Last update: Oct 2026

Cost of Living Comparison Between Bali and Banjarmasin

For one person, living is cheaper in Banjarmasin: $576 a month against $1,214 in Bali, rent and utilities included – about $7,700 less a year. Rent and utilities account for most of the difference.

Bali, Indonesia
Banjarmasin, Indonesia
Bali
🇮🇩 Indonesia
$1,214
/mo nomad
Banjarmasin
🇮🇩 Indonesia
$576
/mo nomad
Monthly Cost of Living

How much you'll spend in Bali and in Banjarmasin

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bali and in Banjarmasin actually costs, broken down by who's living it.

A single person spends $1,214 per month in Bali vs $576 in Banjarmasin, rent included.

  • Bali $1,214
  • Banjarmasin $576

A couple spends around $2,047 per month in Bali vs $878 in Banjarmasin, rent included.

  • Bali $2,047
  • Banjarmasin $878

A family of three spends $2,880 per month in Bali vs $1,180 in Banjarmasin, rent included.

  • Bali $2,880
  • Banjarmasin $1,180

Bali costs about 111% more than Banjarmasin, and outside of rent the biggest gap is in groceries.

Both Bali and Banjarmasin are more affordable than the global median – Bali 11% lower, Banjarmasin 58% lower.

Currency
🍽 Eating Out
Bali
Banjarmasin
Difference
Meal at Budget Restaurant
$2.73 Rp 49.5K
$1.07 Rp 19.4K
155.14%
Three-Course Dinner for Two, Mid-Range
$28.91 Rp 524.6K
$13.36 Rp 242.5K
116.39%
Fast Food Meal (McDonalds, etc)
$4.56 Rp 82.7K
$3.28 Rp 59.4K
39.02%
Cappuccino
$2.26 Rp 41.1K
$1.22 Rp 22.1K
85.25%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.43 Rp 25.9K
$0.83 Rp 15.1K
72.29%
Water (0.33 liter bottle)
$0.68 Rp 12.4K
$0.31 Rp 5,565
119.35%
Local Beer (0.5 liter draught)
$2.23 Rp 40.4K
$5.10 Rp 92.5K
-56.27%
Imported Beer (0.33 liter bottle)
$3.68 Rp 66.8K
$3.53 Rp 64.1K
4.25%
🛒 Groceries & Markets
Bali
Banjarmasin
Difference
Milk (1 liter)
$1.49 Rp 27.0K
$1.29 Rp 23.4K
15.50%
White Bread (500g)
$2.18 Rp 39.6K
$0.95 Rp 17.2K
129.47%
Rice (white) (1kg)
$1.14 Rp 20.7K
$0.81 Rp 14.8K
40.74%
Eggs
$2.02 Rp 36.6K
$1.52 Rp 27.6K
32.89%
Local Cheese (1kg)
$16.81 Rp 305.0K
$7.35 Rp 133.3K
128.71%
Chicken Fillets (1kg)
$3.57 Rp 64.8K
$2.04 Rp 37.0K
75.00%
Beef Round Steak (1kg)
$11.31 Rp 205.2K
$3.20 Rp 58.1K
253.44%
Apples (1kg)
$3.44 Rp 62.5K
$1.92 Rp 34.8K
79.17%
Banana (1kg)
$1.51 Rp 27.4K
$1.16 Rp 21.0K
30.17%
Oranges (1kg)
$2.19 Rp 39.8K
$0.91 Rp 16.5K
140.66%
Tomato (1kg)
$1.88 Rp 34.2K
$1.16 Rp 21.1K
62.07%
Potato (1kg)
$1.71 Rp 31.0K
$1.20 Rp 21.7K
42.50%
Onion (1kg)
$2.32 Rp 42.0K
$0.94 Rp 17.1K
146.81%
Lettuce (1 head)
$0.99 Rp 18.0K
$0.80 Rp 14.5K
23.75%
Water (1.5 liter bottle)
$0.50 Rp 9,070
$0.39 Rp 7,132
28.21%
Cigarettes 20 Pack (Marlboro, Camel)
$2.03 Rp 36.8K
$1.92 Rp 34.8K
5.73%
Wine (Bottle)
$21.49 Rp 389.9K
$20.44 Rp 370.8K
5.14%
Local Beer (0.5 liter bottle)
$2.14 Rp 38.8K
$1.60 Rp 29.0K
33.75%
Imported Beer (0.33 liter bottle)
$2.87 Rp 52.0K
$3.16 Rp 57.3K
-9.18%
🚌 Getting Around
Bali
Banjarmasin
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,564
$0.23 Rp 4,247
8.70%
Public Transport Monthly Pass (Regular Price)
$8.82 Rp 160.1K
$11.46 Rp 208.0K
-23.04%
Taxi Start (Normal Tariff)
$0.45 Rp 8,156
$0.50 Rp 8,983
-10.00%
Taxi (Normal Tariff) (1km)
$0.44 Rp 7,978
$0.34 Rp 6,175
29.41%
Taxi 1hour Waiting (Normal Tariff)
$5.48 Rp 99.4K
$3.04 Rp 55.2K
80.26%
Gasoline (1 liter)
$0.89 Rp 16.1K
$0.81 Rp 14.7K
9.88%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.3K Rp 440.9M
$24.5K Rp 445.3M
-0.99%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.9K Rp 579.6M
$32.8K Rp 594.7M
-2.54%
🧾 Monthly Utilities & Internet
Bali
Banjarmasin
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.9 Rp 1.4M
$40.61 Rp 736.9K
96.63%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.55 Rp 118.8K
$2.73 Rp 49.5K
139.93%
Internet (50+ Mbps, Unlimited Data)
$18.48 Rp 335.3K
$17.09 Rp 310.1K
8.13%
🎉 Sport & Entertainment
Bali
Banjarmasin
Difference
Gym Membership (Monthly)
$40.66 Rp 737.8K
$18.17 Rp 329.7K
123.78%
Tennis Court (1 Hour on Weekend)
$14.93 Rp 270.8K
$7.90 Rp 143.4K
88.99%
Cinema Ticket
$3.67 Rp 66.5K
$5.63 Rp 102.2K
-34.81%
🧸 Childcare & Education
Bali
Banjarmasin
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$437 Rp 7.9M
$91.6 Rp 1.7M
377.29%
International Primary School, 1 Child (Yearly)
$5,063 Rp 91.9M
$7,191 Rp 130.5M
-29.59%
👕👟 Clothing & Footwear
Bali
Banjarmasin
Difference
Jeans (Levis 501 Or Similar)
$43.62 Rp 791.5K
$43.57 Rp 790.6K
0.11%
Summer Dress (H&M, Zara, etc)
$32.69 Rp 593.2K
$27.00 Rp 489.8K
21.07%
Sport Shoes (Adidas, Nike)
$73.6 Rp 1.3M
$52.1 Rp 944.9K
41.36%
Men's Leather Business Shoes
$74.3 Rp 1.3M
$31.79 Rp 576.9K
133.72%
🏠 Accommodation & Living
Bali
Banjarmasin
Difference
1-bedroom Apartment, City Center (Monthly)
$984 Rp 17.9M
$204 Rp 3.7M
383.08%
1-bedroom Apartment, Outside City Center (Monthly)
$583 Rp 10.6M
$164 Rp 3.0M
255.66%
3-bedroom Apartment, City Center (Monthly)
$3,121 Rp 56.6M
$501 Rp 9.1M
523.13%
3-bedroom Apartment, Outside City Center (Monthly)
$1,475 Rp 26.8M
$315 Rp 5.7M
368.92%
Buy Apartment in City Center (m2)
$2,447 Rp 44.4M
$998 Rp 18.1M
145.23%
Buy Apartment Outside City Center (m2)
$1,963 Rp 35.6M
$762 Rp 13.8M
157.72%
💵 Salaries & Financials
Bali
Banjarmasin
Difference
Average Monthly Net Salary (After Tax)
$215 Rp 3.9M
$195 Rp 3.5M
10.50%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
9.46
45.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bali: October 24, 2026

