Last update: Oct 2026

Cost of Living Comparison Between Baguio and Ligao City

For one person, living costs are similar in Baguio and in Ligao City: $748 and $731 a month, rent and utilities included.

36

Cost of Living Index in Baguio
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Baguio Living Index
35

Cost of Living Index in Ligao City
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Ligao City Living Index

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Baguio

🇵🇭 Philippines

$748

/mo nomad

Ligao City

🇵🇭 Philippines

$731

/mo nomad

Monthly Cost of Living

How much you'll spend in Baguio and in Ligao City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Baguio and in Ligao City actually costs, broken down by who's living it.

Monthly costs for one person with rent: $748 in Baguio versus $731 in Ligao City.

Baguio $748
Ligao City $731

Estimated couple costs with rent: $1,157 in Baguio versus $1,112 in Ligao City.

Baguio $1,157
Ligao City $1,112

Monthly costs for a family of three with rent: $1,566 in Baguio versus $1,493 in Ligao City.

Baguio $1,566
Ligao City $1,493

Living in Baguio is roughly 2% more expensive than in Ligao City, and outside of rent the biggest gap is in leisure.

Both cities sit below the global median: Baguio 45% lower, Ligao City 46% lower.

Meal at Budget Restaurant

$3.88 ₱244

$3.82 ₱240

1.57%

Three-Course Dinner for Two, Mid-Range

$16.81 ₱1,058

$16.76 ₱1,055

0.30%

Fast Food Meal (McDonalds, etc)

$2.83 ₱178

$2.77 ₱174

2.17%

Cappuccino

$1.77 ₱111

$2.18 ₱137

-18.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.57 ₱35.76

$0.61 ₱38.65

-6.56%

Water (0.33 liter bottle)

$0.31 ₱19.29

$0.33 ₱20.98

-6.06%

Local Beer (0.5 liter draught)

$0.98 ₱61.5

$1.14 ₱71.7

-14.04%

Imported Beer (0.33 liter bottle)

$1.62 ₱102

$1.93 ₱121

-16.06%

Milk (1 liter)

$1.68 ₱106

$1.64 ₱103

2.44%

White Bread (500g)

$1.10 ₱69.3

$1.12 ₱70.6

-1.79%

Rice (white) (1kg)

$1.01 ₱63.8

$0.92 ₱58.1

9.78%

Eggs

$1.99 ₱125

$1.88 ₱119

5.85%

Local Cheese (1kg)

$4.94 ₱311

$5.63 ₱355

-12.26%

Chicken Fillets (1kg)

$3.49 ₱220

$4.27 ₱269

-18.27%

Beef Round Steak (1kg)

$7.73 ₱487

$7.26 ₱457

6.47%

Apples (1kg)

$2.22 ₱140

$2.42 ₱153

-8.26%

Banana (1kg)

$1.60 ₱100

$1.59 ₱100.0

0.63%

Oranges (1kg)

$2.38 ₱150

$2.35 ₱148

1.28%

Tomato (1kg)

$1.03 ₱65.1

$1.13 ₱71.3

-8.85%

Potato (1kg)

$1.74 ₱110

$1.93 ₱122

-9.84%

Onion (1kg)

$1.74 ₱109

$2.02 ₱127

-13.86%

Lettuce (1 head)

$0.61 ₱38.71

$0.93 ₱58.5

-34.41%

Water (1.5 liter bottle)

$0.49 ₱30.80

$0.58 ₱36.44

-15.52%

Cigarettes 20 Pack (Marlboro, Camel)

$2.91 ₱183

$3.01 ₱189

-3.32%

Wine (Bottle)

$8.57 ₱540

$7.67 ₱483

11.73%

Local Beer (0.5 liter bottle)

$0.92 ₱58.2

$0.93 ₱58.6

-1.08%

Imported Beer (0.33 liter bottle)

$2.01 ₱127

$1.86 ₱117

8.06%

One-way Ticket (Public Transport)

$0.23 ₱14.39

$0.24 ₱15.10

-4.17%

Public Transport Monthly Pass (Regular Price)

$12.79 ₱806

$11.02 ₱694

16.06%

Taxi Start (Normal Tariff)

$0.76 ₱47.69

$0.73 ₱46.21

4.11%

Taxi (Normal Tariff) (1km)

$0.25 ₱15.82

$0.23 ₱14.51

8.70%

Taxi 1hour Waiting (Normal Tariff)

$1.93 ₱122

$1.87 ₱118

3.21%

Gasoline (1 liter)

