Last update: Oct 2026

Cost of Living Comparison Between Armstrong and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,351 in Armstrong, rent and utilities included – about $12,000 less a year. Rent and utilities account for most of the difference.

110

Cost of Living Index in Armstrong
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Armstrong Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Armstrong

🇨🇦 Canada

$2,351

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Armstrong and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Armstrong and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,351 in Armstrong versus $1,349 in Ubud, Bali.

Armstrong $2,351
Ubud, Bali $1,349

Estimated couple costs with rent: $3,332 in Armstrong versus $2,305 in Ubud, Bali.

Armstrong $3,332
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $4,313 in Armstrong versus $3,261 in Ubud, Bali.

Armstrong $4,313
Ubud, Bali $3,261

Living in Armstrong is roughly 74% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$21.48 CA$30.14

$3.32 Rp 60.4K

546.99%

Three-Course Dinner for Two, Mid-Range

$75.4 CA$106

$35.64 Rp 647.8K

111.64%

Fast Food Meal (McDonalds, etc)

$10.60 CA$14.87

$5.53 Rp 100.6K

91.68%

Cappuccino

$3.65 CA$5.12

$2.72 Rp 49.4K

34.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.51 CA$3.52

$1.70 Rp 30.9K

47.65%

Water (0.33 liter bottle)

$1.72 CA$2.42

$0.76 Rp 13.8K

126.32%

Local Beer (0.5 liter draught)

$5.99 CA$8.41

$2.65 Rp 48.2K

126.04%

Imported Beer (0.33 liter bottle)

$6.48 CA$9.09

$4.38 Rp 79.6K

47.95%

Milk (1 liter)

$2.43 CA$3.40

$1.49 Rp 27.1K

63.09%

White Bread (500g)

$2.43 CA$3.40

$2.28 Rp 41.4K

6.58%

Rice (white) (1kg)

$3.14 CA$4.40

$1.19 Rp 21.6K

163.87%

Eggs

$3.65 CA$5.13

$2.04 Rp 37.0K

78.92%

Local Cheese (1kg)

$10.23 CA$14.36

$17.70 Rp 321.7K

-42.20%

Chicken Fillets (1kg)

$10.35 CA$14.52

$3.96 Rp 72.0K

161.36%

Beef Round Steak (1kg)

$17.32 CA$24.31

$12.19 Rp 221.6K

42.08%

Apples (1kg)

$3.91 CA$5.49

$3.66 Rp 66.4K

6.83%

Banana (1kg)

$1.41 CA$1.98

$1.52 Rp 27.6K

-7.24%

Oranges (1kg)

$4.14 CA$5.81

$2.23 Rp 40.5K

85.65%

Tomato (1kg)

$4.08 CA$5.73

$1.97 Rp 35.9K

107.11%

Potato (1kg)

$2.68 CA$3.77

$1.85 Rp 33.6K

44.86%

Onion (1kg)

$2.28 CA$3.20

$2.42 Rp 44.1K

-5.79%

Lettuce (1 head)

$2.53 CA$3.56

$0.99 Rp 18.0K

155.56%

Water (1.5 liter bottle)

$1.46 CA$2.06

$0.51 Rp 9,332

186.27%

Cigarettes 20 Pack (Marlboro, Camel)

$12.96 CA$18.19

$2.22 Rp 40.4K

483.78%

Wine (Bottle)

$12.95 CA$18.17

$22.24 Rp 404.2K

-41.77%

Local Beer (0.5 liter bottle)

$3.29 CA$4.62

$2.26 Rp 41.1K

45.58%

Imported Beer (0.33 liter bottle)

$3.86 CA$5.42

$2.97 Rp 54.0K

29.97%

One-way Ticket (Public Transport)

$2.29 CA$3.22

$0.25 Rp 4,562

816.00%

Public Transport Monthly Pass (Regular Price)

$58.6 CA$82.2

$7.82 Rp 142.2K

649.23%

Taxi Start (Normal Tariff)

$2.10 CA$2.94

$0.44 Rp 7,989

377.27%

Taxi (Normal Tariff) (1km)

$1.92 CA$2.69

$0.43 Rp 7,817

346.51%

Taxi 1hour Waiting (Normal Tariff)

