Last update: Oct 2026

Cost of Living Comparison Between Assis and Panama City

For one person, living is cheaper in Assis: $862 a month against $1,857 in Panama City, rent and utilities included – about $11,900 less a year. Rent and utilities account for most of the difference.

42

Cost of Living Index in Assis
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Assis Living Index
90

Cost of Living Index in Panama City
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Panama City Living Index

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Assis

🇧🇷 Brazil

$862

/mo nomad

Panama City

🇵🇦 Panama

$1,857

/mo nomad

Monthly Cost of Living

How much you'll spend in Assis and in Panama City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Assis and in Panama City actually costs, broken down by who's living it.

Monthly costs for one person with rent: $862 in Assis versus $1,857 in Panama City.

Assis $862
Panama City $1,857

Estimated couple costs with rent: $1,343 in Assis versus $2,815 in Panama City.

Assis $1,343
Panama City $2,815

Monthly costs for a family of three with rent: $1,825 in Assis versus $3,773 in Panama City.

Assis $1,825
Panama City $3,773

Living in Assis costs roughly 54% less than in Panama City, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Assis is 36% below, Panama City is 37% above.

Meal at Budget Restaurant

$5.98 R$30.31

$11.68 PAB 11.68

-48.80%

Three-Course Dinner for Two, Mid-Range

$23.64 R$120

$47.76 PAB 47.76

-50.50%

Fast Food Meal (McDonalds, etc)

$5.92 R$30.03

$8.12 PAB 8.12

-27.09%

Cappuccino

$2.01 R$10.21

$4.23 PAB 4.23

-52.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.18 R$5.97

$1.92 PAB 1.92

-38.54%

Water (0.33 liter bottle)

$0.82 R$4.14

$1.58 PAB 1.58

-48.10%

Local Beer (0.5 liter draught)

$1.62 R$8.21

$3.31 PAB 3.31

-51.06%

Imported Beer (0.33 liter bottle)

$2.02 R$10.24

$3.98 PAB 3.98

-49.25%

Milk (1 liter)

$1.12 R$5.68

$1.92 PAB 1.92

-41.67%

White Bread (500g)

$1.26 R$6.40

$2.63 PAB 2.63

-52.09%

Rice (white) (1kg)

$1.30 R$6.60

$3.39 PAB 3.39

-61.65%

Eggs

$1.53 R$7.74

$2.67 PAB 2.67

-42.70%

Local Cheese (1kg)

$7.51 R$38.09

$12.21 PAB 12.21

-38.49%

Chicken Fillets (1kg)

$5.24 R$26.56

$6.91 PAB 6.91

-24.17%

Beef Round Steak (1kg)

$8.58 R$43.50

$10.58 PAB 10.58

-18.90%

Apples (1kg)

$2.12 R$10.76

$4.16 PAB 4.16

-49.04%

Banana (1kg)

$1.17 R$5.92

$1.97 PAB 1.97

-40.61%

Oranges (1kg)

$1.22 R$6.18

$4.06 PAB 4.06

-69.95%

Tomato (1kg)

$1.51 R$7.63

$4.18 PAB 4.18

-63.88%

Potato (1kg)

$1.15 R$5.83

$3.47 PAB 3.47

-66.86%

Onion (1kg)

$0.98 R$4.98

$4.26 PAB 4.26

-77.00%

Lettuce (1 head)

$0.91 R$4.62

$2.44 PAB 2.44

-62.70%

Water (1.5 liter bottle)

$0.97 R$4.92

$1.69 PAB 1.69

-42.60%

Cigarettes 20 Pack (Marlboro, Camel)

$2.46 R$12.47

$5.83 PAB 5.83

-57.80%

Wine (Bottle)

$6.21 R$31.48

$11.43 PAB 11.43

-45.67%

Local Beer (0.5 liter bottle)

$1.44 R$7.29

$1.38 PAB 1.38

4.35%

Imported Beer (0.33 liter bottle)

$2.02 R$10.24

$2.76 PAB 2.76

-26.81%

One-way Ticket (Public Transport)

$1.01 R$5.09

$0.33 PAB 0.33

206.06%

Public Transport Monthly Pass (Regular Price)

$44.54 R$226

$20.63 PAB 20.63

115.90%

Taxi Start (Normal Tariff)

$2.37 R$12.02

$2.55 PAB 2.55

-7.06%

Taxi (Normal Tariff) (1km)

$0.78 R$3.94

$1.78 PAB 1.78

-56.18%

Taxi 1hour Waiting (Normal Tariff)

$2.85 R$14.45

$22.17 PAB 22.17

-87.14%

Gasoline (1 liter)

$1.25 R$6.33

$1.24 PAB 1.24

0.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.3K R$178.8K

$24.4K PAB 24.4K

44.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K R$166.0K

$21.3K PAB 21.3K

53.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$86.7 R$439

$131 PAB 131

-33.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.97 R$55.6

$27.83 PAB 27.83

-60.58%

Internet (50+ Mbps, Unlimited Data)

