🙂Monthly costs for one person with rent: $906 in As Samawah versus $1,034 in Erbil.
🙂Estimated couple costs with rent: $1,356 in As Samawah versus $1,548 in Erbil.
🙂Monthly costs for a family of three with rent: $1,805 in As Samawah versus $2,061 in Erbil.
🙂Living in As Samawah costs roughly 12% less than in Erbil, driven mainly by Sport & Entertainment.
📊Both cities sit below the global median: As Samawah32% lower, Erbil23% lower.
Currency
🍽 Eating Out
As Samawah
Erbil
Difference
Meal at Budget Restaurant
$5.40IQD 7,073
$7.72IQD 10.1K
-30.05%
Three-Course Dinner for Two, Mid-Range
$36.94IQD 48.4K
$22.83IQD 29.9K
61.80%
Fast Food Meal(McDonalds, etc)
$7.77IQD 10.2K
$8.98IQD 11.8K
-13.47%
Cappuccino
$2.95IQD 3,865
$3.13IQD 4,096
-5.75%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.40IQD 522
$0.49IQD 640
-18.37%
Water(0.33 liter bottle)
$0.16IQD 215
$0.20IQD 261
-20.00%
Local Beer(0.5 liter draught)
$3.42IQD 4,484
$2.00IQD 2,624
71.00%
Imported Beer(0.33 liter bottle)
$2.88IQD 3,777
$2.14IQD 2,797
34.58%
🛒 Groceries & Markets
As Samawah
Erbil
Difference
Milk(1 liter)
$1.36IQD 1,785
$1.32IQD 1,730
3.03%
White Bread(500g)
$0.84IQD 1,104
$0.84IQD 1,103
-
Rice(white)(1kg)
$1.60IQD 2,093
$1.80IQD 2,355
-11.11%
Eggs
$1.59IQD 2,081
$1.98IQD 2,599
-19.70%
Local Cheese(1kg)
$4.55IQD 5,955
$7.54IQD 9,879
-39.66%
Chicken Fillets(1kg)
$4.96IQD 6,501
$4.80IQD 6,282
3.33%
Beef Round Steak(1kg)
$14.13IQD 18.5K
$14.29IQD 18.7K
-1.12%
Apples(1kg)
$0.98IQD 1,287
$1.14IQD 1,491
-14.04%
Banana(1kg)
$1.01IQD 1,329
$1.20IQD 1,567
-15.83%
Oranges(1kg)
$0.68IQD 896
$1.19IQD 1,561
-42.86%
Tomato(1kg)
$0.51IQD 671
$0.76IQD 994
-32.89%
Potato(1kg)
$0.70IQD 914
$0.70IQD 918
-
Onion(1kg)
$0.68IQD 884
$0.72IQD 938
-5.56%
Lettuce(1 head)
$0.31IQD 411
$0.78IQD 1,018
-60.26%
Water(1.5 liter bottle)
$0.63IQD 820
$0.53IQD 688
18.87%
Cigarettes 20 Pack(Marlboro, Camel)
$2.12IQD 2,782
$2.63IQD 3,449
-19.39%
Wine(Bottle)
$7.58IQD 9,929
$12.55IQD 16.4K
-39.60%
Local Beer(0.5 liter bottle)
$1.85IQD 2,419
$1.45IQD 1,899
27.59%
Imported Beer(0.33 liter bottle)
$2.11IQD 2,763
$2.01IQD 2,633
4.98%
🚌 Getting Around
As Samawah
Erbil
Difference
One-way Ticket(Public Transport)
$0.39IQD 513
$0.54IQD 709
-27.78%
Public Transport Monthly Pass(Regular Price)
$30.75IQD 40.3K
$34.09IQD 44.6K
-9.80%
Taxi Start(Normal Tariff)
$3.73IQD 4,888
$2.35IQD 3,084
58.72%
Taxi(Normal Tariff)(1km)
$1.50IQD 1,958
$2.20IQD 2,885
-31.82%
Taxi 1hour Waiting(Normal Tariff)
$7.50IQD 9,819
$6.87IQD 8,999
9.17%
Gasoline(1 liter)
$0.54IQD 704
$0.70IQD 911
-22.86%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.0KIQD 26.2M
$19.1KIQD 25.0M
4.93%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.6KIQD 25.6M
$20.7KIQD 27.1M
-5.47%
🧾 Monthly Utilities & Internet
As Samawah
Erbil
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$178IQD 232.6K
$102IQD 134.1K
73.36%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$25.43IQD 33.3K
$17.93IQD 23.5K
41.83%
Internet(50+ Mbps, Unlimited Data)
$39.88IQD 52.2K
$29.33IQD 38.4K
35.97%
🎉 Sport & Entertainment
As Samawah
Erbil
Difference
Gym Membership(Monthly)
$36.29IQD 47.5K
$72.7IQD 95.2K
-50.11%
Tennis Court(1 Hour on Weekend)
$17.08IQD 22.4K
