🙂Monthly costs for one person with rent: $441 in Bahawalnagar versus $533 in Islamabad.
🙂Estimated couple costs with rent: $645 in Bahawalnagar versus $849 in Islamabad.
🙂Monthly costs for a family of three with rent: $850 in Bahawalnagar versus $1,166 in Islamabad.
🙂Living in Bahawalnagar costs roughly 17% less than in Islamabad, driven mainly by Groceries & Markets.
📊Both cities sit below the global median: Bahawalnagar67% lower, Islamabad60% lower.
Currency
🍽 Eating Out
Bahawalnagar
Islamabad
Difference
Meal at Budget Restaurant
$2.11PKR 586
$2.89PKR 804
-26.99%
Three-Course Dinner for Two, Mid-Range
$13.89PKR 3,862
$14.01PKR 3,894
-0.86%
Fast Food Meal(McDonalds, etc)
$4.32PKR 1,202
$5.35PKR 1,487
-19.25%
Local Non-Alcoholic Beer(0.5 liter draught)
$2.82PKR 783
$1.75PKR 487
61.14%
Imported Non-Alcoholic Beer(0.33 liter bottle)
$3.80PKR 1,057
$3.97PKR 1,105
-4.28%
Cappuccino
$2.35PKR 654
$2.02PKR 561
16.34%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.36PKR 98.9
$0.39PKR 110
-7.69%
Water(0.33 liter bottle)
$0.21PKR 58.2
$0.22PKR 61.1
-4.55%
🛒 Groceries & Markets
Bahawalnagar
Islamabad
Difference
Milk(1 liter)
$0.82PKR 228
$1.02PKR 284
-19.61%
White Bread(500g)
$0.57PKR 159
$0.66PKR 184
-13.64%
Rice(white)(1kg)
$1.17PKR 324
$1.27PKR 353
-7.87%
Eggs
$1.17PKR 326
$1.23PKR 341
-4.88%
Local Cheese(1kg)
$5.92PKR 1,645
$6.02PKR 1,675
-1.66%
Chicken Fillets(1kg)
$2.44PKR 677
$3.41PKR 948
-28.45%
Beef Round Steak(1kg)
$1.28PKR 355
$4.53PKR 1,260
-71.74%
Apples(1kg)
$0.87PKR 243
$1.03PKR 288
-15.53%
Banana(1kg)
$0.59PKR 164
$0.84PKR 233
-29.76%
Oranges(1kg)
$0.58PKR 161
$0.90PKR 251
-35.56%
Tomato(1kg)
$0.48PKR 134
$0.55PKR 153
-12.73%
Potato(1kg)
$0.32PKR 90.0
$0.38PKR 106
-15.79%
Onion(1kg)
$0.52PKR 145
$0.56PKR 156
-7.14%
Lettuce(1 head)
$0.48PKR 132
$0.30PKR 84.6
60.00%
Water(1.5 liter bottle)
$0.35PKR 98.5
$0.41PKR 113
-14.63%
Bottle of Non-Alcoholic Wine(Mid-Range)
$0.87PKR 243
$1.99PKR 553
-56.28%
Local Non-Alcoholic Beer(0.5 liter bottle)
$0.54PKR 150
$0.93PKR 257
-41.94%
Imported Non-Alcoholic Beer(0.33 liter bottle)
$0.86PKR 239
$2.01PKR 560
-57.21%
Cigarettes 20 Pack(Marlboro, Camel)
$1.96PKR 546
$2.15PKR 598
-8.84%
🚌 Getting Around
Bahawalnagar
Islamabad
Difference
One-way Ticket(Public Transport)
$0.16PKR 44.39
$0.19PKR 52.8
-15.79%
Public Transport Monthly Pass(Regular Price)
$7.18PKR 1,995
$6.95PKR 1,933
3.31%
Taxi Start(Normal Tariff)
$0.70PKR 193
$0.85PKR 236
-17.65%
Taxi(Normal Tariff)(1km)
$0.49PKR 137
$0.41PKR 113
19.51%
Taxi 1hour Waiting(Normal Tariff)
$1.79PKR 499
$2.81PKR 781
-36.30%
Gasoline(1 liter)
$0.93PKR 259
$0.95PKR 264
-2.11%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$17.6KPKR 4.9M
$21.2KPKR 5.9M
-17.20%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.5KPKR 6.5M
$26.0KPKR 7.2M
-9.61%
🧾 Monthly Utilities & Internet
Bahawalnagar
Islamabad
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$138PKR 38.3K
$112PKR 31.1K
23.12%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$5.49PKR 1,528
$5.36PKR 1,492
2.43%
Internet(50+ Mbps, Unlimited Data)
$17.02PKR 4,733
$18.59PKR 5,168
-8.45%
🎉 Sport & Entertainment
Bahawalnagar
Islamabad
Difference
Gym Membership(Monthly)
$12.35PKR 3,432
$22.15PKR 6,158
-44.24%
Tennis Court(1 Hour on Weekend)
$5.92PKR 1,645
