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Cost of Living Comparison Between Baguio and Cagayan de Oro City Cost of Living Comparison Between Baguio and Cagayan de Oro City

๐Ÿ˜ Solo nomad: Baguio is 6% more expensive than Cagayan de Oro City without rent, and 2.9% more expensive with rent.
๐Ÿ˜ Family of 3: Baguio is 7.5% more expensive than Cagayan de Oro City without rent, and 0.3% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Baguio
Cagayan de Oro City
Difference
Meal at Budget Restaurant
$3.64 โ‚ฑ216
$3.85 โ‚ฑ229
-5.45%
Three-Course Dinner for Two, Mid-Range
$13.09 โ‚ฑ778
$13.90 โ‚ฑ826
-5.83%
Fast Food Meal (McDonalds, etc)
$2.67 โ‚ฑ159
$3.27 โ‚ฑ194
-18.35%
Cappuccino
$2.43 โ‚ฑ145
$2.60 โ‚ฑ155
-6.54%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.64 โ‚ฑ37.91
$1.00 โ‚ฑ59.7
-36.00%
Water (0.33 liter bottle)
$0.41 โ‚ฑ24.19
$0.36 โ‚ฑ21.27
13.89%
Local Beer (0.5 liter draught)
$1.45 โ‚ฑ86.4
$1.40 โ‚ฑ82.9
3.57%
Imported Beer (0.33 liter bottle)
$1.93 โ‚ฑ115
$2.49 โ‚ฑ148
-22.49%
๐Ÿ›’ Groceries & Markets
Baguio
Cagayan de Oro City
Difference
Milk (1 liter)
$1.84 โ‚ฑ110
$1.63 โ‚ฑ96.9
12.88%
White Bread (500g)
$1.19 โ‚ฑ70.6
$1.00 โ‚ฑ59.2
19.00%
Rice (white) (1kg)
$1.08 โ‚ฑ64.2
$0.93 โ‚ฑ55.4
16.13%
Eggs
$2.18 โ‚ฑ130
$2.49 โ‚ฑ148
-12.45%
Local Cheese (1kg)
$9.39 โ‚ฑ558
$5.88 โ‚ฑ350
59.69%
Chicken Fillets (1kg)
$3.92 โ‚ฑ233
$3.65 โ‚ฑ217
7.40%
Beef Round Steak (1kg)
$8.51 โ‚ฑ506
$6.61 โ‚ฑ393
28.74%
Apples (1kg)
$2.72 โ‚ฑ162
$2.32 โ‚ฑ138
17.24%
Banana (1kg)
$1.80 โ‚ฑ107
$1.15 โ‚ฑ68.3
56.52%
Oranges (1kg)
$2.35 โ‚ฑ140
$2.32 โ‚ฑ138
1.29%
Tomato (1kg)
$1.16 โ‚ฑ68.8
$1.28 โ‚ฑ76.1
-9.38%
Potato (1kg)
$1.82 โ‚ฑ108
$2.18 โ‚ฑ129
-16.51%
Onion (1kg)
$2.30 โ‚ฑ137
$2.85 โ‚ฑ169
-19.30%
Lettuce (1 head)
$0.68 โ‚ฑ40.61
$0.87 โ‚ฑ51.6
-21.84%
Water (1.5 liter bottle)
$0.75 โ‚ฑ44.59
$0.47 โ‚ฑ28.14
59.57%
Cigarettes 20 Pack (Marlboro, Camel)
$3.26 โ‚ฑ193
$2.43 โ‚ฑ144
34.16%
Wine (Bottle)
$9.54 โ‚ฑ567
$4.12 โ‚ฑ245
131.55%
Local Beer (0.5 liter bottle)
$1.02 โ‚ฑ60.6
$1.35 โ‚ฑ80.0
-24.44%
Imported Beer (0.33 liter bottle)
$2.33 โ‚ฑ138
$1.57 โ‚ฑ93.6
48.41%
๐ŸšŒ Getting Around
Baguio
Cagayan de Oro City
Difference
One-way Ticket (Public Transport)
$0.28 โ‚ฑ16.82
$0.43 โ‚ฑ25.61
-34.88%
Public Transport Monthly Pass (Regular Price)
$10.54 โ‚ฑ626
$8.68 โ‚ฑ516
21.43%
Taxi Start (Normal Tariff)
$0.92 โ‚ฑ54.9
$0.74 โ‚ฑ43.74
24.32%
Taxi (Normal Tariff) (1km)
$0.22 โ‚ฑ13.04
$0.22 โ‚ฑ12.99
