Cost of Living Comparison Between Jakarta and Banjarmasin Cost of Living Comparison Between Jakarta and Banjarmasin

Monthly Cost of Living

A single person spends $818 per month in Jakarta vs $623 in Banjarmasin, rent included.

A couple spends around $1,343 per month in Jakarta vs $948 in Banjarmasin, rent included.

A family of three spends $1,869 per month in Jakarta vs $1,272 in Banjarmasin, rent included.

Jakarta costs about 31% more than Banjarmasin, driven mainly by Clothing & Footwear.

Both Jakarta and Banjarmasin are more affordable than the global median – Jakarta 39% lower, Banjarmasin 54% lower.

Meal at Budget Restaurant

$3.13 Rp 56.0K

$1.21 Rp 21.7K

158.68%

Three-Course Dinner for Two, Mid-Range

$18.46 Rp 330.8K

$12.08 Rp 216.5K

52.81%

Fast Food Meal (McDonalds, etc)

$3.64 Rp 65.1K

$2.54 Rp 45.6K

43.31%

Cappuccino

$2.10 Rp 37.6K

$1.11 Rp 19.9K

89.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.57 Rp 10.2K

$1.02 Rp 18.2K

-44.12%

Water (0.33 liter bottle)

$0.26 Rp 4,600

$0.31 Rp 5,540

-16.13%

Local Beer (0.5 liter draught)

$2.71 Rp 48.5K

$2.43 Rp 43.6K

11.52%

Imported Beer (0.33 liter bottle)

$4.39 Rp 78.6K

$3.45 Rp 61.8K

27.25%

Milk (1 liter)

$1.33 Rp 23.8K

$1.44 Rp 25.7K

-7.64%

White Bread (500g)

$1.16 Rp 20.7K

$0.89 Rp 16.0K

30.34%

Rice (white) (1kg)

$1.03 Rp 18.4K

$1.64 Rp 29.3K

-37.20%

Eggs

$1.80 Rp 32.3K

$1.44 Rp 25.9K

25.00%

Local Cheese (1kg)

$6.51 Rp 116.7K

$8.08 Rp 144.7K

-19.43%

Chicken Fillets (1kg)

$3.23 Rp 57.9K

$2.36 Rp 42.3K

36.86%

Beef Round Steak (1kg)

$7.60 Rp 136.1K

$4.07 Rp 73.0K

86.73%

Apples (1kg)

$2.85 Rp 51.1K

$1.97 Rp 35.3K

44.67%

Banana (1kg)

$1.63 Rp 29.2K

$1.02 Rp 18.3K

59.80%

Oranges (1kg)

$2.20 Rp 39.5K

$0.95 Rp 17.1K

131.58%

Tomato (1kg)

$1.57 Rp 28.1K

$0.73 Rp 13.1K

115.07%

Potato (1kg)

$1.75 Rp 31.3K

$1.05 Rp 18.8K

66.67%

Onion (1kg)

$2.56 Rp 45.8K

$1.07 Rp 19.2K

139.25%

Lettuce (1 head)

$1.07 Rp 19.1K

$0.82 Rp 14.7K

30.49%

Water (1.5 liter bottle)

$0.46 Rp 8,212

$0.47 Rp 8,492

-2.13%

Cigarettes 20 Pack (Marlboro, Camel)

$3.07 Rp 55.0K

$1.81 Rp 32.4K

69.61%

Wine (Bottle)

$21.00 Rp 376.3K

$21.00 Rp 376.2K

Local Beer (0.5 liter bottle)

$2.21 Rp 39.5K

$2.01 Rp 36.0K

9.95%

Imported Beer (0.33 liter bottle)

$3.11 Rp 55.7K

$3.06 Rp 54.8K

1.63%

One-way Ticket (Public Transport)

$0.21 Rp 3,754

$0.29 Rp 5,193

-27.59%

Public Transport Monthly Pass (Regular Price)

$12.06 Rp 216.0K

$18.47 Rp 331.0K

-34.70%

Taxi Start (Normal Tariff)