$1.19 ₱74.8

$1.24 ₱78.0

-4.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$21.8K ₱1.4M

-2.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.5K ₱1.2M

$18.9K ₱1.2M

2.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$141 ₱8,908

$121 ₱7,622

16.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.70 ₱1,114

$14.98 ₱943

18.16%

Internet (50+ Mbps, Unlimited Data)

$23.50 ₱1,479

$24.57 ₱1,547

-4.35%

Gym Membership (Monthly)

$21.59 ₱1,359

$32.97 ₱2,076

-34.52%

Tennis Court (1 Hour on Weekend)

$5.31 ₱334

$4.78 ₱301

11.09%

Cinema Ticket

$5.22 ₱329

$5.09 ₱321

2.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$130 ₱8,180

$133 ₱8,387

-2.46%

International Primary School, 1 Child (Yearly)

$10.8K ₱682.6K

$8,007 ₱504.1K

35.40%

Jeans (Levis 501 Or Similar)

$28.85 ₱1,816

$32.54 ₱2,049

-11.34%

Summer Dress (H&M, Zara, etc)

$19.38 ₱1,220

$19.19 ₱1,208

0.99%

Sport Shoes (Adidas, Nike)

$72.3 ₱4,551

$72.8 ₱4,583

-0.70%

Men's Leather Business Shoes

$54.9 ₱3,458

$56.7 ₱3,572

-3.19%

1-bedroom Apartment, City Center (Monthly)

$398 ₱25.0K

$272 ₱17.1K

46.52%

1-bedroom Apartment, Outside City Center (Monthly)

$192 ₱12.1K

$174 ₱10.9K

10.78%

3-bedroom Apartment, City Center (Monthly)

$838 ₱52.7K

$528 ₱33.2K

58.72%

3-bedroom Apartment, Outside City Center (Monthly)

$454 ₱28.6K

$355 ₱22.4K

27.82%

Buy Apartment in City Center (m2)

$2,660 ₱167.5K

$2,415 ₱152.0K

10.15%

Buy Apartment Outside City Center (m2)

$925 ₱58.2K

$1,005 ₱63.3K

-7.96%

Average Monthly Net Salary (After Tax)

$183 ₱11.5K

$273 ₱17.2K

-32.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

6.79

-0.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Baguio: October 18, 2026

Last update for Ligao City: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Baguio

$192 25.7%

Ligao City

$174 23.8% 9.7% $19

Monthly Utilities & Internet

Baguio

$183 24.4%

Ligao City

$161 22% 12.1% $22

Groceries & Markets

Baguio

$173 23.2%

Ligao City

$180 24.6% 3.6% $6.3

Clothing & Footwear

Baguio

$79 10.6%

Ligao City

$82 11.2% 3.3% $2.6

Eating Out

Baguio

$72 9.7%

Ligao City

$78 10.7% 8.2% $5.9

Sport & Entertainment

Baguio

$32 4.3%

Ligao City

$43 5.9% 34.7% $11

Getting Around

Baguio

$16 2.1%

Ligao City

$14 1.9% 11.8% $1.9

Cost Breakdown

A one-bedroom apartment in the center runs $398 in Baguio and $272 in Ligao City. Housing cost is often the main lever when comparing two cities.

Ligao City pays 49% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $17.00 in Baguio vs $17.00 in Ligao City for a mid-range dinner for two. Groceries echo the gap at $173 vs $180 per month, with Baguio cheaper across the board.

Good to know

🇵🇭 Baguio

🇵🇭 Ligao City

🕒 Local time

08:15 8:15 AM

Same time as Baguio

🌤 Weather

👥 Population

366,358

3,955

💱 Currency

Philippine Peso PHP ₱

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

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Baguio Ligao City 470 km

From you

Baguio
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Baguio vs Ligao City: Cost of Living - Frequently Asked Questions

Ligao City wins on cost – living expenses run 2% lower than in Baguio. Housing and daily spending are where you'll feel the difference most, making Ligao City the obvious pick if budget is a priority.

On paper, salaries run 49% lower in Ligao City. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $398 in Baguio versus $272 in Ligao City. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $748 per month in Baguio versus $731 in Ligao City – a 2% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ligao City runs roughly 16% less than in Baguio. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Ligao City gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Baguio and Ligao City are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ligao City gentler on the wallet – expenses run 2% less than in Baguio. Beyond cost, consider language, visa policies, and how big the international community is in each city.