kg)
$2.48 Rp 45.0K
$0.91 Rp 16.5K
172.53%
Tomato (1kg)
$1.38 Rp 25.1K
$1.16 Rp 21.1K
18.97%
Potato (1kg)
$1.37 Rp 24.8K
$1.20 Rp 21.7K
14.17%
Onion (1kg)
$2.04 Rp 37.0K
$0.94 Rp 17.1K
117.02%
Lettuce (1 head)
$0.95 Rp 17.3K
$0.80 Rp 14.5K
18.75%
Water (1.5 liter bottle)
$0.50 Rp 9,042
$0.39 Rp 7,138
28.21%
Cigarettes 20 Pack (Marlboro, Camel)
$2.79 Rp 50.7K
$1.92 Rp 34.8K
45.31%
Wine (Bottle)
$21.05 Rp 382.3K
$20.44 Rp 371.1K
2.98%
Local Beer (0.5 liter bottle)
$2.03 Rp 36.9K
$1.60 Rp 29.0K
26.87%
Imported Beer (0.33 liter bottle)
$2.97 Rp 53.9K
$3.16 Rp 57.4K
-6.01%
🚌 Getting Around
Jakarta
Banjarmasin
Difference
One-way Ticket (Public Transport)
$0.16 Rp 2,945
$0.23 Rp 4,250
-30.43%
Public Transport Monthly Pass (Regular Price)
$11.69 Rp 212.3K
$11.46 Rp 208.1K
2.01%
Taxi Start (Normal Tariff)
$0.49 Rp 8,965
$0.50 Rp 8,991
-2.00%
Taxi (Normal Tariff) (1km)
$0.32 Rp 5,793
$0.34 Rp 6,180
-5.88%
Taxi 1hour Waiting (Normal Tariff)
$3.28 Rp 59.7K
$3.04 Rp 55.3K
7.89%
Gasoline (1 liter)
$0.86 Rp 15.7K
$0.81 Rp 14.7K
6.17%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.0K Rp 490.3M
$24.5K Rp 445.7M
10.01%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.7K Rp 593.7M
$32.8K Rp 595.2M
-0.26%
🧾 Monthly Utilities & Internet
Jakarta
Banjarmasin
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$107 Rp 1.9M
$40.61 Rp 737.6K
163.53%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.99 Rp 108.7K
$2.73 Rp 49.6K
119.41%
Internet (50+ Mbps, Unlimited Data)
$19.06 Rp 346.2K
$17.09 Rp 310.4K
11.53%
🎉 Sport & Entertainment
Jakarta
Banjarmasin
Difference
Gym Membership (Monthly)
$19.34 Rp 351.3K
$18.17 Rp 330.0K
6.44%
Tennis Court (1 Hour on Weekend)
$13.90 Rp 252.4K
$7.90 Rp 143.5K
75.95%
Cinema Ticket
$3.11 Rp 56.4K
$5.63 Rp 102.3K
-44.76%
🧸 Childcare & Education
Jakarta
Banjarmasin
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$238 Rp 4.3M
$91.6 Rp 1.7M
160.00%
International Primary School, 1 Child (Yearly)
$8,010 Rp 145.5M
$7,191 Rp 130.6M
11.39%
👕👟 Clothing & Footwear
Jakarta
Banjarmasin
Difference
Jeans (Levis 501 Or Similar)
$57.5 Rp 1.0M
$43.57 Rp 791.3K
31.86%
Summer Dress (H&M, Zara, etc)
$27.82 Rp 505.3K
$27.00 Rp 490.3K
3.04%
Sport Shoes (Adidas, Nike)
$70.5 Rp 1.3M
$52.1 Rp 945.8K
35.31%
Men's Leather Business Shoes
$103 Rp 1.9M
$31.79 Rp 577.4K
223.72%
🏠 Accommodation & Living
Jakarta
Banjarmasin
Difference
1-bedroom Apartment, City Center (Monthly)
$355 Rp 6.4M
$204 Rp 3.7M
74.12%
1-bedroom Apartment, Outside City Center (Monthly)
$191 Rp 3.5M
$164 Rp 3.0M
16.62%
3-bedroom Apartment, City Center (Monthly)
$1,123 Rp 20.4M
$501 Rp 9.1M
124.34%
3-bedroom Apartment, Outside City Center (Monthly)
$544 Rp 9.9M
$315 Rp 5.7M
72.95%
Buy Apartment in City Center (m2)
$2,742 Rp 49.8M
$998 Rp 18.1M
174.86%
Buy Apartment Outside City Center (m2)
$1,506 Rp 27.3M
$762 Rp 13.8M
97.67%
💵 Salaries & Financials
Jakarta
Banjarmasin
Difference
Average Monthly Net Salary (After Tax)
$441 Rp 8.0M
$195 Rp 3.5M
126.61%
20-Year Fixed Mortgage Interest Rate (Annual %)
9.46
9.46
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jakarta: October 25, 2026

Last update for Banjarmasin: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Jakarta
$214
Banjarmasin
$168 21.5% $46
Accommodation & Living
Jakarta
$191
Banjarmasin
$164 14.2% $27
Monthly Utilities & Internet
Jakarta
$132
Banjarmasin
$60 54.2% $72
Clothing & Footwear
Jakarta
$116
Banjarmasin
$70 40.3% $47
Eating Out
Jakarta
$79
Banjarmasin
$70 10.8% $8.5
Sport & Entertainment
Jakarta
$26
Banjarmasin
$29 15.2% $3.9
Getting Around
Jakarta
$14
Banjarmasin
$15 1.1% $0.2

Cost Breakdown

A central one-bedroom costs $355 in Jakarta versus $204 in Banjarmasin. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Jakarta are about 2.3 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $16 in Jakarta versus $13 in Banjarmasin. Monthly groceries follow the same trend: $214 vs $168 – making Banjarmasin the more affordable choice for daily food spending.

Good to know
🇮🇩 Jakarta
🇮🇩 Banjarmasin
🕒 Local time
12:33 12:33 PM
13:33 1:33 PM
1 h ahead of Jakarta
🌤 Weather
👥 Population
11,337,563 Capital
715,703
💱 Currency
Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,161 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,355 IDR (100,000 IDR = 4.91 EUR).

On the map
Between locations
  • Jakarta Banjarmasin 920 km ≈ 1 h 45 min nonstop flight
From you
  • Jakarta
  • Banjarmasin

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Jakarta vs Banjarmasin: Cost of Living - Frequently Asked Questions
Is Banjarmasin cheaper than Jakarta?
Yes – Jakarta is pricier by about 34%, and outside of rent the gap shows up most in clothing.
What income do you need for each city?
For a comfortable life, plan on about $1,159 per month in Jakarta and $864 in Banjarmasin. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Banjarmasin, especially for central apartments: a one-bedroom in the center costs $204 there versus $355 in Jakarta.
What are total monthly expenses in Jakarta and in Banjarmasin?
Monthly expenses with rent come to $772 in Jakarta and $576 in Banjarmasin. That makes Banjarmasin about 25% cheaper.
Which city has cheaper kindergarten?
Kindergarten costs $238 per month in Jakarta and $92 in Banjarmasin. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,000 enough for either Jakarta or Banjarmasin?
$1,000 covers both cities comfortably – all-in costs are $772 in Jakarta and $576 in Banjarmasin, leaving budget for savings and extras in both cases.
Is Jakarta or Banjarmasin more family-friendly?
Families tend to lean toward Banjarmasin – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Banjarmasin. If higher salaries or specific career opportunities are the priority, Jakarta makes more sense. Both are solid long-term options with distinct trade-offs.

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