🙂Monthly costs for one person with rent: $746 in Az Zubayr versus $1,408 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,165 in Az Zubayr versus $2,585 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $1,584 in Az Zubayr versus $3,763 in Ubud, Bali.
🌍Living in Az Zubayr costs roughly 47% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Az Zubayr is 44% below, Ubud, Bali is 5% above.
Currency
🍽 Eating Out
Az Zubayr
Ubud, Bali
Difference
Meal at Budget Restaurant
$4.00IQD 5,233
$3.45Rp 62.0K
15.94%
Three-Course Dinner for Two, Mid-Range
$25.20IQD 33.0K
$32.34Rp 580.1K
-22.08%
Fast Food Meal(McDonalds, etc)
$6.87IQD 9,002
$4.84Rp 86.9K
41.94%
Cappuccino
$2.66IQD 3,484
$2.75Rp 49.3K
-3.27%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.36IQD 476
$1.38Rp 24.8K
-73.91%
Water(0.33 liter bottle)
$0.21IQD 279
$0.75Rp 13.5K
-72.00%
Local Beer(0.5 liter draught)
$2.89IQD 3,782
$2.99Rp 53.7K
-3.34%
Imported Beer(0.33 liter bottle)
$2.90IQD 3,798
$3.85Rp 69.1K
-24.68%
🛒 Groceries & Markets
Az Zubayr
Ubud, Bali
Difference
Milk(1 liter)
$1.37IQD 1,798
$1.74Rp 31.1K
-21.26%
White Bread(500g)
$0.85IQD 1,109
$2.46Rp 44.1K
-65.45%
Rice(white)(1kg)
$1.66IQD 2,169
$1.17Rp 21.0K
41.88%
Eggs
$1.72IQD 2,257
$2.43Rp 43.6K
-29.22%
Local Cheese(1kg)
$4.63IQD 6,064
$14.50Rp 260.2K
-68.07%
Chicken Fillets(1kg)
$4.78IQD 6,266
$4.35Rp 78.0K
9.89%
Beef Round Steak(1kg)
$13.39IQD 17.5K
$11.98Rp 214.9K
11.77%
Apples(1kg)
$1.19IQD 1,561
$3.72Rp 66.7K
-68.01%
Banana(1kg)
$1.15IQD 1,505
$1.63Rp 29.2K
-29.45%
Oranges(1kg)
$1.00IQD 1,315
$2.74Rp 49.2K
-63.50%
Tomato(1kg)
$0.75IQD 976
$2.24Rp 40.2K
-66.52%
Potato(1kg)
$0.68IQD 897
$1.92Rp 34.4K
-64.58%
Onion(1kg)
$0.64IQD 832
$2.28Rp 40.8K
-71.93%
Lettuce(1 head)
$0.63IQD 827
$1.06Rp 19.1K
-40.57%
Water(1.5 liter bottle)
$0.56IQD 735
$0.72Rp 12.9K
-22.22%
Cigarettes 20 Pack(Marlboro, Camel)
$1.85IQD 2,429
$3.29Rp 58.9K
-43.77%
Wine(Bottle)
-
$23.19Rp 416.1K
-
Local Beer(0.5 liter bottle)
$1.85IQD 2,423
$2.78Rp 49.8K
-33.45%
Imported Beer(0.33 liter bottle)
$2.09IQD 2,734
$2.73Rp 49.0K
-23.44%
🚌 Getting Around
Az Zubayr
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.39IQD 515
$0.27Rp 4,778
44.44%
Public Transport Monthly Pass(Regular Price)
$31.63IQD 41.4K
$8.11Rp 145.4K
290.01%
Taxi Start(Normal Tariff)
$2.32IQD 3,036
$0.48Rp 8,659
383.33%
Taxi(Normal Tariff)(1km)
$1.53IQD 2,009
$0.42Rp 7,532
264.29%
Taxi 1hour Waiting(Normal Tariff)
$6.17IQD 8,076
$6.22Rp 111.6K
-0.80%
Gasoline(1 liter)
$0.57IQD 748
$0.81Rp 14.6K
-29.63%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.2KIQD 25.2M
$26.6KRp 477.4M
-27.67%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.7KIQD 25.8M
$32.2KRp 577.4M
-38.81%
🧾 Monthly Utilities & Internet
Az Zubayr
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$78.4IQD 102.6K
$78.4Rp 1.4M
0.05%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$17.77IQD 23.3K
$4.07Rp 73.0K
336.61%
Internet(50+ Mbps, Unlimited Data)
$34.27IQD 44.9K
$24.33Rp 436.4K
40.85%
🎉 Sport & Entertainment
Az Zubayr
Ubud, Bali
Difference
Gym Membership(Monthly)
$37.29IQD 48.8K