$11.77IQD 15.4K
45.11%
Cinema Ticket
$7.44IQD 9,746
$11.62IQD 15.2K
-35.97%
🧸 Childcare & Education
As Samawah
Erbil
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$166IQD 217.4K
$269IQD 352.1K
-38.26%
International Primary School, 1 Child(Yearly)
$3,650IQD 4.8M
$3,278IQD 4.3M
11.36%
👕👟 Clothing & Footwear
As Samawah
Erbil
Difference
Jeans(Levis 501 Or Similar)
$28.68IQD 37.6K
$32.74IQD 42.9K
-12.40%
Summer Dress(H&M, Zara, etc)
$30.00IQD 39.3K
$48.36IQD 63.3K
-37.97%
Sport Shoes(Adidas, Nike)
$65.9IQD 86.2K
$81.0IQD 106.0K
-18.67%
Men's Leather Business Shoes
$43.65IQD 57.2K
$76.8IQD 100.5K
-43.13%
🏠 Accommodation & Living
As Samawah
Erbil
Difference
1-bedroom Apartment, City Center(Monthly)
$245IQD 320.7K
$426IQD 557.6K
-42.50%
1-bedroom Apartment, Outside City Center(Monthly)
$177IQD 231.5K
$278IQD 364.4K
-36.48%
3-bedroom Apartment, City Center(Monthly)
$580IQD 759.7K
$726IQD 951.1K
-20.12%
3-bedroom Apartment, Outside City Center(Monthly)
$342IQD 448.1K
$485IQD 635.3K
-29.46%
Buy Apartment in City Center(m2)
-
$1,123IQD 1.5M
-
Buy Apartment Outside City Center(m2)
-
$658IQD 862.2K
-
💵 Salaries & Financials
As Samawah
Erbil
Difference
Average Monthly Net Salary(After Tax)
-
$584IQD 765.0K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5.67
14.33
-60.43%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for As Samawah: June 1, 2026
Last update for Erbil: May 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $245 in As Samawah and $426 in Erbil. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $37.00 in As Samawah vs $23.00 in Erbil. Groceries flip the comparison at $173 vs $197, with As Samawah cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
As Samawah vs Erbil: Cost of Living - Frequently Asked Questions
Is Erbil cheaper than As Samawah?
As Samawah is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Getting Around. The 14% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,359 in As Samawah and $1,551 in Erbil to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between As Samawah and Erbil?
Rent for a central apartment: $245 in As Samawah versus $426 in Erbil. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper public transport?
A monthly transit pass in As Samawah runs roughly 11% less than in Erbil. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city has cheaper kindergarten?
Childcare runs $166 in As Samawah versus $269 in Erbil. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is $1,500 a realistic budget for As Samawah or Erbil?
At $906 in As Samawah versus $1,034 in Erbil, a $1,500 budget is realistic in As Samawah but tight or insufficient in Erbil. The gap between the two cities makes As Samawah the clear choice for anyone on this budget.
Is it better to live in As Samawah or Erbil?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is safer, As Samawah or Erbil?
Safety-wise, As Samawah and Erbil are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find As Samawah gentler on the wallet – expenses run 14% less than in Erbil. Beyond cost, consider language, visa policies, and how big the international community is in each city.
As Samawah vs other spots: cost of living compared