Cost of Living Comparison Between Baguio and Cagayan de Oro City Cost of Living Comparison Between Baguio and Cagayan de Oro City

😐 Solo nomad: Baguio is 13.1% more expensive than Cagayan de Oro City without rent, and 1.8% more expensive with rent.
😐 Family of 3: Baguio is 12.9% more expensive than Cagayan de Oro City without rent, and 1.6% more expensive with rent.
Currency
🍽 Eating Out
Baguio
Cagayan de Oro City
Difference
Meal at Budget Restaurant
$3.45 ₱192
$3.76 ₱210
-8.24%
Three-Course Dinner for Two, Mid-Range
$13.35 ₱743
$14.13 ₱787
-5.52%
Fast Food Meal (McDonalds, etc)
$2.68 ₱149
$3.32 ₱185
-19.28%
Cappuccino
$2.37 ₱132
$2.52 ₱140
-5.95%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.64 ₱35.77
$0.97 ₱54.3
-34.02%
Water (0.33 liter bottle)
$0.37 ₱20.77
$0.35 ₱19.66
5.71%
Local Beer (0.5 liter draught)
$1.45 ₱81
$1.4 ₱77.8
3.57%
Imported Beer (0.33 liter bottle)
$1.92 ₱107
$2.38 ₱133
-19.33%
🛒 Groceries & Markets
Baguio
Cagayan de Oro City
Difference
Milk (1 liter)
$1.84 ₱102
$1.68 ₱93.8
9.52%
White Bread (500g)
$1.19 ₱66
$0.92 ₱51.2
29.35%
Rice (white) (1kg)
$1.11 ₱61.8
$0.97 ₱54.1
14.43%
Eggs
$2.24 ₱125
$2.39 ₱133
-6.28%
Local Cheese (1kg)
$9.06 ₱505
$6.07 ₱338
49.26%
Chicken Fillets (1kg)
$3.91 ₱218
$3.63 ₱202
7.71%
Beef Round Steak (1kg)
$8.79 ₱490
$6.49 ₱361
35.44%
Apples (1kg)
$2.75 ₱153
$2.32 ₱129
18.53%
Banana (1kg)
$1.8 ₱100
$1.18 ₱65.5
52.54%
Oranges (1kg)
$2.28 ₱127
$2.34 ₱130
-2.56%
Tomato (1kg)
$1.21 ₱67.1
$1.28 ₱71.5
-5.47%
Potato (1kg)
$1.87 ₱104
$2.27 ₱126
-17.62%
Onion (1kg)
$2.19 ₱122
$2.86 ₱159
-23.43%
Lettuce (1 head)
$0.69 ₱38.26
$0.87 ₱48.68
-20.69%
Water (1.5 liter bottle)
$0.72 ₱40.05
$0.47 ₱26.33
53.19%
Cigarettes 20 Pack (Marlboro, Camel)
$3.27 ₱182
$2.49 ₱139
31.33%
Wine (Bottle)
$9.34 ₱520
$4.19 ₱234
122.91%
Local Beer (0.5 liter bottle)
$1.02 ₱57
$1.4 ₱77.7
-27.14%
Imported Beer (0.33 liter bottle)
$2.33 ₱129
$1.54 ₱85.8
51.30%
🚌 Getting Around
Baguio
Cagayan de Oro City
Difference
One-way Ticket (Public Transport)
$0.28 ₱15.6
$0.4 ₱22.43
-30.00%
Public Transport Monthly Pass (Regular Price)
$10.56 ₱588
$8.68 ₱483
21.66%
Taxi Start (Normal Tariff)
$0.9 ₱50.3
$0.74 ₱41.47
21.62%
Taxi (Normal Tariff) (1km)
$0.22 ₱12.24
$0.22 ₱12.22
-
Taxi 1hour Waiting (Normal Tariff)
$2.32 ₱129
$2.12 ₱118
9.43%
Gasoline (1 liter)
$1.15 ₱64.1
$1.09 ₱60.8
5.50%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.3K ₱1.8M
$20.4K ₱1.1M
58.38%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.2K ₱1.1M
$18.9K ₱1.1M
7.13%
🧾 Monthly Utilities & Internet
Baguio
Cagayan de Oro City
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$145 ₱8,085
$106 ₱5,881
37.48%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$34.36 ₱1,913
$39.54 ₱2,202
-13.10%
Internet (50+ Mbps, Unlimited Data)
$26.4 ₱1,470
$33.39 ₱1,859
-20.93%
🎉 Sport & Entertainment
Baguio
Cagayan de Oro City
Difference
Gym Membership (Monthly)
$21.99 ₱1,224
$21.82 ₱1,215
0.78%
Tennis Court (1 Hour on Weekend)
$4.08 ₱227
$3.31 ₱184
23.26%
Cinema Ticket
$5.66 ₱315
$4.47 ₱249
26.62%
🧸 Childcare & Education
Baguio
Cagayan de Oro City
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$150 ₱8,347
$192 ₱10.7K
-21.77%
International Primary School, 1 Child (Yearly)
$4,703 ₱261.8K
$2,521 ₱140.4K
86.54%
👕👟 Clothing & Footwear
Baguio
Cagayan de Oro City
Difference
Jeans (Levis 501 Or Similar)
$49.42 ₱2,752
$34.46 ₱1,919
43.41%
Summer Dress (H&M, Zara, etc)
$27.83 ₱1,550
$14.12 ₱786
97.10%
Sport Shoes (Adidas, Nike)
$74.6 ₱4,152
$58.8 ₱3,272
26.91%
Men's Leather Business Shoes
$45.89 ₱2,555
$43.49 ₱2,422
5.52%
🏠 Accommodation & Living
Baguio
Cagayan de Oro City
Difference
1-bedroom Apartment, City Center (Monthly)
$342 ₱19K
$353 ₱19.7K
-3.31%
1-bedroom Apartment, Outside City Center (Monthly)
$143 ₱7,980
$214 ₱11.9K
-32.98%
3-bedroom Apartment, City Center (Monthly)
$544 ₱30.3K
$578 ₱32.2K
-6.01%
3-bedroom Apartment, Outside City Center (Monthly)
$270 ₱15K
$370 ₱20.6K
-27.02%
Buy Apartment in City Center (m2)
$2,593 ₱144.4K
$1,618 ₱90.1K
60.29%
Buy Apartment Outside City Center (m2)
$1,416 ₱78.8K
$869 ₱48.4K
62.90%
💵 Salaries & Financials
Baguio
Cagayan de Oro City
Difference
Average Monthly Net Salary (After Tax)
$261 ₱14.5K
$325 ₱18.1K
-19.88%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.5
6.67
-32.53%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Baguio: October 29, 2025

Last update for Cagayan de Oro City: October 29, 2025

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