Cost of Living Comparison Between As Samawah and Ubud, Bali Cost of Living Comparison Between As Samawah and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $675 in As Samawah versus $1,368 in Ubud, Bali.

Estimated couple costs with rent: $969 in As Samawah versus $2,348 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,263 in As Samawah versus $3,327 in Ubud, Bali.

Living in As Samawah costs roughly 51% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: As Samawah is 51% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$4.84 IQD 6,341

$3.44 Rp 60.9K

40.70%

Three-Course Dinner for Two, Mid-Range

$34.74 IQD 45.5K

$36.31 Rp 643.0K

-4.32%

Fast Food Meal (McDonalds, etc)

$7.56 IQD 9,900

$5.71 Rp 101.0K

32.40%

Cappuccino

$3.08 IQD 4,036

$2.67 Rp 47.3K

15.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 IQD 522

$1.75 Rp 31.0K

-77.14%

Water (0.33 liter bottle)

$0.19 IQD 254

$0.87 Rp 15.4K

-78.16%

Local Beer (0.5 liter draught)

$3.72 IQD 4,877

$2.95 Rp 52.3K

26.10%

Imported Beer (0.33 liter bottle)

$3.73 IQD 4,883

$4.52 Rp 80.0K

-17.48%

Milk (1 liter)

$1.08 IQD 1,409

$1.62 Rp 28.7K

-33.33%

White Bread (500g)

$0.77 IQD 1,013

$2.33 Rp 41.3K

-66.95%

Rice (white) (1kg)

$1.51 IQD 1,978

$1.11 Rp 19.6K

36.04%

Eggs

$1.75 IQD 2,298

$2.20 Rp 39.0K

-20.45%

Local Cheese (1kg)

$1.51 IQD 1,976

$17.69 Rp 313.3K

-91.46%

Chicken Fillets (1kg)

$4.83 IQD 6,320

$4.10 Rp 72.5K

17.80%

Beef Round Steak (1kg)

$13.91 IQD 18.2K

$12.18 Rp 215.6K

14.20%

Apples (1kg)

$1.09 IQD 1,430

$3.71 Rp 65.6K

-70.62%

Banana (1kg)

$1.08 IQD 1,417

$1.59 Rp 28.1K

-32.08%

Oranges (1kg)

$0.94 IQD 1,236

$2.28 Rp 40.4K

-58.77%

Tomato (1kg)

$0.42 IQD 548

$1.95 Rp 34.6K

-78.46%

Potato (1kg)

$0.55 IQD 719

$1.91 Rp 33.7K

-71.20%

Onion (1kg)

$0.67 IQD 874

$2.33 Rp 41.3K

-71.24%

Lettuce (1 head)

$0.67 IQD 884

$1.01 Rp 17.8K

-33.66%

Water (1.5 liter bottle)

$0.68 IQD 893

$0.55 Rp 9,773

23.64%

Cigarettes 20 Pack (Marlboro, Camel)

$1.85 IQD 2,421

$2.23 Rp 39.5K

-17.04%

Wine (Bottle)

$7.48 IQD 9,793

$23.07 Rp 408.6K

-67.58%

Local Beer (0.5 liter bottle)

$2.22 IQD 2,910

$2.42 Rp 42.8K

-8.26%

Imported Beer (0.33 liter bottle)

$2.26 IQD 2,963

$3.00 Rp 53.1K

-24.67%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

Public Transport Monthly Pass (Regular Price)

$22.50 IQD 29.5K

$8.98 Rp 159.1K

150.56%

Taxi Start (Normal Tariff)

$2.24 IQD 2,929

$0.48 Rp 8,566

366.67%

Taxi (Normal Tariff) (1km)

$1.49 IQD 1,946

$0.43 Rp 7,679

246.51%

Taxi 1hour Waiting (Normal Tariff)

$3.13 IQD 4,097

$5.64 Rp 99.9K

-44.50%

Gasoline (1 liter)

$0.62 IQD 811

$0.80 Rp 14.2K

-22.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.8K IQD 24.6M

$24.9K Rp 441.7M

-24.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.8K IQD 24.6M

$31.7K Rp 561.5M

-40.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.3 IQD 107.8K

$81.5 Rp 1.4M

1.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.13 IQD 25.1K

$6.49 Rp 115.0K

194.76%

Internet (50+ Mbps, Unlimited Data)

$19.37 IQD 25.4K

$18.77 Rp 332.4K

3.20%

Gym Membership (Monthly)

$7.80 IQD 10.2K

$56.9 Rp 1.0M

-86.28%

Tennis Court (1 Hour on Weekend)

$19.36 IQD 25.3K

$18.73 Rp 331.7K

3.36%

Cinema Ticket

$9.14 IQD 12.0K

$4.54 Rp 80.4K

101.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$57.4 IQD 75.2K

$481 Rp 8.5M

-88.06%

International Primary School, 1 Child (Yearly)

$1,506 IQD 2.0M

$5,711 Rp 101.1M

-73.63%

Jeans (Levis 501 Or Similar)

$29.18 IQD 38.2K

$45.52 Rp 806.0K

-35.90%

Summer Dress (H&M, Zara, etc)

$37.61 IQD 49.3K

$35.88 Rp 635.4K

4.82%

Sport Shoes (Adidas, Nike)

$74.7 IQD 97.8K

$80.4 Rp 1.4M

-7.12%

Men's Leather Business Shoes

$47.79 IQD 62.6K

$78.7 Rp 1.4M

-39.25%

1-bedroom Apartment, City Center (Monthly)

$122 IQD 159.1K

$1,115 Rp 19.7M

-89.10%

1-bedroom Apartment, Outside City Center (Monthly)

$117 IQD 152.8K

$698 Rp 12.4M

-83.27%

3-bedroom Apartment, City Center (Monthly)

$180 IQD 235.3K

$3,637 Rp 64.4M

-95.06%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

4.12

13.78

-70.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for As Samawah: September 14, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $122 in As Samawah and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in As Samawah vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $164 vs $295 per month, with As Samawah cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

As Samawah vs Ubud, Bali: Cost of Living - Frequently Asked Questions

As Samawah is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment. The 103% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,013 in As Samawah and $2,052 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $122 in As Samawah versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in As Samawah runs roughly 151% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $57.4 in As Samawah versus $481 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $675 in As Samawah versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in As Samawah but tight or insufficient in Ubud, Bali. The gap between the two cities makes As Samawah the clear choice for anyone on this budget.

For families, As Samawah is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, As Samawah and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find As Samawah gentler on the wallet – expenses run 103% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.