Cost of Living Comparison Between Bali and Banjarmasin Cost of Living Comparison Between Bali and Banjarmasin

Monthly Cost of Living

A single person spends $1,265 per month in Bali vs $595 in Banjarmasin, rent included.

A couple spends around $2,121 per month in Bali vs $941 in Banjarmasin, rent included.

A family of three spends $2,978 per month in Bali vs $1,288 in Banjarmasin, rent included.

Bali costs about 113% more than Banjarmasin, driven mainly by Groceries & Markets.

Both Bali and Banjarmasin are more affordable than the global median – Bali 8% lower, Banjarmasin 56% lower.

Meal at Budget Restaurant

$2.76 Rp 48.9K

$1.16 Rp 20.6K

137.93%

Three-Course Dinner for Two, Mid-Range

$30.12 Rp 533.4K

$14.18 Rp 251.1K

112.41%

Fast Food Meal (McDonalds, etc)

$4.78 Rp 84.6K

$3.45 Rp 61.2K

38.55%

Cappuccino

$2.22 Rp 39.3K

$1.27 Rp 22.4K

74.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.3K

$0.81 Rp 14.4K

90.12%

Water (0.33 liter bottle)

$0.68 Rp 12.1K

$0.34 Rp 6,055

100.00%

Local Beer (0.5 liter draught)

$2.54 Rp 45.0K

$5.23 Rp 92.6K

-51.43%

Imported Beer (0.33 liter bottle)

$3.61 Rp 63.9K

$3.37 Rp 59.6K

7.12%

Milk (1 liter)

$1.46 Rp 25.8K

$1.33 Rp 23.6K

9.77%

White Bread (500g)

$2.21 Rp 39.1K

$0.95 Rp 16.8K

132.63%

Rice (white) (1kg)

$1.12 Rp 19.8K

$0.86 Rp 15.2K

30.23%

Eggs

$2.03 Rp 35.9K

$1.61 Rp 28.5K

26.09%

Local Cheese (1kg)

$16.93 Rp 299.7K

$8.16 Rp 144.5K

107.48%

Chicken Fillets (1kg)

$3.82 Rp 67.7K

$2.21 Rp 39.1K

72.85%

Beef Round Steak (1kg)

$11.86 Rp 210.1K

$3.34 Rp 59.2K

255.09%

Apples (1kg)

$3.50 Rp 62.0K

$2.00 Rp 35.4K

75.00%

Banana (1kg)

$1.48 Rp 26.2K

$1.14 Rp 20.2K

29.82%

Oranges (1kg)

$2.21 Rp 39.1K

$0.97 Rp 17.1K

127.84%

Tomato (1kg)

$1.85 Rp 32.7K

$1.25 Rp 22.1K

48.00%

Potato (1kg)

$1.82 Rp 32.2K

$1.27 Rp 22.5K

43.31%

Onion (1kg)

$2.35 Rp 41.6K

$0.98 Rp 17.4K

139.80%

Lettuce (1 head)

$0.94 Rp 16.7K

$0.77 Rp 13.7K

22.08%

Water (1.5 liter bottle)

$0.49 Rp 8,645

$0.44 Rp 7,852

11.36%

Cigarettes 20 Pack (Marlboro, Camel)

$2.12 Rp 37.6K

$1.99 Rp 35.2K

6.53%

Wine (Bottle)

$22.02 Rp 390.0K

$19.22 Rp 340.3K

14.57%

Local Beer (0.5 liter bottle)

$2.28 Rp 40.4K

$2.07 Rp 36.6K

10.14%

Imported Beer (0.33 liter bottle)

$2.91 Rp 51.4K

$2.72 Rp 48.2K

6.99%

One-way Ticket (Public Transport)

$0.27 Rp 4,805

$0.70 Rp 12.3K

-61.43%

Public Transport Monthly Pass (Regular Price)

$8.14 Rp 144.1K

$16.72 Rp 296.1K

-51.32%

Taxi Start (Normal Tariff)

$0.48 Rp 8,537

$0.50 Rp 8,793

-4.00%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,215

$0.32 Rp 5,753

43.75%

Taxi 1hour Waiting (Normal Tariff)

$5.69 Rp 100.8K

$2.94 Rp 52.0K

93.54%

Gasoline (1 liter)

$0.77 Rp 13.7K

$0.84 Rp 14.8K

-8.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 431.6M

$25.6K Rp 452.7M

-4.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 551.5M

$33.5K Rp 593.6M

-7.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.3 Rp 1.4M

$40.57 Rp 718.4K

100.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.60 Rp 117.0K

$2.77 Rp 49.1K

138.27%

Internet (50+ Mbps, Unlimited Data)

$18.65 Rp 330.2K

$17.69 Rp 313.2K

5.43%

Gym Membership (Monthly)

$47.53 Rp 841.6K

$20.43 Rp 361.7K

132.65%

Tennis Court (1 Hour on Weekend)

$15.28 Rp 270.6K

$7.42 Rp 131.4K

105.93%

Cinema Ticket

$3.77 Rp 66.8K

$5.52 Rp 97.8K

-31.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$436 Rp 7.7M

$96.0 Rp 1.7M

354.50%

International Primary School, 1 Child (Yearly)

$5,380 Rp 95.3M

$7,529 Rp 133.3M

-28.54%

Jeans (Levis 501 Or Similar)

$44.93 Rp 795.6K

$43.38 Rp 768.1K

3.57%

Summer Dress (H&M, Zara, etc)

$33.69 Rp 596.5K

$30.84 Rp 546.2K

9.24%

Sport Shoes (Adidas, Nike)

$77.6 Rp 1.4M

$55.3 Rp 978.3K

40.52%

Men's Leather Business Shoes

$77.5 Rp 1.4M

$33.34 Rp 590.3K

132.45%

1-bedroom Apartment, City Center (Monthly)

$1,001 Rp 17.7M

$217 Rp 3.8M

361.59%

1-bedroom Apartment, Outside City Center (Monthly)

$593 Rp 10.5M

$165 Rp 2.9M

259.34%

3-bedroom Apartment, City Center (Monthly)

$3,156 Rp 55.9M

$563 Rp 10.0M

460.10%

3-bedroom Apartment, Outside City Center (Monthly)

$1,536 Rp 27.2M

$370 Rp 6.6M

314.68%

Buy Apartment in City Center (m2)

$2,456 Rp 43.5M

$1,228 Rp 21.7M

99.97%

Buy Apartment Outside City Center (m2)

$1,976 Rp 35.0M

$752 Rp 13.3M

162.94%

Average Monthly Net Salary (After Tax)

$223 Rp 3.9M

$204 Rp 3.6M

9.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.46

45.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bali: September 13, 2026

Last update for Banjarmasin: September 13, 2026

Cost Breakdown

A central one-bedroom costs $1,001 in Bali versus $217 in Banjarmasin. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 9% higher in Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $30.00 in Bali versus $14.00 in Banjarmasin. Monthly groceries follow the same trend: $280 vs $174 – making Banjarmasin the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bali vs Banjarmasin: Cost of Living - Frequently Asked Questions

Bali costs about 113% more than Banjarmasin, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,898 per month in Bali and $893 in Banjarmasin. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Banjarmasin, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $30.00 in Bali and $14.00 in Banjarmasin. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,265 in Bali and $595 in Banjarmasin. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,500 monthly budget goes further in Banjarmasin, where all-in costs run around $595, than in Bali at $1,265. In Banjarmasin it covers expenses comfortably, while in Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Banjarmasin costs $595 versus $1,265 in Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Banjarmasin. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bali makes more sense. Both are solid long-term options with distinct trade-offs.