$5.89PKR 1,638
0.51%
Cinema Ticket
$4.29PKR 1,193
$4.34PKR 1,206
-1.15%
🧸 Childcare & Education
Bahawalnagar
Islamabad
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$34.81PKR 9,678
$59.4PKR 16.5K
-41.35%
International Primary School, 1 Child(Yearly)
$1,209PKR 336.2K
$2,783PKR 773.8K
-56.55%
👕👟 Clothing & Footwear
Bahawalnagar
Islamabad
Difference
Jeans(Levis 501 Or Similar)
$15.30PKR 4,254
$21.12PKR 5,873
-27.56%
Summer Dress(H&M, Zara, etc)
$23.19PKR 6,448
$27.99PKR 7,782
-17.15%
Sport Shoes(Adidas, Nike)
$73.7PKR 20.5K
$87.7PKR 24.4K
-16.00%
Men's Leather Business Shoes
$29.67PKR 8,250
$39.46PKR 11.0K
-24.81%
🏠 Accommodation & Living
Bahawalnagar
Islamabad
Difference
1-bedroom Apartment, City Center(Monthly)
$75.8PKR 21.1K
$201PKR 56.0K
-62.38%
1-bedroom Apartment, Outside City Center(Monthly)
$51.0PKR 14.2K
$112PKR 31.0K
-54.32%
3-bedroom Apartment, City Center(Monthly)
$165PKR 45.8K
$515PKR 143.2K
-68.03%
3-bedroom Apartment, Outside City Center(Monthly)
$107PKR 29.9K
$298PKR 82.9K
-63.98%
Buy Apartment in City Center(m2)
$848PKR 235.8K
$1,567PKR 435.8K
-45.89%
Buy Apartment Outside City Center(m2)
$538PKR 149.7K
$646PKR 179.6K
-16.67%
💵 Salaries & Financials
Bahawalnagar
Islamabad
Difference
Average Monthly Net Salary(After Tax)
-
$378PKR 105.1K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
19.88
20.2
-1.58%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Bahawalnagar: June 7, 2026
Last update for Islamabad: June 7, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $75.8 in Bahawalnagar and $201 in Islamabad. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $14.00 in Bahawalnagar vs $14.00 in Islamabad for a mid-range dinner for two. Groceries echo the gap at $78.0 vs $100 per month, with Bahawalnagar cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bahawalnagar vs Islamabad: Cost of Living - Frequently Asked Questions
Is Islamabad cheaper than Bahawalnagar?
Bahawalnagar is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Monthly Utilities & Internet, Sport & Entertainment. The 21% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $662 in Bahawalnagar and $799 in Islamabad to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Bahawalnagar and Islamabad?
Rent for a central apartment: $75.8 in Bahawalnagar versus $201 in Islamabad. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper public transport?
A monthly transit pass in Bahawalnagar runs roughly 3% less than in Islamabad. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city has cheaper kindergarten?
Childcare runs $34.81 in Bahawalnagar versus $59.4 in Islamabad. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is $1,000 enough for either Bahawalnagar or Islamabad?
Either city works on $1,000 a month, though Bahawalnagar gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is it better to live in Bahawalnagar or Islamabad?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is safer, Bahawalnagar or Islamabad?
Safety-wise, Bahawalnagar and Islamabad are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Bahawalnagar gentler on the wallet – expenses run 21% less than in Islamabad. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Bahawalnagar vs other spots: cost of living compared