Last update: Nov 2026

Cost of Living Comparison Between As Samawah and Ubud, Bali

For one person, living is cheaper in As Samawah: $651 a month against $1,331 in Ubud, Bali, rent and utilities included – about $8,200 less a year. Rent and utilities account for most of the difference.

31

Cost of Living Index in As Samawah
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As Samawah Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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As Samawah

🇮🇶 Iraq

$651

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in As Samawah and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in As Samawah and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $651 in As Samawah versus $1,331 in Ubud, Bali.

As Samawah $651
Ubud, Bali $1,331

Estimated couple costs with rent: $1,052 in As Samawah versus $2,255 in Ubud, Bali.

As Samawah $1,052
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $1,452 in As Samawah versus $3,180 in Ubud, Bali.

As Samawah $1,452
Ubud, Bali $3,180

Living in As Samawah costs roughly 51% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: As Samawah 52% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$4.66 IQD 7,041

$3.38 Rp 61.3K

37.87%

Three-Course Dinner for Two, Mid-Range

$26.87 IQD 40.6K

$34.65 Rp 628.8K

-22.45%

Fast Food Meal (McDonalds, etc)

$6.63 IQD 10.0K

$5.57 Rp 101.2K

19.03%

Cappuccino

$2.82 IQD 4,266

$2.62 Rp 47.5K

7.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.35 IQD 522

$1.54 Rp 27.9K

-77.27%

Water (0.33 liter bottle)

$0.19 IQD 281

$0.64 Rp 11.6K

-70.31%

Local Beer (0.5 liter draught)

$3.36 IQD 5,079

$2.67 Rp 48.4K

25.84%

Imported Beer (0.33 liter bottle)

$3.24 IQD 4,889

$4.26 Rp 77.4K

-23.94%

Milk (1 liter)

$0.90 IQD 1,367

$1.46 Rp 26.5K

-38.36%

White Bread (500g)

$0.63 IQD 951

$2.29 Rp 41.6K

-72.49%

Rice (white) (1kg)

$1.31 IQD 1,978

$1.11 Rp 20.1K

18.02%

Eggs

$1.61 IQD 2,436

$2.10 Rp 38.1K

-23.33%

Local Cheese (1kg)

$1.34 IQD 2,019

$15.94 Rp 289.3K

-91.59%

Chicken Fillets (1kg)

$4.02 IQD 6,070

$3.88 Rp 70.5K

3.61%

Beef Round Steak (1kg)

$11.86 IQD 17.9K

$11.40 Rp 206.9K

4.04%

Apples (1kg)

$0.96 IQD 1,455

$3.55 Rp 64.5K

-72.96%

Banana (1kg)

$0.92 IQD 1,383

$1.54 Rp 27.9K

-40.26%

Oranges (1kg)

$0.83 IQD 1,256

$2.23 Rp 40.5K

-62.78%

Tomato (1kg)

$0.40 IQD 606

$1.97 Rp 35.8K

-79.70%

Potato (1kg)

$0.52 IQD 784

$1.86 Rp 33.7K

-72.04%

Onion (1kg)

$0.56 IQD 851

$2.42 Rp 43.9K

-76.86%

Lettuce (1 head)

$0.59 IQD 892

$1.02 Rp 18.6K

-42.16%

Water (1.5 liter bottle)

$0.58 IQD 878

$0.52 Rp 9,479

11.54%

Cigarettes 20 Pack (Marlboro, Camel)

$1.69 IQD 2,548

$2.20 Rp 39.9K

-23.18%

Wine (Bottle)

$6.66 IQD 10.1K

$21.79 Rp 395.4K

-69.44%

Local Beer (0.5 liter bottle)

$1.97 IQD 2,973

$2.33 Rp 42.2K

-15.45%

Imported Beer (0.33 liter bottle)

$1.89 IQD 2,854

$2.97 Rp 53.9K

-36.36%

One-way Ticket (Public Transport)

$0.34 IQD 517

$0.25 Rp 4,544

36.00%

Public Transport Monthly Pass (Regular Price)

$19.98 IQD 30.2K

$8.17 Rp 148.4K

144.55%

Taxi Start (Normal Tariff)

$1.96 IQD 2,968

$0.44 Rp 7,944

345.45%

Taxi (Normal Tariff) (1km)

$1.28 IQD 1,940

$0.47 Rp 8,493

172.34%

Taxi 1hour Waiting (Normal Tariff)

$2.61 IQD 3,937

$5.60 Rp 101.6K

-53.39%

Gasoline (1 liter)

$0.57 IQD 866

$0.83 Rp 15.0K

-31.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.7K IQD 25.3M

$24.4K Rp 443.7M

-31.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.6K IQD 25.1M

$31.7K Rp 575.2M

-47.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$69.4 IQD 104.9K

$77.5 Rp 1.4M

-10.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.69 IQD 25.2K

$6.14 Rp 111.5K

171.82%

Internet (50+ Mbps, Unlimited Data)