$12.44 CA$17.45

$5.41 Rp 98.3K

129.94%

Gasoline (1 liter)

$1.31 CA$1.83

$0.82 Rp 15.0K

59.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.7K CA$36.1K

$23.8K Rp 433.3M

7.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$27.8K

$31.7K Rp 577.0M

-37.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$136 CA$191

$79.1 Rp 1.4M

71.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.07 CA$39.39

$6.45 Rp 117.2K

335.19%

Internet (50+ Mbps, Unlimited Data)

$56.0 CA$78.5

$18.58 Rp 337.7K

201.13%

Gym Membership (Monthly)

$37.31 CA$52.4

$49.48 Rp 899.4K

-24.60%

Tennis Court (1 Hour on Weekend)

$17.08 CA$23.97

$17.65 Rp 320.8K

-3.23%

Cinema Ticket

$10.51 CA$14.74

$4.27 Rp 77.7K

146.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$144 CA$201

$491 Rp 8.9M

-70.75%

International Primary School, 1 Child (Yearly)

$3,850 CA$5,403

$5,674 Rp 103.1M

-32.15%

Jeans (Levis 501 Or Similar)

$60.2 CA$84.4

$44.64 Rp 811.4K

34.74%

Summer Dress (H&M, Zara, etc)

$38.14 CA$53.5

$34.95 Rp 635.3K

9.13%

Sport Shoes (Adidas, Nike)

$80.7 CA$113

$79.9 Rp 1.5M

0.95%

Men's Leather Business Shoes

$75.8 CA$106

$79.4 Rp 1.4M

-4.53%

1-bedroom Apartment, City Center (Monthly)

$1,096 CA$1,539

$1,125 Rp 20.4M

-2.53%

1-bedroom Apartment, Outside City Center (Monthly)

$1,206 CA$1,693

$671 Rp 12.2M

79.64%

3-bedroom Apartment, City Center (Monthly)

$1,825 CA$2,561

$3,565 Rp 64.8M

-48.80%

3-bedroom Apartment, Outside City Center (Monthly)

$1,673 CA$2,348

$1,723 Rp 31.3M

-2.90%

Buy Apartment in City Center (m2)

$4,342 CA$6,093

$2,732 Rp 49.6M

58.94%

Buy Apartment Outside City Center (m2)

$3,765 CA$5,284

$2,284 Rp 41.5M

64.85%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

4.58

13.78

-66.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Armstrong: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Armstrong

$1.2K 51.3%

Ubud, Bali

$672 49.8% 44.3% $535

Groceries & Markets

Armstrong

$365 15.5%

Ubud, Bali

$288 21.4% 21.1% $77

Eating Out

Armstrong

$307 13.1%

Ubud, Bali

$108 8% 65% $200

Monthly Utilities & Internet

Armstrong

$220 9.4%

Ubud, Bali

$104 7.7% 52.6% $116

Clothing & Footwear

Armstrong

$115 4.9%

Ubud, Bali

$108 8% 6.2% $7.1

Getting Around

Armstrong

$79 3.4%

Ubud, Bali

$11 0.9% 85.6% $68

Sport & Entertainment

Armstrong

$58 2.5%

Ubud, Bali

$58 4.3% 0.5% $0.3

Cost Breakdown

A one-bedroom apartment in the center runs $1,096 in Armstrong and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $75 in Armstrong vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $365 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇨🇦 Armstrong

🇮🇩 Ubud, Bali

🕒 Local time

17:08 5:08 PM

05:08 5:08 AM

12 h ahead of Armstrong

🌤 Weather

👥 Population

74,800

💱 Currency

Canadian Dollar CAD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 28, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.56 CAD (1 CAD = 0.64 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to CAD in detail →

On the map

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Between locations

Armstrong Ubud, Bali 14,860 km ≈ 19 h nonstop flight

From you

Armstrong
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Armstrong vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 43% cheaper overall, especially in eating out, groceries, and transport. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $3,527 in Armstrong and $2,023 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,096 in Armstrong versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 87% less than in Armstrong. The price difference matters if you commute daily and watch your budget.

Childcare runs $144 in Armstrong versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.