Cost of Living Comparison Between Az Zubayr and Ubud, Bali Cost of Living Comparison Between Az Zubayr and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $728 in Az Zubayr versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $1,155 in Az Zubayr versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,582 in Az Zubayr versus $3,660 in Ubud, Bali.

Living in Az Zubayr costs roughly 49% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Az Zubayr is 46% below, Ubud, Bali is 6% above.

Meal at Budget Restaurant

$3.99 IQD 5,222

$3.56 Rp 63.7K

12.08%

Three-Course Dinner for Two, Mid-Range

$25.15 IQD 32.9K

$32.73 Rp 584.5K

-23.16%

Fast Food Meal (McDonalds, etc)

$6.69 IQD 8,761

$4.95 Rp 88.4K

35.15%

Cappuccino

$2.67 IQD 3,493

$2.71 Rp 48.4K

-1.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.37 IQD 484

$1.34 Rp 24.0K

-72.39%

Water (0.33 liter bottle)

$0.17 IQD 217

$0.70 Rp 12.5K

-75.71%

Local Beer (0.5 liter draught)

$2.92 IQD 3,829

$2.92 Rp 52.1K

Imported Beer (0.33 liter bottle)

$2.81 IQD 3,679

$3.96 Rp 70.7K

-29.04%

Milk (1 liter)

$1.30 IQD 1,709

$1.81 Rp 32.3K

-28.18%

White Bread (500g)

$0.85 IQD 1,113

$2.52 Rp 45.0K

-66.27%

Rice (white) (1kg)

$1.61 IQD 2,104

$1.16 Rp 20.7K

38.79%

Eggs

$1.81 IQD 2,365

$2.46 Rp 43.9K

-26.42%

Local Cheese (1kg)

$4.58 IQD 6,002

$14.71 Rp 262.7K

-68.86%

Chicken Fillets (1kg)

$4.76 IQD 6,237

$4.32 Rp 77.1K

10.19%

Beef Round Steak (1kg)

$12.90 IQD 16.9K

$12.14 Rp 216.7K

6.26%

Apples (1kg)

$1.15 IQD 1,508

$3.84 Rp 68.6K

-70.05%

Banana (1kg)

$1.17 IQD 1,530

$1.56 Rp 27.8K

-25.00%

Oranges (1kg)

$1.02 IQD 1,333

$2.83 Rp 50.6K

-63.96%

Tomato (1kg)

$0.70 IQD 918

$2.33 Rp 41.5K

-69.96%

Potato (1kg)

$0.69 IQD 904

$1.91 Rp 34.2K

-63.87%

Onion (1kg)

$0.66 IQD 869

$2.20 Rp 39.3K

-70.00%

Lettuce (1 head)

$0.66 IQD 867

$1.01 Rp 18.1K

-34.65%

Water (1.5 liter bottle)

$0.57 IQD 742

$0.78 Rp 13.8K

-26.92%

Cigarettes 20 Pack (Marlboro, Camel)

$1.97 IQD 2,575

$3.32 Rp 59.2K

-40.66%

Wine (Bottle)

$23.74 Rp 423.9K

Local Beer (0.5 liter bottle)

$1.79 IQD 2,348

$2.79 Rp 49.8K

-35.84%

Imported Beer (0.33 liter bottle)

$2.15 IQD 2,813

$2.86 Rp 51.1K

-24.83%

One-way Ticket (Public Transport)

$0.36 IQD 477

$0.27 Rp 4,800

33.33%

Public Transport Monthly Pass (Regular Price)

$31.38 IQD 41.1K

$8.03 Rp 143.4K

290.78%

Taxi Start (Normal Tariff)

$2.36 IQD 3,085

$0.46 Rp 8,150

413.04%

Taxi (Normal Tariff) (1km)

$1.55 IQD 2,023

$0.45 Rp 8,037

244.44%

Taxi 1hour Waiting (Normal Tariff)

$6.02 IQD 7,878

$6.10 Rp 108.9K

-1.31%

Gasoline (1 liter)

$0.53 IQD 696

$0.79 Rp 14.2K

-32.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.3K IQD 25.3M

$26.1K Rp 467.0M

-26.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.2K IQD 26.5M

$32.1K Rp 573.6M

-37.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.0 IQD 102.1K

$79.9 Rp 1.4M

-2.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.86 IQD 23.4K

$4.06 Rp 72.6K

339.90%

Internet (50+ Mbps, Unlimited Data)

$35.04 IQD 45.9K

$23.52 Rp 420.0K

48.98%

Gym Membership (Monthly)

$36.70 IQD 48.1K

$98.7 Rp 1.8M

-62.82%

Tennis Court (1 Hour on Weekend)

$16.76 IQD 21.9K

$6.63 Rp 118.4K

152.79%

Cinema Ticket

$7.81 IQD 10.2K

$4.15 Rp 74.1K

88.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$151 IQD 198.1K

$304 Rp 5.4M

-50.22%

International Primary School, 1 Child (Yearly)

$3,250 IQD 4.3M

$6,613 Rp 118.1M

-50.85%

Jeans (Levis 501 Or Similar)

$27.46 IQD 36.0K

$55.5 Rp 991.8K

-50.56%

Summer Dress (H&M, Zara, etc)

$25.63 IQD 33.6K

$38.31 Rp 684.1K

-33.10%

Sport Shoes (Adidas, Nike)

$62.3 IQD 81.6K

$88.6 Rp 1.6M

-29.67%

Men's Leather Business Shoes

$41.70 IQD 54.6K

$77.9 Rp 1.4M

-46.45%

1-bedroom Apartment, City Center (Monthly)

$239 IQD 313.5K

$1,006 Rp 18.0M

-76.21%

1-bedroom Apartment, Outside City Center (Monthly)

$180 IQD 236.4K

$675 Rp 12.1M

-73.27%

3-bedroom Apartment, City Center (Monthly)

$591 IQD 773.6K

$3,442 Rp 61.5M

-82.84%

3-bedroom Apartment, Outside City Center (Monthly)

$338 IQD 443.1K

$2,039 Rp 36.4M

-83.41%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

5.67

13.28

-57.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Az Zubayr: May 30, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $239 in Az Zubayr and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $25.00 in Az Zubayr vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $158 vs $302 per month, with Az Zubayr cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Az Zubayr vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Az Zubayr and Ubud, Bali differ by about 95% in total monthly costs ($728 vs $1,419 including rent). Az Zubayr is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,091 in Az Zubayr and $2,129 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $239 in Az Zubayr versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 91% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Az Zubayr – a meal for two runs $25.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $728 in Az Zubayr versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Az Zubayr but tight or insufficient in Ubud, Bali. The gap between the two cities makes Az Zubayr the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Az Zubayr and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Az Zubayr gentler on the wallet – expenses run 95% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.