Cost of Living Comparison Between Ligao City and Baguio Cost of Living Comparison Between Ligao City and Baguio

Monthly Cost of Living

Monthly costs for one person with rent: $766 in Ligao City versus $779 in Baguio.

Estimated couple costs with rent: $1,195 in Ligao City versus $1,147 in Baguio.

Monthly costs for a family of three with rent: $1,624 in Ligao City versus $1,514 in Baguio.

Living in Ligao City costs roughly 2% less than in Baguio, driven mainly by Sport & Entertainment.

Both cities sit below the global median: Ligao City 42% lower, Baguio 41% lower.

Meal at Budget Restaurant

$3.51 ₱216

$3.63 ₱223

-3.31%

Three-Course Dinner for Two, Mid-Range

$17.92 ₱1,101

$13.43 ₱825

33.43%

Fast Food Meal (McDonalds, etc)

$3.36 ₱207

$2.69 ₱165

24.91%

Cappuccino

$2.48 ₱152

$2.36 ₱145

5.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.82 ₱50.3

$0.66 ₱40.50

24.24%

Water (0.33 liter bottle)

$0.36 ₱22.20

$0.38 ₱23.03

-5.26%

Local Beer (0.5 liter draught)

$1.35 ₱82.6

$1.39 ₱85.1

-2.88%

Imported Beer (0.33 liter bottle)

$2.07 ₱127

$1.94 ₱119

6.70%

Milk (1 liter)

$1.83 ₱112

$1.82 ₱112

0.55%

White Bread (500g)

$1.27 ₱78.2

$1.21 ₱74.1

4.96%

Rice (white) (1kg)

$0.96 ₱58.7

$1.07 ₱66.0

-10.28%

Eggs

$1.98 ₱122

$2.28 ₱140

-13.16%

Local Cheese (1kg)

$8.10 ₱497

$9.14 ₱561

-11.38%

Chicken Fillets (1kg)

$4.20 ₱258

$3.87 ₱238

8.53%

Beef Round Steak (1kg)

$7.68 ₱471

$8.46 ₱519

-9.22%

Apples (1kg)

$2.85 ₱175

$2.75 ₱169

3.64%

Banana (1kg)

$1.53 ₱94.2

$1.84 ₱113

-16.85%

Oranges (1kg)

$2.67 ₱164

$2.37 ₱145

12.66%

Tomato (1kg)

$1.62 ₱99.6

$1.16 ₱71.1

39.66%

Potato (1kg)

$2.30 ₱141

$1.82 ₱112

26.37%

Onion (1kg)

$2.59 ₱159

$2.27 ₱139

14.10%

Lettuce (1 head)

$1.08 ₱66.1

$0.68 ₱42.04

58.82%

Water (1.5 liter bottle)

$0.77 ₱47.56

$0.72 ₱44.51

6.94%

Cigarettes 20 Pack (Marlboro, Camel)

$2.77 ₱170

$3.36 ₱206

-17.56%

Wine (Bottle)

$8.24 ₱506

$9.18 ₱563

-10.24%

Local Beer (0.5 liter bottle)

$1.21 ₱74.2

$1.08 ₱66.3

12.04%

Imported Beer (0.33 liter bottle)

$2.07 ₱127

$2.27 ₱139

-8.81%

One-way Ticket (Public Transport)

$0.26 ₱15.84

$0.28 ₱17.40

-7.14%

Public Transport Monthly Pass (Regular Price)

$10.43 ₱641

Taxi Start (Normal Tariff)

$0.82 ₱50.4

$0.86 ₱52.8

-4.65%

Taxi (Normal Tariff) (1km)

$0.24 ₱14.78

$0.22 ₱13.42

9.09%

Taxi 1hour Waiting (Normal Tariff)

$2.17 ₱133

$2.44 ₱150

-11.07%

Gasoline (1 liter)

$1.15 ₱70.4

$1.12 ₱68.6

2.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.8K ₱1.6M

$32.2K ₱2.0M

-16.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.7K ₱1.3M

$20.6K ₱1.3M

0.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$110 ₱6,782

$149 ₱9,136

-25.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.62 ₱2,003

$34.55 ₱2,121

-5.59%

Internet (50+ Mbps, Unlimited Data)

$27.03 ₱1,660

$26.35 ₱1,618

2.58%

Gym Membership (Monthly)

$33.54 ₱2,059

$21.84 ₱1,341

53.57%

Tennis Court (1 Hour on Weekend)

$4.35 ₱267

$4.07 ₱250

6.88%

Cinema Ticket

$6.02 ₱370

$5.87 ₱360

2.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$149 ₱9,136

$149 ₱9,137

-0.01%

International Primary School, 1 Child (Yearly)

$4,269 ₱262.1K

$4,683 ₱287.5K

-8.84%

Jeans (Levis 501 Or Similar)

$45.26 ₱2,779

$47.86 ₱2,939

-5.43%

Summer Dress (H&M, Zara, etc)

$26.69 ₱1,639

$27.14 ₱1,666

-1.66%

Sport Shoes (Adidas, Nike)

$73.9 ₱4,535

$75.3 ₱4,622

-1.90%

Men's Leather Business Shoes

$54.0 ₱3,318

$46.11 ₱2,831

17.18%

1-bedroom Apartment, City Center (Monthly)

$265 ₱16.3K

$336 ₱20.6K

-21.15%

1-bedroom Apartment, Outside City Center (Monthly)

$178 ₱10.9K

$142 ₱8,704

25.49%

3-bedroom Apartment, City Center (Monthly)

$577 ₱35.4K

$556 ₱34.1K

3.72%

3-bedroom Apartment, Outside City Center (Monthly)

$387 ₱23.7K

$262 ₱16.1K

47.46%

Buy Apartment in City Center (m2)

$2,432 ₱149.3K

$2,408 ₱147.8K

1.03%

Buy Apartment Outside City Center (m2)

$970 ₱59.6K

$919 ₱56.4K

5.59%

Average Monthly Net Salary (After Tax)

$278 ₱17.1K

$188 ₱11.5K

48.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

4.5

48.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ligao City: July 26, 2026

Last update for Baguio: July 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $265 in Ligao City and $336 in Baguio. Housing cost is often the main lever when comparing two cities.

Ligao City pays 48% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $18.00 in Ligao City vs $13.00 in Baguio. Groceries flip the comparison at $206 vs $206, with Ligao City cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ligao City vs Baguio: Cost of Living - Frequently Asked Questions

Ligao City wins on cost – living expenses run 2% lower than in Baguio. Housing and daily spending are where you'll feel the difference most, making Ligao City the obvious pick if budget is a priority.

Average pay runs 48% higher in Ligao City, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $265 in Ligao City versus $336 in Baguio. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Baguio pay roughly 0% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $766 per month in Ligao City versus $779 in Baguio – a 2% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Ligao City gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ligao City and Baguio are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ligao City gentler on the wallet – expenses run 2% less than in Baguio. Beyond cost, consider language, visa policies, and how big the international community is in each city.