$23.00 R$117

$49.32 PAB 49.32

-53.37%

Gym Membership (Monthly)

$26.07 R$132

$45.69 PAB 45.69

-42.94%

Tennis Court (1 Hour on Weekend)

$28.03 R$142

$34.10 PAB 34.10

-17.80%

Cinema Ticket

$5.89 R$29.85

$8.47 PAB 8.47

-30.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$212 R$1,074

$553 PAB 553

-61.71%

International Primary School, 1 Child (Yearly)

$7,614 R$38.6K

$9,719 PAB 9,719

-21.65%

Jeans (Levis 501 Or Similar)

$43.34 R$220

$66.4 PAB 66.4

-34.77%

Summer Dress (H&M, Zara, etc)

$58.9 R$299

$47.39 PAB 47.39

24.33%

Sport Shoes (Adidas, Nike)

$86.0 R$436

$95.7 PAB 95.7

-10.11%

Men's Leather Business Shoes

$60.1 R$305

$113 PAB 113

-46.65%

1-bedroom Apartment, City Center (Monthly)

$359 R$1,817

$1,322 PAB 1,322

-72.89%

1-bedroom Apartment, Outside City Center (Monthly)

$243 R$1,234

$874 PAB 874

-72.16%

3-bedroom Apartment, City Center (Monthly)

$677 R$3,432

$2,153 PAB 2,153

-68.56%

3-bedroom Apartment, Outside City Center (Monthly)

$471 R$2,385

$1,580 PAB 1,580

-70.22%

Buy Apartment in City Center (m2)

$1,718 R$8,708

$3,097 PAB 3,097

-44.54%

Buy Apartment Outside City Center (m2)

$1,206 R$6,112

$1,698 PAB 1,698

-29.00%

Average Monthly Net Salary (After Tax)

$594 R$3,011

$914 PAB 914

-35.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.5

6.39

64.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Assis: October 19, 2026

Last update for Panama City: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Assis

$243 28.2%

Panama City

$874 47.1% 259% $631

Groceries & Markets

Assis

$184 21.3%

Panama City

$327 17.6% 77.5% $143

Monthly Utilities & Internet

Assis

$121 14%

Panama City

$208 11.2% 72.7% $88

Clothing & Footwear

Assis

$112 13%

Panama City

$145 7.8% 29.7% $33

Eating Out

Assis

$110 12.7%

Panama City

$207 11.2% 88.5% $97

Getting Around

Assis

$55 6.4%

Panama City

$33 1.8% 39% $21

Sport & Entertainment

Assis

$38 4.4%

Panama City

$63 3.4% 65.5% $25

Cost Breakdown

A one-bedroom apartment in the center runs $359 in Assis and $1,322 in Panama City. Housing cost is often the main lever when comparing two cities.

Panama City pays 54% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Assis vs $48.00 in Panama City for a mid-range dinner for two. Groceries echo the gap at $184 vs $327 per month, with Assis cheaper across the board.

Good to know

🇧🇷 Assis

🇵🇦 Panama City

🕒 Local time

18:25 6:25 PM

16:25 4:25 PM

2 h behind Assis

🌤 Weather

👥 Population

101,409

1,086,990 Capital

💱 Currency

Brazilian Real BRL R$

Panamanian Balboa PAB B/.

📈 Exchange rate

1 BRL = 0.197 USD

1 BRL = 0.175 EUR

1 PAB = 1 USD

1 PAB = 0.89 EUR

Exchange rates and currency converter

PAB, USD, EUR to BRL – Brazilian Real Converter

🇺🇸 United States Dollar ($)

🇧🇷 Brazilian Real (R$)

Brazilian Real exchange rates as of October 20, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

Panamanian Balboa exchange rates as of October 20, 2026: 1 USD = 1 PAB (1 PAB = 1 USD). 1 EUR = 1.12 PAB (1 PAB = 0.89 EUR).

USD to BRL in detail →

On the map

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Between locations

Assis Panama City 4,740 km ≈ 6 h nonstop flight

From you

Assis
Panama City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Assis vs Panama City: Cost of Living - Frequently Asked Questions

Assis is cheaper overall, especially in groceries, clothing, and eating out. The 115% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 54% lower in Panama City. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $359 in Assis versus $1,322 in Panama City. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Assis runs roughly 116% less than in Panama City. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $212 in Assis versus $553 in Panama City. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $862 in Assis versus $1,857 in Panama City, a $1,500 budget is realistic in Assis but tight or insufficient in Panama City. The gap between the two cities makes Assis the clear choice for anyone on this budget.

For families, Assis is more practical. Housing and childcare are both notably cheaper than in Panama City, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Assis gentler on the wallet – expenses run 115% less than in Panama City. Beyond cost, consider language, visa policies, and how big the international community is in each city.