-
Taxi 1hour Waiting (Normal Tariff)
$2.34 โ‚ฑ139
$2.18 โ‚ฑ130
7.34%
Gasoline (1 liter)
$1.11 โ‚ฑ65.7
$1.09 โ‚ฑ65.0
1.83%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.4K โ‚ฑ1.9M
$20.3K โ‚ฑ1.2M
55.07%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.3K โ‚ฑ1.2M
$19.3K โ‚ฑ1.1M
5.01%
๐Ÿงพ Monthly Utilities & Internet
Baguio
Cagayan de Oro City
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$149 โ‚ฑ8,876
$104 โ‚ฑ6,187
43.47%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$34.01 โ‚ฑ2,021
$40.91 โ‚ฑ2,431
-16.87%
Internet (50+ Mbps, Unlimited Data)
$26.10 โ‚ฑ1,551
$32.75 โ‚ฑ1,946
-20.31%
๐ŸŽ‰ Sport & Entertainment
Baguio
Cagayan de Oro City
Difference
Gym Membership (Monthly)
$21.62 โ‚ฑ1,285
$22.00 โ‚ฑ1,307
-1.73%
Tennis Court (1 Hour on Weekend)
$4.06 โ‚ฑ241
$3.41 โ‚ฑ203
19.06%
Cinema Ticket
$5.60 โ‚ฑ333
$4.48 โ‚ฑ266
25.00%
๐Ÿงธ Childcare & Education
Baguio
Cagayan de Oro City
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$149 โ‚ฑ8,838
$188 โ‚ฑ11.2K
-20.86%
International Primary School, 1 Child (Yearly)
$4,715 โ‚ฑ280.2K
$2,462 โ‚ฑ146.3K
91.55%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Baguio
Cagayan de Oro City
Difference
Jeans (Levis 501 Or Similar)
$48.65 โ‚ฑ2,891
$34.70 โ‚ฑ2,062
40.20%
Summer Dress (H&M, Zara, etc)
$27.89 โ‚ฑ1,658
$14.32 โ‚ฑ851
94.76%
Sport Shoes (Adidas, Nike)
$75.8 โ‚ฑ4,505
$57.2 โ‚ฑ3,402
32.44%
Men's Leather Business Shoes
$46.85 โ‚ฑ2,784
$43.59 โ‚ฑ2,591
7.48%
๐Ÿ  Accommodation & Living
Baguio
Cagayan de Oro City
Difference
1-bedroom Apartment, City Center (Monthly)
$345 โ‚ฑ20.5K
$351 โ‚ฑ20.9K
-1.66%
1-bedroom Apartment, Outside City Center (Monthly)
$141 โ‚ฑ8,375
$214 โ‚ฑ12.7K
-34.13%
3-bedroom Apartment, City Center (Monthly)
$554 โ‚ฑ32.9K
$588 โ‚ฑ35.0K
-5.86%
3-bedroom Apartment, Outside City Center (Monthly)
$271 โ‚ฑ16.1K
$371 โ‚ฑ22.1K
-27.00%
Buy Apartment in City Center (m2)
$2,502 โ‚ฑ148.7K
$1,560 โ‚ฑ92.7K
60.38%
Buy Apartment Outside City Center (m2)
$992 โ‚ฑ58.9K
$884 โ‚ฑ52.6K
12.13%
๐Ÿ’ต Salaries & Financials
Baguio
Cagayan de Oro City
Difference
Average Monthly Net Salary (After Tax)
$223 โ‚ฑ13.2K
$329 โ‚ฑ19.6K
-32.31%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.5
6.67
-32.53%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Baguio: January 12, 2026

Last update for Cagayan de Oro City: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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