Cost of Living Comparison Between Jakarta and Banjarmasin Cost of Living Comparison Between Jakarta and Banjarmasin

Monthly Cost of Living

A single person spends $815 per month in Jakarta vs $595 in Banjarmasin, rent included.

A couple spends around $1,325 per month in Jakarta vs $941 in Banjarmasin, rent included.

A family of three spends $1,834 per month in Jakarta vs $1,288 in Banjarmasin, rent included.

Jakarta costs about 37% more than Banjarmasin, driven mainly by Clothing & Footwear.

Both Jakarta and Banjarmasin are more affordable than the global median – Jakarta 40% lower, Banjarmasin 56% lower.

Meal at Budget Restaurant

$2.49 Rp 44.0K

$1.16 Rp 20.6K

114.66%

Three-Course Dinner for Two, Mid-Range

$15.86 Rp 280.9K

$14.18 Rp 251.1K

11.85%

Fast Food Meal (McDonalds, etc)

$3.43 Rp 60.8K

$3.45 Rp 61.2K

-0.58%

Cappuccino

$2.06 Rp 36.5K

$1.27 Rp 22.4K

62.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.42 Rp 7,520

$0.81 Rp 14.4K

-48.15%

Water (0.33 liter bottle)

$0.26 Rp 4,614

$0.34 Rp 6,055

-23.53%

Local Beer (0.5 liter draught)

$2.65 Rp 47.0K

$5.23 Rp 92.6K

-49.33%

Imported Beer (0.33 liter bottle)

$3.89 Rp 68.9K

$3.37 Rp 59.6K

15.43%

Milk (1 liter)

$1.46 Rp 25.8K

$1.33 Rp 23.6K

9.77%

White Bread (500g)

$1.15 Rp 20.4K

$0.95 Rp 16.8K

21.05%

Rice (white) (1kg)

$0.84 Rp 14.9K

$0.86 Rp 15.2K

-2.33%

Eggs

$1.76 Rp 31.1K

$1.61 Rp 28.5K

9.32%

Local Cheese (1kg)

$9.81 Rp 173.8K

$8.16 Rp 144.5K

20.22%

Chicken Fillets (1kg)

$2.99 Rp 53.0K

$2.21 Rp 39.1K

35.29%

Beef Round Steak (1kg)

$7.67 Rp 135.7K

$3.34 Rp 59.2K

129.64%

Apples (1kg)

$2.87 Rp 50.8K

$2.00 Rp 35.4K

43.50%

Banana (1kg)

$1.37 Rp 24.2K

$1.14 Rp 20.2K

20.18%

Oranges (1kg)

$2.65 Rp 46.9K

$0.97 Rp 17.1K

173.20%

Tomato (1kg)

$1.37 Rp 24.3K

$1.25 Rp 22.1K

9.60%

Potato (1kg)

$1.35 Rp 23.9K

$1.27 Rp 22.5K

6.30%

Onion (1kg)

$2.10 Rp 37.2K

$0.98 Rp 17.4K

114.29%

Lettuce (1 head)

$0.93 Rp 16.5K

$0.77 Rp 13.7K

20.78%

Water (1.5 liter bottle)

$0.51 Rp 9,092

$0.44 Rp 7,852

15.91%

Cigarettes 20 Pack (Marlboro, Camel)

$2.85 Rp 50.4K

$1.99 Rp 35.2K

43.22%

Wine (Bottle)

$21.74 Rp 384.9K

$19.22 Rp 340.3K

13.11%

Local Beer (0.5 liter bottle)

$2.12 Rp 37.5K

$2.07 Rp 36.6K

2.42%

Imported Beer (0.33 liter bottle)

$3.22 Rp 57.0K

$2.72 Rp 48.2K

18.38%

One-way Ticket (Public Transport)

$0.29 Rp 5,206

$0.70 Rp 12.3K

-58.57%

Public Transport Monthly Pass (Regular Price)

$11.72 Rp 207.6K

$16.72 Rp 296.1K

-29.90%

Taxi Start (Normal Tariff)

