🙂Monthly costs for one person with rent: $503 in Bahawalnagar versus $593 in Islamabad.
🙂Estimated couple costs with rent: $741 in Bahawalnagar versus $929 in Islamabad.
🙂Monthly costs for a family of three with rent: $979 in Bahawalnagar versus $1,264 in Islamabad.
🌍Living in Bahawalnagar costs roughly 15% less than in Islamabad, driven mainly by Clothing & Footwear.
📊Both cities sit below the global median: Bahawalnagar63% lower, Islamabad57% lower.
Currency
🍽 Eating Out
Bahawalnagar
Islamabad
Difference
Meal at Budget Restaurant
$2.54PKR 704
$3.56PKR 985
-28.65%
Three-Course Dinner for Two, Mid-Range
$14.30PKR 3,961
$23.22PKR 6,430
-38.42%
Fast Food Meal(McDonalds, etc)
$5.66PKR 1,567
$5.44PKR 1,507
4.04%
Local Non-Alcoholic Beer(0.5 liter draught)
$3.69PKR 1,023
$3.71PKR 1,027
-0.54%
Imported Non-Alcoholic Beer(0.33 liter bottle)
$5.27PKR 1,461
$6.73PKR 1,865
-21.69%
Cappuccino
$2.57PKR 711
$2.51PKR 694
2.39%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.39PKR 108
$0.33PKR 90.0
18.18%
Water(0.33 liter bottle)
$0.26PKR 72.1
$0.21PKR 58.2
23.81%
🛒 Groceries & Markets
Bahawalnagar
Islamabad
Difference
Milk(1 liter)
$0.88PKR 245
$0.94PKR 261
-6.38%
White Bread(500g)
$0.68PKR 189
$0.75PKR 209
-9.33%
Rice(white)(1kg)
$1.21PKR 334
$1.25PKR 347
-3.20%
Eggs
$1.17PKR 323
$1.21PKR 335
-3.31%
Local Cheese(1kg)
$6.40PKR 1,772
$6.06PKR 1,679
5.61%
Chicken Fillets(1kg)
$2.48PKR 686
$3.20PKR 886
-22.50%
Beef Round Steak(1kg)
$4.92PKR 1,362
$5.46PKR 1,512
-9.89%
Apples(1kg)
$1.22PKR 339
$1.25PKR 346
-2.40%
Banana(1kg)
$0.64PKR 178
$0.81PKR 224
-20.99%
Oranges(1kg)
$0.92PKR 254
$1.03PKR 286
-10.68%
Tomato(1kg)
$0.62PKR 171
$0.52PKR 145
19.23%
Potato(1kg)
$0.28PKR 77.1
$0.26PKR 71.2
7.69%
Onion(1kg)
$0.33PKR 90.1
$0.33PKR 90.6
-
Lettuce(1 head)
$0.47PKR 129
$0.30PKR 83.6
56.67%
Water(1.5 liter bottle)
$0.33PKR 92.5
$0.42PKR 118
-21.43%
Bottle of Non-Alcoholic Wine(Mid-Range)
$1.09PKR 303
$2.01PKR 556
-45.77%
Local Non-Alcoholic Beer(0.5 liter bottle)
$0.64PKR 178
$1.24PKR 343
-48.39%
Imported Non-Alcoholic Beer(0.33 liter bottle)
$1.66PKR 461
$2.59PKR 718
-35.91%
Cigarettes 20 Pack(Marlboro, Camel)
$2.12PKR 588
$2.32PKR 641
-8.62%
🚌 Getting Around
Bahawalnagar
Islamabad
Difference
One-way Ticket(Public Transport)
$0.19PKR 51.8
$0.20PKR 55.7
-5.00%
Public Transport Monthly Pass(Regular Price)
$10.47PKR 2,900
$21.86PKR 6,056
-52.10%
Taxi Start(Normal Tariff)
$0.93PKR 258
$1.29PKR 358
-27.91%
Taxi(Normal Tariff)(1km)
$0.69PKR 191
$0.74PKR 205
-6.76%
Taxi 1hour Waiting(Normal Tariff)
$1.81PKR 503
$1.61PKR 445
12.42%
Gasoline(1 liter)
$1.33PKR 369
$1.25PKR 348
6.40%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.1KPKR 5.0M
$54.2KPKR 15.0M
-66.60%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.6KPKR 7.4M
$24.6KPKR 6.8M
8.04%
🧾 Monthly Utilities & Internet
Bahawalnagar
Islamabad
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$128PKR 35.6K
$104PKR 28.9K
23.03%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$5.13PKR 1,422
$5.88PKR 1,628
-12.76%
Internet(50+ Mbps, Unlimited Data)
$16.41PKR 4,546
$16.18PKR 4,480
1.42%
🎉 Sport & Entertainment
Bahawalnagar
Islamabad
Difference
Gym Membership(Monthly)
$16.30PKR 4,514
$28.70PKR 7,950
-43.21%
