😐Monthly costs for one person with rent: $533 in Islamabad versus $441 in Bahawalnagar.
😐Estimated couple costs with rent: $849 in Islamabad versus $645 in Bahawalnagar.
😐Monthly costs for a family of three with rent: $1,166 in Islamabad versus $850 in Bahawalnagar.
😐Living in Islamabad is roughly 21% more expensive than Bahawalnagar, driven mainly by Groceries & Markets.
📊Both cities sit below the global median: Islamabad60% lower, Bahawalnagar67% lower.
Currency
🍽 Eating Out
Islamabad
Bahawalnagar
Difference
Meal at Budget Restaurant
$2.89PKR 804
$2.11PKR 586
36.97%
Three-Course Dinner for Two, Mid-Range
$14.01PKR 3,894
$13.89PKR 3,862
0.86%
Fast Food Meal(McDonalds, etc)
$5.35PKR 1,487
$4.32PKR 1,202
23.84%
Local Non-Alcoholic Beer(0.5 liter draught)
$1.75PKR 487
$2.82PKR 783
-37.94%
Imported Non-Alcoholic Beer(0.33 liter bottle)
$3.97PKR 1,105
$3.80PKR 1,057
4.47%
Cappuccino
$2.02PKR 561
$2.35PKR 654
-14.04%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.39PKR 110
$0.36PKR 98.9
8.33%
Water(0.33 liter bottle)
$0.22PKR 61.1
$0.21PKR 58.2
4.76%
🛒 Groceries & Markets
Islamabad
Bahawalnagar
Difference
Milk(1 liter)
$1.02PKR 284
$0.82PKR 228
24.39%
White Bread(500g)
$0.66PKR 184
$0.57PKR 159
15.79%
Rice(white)(1kg)
$1.27PKR 353
$1.17PKR 324
8.55%
Eggs
$1.23PKR 341
$1.17PKR 326
5.13%
Local Cheese(1kg)
$6.02PKR 1,675
$5.92PKR 1,645
1.69%
Chicken Fillets(1kg)
$3.41PKR 948
$2.44PKR 677
39.75%
Beef Round Steak(1kg)
$4.53PKR 1,260
$1.28PKR 355
253.91%
Apples(1kg)
$1.03PKR 288
$0.87PKR 243
18.39%
Banana(1kg)
$0.84PKR 233
$0.59PKR 164
42.37%
Oranges(1kg)
$0.90PKR 251
$0.58PKR 161
55.17%
Tomato(1kg)
$0.55PKR 153
$0.48PKR 134
14.58%
Potato(1kg)
$0.38PKR 106
$0.32PKR 90.0
18.75%
Onion(1kg)
$0.56PKR 156
$0.52PKR 145
7.69%
Lettuce(1 head)
$0.30PKR 84.6
$0.48PKR 132
-37.50%
Water(1.5 liter bottle)
$0.41PKR 113
$0.35PKR 98.5
17.14%
Bottle of Non-Alcoholic Wine(Mid-Range)
$1.99PKR 553
$0.87PKR 243
128.74%
Local Non-Alcoholic Beer(0.5 liter bottle)
$0.93PKR 257
$0.54PKR 150
72.22%
Imported Non-Alcoholic Beer(0.33 liter bottle)
$2.01PKR 560
$0.86PKR 239
133.72%
Cigarettes 20 Pack(Marlboro, Camel)
$2.15PKR 598
$1.96PKR 546
9.69%
🚌 Getting Around
Islamabad
Bahawalnagar
Difference
One-way Ticket(Public Transport)
$0.19PKR 52.8
$0.16PKR 44.39
18.75%
Public Transport Monthly Pass(Regular Price)
$6.95PKR 1,933
$7.18PKR 1,995
-3.20%
Taxi Start(Normal Tariff)
$0.85PKR 236
$0.70PKR 193
21.43%
Taxi(Normal Tariff)(1km)
$0.41PKR 113
$0.49PKR 137
-16.33%
Taxi 1hour Waiting(Normal Tariff)
$2.81PKR 781
$1.79PKR 499
56.98%
Gasoline(1 liter)
$0.95PKR 264
$0.93PKR 259
2.15%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2KPKR 5.9M
$17.6KPKR 4.9M
20.78%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.0KPKR 7.2M
$23.5KPKR 6.5M
10.63%
🧾 Monthly Utilities & Internet
Islamabad
Bahawalnagar
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$112PKR 31.1K
$138PKR 38.3K
-18.78%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$5.36PKR 1,492
$5.49PKR 1,528
-2.37%
Internet(50+ Mbps, Unlimited Data)
$18.59PKR 5,168
$17.02PKR 4,733
9.22%
🎉 Sport & Entertainment
Islamabad
Bahawalnagar
Difference
Gym Membership(Monthly)
$22.15PKR 6,158
$12.35PKR 3,432
79.35%
