Last update: Oct 2026

Cost of Living Comparison Between Az Zubayr and Ubud, Bali

For one person, living is cheaper in Az Zubayr: $656 a month against $1,349 in Ubud, Bali, rent and utilities included – about $8,300 less a year. Rent and utilities account for most of the difference.

32

Cost of Living Index in Az Zubayr
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Az Zubayr Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Az Zubayr

🇮🇶 Iraq

$656

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Az Zubayr and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Az Zubayr and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $656 in Az Zubayr versus $1,349 in Ubud, Bali.

Az Zubayr $656
Ubud, Bali $1,349

Estimated couple costs with rent: $1,021 in Az Zubayr versus $2,305 in Ubud, Bali.

Az Zubayr $1,021
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $1,387 in Az Zubayr versus $3,261 in Ubud, Bali.

Az Zubayr $1,387
Ubud, Bali $3,261

Living in Az Zubayr costs roughly 51% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$4.37 IQD 6,602

$3.32 Rp 60.2K

31.63%

Three-Course Dinner for Two, Mid-Range

$19.52 IQD 29.5K

$35.64 Rp 645.8K

-45.23%

Fast Food Meal (McDonalds, etc)

$5.58 IQD 8,436

$5.53 Rp 100.3K

0.90%

Cappuccino

$2.65 IQD 4,001

$2.72 Rp 49.3K

-2.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.33 IQD 497

$1.70 Rp 30.8K

-80.59%

Water (0.33 liter bottle)

$0.20 IQD 297

$0.76 Rp 13.8K

-73.68%

Local Beer (0.5 liter draught)

$3.38 IQD 5,107

$2.65 Rp 48.1K

27.55%

Imported Beer (0.33 liter bottle)

$2.28 IQD 3,447

$4.38 Rp 79.4K

-47.95%

Milk (1 liter)

$1.00 IQD 1,513

$1.49 Rp 27.0K

-32.89%

White Bread (500g)

$0.76 IQD 1,152

$2.28 Rp 41.2K

-66.67%

Rice (white) (1kg)

$1.59 IQD 2,399

$1.19 Rp 21.6K

33.61%

Eggs

$1.46 IQD 2,203

$2.04 Rp 36.9K

-28.43%

Local Cheese (1kg)

$4.38 IQD 6,621

$17.70 Rp 320.8K

-75.25%

Chicken Fillets (1kg)

$3.43 IQD 5,189

$3.96 Rp 71.8K

-13.38%

Beef Round Steak (1kg)

$12.09 IQD 18.3K

$12.19 Rp 220.9K

-0.82%

Apples (1kg)

$1.07 IQD 1,623

$3.66 Rp 66.2K

-70.77%

Banana (1kg)

$0.99 IQD 1,502

$1.52 Rp 27.5K

-34.87%

Oranges (1kg)

$1.03 IQD 1,561

$2.23 Rp 40.4K

-53.81%

Tomato (1kg)

$0.66 IQD 994

$1.97 Rp 35.7K

-66.50%

Potato (1kg)

$0.57 IQD 855

$1.85 Rp 33.5K

-69.19%

Onion (1kg)

$0.67 IQD 1,012

$2.42 Rp 43.9K

-72.31%

Lettuce (1 head)

$0.56 IQD 852

$0.99 Rp 17.9K

-43.43%

Water (1.5 liter bottle)

$0.44 IQD 671

$0.51 Rp 9,303

-13.73%

Cigarettes 20 Pack (Marlboro, Camel)

$1.47 IQD 2,225

$2.22 Rp 40.3K

-33.78%

Wine (Bottle)

$11.27 IQD 17.0K

$22.24 Rp 403.0K

-49.33%

Local Beer (0.5 liter bottle)

$1.42 IQD 2,149

$2.26 Rp 41.0K

-37.17%

Imported Beer (0.33 liter bottle)

$1.62 IQD 2,450

$2.97 Rp 53.8K

-45.45%

One-way Ticket (Public Transport)

$0.32 IQD 479

$0.25 Rp 4,548

28.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

Taxi Start (Normal Tariff)

$1.68 IQD 2,543

$0.44 Rp 7,964

281.82%

Taxi (Normal Tariff) (1km)

$1.12 IQD 1,698

$0.43 Rp 7,793

160.47%

Taxi 1hour Waiting (Normal Tariff)

$5.39 IQD 8,146

$5.41 Rp 98.0K

-0.37%

Gasoline (1 liter)