$0.53 Rp 9,496

$1.24 Rp 22.2K

-57.26%

Taxi (Normal Tariff) (1km)

$0.38 Rp 6,729

$0.73 Rp 13.1K

-47.95%

Taxi 1hour Waiting (Normal Tariff)

$3.14 Rp 56.3K

$2.88 Rp 51.7K

9.03%

Gasoline (1 liter)

$0.77 Rp 13.7K

$0.85 Rp 15.1K

-9.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.6K Rp 548.8M

$24.1K Rp 431.7M

27.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.3K Rp 596.1M

$27.3K Rp 489.3M

21.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$90.1 Rp 1.6M

$44.99 Rp 806.1K

100.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.55 Rp 117.4K

$3.09 Rp 55.4K

111.97%

Internet (50+ Mbps, Unlimited Data)

$27.54 Rp 493.4K

$19.26 Rp 345.0K

42.99%

Gym Membership (Monthly)

$30.46 Rp 545.8K

$49.50 Rp 886.9K

-38.46%

Tennis Court (1 Hour on Weekend)

$12.41 Rp 222.3K

$6.04 Rp 108.2K

105.46%

Cinema Ticket

$3.02 Rp 54.0K

$6.22 Rp 111.5K

-51.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$171 Rp 3.1M

$62.1 Rp 1.1M

175.37%

International Primary School, 1 Child (Yearly)

$9,571 Rp 171.5M

$7,503 Rp 134.4M

27.55%

Jeans (Levis 501 Or Similar)

$57.4 Rp 1.0M

$27.74 Rp 496.9K

106.74%

Summer Dress (H&M, Zara, etc)

$33.58 Rp 601.7K

$30.53 Rp 547.1K

9.99%

Sport Shoes (Adidas, Nike)

$84.2 Rp 1.5M

$60.1 Rp 1.1M

39.97%

Men's Leather Business Shoes

$90.7 Rp 1.6M

$34.98 Rp 626.7K

159.26%

1-bedroom Apartment, City Center (Monthly)

$380 Rp 6.8M

$256 Rp 4.6M

48.42%

1-bedroom Apartment, Outside City Center (Monthly)

$235 Rp 4.2M

$157 Rp 2.8M

49.89%

3-bedroom Apartment, City Center (Monthly)

$1,184 Rp 21.2M

$575 Rp 10.3M

105.74%

3-bedroom Apartment, Outside City Center (Monthly)

$647 Rp 11.6M

$328 Rp 5.9M

97.44%

Buy Apartment in City Center (m2)

$2,872 Rp 51.5M

$1,167 Rp 20.9M

146.09%

Buy Apartment Outside City Center (m2)

$1,400 Rp 25.1M

$745 Rp 13.3M

87.94%

Average Monthly Net Salary (After Tax)

$448 Rp 8.0M

$198 Rp 3.5M

126.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.59

9.15

4.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jakarta: June 6, 2026

Last update for Banjarmasin: June 9, 2026

Cost Breakdown

A central one-bedroom costs $380 in Jakarta versus $256 in Banjarmasin. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 126% higher in Jakarta, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $18.00 in Jakarta versus $12.00 in Banjarmasin. Monthly groceries follow the same trend: $215 vs $180 – making Banjarmasin the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Jakarta vs Banjarmasin: Cost of Living - Frequently Asked Questions

Yes – Jakarta is pricier by about 31%, and the gap shows up most in Clothing & Footwear. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,227 per month in Jakarta and $935 in Banjarmasin. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Banjarmasin, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $18.00 in Jakarta and $12.00 in Banjarmasin. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $818 in Jakarta and $623 in Banjarmasin. The difference isn't just one category – it shows up across housing, food, transport, and services.

$1,000 covers both cities comfortably – all-in costs are $818 in Jakarta and $623 in Banjarmasin, leaving budget for savings and extras in both cases.

Families tend to lean toward Banjarmasin – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Banjarmasin. If higher salaries, better infrastructure, or specific career opportunities are the priority, Jakarta makes more sense. Both are solid long-term options with distinct trade-offs.