Cost of Living Comparison Between Baguio and San Fernando Cost of Living Comparison Between Baguio and San Fernando

🙂 Solo nomad: Baguio is 2.9% cheaper than San Fernando without rent, and 0.6% cheaper with rent.
😐 Family of 3: Baguio is 7.2% more expensive than San Fernando without rent, and 5.4% cheaper with rent.
Currency
🍽 Eating Out
Baguio
San Fernando
Difference
Meal at Budget Restaurant
$3.47 ₱205
$3.50 ₱207
-0.86%
Three-Course Dinner for Two, Mid-Range
$13.25 ₱784
$13.49 ₱798
-1.78%
Fast Food Meal (McDonalds, etc)
$2.61 ₱155
$2.73 ₱162
-4.40%
Cappuccino
$2.44 ₱144
$1.04 ₱61.8
134.62%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.65 ₱38.49
$0.45 ₱26.71
44.44%
Water (0.33 liter bottle)
$0.37 ₱21.95
$0.37 ₱21.71
-
Local Beer (0.5 liter draught)
$1.44 ₱85.2
$1.37 ₱81.0
5.11%
Imported Beer (0.33 liter bottle)
$1.99 ₱118
$1.39 ₱82.5
43.17%
🛒 Groceries & Markets
Baguio
San Fernando
Difference
Milk (1 liter)
$1.92 ₱113
$1.84 ₱109
4.35%
White Bread (500g)
$1.20 ₱71.2
$1.25 ₱73.7
-4.00%
Rice (white) (1kg)
$1.11 ₱65.7
$0.95 ₱56.0
16.84%
Eggs
$2.25 ₱133
$2.19 ₱129
2.74%
Local Cheese (1kg)
$9.38 ₱555
$8.92 ₱528
5.16%
Chicken Fillets (1kg)
$3.92 ₱232
$3.91 ₱231
0.26%
Beef Round Steak (1kg)
$8.67 ₱513
$7.91 ₱468
9.61%
Apples (1kg)
$2.73 ₱161
$2.72 ₱161
0.37%
Banana (1kg)
$1.87 ₱111
$1.79 ₱106
4.47%
Oranges (1kg)
$2.26 ₱134
$2.35 ₱139
-3.83%
Tomato (1kg)
$1.16 ₱68.6
$1.17 ₱69.0
-0.85%
Potato (1kg)
$1.81 ₱107
$1.90 ₱113
-4.74%
Onion (1kg)
$2.19 ₱129
$2.18 ₱129
0.46%
Lettuce (1 head)
$0.67 ₱39.84
$0.72 ₱42.47
-6.94%
Water (1.5 liter bottle)
$0.76 ₱45.25
$0.60 ₱35.60
26.67%
Cigarettes 20 Pack (Marlboro, Camel)
$3.27 ₱193
$3.24 ₱191
0.93%
Wine (Bottle)
$9.27 ₱549
$9.12 ₱540
1.64%
Local Beer (0.5 liter bottle)
$1.02 ₱60.3
$1.08 ₱63.7
-5.56%
Imported Beer (0.33 liter bottle)
$2.27 ₱134
$1.44 ₱85.2
57.64%
🚌 Getting Around
Baguio
San Fernando
Difference
One-way Ticket (Public Transport)
$0.26 ₱15.32
$0.26 ₱15.37
-
Public Transport Monthly Pass (Regular Price)
$10.82 ₱640
$21.11 ₱1,249
-48.74%
Taxi Start (Normal Tariff)
$0.86 ₱50.8
$0.74 ₱43.91
16.22%
Taxi (Normal Tariff) (1km)
$0.24 ₱14.23
$0.24 ₱14.28
-
Taxi 1hour Waiting (Normal Tariff)
$2.35 ₱139
$1.07 ₱63.6
119.63%
Gasoline (1 liter)
$1.16 ₱68.4
$1.15 ₱68.1
0.87%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.8K ₱1.9M
$28.0K ₱1.7M
13.78%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.3K ₱1.2M
$23.5K ₱1.4M
-13.67%
🧾 Monthly Utilities & Internet
Baguio
San Fernando
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$147 ₱8,675
$108 ₱6,416
35.20%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$34.60 ₱2,047
$17.45 ₱1,033
98.28%
Internet (50+ Mbps, Unlimited Data)
$25.99 ₱1,538
$26.40 ₱1,562
-1.55%
🎉 Sport & Entertainment
Baguio
San Fernando
Difference
Gym Membership (Monthly)
$21.69 ₱1,283
$31.33 ₱1,854
-30.77%
Tennis Court (1 Hour on Weekend)
$4.24 ₱251
$7.18 ₱425
-40.95%
Cinema Ticket
$5.80 ₱343
$4.39 ₱260
32.12%
🧸 Childcare & Education
Baguio
San Fernando
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$153 ₱9,070
$62.2 ₱3,681
146.41%
International Primary School, 1 Child (Yearly)
$4,687 ₱277.3K
$1,925 ₱113.9K
143.44%
👕👟 Clothing & Footwear
Baguio
San Fernando
Difference
Jeans (Levis 501 Or Similar)
$47.97 ₱2,839
$34.73 ₱2,055
38.12%
Summer Dress (H&M, Zara, etc)
$27.79 ₱1,644
$15.93 ₱942
74.45%
Sport Shoes (Adidas, Nike)
$74.9 ₱4,431
$52.4 ₱3,100
42.95%
Men's Leather Business Shoes
$47.05 ₱2,784
$46.48 ₱2,750
1.23%
🏠 Accommodation & Living
Baguio
San Fernando
Difference
1-bedroom Apartment, City Center (Monthly)
$345 ₱20.4K
$360 ₱21.3K
-4.12%
1-bedroom Apartment, Outside City Center (Monthly)
$142 ₱8,387
$238 ₱14.1K
-40.52%
3-bedroom Apartment, City Center (Monthly)
$547 ₱32.4K
$588 ₱34.8K
-6.91%
3-bedroom Apartment, Outside City Center (Monthly)
$262 ₱15.5K
$492 ₱29.1K
-46.82%
Buy Apartment in City Center (m2)
$2,616 ₱154.8K
-
-
Buy Apartment Outside City Center (m2)
$974 ₱57.6K
-
-
💵 Salaries & Financials
Baguio
San Fernando
Difference
Average Monthly Net Salary (After Tax)
$197 ₱11.6K
$346 ₱20.5K
-43.06%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.5
5.5
-18.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Baguio: February 28, 2026

Last update for San Fernando: February 28, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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