Cost of Living Comparison Between As Samawah and Ubud, Bali Cost of Living Comparison Between As Samawah and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $892 in As Samawah versus $1,392 in Ubud, Bali.

Estimated couple costs with rent: $1,353 in As Samawah versus $2,557 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,814 in As Samawah versus $3,723 in Ubud, Bali.

Living in As Samawah costs roughly 36% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: As Samawah is 33% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$5.24 IQD 6,866

$3.57 Rp 64.5K

46.78%

Three-Course Dinner for Two, Mid-Range

$36.43 IQD 47.7K

$32.32 Rp 583.4K

12.72%

Fast Food Meal (McDonalds, etc)

$7.73 IQD 10.1K

$5.01 Rp 90.4K

54.29%

Cappuccino

$3.04 IQD 3,987

$2.82 Rp 51.0K

7.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.37 IQD 484

$1.35 Rp 24.4K

-72.59%

Water (0.33 liter bottle)

$0.20 IQD 265

$0.73 Rp 13.2K

-72.60%

Local Beer (0.5 liter draught)

$3.48 IQD 4,553

$2.93 Rp 53.0K

18.77%

Imported Beer (0.33 liter bottle)

$2.93 IQD 3,837

$3.94 Rp 71.1K

-25.63%

Milk (1 liter)

$1.37 IQD 1,799

$1.78 Rp 32.1K

-23.03%

White Bread (500g)

$0.82 IQD 1,074

$2.45 Rp 44.2K

-66.53%

Rice (white) (1kg)

$1.60 IQD 2,089

$1.15 Rp 20.7K

39.13%

Eggs

$1.64 IQD 2,146

$2.41 Rp 43.6K

-31.95%

Local Cheese (1kg)

$4.60 IQD 6,022

$14.33 Rp 258.7K

-67.90%

Chicken Fillets (1kg)

$4.83 IQD 6,329

$4.19 Rp 75.6K

15.27%

Beef Round Steak (1kg)

$14.18 IQD 18.6K

$12.06 Rp 217.7K

17.58%

Apples (1kg)

$1.03 IQD 1,347

$3.64 Rp 65.7K

-71.70%

Banana (1kg)

$1.02 IQD 1,339

$1.57 Rp 28.3K

-35.03%

Oranges (1kg)

$0.68 IQD 893

$2.79 Rp 50.3K

-75.63%

Tomato (1kg)

$0.51 IQD 673

$2.24 Rp 40.5K

-77.23%

Potato (1kg)

$0.70 IQD 916

$1.98 Rp 35.7K

-64.65%

Onion (1kg)

$0.62 IQD 817

$2.28 Rp 41.1K

-72.81%

Lettuce (1 head)

$0.31 IQD 411

$1.05 Rp 19.0K

-70.48%

Water (1.5 liter bottle)

$0.62 IQD 806

$0.79 Rp 14.2K

-21.52%

Cigarettes 20 Pack (Marlboro, Camel)

$2.08 IQD 2,723

$3.19 Rp 57.6K

-34.80%

Wine (Bottle)

$7.73 IQD 10.1K

$23.49 Rp 424.1K

-67.09%

Local Beer (0.5 liter bottle)

$1.80 IQD 2,352

$2.90 Rp 52.3K

-37.93%

Imported Beer (0.33 liter bottle)

$2.07 IQD 2,716

$2.76 Rp 49.7K

-25.00%

One-way Ticket (Public Transport)

$0.39 IQD 516

$0.27 Rp 4,813

44.44%

Public Transport Monthly Pass (Regular Price)

$30.89 IQD 40.5K

$8.37 Rp 151.1K

269.06%

Taxi Start (Normal Tariff)

$3.91 IQD 5,117

$0.45 Rp 8,167

768.89%

Taxi (Normal Tariff) (1km)

$1.54 IQD 2,021

$0.46 Rp 8,298

234.78%

Taxi 1hour Waiting (Normal Tariff)

$7.62 IQD 9,979

$6.07 Rp 109.6K

25.54%

Gasoline (1 liter)

$0.56 IQD 734

$0.86 Rp 15.6K

-34.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.7K IQD 25.8M

$26.6K Rp 480.0M

-25.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K IQD 26.0M

$32.5K Rp 587.6M

-39.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$179 IQD 234.3K

$79.0 Rp 1.4M

126.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.15 IQD 34.2K

$4.09 Rp 73.9K

539.36%

Internet (50+ Mbps, Unlimited Data)

$40.39 IQD 52.9K

$23.85 Rp 430.5K

69.35%

Gym Membership (Monthly)

$36.08 IQD 47.2K

$98.8 Rp 1.8M

-63.47%

Tennis Court (1 Hour on Weekend)

$16.91 IQD 22.1K

$6.35 Rp 114.7K

166.30%

Cinema Ticket

$7.71 IQD 10.1K

$4.01 Rp 72.3K

92.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$169 IQD 220.9K

$297 Rp 5.4M

-43.25%

International Primary School, 1 Child (Yearly)

$3,635 IQD 4.8M

$6,602 Rp 119.2M

-44.94%

Jeans (Levis 501 Or Similar)

$28.02 IQD 36.7K

$53.4 Rp 964.5K

-47.56%

Summer Dress (H&M, Zara, etc)

$30.35 IQD 39.7K

$38.11 Rp 688.1K

-20.36%

Sport Shoes (Adidas, Nike)

$63.5 IQD 83.1K

$88.7 Rp 1.6M

-28.40%

Men's Leather Business Shoes

$43.10 IQD 56.4K

$76.6 Rp 1.4M

-43.75%

1-bedroom Apartment, City Center (Monthly)

$239 IQD 312.9K

$1,020 Rp 18.4M

-76.57%

1-bedroom Apartment, Outside City Center (Monthly)

$182 IQD 238.1K

$680 Rp 12.3M

-73.27%

3-bedroom Apartment, City Center (Monthly)

$579 IQD 758.4K

$3,469 Rp 62.6M

-83.30%

3-bedroom Apartment, Outside City Center (Monthly)

$349 IQD 457.2K

$2,090 Rp 37.7M

-83.29%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

5.67

13.28

-57.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for As Samawah: July 27, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $239 in As Samawah and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $36.00 in As Samawah vs $32.00 in Ubud, Bali. Groceries flip the comparison at $173 vs $298, with As Samawah cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

As Samawah vs Ubud, Bali: Cost of Living - Frequently Asked Questions

As Samawah is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment. The 56% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,338 in As Samawah and $2,088 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $239 in As Samawah versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in As Samawah runs roughly 269% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $169 in As Samawah versus $297 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $892 in As Samawah versus $1,392 in Ubud, Bali, a $1,500 budget is realistic in As Samawah but tight or insufficient in Ubud, Bali. The gap between the two cities makes As Samawah the clear choice for anyone on this budget.

For families, As Samawah is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, As Samawah and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find As Samawah gentler on the wallet – expenses run 56% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.