Cost of Living Comparison Between Armstrong and Ubud, Bali Cost of Living Comparison Between Armstrong and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,429 in Armstrong versus $1,392 in Ubud, Bali.

Estimated couple costs with rent: $3,456 in Armstrong versus $2,557 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,483 in Armstrong versus $3,723 in Ubud, Bali.

Living in Armstrong is roughly 75% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Armstrong 83% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$21.65 CA$30.39

$3.57 Rp 64.6K

506.44%

Three-Course Dinner for Two, Mid-Range

$70.4 CA$98.8

$32.32 Rp 584.4K

117.79%

Fast Food Meal (McDonalds, etc)

$11.20 CA$15.72

$5.01 Rp 90.5K

123.55%

Cappuccino

$3.76 CA$5.28

$2.82 Rp 51.1K

33.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.60 CA$3.64

$1.35 Rp 24.4K

92.59%

Water (0.33 liter bottle)

$2.01 CA$2.82

$0.73 Rp 13.2K

175.34%

Local Beer (0.5 liter draught)

$5.96 CA$8.37

$2.93 Rp 53.0K

103.41%

Imported Beer (0.33 liter bottle)

$6.79 CA$9.52

$3.94 Rp 71.2K

72.34%

Milk (1 liter)

$2.78 CA$3.90

$1.78 Rp 32.2K

56.18%

White Bread (500g)

$2.49 CA$3.49

$2.45 Rp 44.3K

1.63%

Rice (white) (1kg)

$3.40 CA$4.77

$1.15 Rp 20.8K

195.65%

Eggs

$3.85 CA$5.40

$2.41 Rp 43.7K

59.75%

Local Cheese (1kg)

$9.74 CA$13.67

$14.33 Rp 259.1K

-32.03%

Chicken Fillets (1kg)

$10.47 CA$14.69

$4.19 Rp 75.7K

149.88%

Beef Round Steak (1kg)

$15.22 CA$21.37

$12.06 Rp 218.1K

26.20%

Apples (1kg)

$3.88 CA$5.45

$3.64 Rp 65.8K

6.59%

Banana (1kg)

$1.76 CA$2.47

$1.57 Rp 28.3K

12.10%

Oranges (1kg)

$4.06 CA$5.70

$2.79 Rp 50.4K

45.52%

Tomato (1kg)

$3.99 CA$5.60

$2.24 Rp 40.5K

78.12%

Potato (1kg)

$2.73 CA$3.83

$1.98 Rp 35.8K

37.88%

Onion (1kg)

$2.23 CA$3.14

$2.28 Rp 41.2K

-2.19%

Lettuce (1 head)

$2.85 CA$4.00

$1.05 Rp 19.1K

171.43%

Water (1.5 liter bottle)

$1.81 CA$2.54

$0.79 Rp 14.2K

129.11%

Cigarettes 20 Pack (Marlboro, Camel)

$13.60 CA$19.10

$3.19 Rp 57.7K

326.33%

Wine (Bottle)

$12.52 CA$17.57

$23.49 Rp 424.8K

-46.70%

Local Beer (0.5 liter bottle)

$3.51 CA$4.93

$2.90 Rp 52.4K

21.03%

Imported Beer (0.33 liter bottle)

$3.78 CA$5.30

$2.76 Rp 49.8K

36.96%

One-way Ticket (Public Transport)

$2.32 CA$3.25

$0.27 Rp 4,821

759.26%

Public Transport Monthly Pass (Regular Price)

$62.5 CA$87.7

$8.37 Rp 151.3K

646.59%

Taxi Start (Normal Tariff)

$2.47 CA$3.47

$0.45 Rp 8,180

448.89%

Taxi (Normal Tariff) (1km)

$1.63 CA$2.29

$0.46 Rp 8,311

254.35%

Taxi 1hour Waiting (Normal Tariff)

$12.77 CA$17.92

$6.07 Rp 109.7K

110.38%

Gasoline (1 liter)

$1.22 CA$1.71

$0.86 Rp 15.6K

41.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.4K CA$35.7K

$26.6K Rp 480.7M

-4.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$27.8K

$32.5K Rp 588.6M

-39.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$158 CA$222

$79.0 Rp 1.4M

100.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$45.16 CA$63.4

$4.09 Rp 74.0K

1004.16%

Internet (50+ Mbps, Unlimited Data)

$63.4 CA$89.0

$23.85 Rp 431.2K

165.74%

Gym Membership (Monthly)

$42.00 CA$59.0

$98.8 Rp 1.8M

-57.48%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.9K

Cinema Ticket

$10.72 CA$15.05

$4.01 Rp 72.5K

167.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$440 CA$618

$297 Rp 5.4M

48.08%

International Primary School, 1 Child (Yearly)

$3,978 CA$5,583

$6,602 Rp 119.4M

-39.75%

Jeans (Levis 501 Or Similar)

$61.8 CA$86.8

$53.4 Rp 966.0K

15.70%

Summer Dress (H&M, Zara, etc)

$39.16 CA$55.0

$38.11 Rp 689.2K

2.76%

Sport Shoes (Adidas, Nike)

$80.3 CA$113

$88.7 Rp 1.6M

-9.37%

Men's Leather Business Shoes

$78.4 CA$110

$76.6 Rp 1.4M

2.28%

1-bedroom Apartment, City Center (Monthly)

$1,297 CA$1,821

$1,020 Rp 18.4M

27.23%

1-bedroom Apartment, Outside City Center (Monthly)

$1,169 CA$1,641

$680 Rp 12.3M

71.84%

3-bedroom Apartment, City Center (Monthly)

$2,049 CA$2,877

$3,469 Rp 62.7M

-40.92%

3-bedroom Apartment, Outside City Center (Monthly)

$1,781 CA$2,500

$2,090 Rp 37.8M

-14.79%

Buy Apartment in City Center (m2)

$4,359 CA$6,118

$2,729 Rp 49.3M

59.72%

Buy Apartment Outside City Center (m2)

$3,478 CA$4,881

$2,295 Rp 41.5M

51.51%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.36

13.28

-52.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Armstrong: July 27, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,297 in Armstrong and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $70.0 in Armstrong vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $371 vs $298 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Armstrong vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Monthly Utilities & Internet, Getting Around. The 75% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,644 in Armstrong and $2,088 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,297 in Armstrong versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 647% less than in Armstrong. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $440 in Armstrong versus $297 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,392 in Ubud, Bali versus $2,429 in Armstrong, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Armstrong. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Armstrong, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Armstrong and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 75% less than in Armstrong. Beyond cost, consider language, visa policies, and how big the international community is in each city.