$98.6Rp 1.8M
-62.18%
Tennis Court(1 Hour on Weekend)
$16.76IQD 21.9K
$6.34Rp 113.7K
164.35%
Cinema Ticket
$7.87IQD 10.3K
$3.99Rp 71.5K
97.24%
🧸 Childcare & Education
Az Zubayr
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$152IQD 198.5K
$305Rp 5.5M
-50.31%
International Primary School, 1 Child(Yearly)
$3,290IQD 4.3M
$6,642Rp 119.2M
-50.46%
👕👟 Clothing & Footwear
Az Zubayr
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$27.00IQD 35.4K
$54.1Rp 971.2K
-50.13%
Summer Dress(H&M, Zara, etc)
$25.31IQD 33.1K
$37.81Rp 678.2K
-33.06%
Sport Shoes(Adidas, Nike)
$61.1IQD 80.0K
$86.8Rp 1.6M
-29.68%
Men's Leather Business Shoes
$40.71IQD 53.3K
$76.4Rp 1.4M
-46.68%
🏠 Accommodation & Living
Az Zubayr
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$242IQD 317.0K
$992Rp 17.8M
-75.59%
1-bedroom Apartment, Outside City Center(Monthly)
$175IQD 229.6K
$673Rp 12.1M
-73.94%
3-bedroom Apartment, City Center(Monthly)
$585IQD 766.2K
$3,375Rp 60.5M
-82.66%
3-bedroom Apartment, Outside City Center(Monthly)
$346IQD 453.0K
$2,050Rp 36.8M
-83.13%
Buy Apartment in City Center(m2)
-
$2,805Rp 50.3M
-
Buy Apartment Outside City Center(m2)
-
$2,227Rp 39.9M
-
💵 Salaries & Financials
Az Zubayr
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$167Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5.67
13.28
-57.30%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Az Zubayr: July 12, 2026
Last update for Ubud, Bali: July 11, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $242 in Az Zubayr and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $25.00 in Az Zubayr vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $160 vs $297 per month, with Az Zubayr cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Az Zubayr vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Az Zubayr and in Ubud, Bali?
Az Zubayr and Ubud, Bali differ by about 89% in total monthly costs ($746 vs $1,408 including rent). Az Zubayr is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Az Zubayr compared to Ubud, Bali?
You'd need roughly $1,119 in Az Zubayr and $2,112 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Az Zubayr and in Ubud, Bali?
Rent for a central apartment: $242 in Az Zubayr versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 85% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Which city has cheaper restaurants?
Dining out is cheaper in Az Zubayr – a meal for two runs $25.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $2,000 per month?
At $746 in Az Zubayr versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Az Zubayr but tight or insufficient in Ubud, Bali. The gap between the two cities makes Az Zubayr the clear choice for anyone on this budget.
How does quality of life compare between Az Zubayr and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Az Zubayr or Ubud, Bali safer for residents?
Safety-wise, Az Zubayr and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Az Zubayr or Ubud, Bali?
Expats usually find Az Zubayr gentler on the wallet – expenses run 89% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.