Cost of Living Comparison Between Ubud, Bali and Az Zubayr Cost of Living Comparison Between Ubud, Bali and Az Zubayr

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $746 in Az Zubayr.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,165 in Az Zubayr.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $1,584 in Az Zubayr.

Living in Ubud, Bali is roughly 89% more expensive than in Az Zubayr, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Az Zubayr is 44% below.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$4.00 IQD 5,233

-13.75%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

$25.20 IQD 33.0K

28.33%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

$6.87 IQD 9,002

-29.55%

Cappuccino

$2.75 Rp 49.3K

$2.66 IQD 3,484

3.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$0.36 IQD 476

283.33%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.21 IQD 279

257.14%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

$2.89 IQD 3,782

3.46%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

$2.90 IQD 3,798

32.76%

Milk (1 liter)

$1.74 Rp 31.1K

$1.37 IQD 1,798

27.01%

White Bread (500g)

$2.46 Rp 44.1K

$0.85 IQD 1,109

189.41%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.66 IQD 2,169

-29.52%

Eggs

$2.43 Rp 43.6K

$1.72 IQD 2,257

41.28%

Local Cheese (1kg)

$14.50 Rp 260.2K

$4.63 IQD 6,064

213.17%

Chicken Fillets (1kg)

$4.35 Rp 78.0K

$4.78 IQD 6,266

-9.00%

Beef Round Steak (1kg)

$11.98 Rp 214.9K

$13.39 IQD 17.5K

-10.53%

Apples (1kg)

$3.72 Rp 66.7K

$1.19 IQD 1,561

212.61%

Banana (1kg)

$1.63 Rp 29.2K

$1.15 IQD 1,505

41.74%

Oranges (1kg)

$2.74 Rp 49.2K

$1.00 IQD 1,315

174.00%

Tomato (1kg)

$2.24 Rp 40.2K

$0.75 IQD 976

198.67%

Potato (1kg)

$1.92 Rp 34.4K

$0.68 IQD 897

182.35%

Onion (1kg)

$2.28 Rp 40.8K

$0.64 IQD 832

256.25%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.63 IQD 827

68.25%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.56 IQD 735

28.57%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

$1.85 IQD 2,429

77.84%

Wine (Bottle)

$23.19 Rp 416.1K

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

$1.85 IQD 2,423

50.27%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

$2.09 IQD 2,734

30.62%

One-way Ticket (Public Transport)

$0.27 Rp 4,778

$0.39 IQD 515

-30.77%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

$31.63 IQD 41.4K

-74.36%

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

$2.32 IQD 3,036

-79.31%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

$1.53 IQD 2,009

-72.55%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

$6.17 IQD 8,076

0.81%

Gasoline (1 liter)

$0.81 Rp 14.6K

$0.57 IQD 748

42.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

$19.2K IQD 25.2M

38.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

$19.7K IQD 25.8M

63.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$78.4 IQD 102.6K

-0.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

$17.77 IQD 23.3K

-77.10%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

$34.27 IQD 44.9K

-29.00%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$37.29 IQD 48.8K

164.44%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

$16.76 IQD 21.9K

-62.17%

Cinema Ticket

$3.99 Rp 71.5K

$7.87 IQD 10.3K

-49.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$152 IQD 198.5K

101.23%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

$3,290 IQD 4.3M

101.86%

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

$27.00 IQD 35.4K

100.52%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

$25.31 IQD 33.1K

49.39%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$61.1 IQD 80.0K

42.20%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$40.71 IQD 53.3K

87.55%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$242 IQD 317.0K

309.74%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$175 IQD 229.6K

283.67%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

$585 IQD 766.2K

476.81%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$346 IQD 453.0K

492.69%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.67

134.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Az Zubayr: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $242 in Az Zubayr. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $25.00 in Az Zubayr for a mid-range dinner for two. Groceries echo the gap at $297 vs $160 per month, with Az Zubayr cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Az Zubayr: Cost of Living - Frequently Asked Questions

Ubud, Bali and Az Zubayr differ by about 89% in total monthly costs ($1,408 vs $746 including rent). Az Zubayr is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,112 in Ubud, Bali and $1,119 in Az Zubayr to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $992 in Ubud, Bali versus $242 in Az Zubayr. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 85% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Az Zubayr – a meal for two runs $25.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $746 in Az Zubayr versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Az Zubayr but tight or insufficient in Ubud, Bali. The gap between the two cities makes Az Zubayr the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Az Zubayr are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Az Zubayr gentler on the wallet – expenses run 89% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.