Tennis Court(1 Hour on Weekend)
-
$8.46PKR 2,344
-
Cinema Ticket
$4.34PKR 1,203
$4.37PKR 1,210
-0.69%
🧸 Childcare & Education
Bahawalnagar
Islamabad
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$46.41PKR 12.9K
$74.9PKR 20.7K
-38.05%
International Primary School, 1 Child(Yearly)
$2,005PKR 555.5K
$5,084PKR 1.4M
-60.55%
👕👟 Clothing & Footwear
Bahawalnagar
Islamabad
Difference
Jeans(Levis 501 Or Similar)
$17.76PKR 4,918
$25.08PKR 6,946
-29.19%
Summer Dress(H&M, Zara, etc)
$27.19PKR 7,531
$35.11PKR 9,725
-22.56%
Sport Shoes(Adidas, Nike)
$74.4PKR 20.6K
$97.5PKR 27.0K
-23.67%
Men's Leather Business Shoes
$31.60PKR 8,752
$39.92PKR 11.1K
-20.84%
🏠 Accommodation & Living
Bahawalnagar
Islamabad
Difference
1-bedroom Apartment, City Center(Monthly)
$121PKR 33.4K
$278PKR 77.0K
-56.66%
1-bedroom Apartment, Outside City Center(Monthly)
$76.2PKR 21.1K
$138PKR 38.3K
-44.90%
3-bedroom Apartment, City Center(Monthly)
$267PKR 73.9K
$590PKR 163.5K
-54.78%
3-bedroom Apartment, Outside City Center(Monthly)
$149PKR 41.2K
$277PKR 76.7K
-46.37%
Buy Apartment in City Center(m2)
$966PKR 267.7K
$1,625PKR 450.0K
-40.52%
Buy Apartment Outside City Center(m2)
$463PKR 128.3K
$816PKR 226.1K
-43.27%
💵 Salaries & Financials
Bahawalnagar
Islamabad
Difference
Average Monthly Net Salary(After Tax)
-
$379PKR 104.9K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
14.28
13.08
9.17%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Bahawalnagar: September 13, 2026
Last update for Islamabad: September 13, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $121 in Bahawalnagar and $278 in Islamabad. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $14.00 in Bahawalnagar vs $23.00 in Islamabad for a mid-range dinner for two. Groceries echo the gap at $96.0 vs $103 per month, with Bahawalnagar cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bahawalnagar vs Islamabad: Cost of Living - Frequently Asked Questions
Is Islamabad cheaper than Bahawalnagar?
Bahawalnagar is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 18% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $754 in Bahawalnagar and $890 in Islamabad to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Bahawalnagar and Islamabad?
Rent for a central apartment: $121 in Bahawalnagar versus $278 in Islamabad. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper public transport?
A monthly transit pass in Bahawalnagar runs roughly 109% less than in Islamabad. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city has cheaper kindergarten?
Childcare runs $46.41 in Bahawalnagar versus $74.9 in Islamabad. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is $1,000 enough for either Bahawalnagar or Islamabad?
Either city works on $1,000 a month, though Bahawalnagar gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is it better to live in Bahawalnagar or in Islamabad?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is safer, Bahawalnagar or Islamabad?
Safety-wise, Bahawalnagar and Islamabad are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Bahawalnagar gentler on the wallet – expenses run 18% less than in Islamabad. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Bahawalnagar vs other spots: cost of living compared