$0.53 Rp 9,420

$0.50 Rp 8,793

6.00%

Taxi (Normal Tariff) (1km)

$0.36 Rp 6,293

$0.32 Rp 5,753

12.50%

Taxi 1hour Waiting (Normal Tariff)

$3.30 Rp 58.4K

$2.94 Rp 52.0K

12.24%

Gasoline (1 liter)

$0.78 Rp 13.8K

$0.84 Rp 14.8K

-7.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.7K Rp 507.9M

$25.6K Rp 452.7M

12.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.4K Rp 590.9M

$33.5K Rp 593.6M

-0.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$108 Rp 1.9M

$40.57 Rp 718.4K

165.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.07 Rp 107.5K

$2.77 Rp 49.1K

119.13%

Internet (50+ Mbps, Unlimited Data)

$19.01 Rp 336.7K

$17.69 Rp 313.2K

7.46%

Gym Membership (Monthly)

$26.63 Rp 471.5K

$20.43 Rp 361.7K

30.35%

Tennis Court (1 Hour on Weekend)

$13.81 Rp 244.5K

$7.42 Rp 131.4K

86.12%

Cinema Ticket

$3.44 Rp 60.9K

$5.52 Rp 97.8K

-37.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$155 Rp 2.7M

$96.0 Rp 1.7M

61.13%

International Primary School, 1 Child (Yearly)

$8,224 Rp 145.6M

$7,529 Rp 133.3M

9.23%

Jeans (Levis 501 Or Similar)

$60.1 Rp 1.1M

$43.38 Rp 768.1K

38.50%

Summer Dress (H&M, Zara, etc)

$28.63 Rp 506.9K

$30.84 Rp 546.2K

-7.17%

Sport Shoes (Adidas, Nike)

$73.3 Rp 1.3M

$55.3 Rp 978.3K

32.74%

Men's Leather Business Shoes

$110 Rp 1.9M

$33.34 Rp 590.3K

229.21%

1-bedroom Apartment, City Center (Monthly)

$363 Rp 6.4M

$217 Rp 3.8M

67.64%

1-bedroom Apartment, Outside City Center (Monthly)

$204 Rp 3.6M

$165 Rp 2.9M

23.55%

3-bedroom Apartment, City Center (Monthly)

$1,179 Rp 20.9M

$563 Rp 10.0M

109.20%

3-bedroom Apartment, Outside City Center (Monthly)

$581 Rp 10.3M

$370 Rp 6.6M

56.87%

Buy Apartment in City Center (m2)

$3,009 Rp 53.3M

$1,228 Rp 21.7M

145.02%

Buy Apartment Outside City Center (m2)

$1,477 Rp 26.2M

$752 Rp 13.3M

96.53%

Average Monthly Net Salary (After Tax)

$460 Rp 8.1M

$204 Rp 3.6M

125.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.46

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jakarta: September 12, 2026

Last update for Banjarmasin: September 13, 2026

Cost Breakdown

A central one-bedroom costs $363 in Jakarta versus $217 in Banjarmasin. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 125% higher in Jakarta, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $16.00 in Jakarta versus $14.00 in Banjarmasin. Monthly groceries follow the same trend: $223 vs $174 – making Banjarmasin the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Jakarta vs Banjarmasin: Cost of Living - Frequently Asked Questions

Yes – Jakarta is pricier by about 37%, and the gap shows up most in Clothing & Footwear. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,223 per month in Jakarta and $893 in Banjarmasin. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Banjarmasin, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $16.00 in Jakarta and $14.00 in Banjarmasin. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $815 in Jakarta and $595 in Banjarmasin. The difference isn't just one category – it shows up across housing, food, transport, and services.

$1,000 covers both cities comfortably – all-in costs are $815 in Jakarta and $595 in Banjarmasin, leaving budget for savings and extras in both cases.

Families tend to lean toward Banjarmasin – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Banjarmasin. If higher salaries, better infrastructure, or specific career opportunities are the priority, Jakarta makes more sense. Both are solid long-term options with distinct trade-offs.