Last update for Banjarmasin: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Bali
$583
Banjarmasin
$164 71.9% $419
Groceries & Markets
Bali
$275
Banjarmasin
$168 38.9% $107
Monthly Utilities & Internet
Bali
$105
Banjarmasin
$60 42.4% $44
Clothing & Footwear
Bali
$101
Banjarmasin
$70 31.1% $31
Eating Out
Bali
$90
Banjarmasin
$70 21.7% $19
Sport & Entertainment
Bali
$48
Banjarmasin
$29 38.7% $19
Getting Around
Bali
$12
Banjarmasin
$15 16.9% $2.1

Cost Breakdown

A central one-bedroom costs $984 in Bali versus $204 in Banjarmasin. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 11% higher in Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $29 in Bali versus $13 in Banjarmasin. Monthly groceries follow the same trend: $275 vs $168 – making Banjarmasin the more affordable choice for daily food spending.

Good to know
🇮🇩 Bali
🇮🇩 Banjarmasin
🕒 Local time
08:50 8:50 AM
08:50 8:50 AM
Same time as Bali
🌤 Weather
👥 Population
715,703
💱 Currency
Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,337 IDR (100,000 IDR = 4.92 EUR).

On the map
Between locations
  • Bali Banjarmasin 580 km ≈ 1 h 15 min nonstop flight
From you
  • Bali
  • Banjarmasin

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bali vs Banjarmasin: Cost of Living - Frequently Asked Questions
Which city is more expensive, Bali or Banjarmasin?
Bali costs about 111% more than Banjarmasin, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Bali and in Banjarmasin?
For a comfortable life, plan on about $1,821 per month in Bali and $864 in Banjarmasin. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Bali or Banjarmasin?
Rent is clearly cheaper in Banjarmasin, especially for central apartments: a one-bedroom in the center costs $204 there versus $984 in Bali.
How do dining costs compare in Bali and in Banjarmasin?
A mid-range dinner for two costs $29 in Bali and $13 in Banjarmasin. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
How much does it cost to live in Bali compared to Banjarmasin?
Monthly expenses with rent come to $1,214 in Bali and $576 in Banjarmasin. That makes Banjarmasin about 53% cheaper.
Can you live on $1,000/month in Bali or in Banjarmasin?
A $1,000 monthly budget goes further in Banjarmasin, where all-in costs run around $576, than in Bali at $1,214. In Banjarmasin it covers expenses comfortably, while in Bali it requires careful planning or may not stretch far enough.
Which city is better for families?
Families tend to lean toward Banjarmasin – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Should I move to Bali or to Banjarmasin?
If budget matters most, go with Banjarmasin. If higher salaries or specific career opportunities are the priority, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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