Tennis Court(1 Hour on Weekend)
$5.89PKR 1,638
$5.92PKR 1,645
-0.51%
Cinema Ticket
$4.34PKR 1,206
$4.29PKR 1,193
1.17%
🧸 Childcare & Education
Islamabad
Bahawalnagar
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$59.4PKR 16.5K
$34.81PKR 9,678
70.50%
International Primary School, 1 Child(Yearly)
$2,783PKR 773.8K
$1,209PKR 336.2K
130.13%
👕👟 Clothing & Footwear
Islamabad
Bahawalnagar
Difference
Jeans(Levis 501 Or Similar)
$21.12PKR 5,873
$15.30PKR 4,254
38.04%
Summer Dress(H&M, Zara, etc)
$27.99PKR 7,782
$23.19PKR 6,448
20.70%
Sport Shoes(Adidas, Nike)
$87.7PKR 24.4K
$73.7PKR 20.5K
19.05%
Men's Leather Business Shoes
$39.46PKR 11.0K
$29.67PKR 8,250
33.00%
🏠 Accommodation & Living
Islamabad
Bahawalnagar
Difference
1-bedroom Apartment, City Center(Monthly)
$201PKR 56.0K
$75.8PKR 21.1K
165.82%
1-bedroom Apartment, Outside City Center(Monthly)
$112PKR 31.0K
$51.0PKR 14.2K
118.92%
3-bedroom Apartment, City Center(Monthly)
$515PKR 143.2K
$165PKR 45.8K
212.83%
3-bedroom Apartment, Outside City Center(Monthly)
$298PKR 82.9K
$107PKR 29.9K
177.65%
Buy Apartment in City Center(m2)
$1,567PKR 435.8K
$848PKR 235.8K
84.81%
Buy Apartment Outside City Center(m2)
$646PKR 179.6K
$538PKR 149.7K
20.00%
💵 Salaries & Financials
Islamabad
Bahawalnagar
Difference
Average Monthly Net Salary(After Tax)
$378PKR 105.1K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
20.2
19.88
1.61%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Islamabad: June 7, 2026
Last update for Bahawalnagar: June 7, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $201 in Islamabad and $75.8 in Bahawalnagar. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $14.00 in Islamabad vs $14.00 in Bahawalnagar. Groceries flip the comparison at $100 vs $78.0, with Bahawalnagar cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Islamabad vs Bahawalnagar: Cost of Living - Frequently Asked Questions
Is Bahawalnagar cheaper than Islamabad?
Bahawalnagar is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 21% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $799 in Islamabad and $662 in Bahawalnagar to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Islamabad and Bahawalnagar?
Rent for a central apartment: $201 in Islamabad versus $75.8 in Bahawalnagar. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper public transport?
A monthly transit pass in Bahawalnagar runs roughly 3% less than in Islamabad. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city has cheaper kindergarten?
Childcare runs $59.4 in Islamabad versus $34.81 in Bahawalnagar. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is $1,000 enough for either Islamabad or Bahawalnagar?
Either city works on $1,000 a month, though Bahawalnagar gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is it better to live in Islamabad or Bahawalnagar?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is safer, Islamabad or Bahawalnagar?
Safety-wise, Islamabad and Bahawalnagar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Bahawalnagar gentler on the wallet – expenses run 21% less than in Islamabad. Beyond cost, consider language, visa policies, and how big the international community is in each city.