Cost of Living Comparison Between Bali and Banjarmasin Cost of Living Comparison Between Bali and Banjarmasin

Monthly Cost of Living

A single person spends $1,268 per month in Bali vs $620 in Banjarmasin, rent included.

A couple spends around $2,311 per month in Bali vs $943 in Banjarmasin, rent included.

A family of three spends $3,354 per month in Bali vs $1,265 in Banjarmasin, rent included.

Bali costs about 104% more than Banjarmasin, driven mainly by Groceries & Markets.

Both Bali and Banjarmasin are more affordable than the global median – Bali 5% lower, Banjarmasin 53% lower.

Meal at Budget Restaurant

$2.96 Rp 52.4K

$1.25 Rp 22.1K

136.80%

Three-Course Dinner for Two, Mid-Range

$27.51 Rp 487.3K

$12.11 Rp 214.6K

127.17%

Fast Food Meal (McDonalds, etc)

$4.03 Rp 71.4K

$2.53 Rp 44.9K

59.29%

Cappuccino

$2.36 Rp 41.8K

$1.09 Rp 19.4K

116.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.15 Rp 20.3K

$0.99 Rp 17.6K

16.16%

Water (0.33 liter bottle)

$0.63 Rp 11.1K

$0.31 Rp 5,450

103.23%

Local Beer (0.5 liter draught)

$2.49 Rp 44.2K

$2.52 Rp 44.6K

-1.19%

Imported Beer (0.33 liter bottle)

$3.33 Rp 59.0K

$3.43 Rp 60.8K

-2.92%

Milk (1 liter)

$1.67 Rp 29.6K

$1.44 Rp 25.5K

15.97%

White Bread (500g)

$2.36 Rp 41.7K

$0.94 Rp 16.6K

151.06%

Rice (white) (1kg)

$1.10 Rp 19.5K

$1.56 Rp 27.6K

-29.49%

Eggs

$2.33 Rp 41.3K

$1.46 Rp 25.9K

59.59%

Local Cheese (1kg)

$13.84 Rp 245.1K

$8.09 Rp 143.2K

71.08%

Chicken Fillets (1kg)

$4.00 Rp 70.8K

$2.36 Rp 41.9K

69.49%

Beef Round Steak (1kg)

$11.22 Rp 198.7K

$3.92 Rp 69.4K

186.22%

Apples (1kg)

$3.60 Rp 63.8K

$1.87 Rp 33.2K

92.51%

Banana (1kg)

$1.47 Rp 26.0K

$1.05 Rp 18.6K

40.00%

Oranges (1kg)

$2.64 Rp 46.8K

$0.96 Rp 17.0K

175.00%

Tomato (1kg)

$2.21 Rp 39.2K

$0.75 Rp 13.2K

194.67%

Potato (1kg)

$1.90 Rp 33.6K

$1.01 Rp 17.8K

88.12%

Onion (1kg)

$2.16 Rp 38.3K

$1.13 Rp 20.0K

91.15%

Lettuce (1 head)

$0.98 Rp 17.3K

$0.82 Rp 14.4K

19.51%

Water (1.5 liter bottle)

$0.68 Rp 12.0K

$0.47 Rp 8,370

44.68%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 Rp 52.9K

$1.83 Rp 32.4K

63.39%

Wine (Bottle)

$22.97 Rp 406.8K

$18.79 Rp 332.8K

22.25%

Local Beer (0.5 liter bottle)

$2.67 Rp 47.4K

$2.10 Rp 37.2K

27.14%

Imported Beer (0.33 liter bottle)

$2.62 Rp 46.4K

$3.11 Rp 55.1K

-15.76%

One-way Ticket (Public Transport)

$0.29 Rp 5,198

$0.29 Rp 5,109

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 142.8K

$18.50 Rp 327.8K

-56.43%

Taxi Start (Normal Tariff)

$0.46 Rp 8,089

$1.22 Rp 21.5K

-62.30%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,171

$0.75 Rp 13.3K

-38.67%

Taxi 1hour Waiting (Normal Tariff)

$6.27 Rp 111.1K

$2.97 Rp 52.6K

111.11%

Gasoline (1 liter)

$0.82 Rp 14.5K

$0.91 Rp 16.0K

-9.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.4K Rp 467.5M

$24.5K Rp 434.9M

7.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.6K Rp 559.8M

$28.1K Rp 498.3M

12.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.8 Rp 1.4M

$44.58 Rp 789.7K

78.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.97 Rp 70.3K

$2.99 Rp 52.9K

32.78%

Internet (50+ Mbps, Unlimited Data)

$23.71 Rp 420.0K

$19.11 Rp 338.5K

24.07%

Gym Membership (Monthly)

$81.7 Rp 1.4M

$49.67 Rp 879.8K

64.51%

Tennis Court (1 Hour on Weekend)

$5.31 Rp 94.1K

$6.02 Rp 106.6K

-11.79%

Cinema Ticket

$3.43 Rp 60.7K

$6.03 Rp 106.8K

-43.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$271 Rp 4.8M

$61.9 Rp 1.1M

337.13%

International Primary School, 1 Child (Yearly)

$6,062 Rp 107.4M

$7,719 Rp 136.7M

-21.46%

Jeans (Levis 501 Or Similar)

$51.3 Rp 909.4K

$27.90 Rp 494.3K

84.01%

Summer Dress (H&M, Zara, etc)

$36.50 Rp 646.7K

$30.78 Rp 545.3K

18.58%

Sport Shoes (Adidas, Nike)

$83.0 Rp 1.5M

$59.9 Rp 1.1M

38.52%

Men's Leather Business Shoes

$74.1 Rp 1.3M

$36.19 Rp 641.1K

104.61%

1-bedroom Apartment, City Center (Monthly)

$875 Rp 15.5M

$261 Rp 4.6M

235.39%

1-bedroom Apartment, Outside City Center (Monthly)

$576 Rp 10.2M

$160 Rp 2.8M

260.97%

3-bedroom Apartment, City Center (Monthly)

$2,911 Rp 51.6M

$586 Rp 10.4M

396.95%

3-bedroom Apartment, Outside City Center (Monthly)

$1,806 Rp 32.0M

$340 Rp 6.0M

431.15%

Buy Apartment in City Center (m2)

$2,426 Rp 43.0M

$1,182 Rp 20.9M

105.26%

Buy Apartment Outside City Center (m2)

$2,032 Rp 36.0M

$725 Rp 12.8M

180.22%

Average Monthly Net Salary (After Tax)

$227 Rp 4.0M

$200 Rp 3.6M

13.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.15

45.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bali: June 13, 2026

Last update for Banjarmasin: June 13, 2026

Cost Breakdown

A central one-bedroom costs $875 in Bali versus $261 in Banjarmasin. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 13% higher in Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $28.00 in Bali versus $12.00 in Banjarmasin. Monthly groceries follow the same trend: $284 vs $175 – making Banjarmasin the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bali vs Banjarmasin: Cost of Living - Frequently Asked Questions

Bali costs about 104% more than Banjarmasin, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,901 per month in Bali and $931 in Banjarmasin. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Banjarmasin, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $28.00 in Bali and $12.00 in Banjarmasin. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,268 in Bali and $620 in Banjarmasin. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,500 monthly budget goes further in Banjarmasin, where all-in costs run around $620, than in Bali at $1,268. In Banjarmasin it covers expenses comfortably, while in Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Banjarmasin costs $620 versus $1,268 in Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Banjarmasin. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bali makes more sense. Both are solid long-term options with distinct trade-offs.