$16.78 IQD 25.3K

$18.92 Rp 343.3K

-11.31%

Gym Membership (Monthly)

$36.45 IQD 55.1K

$51.0 Rp 925.4K

-28.52%

Tennis Court (1 Hour on Weekend)

$16.68 IQD 25.2K

$18.25 Rp 331.2K

-8.60%

Cinema Ticket

$7.81 IQD 11.8K

$4.38 Rp 79.5K

78.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$49.72 IQD 75.1K

$492 Rp 8.9M

-89.90%

International Primary School, 1 Child (Yearly)

$1,297 IQD 2.0M

$12.2K Rp 221.8M

-89.39%

Jeans (Levis 501 Or Similar)

$25.54 IQD 38.6K

$45.16 Rp 819.6K

-43.45%

Summer Dress (H&M, Zara, etc)

$33.33 IQD 50.4K

$34.89 Rp 633.2K

-4.47%

Sport Shoes (Adidas, Nike)

$58.9 IQD 89.0K

$78.3 Rp 1.4M

-24.83%

Men's Leather Business Shoes

$41.08 IQD 62.1K

$77.9 Rp 1.4M

-47.25%

1-bedroom Apartment, City Center (Monthly)

$209 IQD 316.2K

$1,078 Rp 19.6M

-80.58%

1-bedroom Apartment, Outside City Center (Monthly)

$137 IQD 207.7K

$665 Rp 12.1M

-79.33%

3-bedroom Apartment, City Center (Monthly)

$168 IQD 254.1K

$3,510 Rp 63.7M

-95.21%

3-bedroom Apartment, Outside City Center (Monthly)

$309 IQD 467.1K

$1,671 Rp 30.3M

-81.50%

Buy Apartment in City Center (m2)

$867 IQD 1.3M

$2,340 Rp 42.5M

-62.96%

Buy Apartment Outside City Center (m2)

$496 IQD 750.1K

$2,236 Rp 40.6M

-77.80%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

4.12

13.78

-70.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for As Samawah: November 2, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

As Samawah

$141 21.7%

Ubud, Bali

$279 21% 97.8% $138

Accommodation & Living

As Samawah

$137 21.1%

Ubud, Bali

$665 50% 384% $527

Eating Out

As Samawah

$116 17.9%

Ubud, Bali

$106 8% 9.2% $11

Monthly Utilities & Internet

As Samawah

$103 15.8%

Ubud, Bali

$103 7.7% 0.3% $0.3

Clothing & Footwear

As Samawah

$71 11%

Ubud, Bali

$106 8% 48.7% $35

Sport & Entertainment

As Samawah

$52 8%

Ubud, Bali

$60 4.5% 14.8% $7.7

Getting Around

As Samawah

$30 4.6%

Ubud, Bali

$12 0.9% 59.8% $18

Cost Breakdown

A one-bedroom apartment in the center runs $209 in As Samawah and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $27 in As Samawah vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $141 vs $279 per month, with As Samawah cheaper across the board.

Good to know

🇮🇶 As Samawah

🇮🇩 Ubud, Bali

🕒 Local time

12:36 12:36 PM

17:36 5:36 PM

5 h ahead of As Samawah

🌤 Weather

👥 Population

250,000

74,800

💱 Currency

Iraqi Dinar IQD ع.د

Indonesian Rupiah IDR Rp

📈 Exchange rate

10,000 IQD = 6.62 USD

10,000 IQD = 5.9 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

Exchange rates and currency converter

IDR, USD, EUR to IQD – Iraqi Dinar Converter

🇺🇸 United States Dollar ($)

🇮🇶 Iraqi Dinar (ع.د)

Iraqi Dinar exchange rates as of November 4, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,694 IQD (10,000 IQD = 5.9 EUR).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,345 IDR (100,000 IDR = 4.92 EUR).

USD to IQD in detail →

On the map

Lowest

Highest

Between locations

As Samawah Ubud, Bali 8,640 km ≈ 11 h nonstop flight

From you

As Samawah
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

As Samawah vs Ubud, Bali: Cost of Living - Frequently Asked Questions

As Samawah is about 51% cheaper overall, especially in groceries, clothing, and leisure. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $977 in As Samawah and $1,996 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $209 in As Samawah versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 59% less than in As Samawah. The price difference matters if you commute daily and watch your budget.

Childcare runs $50 in As Samawah versus $492 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $651 in As Samawah versus $1,331 in Ubud, Bali, a $1,000 budget is realistic in As Samawah but tight or insufficient in Ubud, Bali. The gap between the two cities makes As Samawah the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.