Cost of Living Comparison Between Baguio and Naga Cost of Living Comparison Between Baguio and Naga

😐 Solo nomad: Baguio is 13.3% more expensive than Naga without rent, and 1.6% more expensive with rent.
😐 Family of 3: Baguio is 13.1% more expensive than Naga without rent, and 5.3% more expensive with rent.
Currency
🍽 Eating Out
Baguio
Naga
Difference
Meal at Budget Restaurant
$3.47 ₱203
$3.58 ₱210
-3.07%
Three-Course Dinner for Two, Mid-Range
$13.25 ₱775
$17.57 ₱1,028
-24.59%
Fast Food Meal (McDonalds, etc)
$2.61 ₱153
$3.36 ₱197
-22.32%
Cappuccino
$2.44 ₱142
$2.34 ₱137
4.27%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.65 ₱38.06
$0.78 ₱45.88
-16.67%
Water (0.33 liter bottle)
$0.37 ₱21.70
$0.39 ₱22.88
-5.13%
Local Beer (0.5 liter draught)
$1.44 ₱84.2
$1.31 ₱76.9
9.92%
Imported Beer (0.33 liter bottle)
$1.99 ₱117
$2.12 ₱124
-6.13%
🛒 Groceries & Markets
Baguio
Naga
Difference
Milk (1 liter)
$1.92 ₱112
$1.90 ₱111
1.05%
White Bread (500g)
$1.20 ₱70.3
$1.22 ₱71.2
-1.64%
Rice (white) (1kg)
$1.11 ₱65.0
$0.86 ₱50.1
29.07%
Eggs
$2.25 ₱132
$1.76 ₱103
27.84%
Local Cheese (1kg)
$9.38 ₱549
$8.09 ₱473
15.95%
Chicken Fillets (1kg)
$3.92 ₱229
$4.22 ₱247
-7.11%
Beef Round Steak (1kg)
$8.67 ₱507
$7.78 ₱455
11.44%
Apples (1kg)
$2.73 ₱159
$2.84 ₱166
-3.87%
Banana (1kg)
$1.87 ₱109
$1.58 ₱92.6
18.35%
Oranges (1kg)
$2.26 ₱132
$2.63 ₱154
-14.07%
Tomato (1kg)
$1.16 ₱67.8
$1.54 ₱90.2
-24.68%
Potato (1kg)
$1.81 ₱106
$2.22 ₱130
-18.47%
Onion (1kg)
$2.19 ₱128
$2.51 ₱147
-12.75%
Lettuce (1 head)
$0.67 ₱39.39
$1.10 ₱64.5
-39.09%
Water (1.5 liter bottle)
$0.76 ₱44.73
$0.72 ₱42.08
5.56%
Cigarettes 20 Pack (Marlboro, Camel)
$3.27 ₱191
$2.63 ₱154
24.33%
Wine (Bottle)
$9.27 ₱542
$4.18 ₱245
121.77%
Local Beer (0.5 liter bottle)
$1.02 ₱59.6
$1.21 ₱71.0
-15.70%
Imported Beer (0.33 liter bottle)
$2.27 ₱133
$2.04 ₱119
11.27%
🚌 Getting Around
Baguio
Naga
Difference
One-way Ticket (Public Transport)
$0.26 ₱15.15
$0.26 ₱15.05
-
Public Transport Monthly Pass (Regular Price)
$10.82 ₱633
-
-
Taxi Start (Normal Tariff)
$0.86 ₱50.3
$0.82 ₱47.93
4.88%
Taxi (Normal Tariff) (1km)
$0.24 ₱14.07
$0.24 ₱14.11
-
Taxi 1hour Waiting (Normal Tariff)
$2.35 ₱138
$2.12 ₱124
10.85%
Gasoline (1 liter)
$1.16 ₱67.6
$1.11 ₱64.9
4.50%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.8K ₱1.9M
$27.1K ₱1.6M
17.45%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.3K ₱1.2M
$20.6K ₱1.2M
-1.57%
🧾 Monthly Utilities & Internet
Baguio
Naga
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$147 ₱8,576
$112 ₱6,557
30.80%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$34.60 ₱2,024
$32.79 ₱1,918
5.52%
Internet (50+ Mbps, Unlimited Data)
$25.99 ₱1,520
$26.14 ₱1,529
-0.57%
🎉 Sport & Entertainment
Baguio
Naga
Difference
Gym Membership (Monthly)
$21.69 ₱1,269
$33.94 ₱1,986
-36.09%
Tennis Court (1 Hour on Weekend)
$4.24 ₱248
-
-
Cinema Ticket
$5.80 ₱339
$5.98 ₱350
-3.01%
🧸 Childcare & Education
Baguio
Naga
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$153 ₱8,968
$149 ₱8,710
2.96%
International Primary School, 1 Child (Yearly)
$4,687 ₱274.2K
$4,283 ₱250.6K
9.42%
👕👟 Clothing & Footwear
Baguio
Naga
Difference
Jeans (Levis 501 Or Similar)
$47.97 ₱2,806
$44.97 ₱2,631
6.67%
Summer Dress (H&M, Zara, etc)
$27.79 ₱1,626
$26.63 ₱1,558
4.36%
Sport Shoes (Adidas, Nike)
$74.9 ₱4,381
$74.0 ₱4,326
1.27%
Men's Leather Business Shoes
$47.05 ₱2,753
$53.8 ₱3,145
-12.48%
🏠 Accommodation & Living
Baguio
Naga
Difference
1-bedroom Apartment, City Center (Monthly)
$345 ₱20.2K
$266 ₱15.5K
29.84%
1-bedroom Apartment, Outside City Center (Monthly)
$142 ₱8,292
$179 ₱10.5K
-20.92%
3-bedroom Apartment, City Center (Monthly)
$547 ₱32.0K
$333 ₱19.5K
64.29%
3-bedroom Apartment, Outside City Center (Monthly)
$262 ₱15.3K
$265 ₱15.5K
-1.36%
Buy Apartment in City Center (m2)
$2,616 ₱153.0K
-
-
Buy Apartment Outside City Center (m2)
$974 ₱57.0K
-
-
💵 Salaries & Financials
Baguio
Naga
Difference
Average Monthly Net Salary (After Tax)
$197 ₱11.5K
$156 ₱9,128
26.16%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.5
6.67
-32.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Baguio: February 28, 2026

Last update for Naga: March 2, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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