Cost of Living Comparison Between Baguio and San Fernando Cost of Living Comparison Between Baguio and San Fernando

😐 Solo nomad: Baguio is 23.3% more expensive than San Fernando without rent, and 1.4% cheaper with rent.

😐 Family of 3: Baguio is 16.5% more expensive than San Fernando without rent, and 5.1% cheaper with rent.

Meal at Budget Restaurant

$3.45 ₱192

$3.61 ₱201

-4.43%

Three-Course Dinner for Two, Mid-Range

$13.35 ₱743

$13.46 ₱749

-0.82%

Fast Food Meal (McDonalds, etc)

$2.68 ₱149

$2.7 ₱150

-0.74%

Cappuccino

$2.37 ₱132

$1.08 ₱60

119.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.64 ₱35.77

$0.46 ₱25.52

39.13%

Water (0.33 liter bottle)

$0.37 ₱20.77

$0.36 ₱20.05

2.78%

Local Beer (0.5 liter draught)

$1.45 ₱81

$1.3 ₱72.6

11.54%

Imported Beer (0.33 liter bottle)

$1.92 ₱107

$1.39 ₱77.4

38.13%

Milk (1 liter)

$1.84 ₱102

$1.85 ₱103

-0.54%

White Bread (500g)

$1.19 ₱66

$1.23 ₱68.5

-3.25%

Rice (white) (1kg)

$1.11 ₱61.8

$0.96 ₱53.3

15.63%

Eggs

$2.24 ₱125

$2.19 ₱122

2.28%

Local Cheese (1kg)

$9.06 ₱505

$9.27 ₱516

-2.27%

Chicken Fillets (1kg)

$3.91 ₱218

$3.75 ₱209

4.27%

Beef Round Steak (1kg)

$8.79 ₱490

$7.77 ₱433

13.13%

Apples (1kg)

$2.75 ₱153

$2.62 ₱146

4.96%

Banana (1kg)

$1.8 ₱100

$1.8 ₱99.9

Oranges (1kg)

$2.28 ₱127

$2.33 ₱130

-2.15%

Tomato (1kg)

$1.21 ₱67.1

$1.17 ₱65.1

3.42%

Potato (1kg)

$1.87 ₱104

$1.89 ₱105

-1.06%

Onion (1kg)

$2.19 ₱122

$2.16 ₱120

1.39%

Lettuce (1 head)

$0.69 ₱38.26

$0.68 ₱37.9

1.47%

Water (1.5 liter bottle)

$0.72 ₱40.05

$0.63 ₱35.34

14.29%

Cigarettes 20 Pack (Marlboro, Camel)

$3.27 ₱182

$3.34 ₱186

-2.10%

Wine (Bottle)

$9.34 ₱520

$8.78 ₱489

6.38%

Local Beer (0.5 liter bottle)

$1.02 ₱57

$1.07 ₱59.7

-4.67%

Imported Beer (0.33 liter bottle)

$2.33 ₱129

$1.43 ₱79.6

62.94%

One-way Ticket (Public Transport)

$0.28 ₱15.6

$0.28 ₱15.7

Public Transport Monthly Pass (Regular Price)

$10.56 ₱588

$21.28 ₱1,185

-50.38%

Taxi Start (Normal Tariff)

$0.9 ₱50.3

$0.73 ₱40.45

23.29%

Taxi (Normal Tariff) (1km)

$0.22 ₱12.24

$0.24 ₱13.38

-8.33%

Taxi 1hour Waiting (Normal Tariff)

$2.32 ₱129

$1.08 ₱60.1

114.81%

Gasoline (1 liter)

$1.15 ₱64.1

$1.16 ₱64.4

-0.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.3K ₱1.8M

$28.9K ₱1.6M

11.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.2K ₱1.1M

$24.2K ₱1.3M

-16.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$145 ₱8,085

$105 ₱5,819

38.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.36 ₱1,913

$17.77 ₱990

93.36%

Internet (50+ Mbps, Unlimited Data)

$26.4 ₱1,470

$25.71 ₱1,432

2.68%

Gym Membership (Monthly)

$21.99 ₱1,224

$30.53 ₱1,700

-27.97%

Tennis Court (1 Hour on Weekend)

$4.08 ₱227

$7.27 ₱405

-43.88%

Cinema Ticket

$5.66 ₱315

$4.3 ₱239

31.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$150 ₱8,347

$62.5 ₱3,477

140.06%

International Primary School, 1 Child (Yearly)

$4,703 ₱261.8K

$1,912 ₱106.5K

145.91%

Jeans (Levis 501 Or Similar)

$49.42 ₱2,752

$35.32 ₱1,966

39.92%

Summer Dress (H&M, Zara, etc)

$27.83 ₱1,550

$15.94 ₱887

74.59%

Sport Shoes (Adidas, Nike)

$74.6 ₱4,152

$52.7 ₱2,931

41.63%

Men's Leather Business Shoes

$45.89 ₱2,555

$45.81 ₱2,550

0.17%

1-bedroom Apartment, City Center (Monthly)

$342 ₱19K

$353 ₱19.7K

-3.32%

1-bedroom Apartment, Outside City Center (Monthly)

$143 ₱7,980

$236 ₱13.2K

-39.32%

3-bedroom Apartment, City Center (Monthly)

$544 ₱30.3K

$576 ₱32.1K

-5.67%

3-bedroom Apartment, Outside City Center (Monthly)

$270 ₱15K

$483 ₱26.9K

-44.04%

Buy Apartment in City Center (m2)

$2,593 ₱144.4K

$2,440 ₱135.9K

6.25%

Buy Apartment Outside City Center (m2)

$1,416 ₱78.8K

Average Monthly Net Salary (After Tax)

$261 ₱14.5K

$344 ₱19.2K

-24.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.5

5.5

-18.18%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Baguio: October 29, 2025

Last update for San Fernando: October 28, 2025

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