$0.53 IQD 803

$0.82 Rp 14.9K

-35.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.9K IQD 24.0M

$23.8K Rp 432.0M

-33.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.5K IQD 24.9M

$31.7K Rp 575.3M

-48.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$94.9 IQD 143.4K

$79.1 Rp 1.4M

20.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.70 IQD 17.7K

$6.45 Rp 116.8K

81.40%

Internet (50+ Mbps, Unlimited Data)

$27.28 IQD 41.2K

$18.58 Rp 336.7K

46.82%

Gym Membership (Monthly)

$39.31 IQD 59.4K

$49.48 Rp 896.7K

-20.55%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

Cinema Ticket

$7.83 IQD 11.8K

$4.27 Rp 77.4K

83.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$137 IQD 206.7K

$491 Rp 8.9M

-72.11%

International Primary School, 1 Child (Yearly)

$2,772 IQD 4.2M

$5,674 Rp 102.8M

-51.15%

Jeans (Levis 501 Or Similar)

$18.27 IQD 27.6K

$44.64 Rp 808.9K

-59.07%

Summer Dress (H&M, Zara, etc)

$21.75 IQD 32.9K

$34.95 Rp 633.4K

-37.77%

Sport Shoes (Adidas, Nike)

$53.7 IQD 81.2K

$79.9 Rp 1.4M

-32.78%

Men's Leather Business Shoes

$39.29 IQD 59.4K

$79.4 Rp 1.4M

-50.53%

1-bedroom Apartment, City Center (Monthly)

$200 IQD 302.7K

$1,125 Rp 20.4M

-82.19%

1-bedroom Apartment, Outside City Center (Monthly)

$133 IQD 200.3K

$671 Rp 12.2M

-80.26%

3-bedroom Apartment, City Center (Monthly)

$418 IQD 631.5K

$3,565 Rp 64.6M

-88.27%

3-bedroom Apartment, Outside City Center (Monthly)

$315 IQD 476.0K

$1,723 Rp 31.2M

-81.72%

Buy Apartment in City Center (m2)

$833 IQD 1.3M

$2,732 Rp 49.5M

-69.51%

Buy Apartment Outside City Center (m2)

$479 IQD 723.6K

$2,284 Rp 41.4M

-79.03%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

4.12

13.78

-70.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Az Zubayr: October 27, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Az Zubayr

$159 24.2%

Ubud, Bali

$288 21.4% 81.8% $130

Monthly Utilities & Internet

Az Zubayr

$134 20.4%

Ubud, Bali

$104 7.7% 22.2% $30

Accommodation & Living

Az Zubayr

$133 20.2%

Ubud, Bali

$672 49.8% 407% $539

Eating Out

Az Zubayr

$107 16.3%

Ubud, Bali

$108 8% 0.6% $0.6

Clothing & Footwear

Az Zubayr

$60 9.1%

Ubud, Bali

$108 8% 79.6% $48

Sport & Entertainment

Az Zubayr

$55 8.4%

Ubud, Bali

$58 4.3% 5.6% $3.1

Getting Around

Az Zubayr

$8.6 * 1.3%

Ubud, Bali

$11 0.9% 33.3% $2.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $200 in Az Zubayr and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $20 in Az Zubayr vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $159 vs $288 per month, with Az Zubayr cheaper across the board.

Good to know

🇮🇶 Az Zubayr

🇮🇩 Ubud, Bali

🕒 Local time

01:21 1:21 AM

06:21 6:21 AM

5 h ahead of Az Zubayr

🌤 Weather

👥 Population

370,000

74,800

💱 Currency

Iraqi Dinar IQD ع.د

Indonesian Rupiah IDR Rp

📈 Exchange rate

10,000 IQD = 6.62 USD

10,000 IQD = 5.93 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to IQD – Iraqi Dinar Converter

🇺🇸 United States Dollar ($)

🇮🇶 Iraqi Dinar (ع.د)

Iraqi Dinar exchange rates as of November 1, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,687 IQD (10,000 IQD = 5.93 EUR).

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to IQD in detail →

On the map

Lowest

Highest

Between locations

Az Zubayr Ubud, Bali 8,390 km ≈ 11 h nonstop flight

From you

Az Zubayr
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Az Zubayr vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $656 in Az Zubayr and $1,349 in Ubud, Bali, so Az Zubayr is about 51% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $983 in Az Zubayr and $2,023 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $200 in Az Zubayr versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 82% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $656 per month in Az Zubayr versus $1,349 in Ubud, Bali – Az Zubayr is about 51% cheaper, which adds up to real savings over time.

At $656 in Az Zubayr versus $1,349 in Ubud, Bali, a $1,200 budget is realistic in Az Zubayr but tight or insufficient in Ubud, Bali. The gap between the two cities makes Az Zubayr the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.