Cost of Living Comparison Between Ubud, Bali and Armstrong Cost of Living Comparison Between Ubud, Bali and Armstrong

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $2,429 in Armstrong.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $3,456 in Armstrong.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $4,483 in Armstrong.

Living in Ubud, Bali costs roughly 43% less than in Armstrong, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Armstrong 83% above.

Meal at Budget Restaurant

$3.57 Rp 64.6K

$21.65 CA$30.39

-83.51%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 584.4K

$70.4 CA$98.8

-54.08%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.5K

$11.20 CA$15.72

-55.27%

Cappuccino

$2.82 Rp 51.1K

$3.76 CA$5.28

-25.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$2.60 CA$3.64

-48.08%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$2.01 CA$2.82

-63.68%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$5.96 CA$8.37

-50.84%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.2K

$6.79 CA$9.52

-41.97%

Milk (1 liter)

$1.78 Rp 32.2K

$2.78 CA$3.90

-35.97%

White Bread (500g)

$2.45 Rp 44.3K

$2.49 CA$3.49

-1.61%

Rice (white) (1kg)

$1.15 Rp 20.8K

$3.40 CA$4.77

-66.18%

Eggs

$2.41 Rp 43.7K

$3.85 CA$5.40

-37.40%

Local Cheese (1kg)

$14.33 Rp 259.1K

$9.74 CA$13.67

47.13%

Chicken Fillets (1kg)

$4.19 Rp 75.7K

$10.47 CA$14.69

-59.98%

Beef Round Steak (1kg)

$12.06 Rp 218.1K

$15.22 CA$21.37

-20.76%

Apples (1kg)

$3.64 Rp 65.8K

$3.88 CA$5.45

-6.19%

Banana (1kg)

$1.57 Rp 28.3K

$1.76 CA$2.47

-10.80%

Oranges (1kg)

$2.79 Rp 50.4K

$4.06 CA$5.70

-31.28%

Tomato (1kg)

$2.24 Rp 40.5K

$3.99 CA$5.60

-43.86%

Potato (1kg)

$1.98 Rp 35.8K

$2.73 CA$3.83

-27.47%

Onion (1kg)

$2.28 Rp 41.2K

$2.23 CA$3.14

2.24%

Lettuce (1 head)

$1.05 Rp 19.1K

$2.85 CA$4.00

-63.16%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$1.81 CA$2.54

-56.35%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.7K

$13.60 CA$19.10

-76.54%

Wine (Bottle)

$23.49 Rp 424.8K

$12.52 CA$17.57

87.62%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.4K

$3.51 CA$4.93

-17.38%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.8K

$3.78 CA$5.30

-26.98%

One-way Ticket (Public Transport)

$0.27 Rp 4,821

$2.32 CA$3.25

-88.36%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.3K

$62.5 CA$87.7

-86.61%

Taxi Start (Normal Tariff)

$0.45 Rp 8,180

$2.47 CA$3.47

-81.78%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,311

$1.63 CA$2.29

-71.78%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.7K

$12.77 CA$17.92

-52.47%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.22 CA$1.71

-29.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.7M

$25.4K CA$35.7K

4.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 588.6M

$19.8K CA$27.8K

64.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$158 CA$222

-50.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 74.0K

$45.16 CA$63.4

-90.94%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 431.2K

$63.4 CA$89.0

-62.37%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$42.00 CA$59.0

135.19%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.9K

Cinema Ticket

$4.01 Rp 72.5K

$10.72 CA$15.05

-62.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$440 CA$618

-32.47%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.4M

$3,978 CA$5,583

65.97%

Jeans (Levis 501 Or Similar)

$53.4 Rp 966.0K

$61.8 CA$86.8

-13.57%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 689.2K

$39.16 CA$55.0

-2.68%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$80.3 CA$113

10.34%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$78.4 CA$110

-2.23%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$1,297 CA$1,821

-21.40%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$1,169 CA$1,641

-41.80%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.7M

$2,049 CA$2,877

69.26%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.8M

$1,781 CA$2,500

17.36%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$4,359 CA$6,118

-37.39%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.5M

$3,478 CA$4,881

-34.00%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.36

108.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Armstrong: July 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $1,297 in Armstrong. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $70.0 in Armstrong for a mid-range dinner for two. Groceries echo the gap at $298 vs $371 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Armstrong: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Monthly Utilities & Internet, Getting Around. The 75% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,088 in Ubud, Bali and $3,644 in Armstrong to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,020 in Ubud, Bali versus $1,297 in Armstrong. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 647% less than in Armstrong. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $297 in Ubud, Bali versus $440 in Armstrong. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,392 in Ubud, Bali versus $2,429 in Armstrong, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Armstrong. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Armstrong, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Armstrong are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 75% less than in Armstrong. Beyond cost, consider language, visa policies, and how big the international community is in each city.