Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Armstrong

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,351 in Armstrong, rent and utilities included – about $12,000 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
110

Cost of Living Index in Armstrong
Learn more

Armstrong Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Armstrong

🇨🇦 Canada

$2,351

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Armstrong

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Armstrong actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $2,351 in Armstrong.

Ubud, Bali $1,349
Armstrong $2,351

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $3,332 in Armstrong.

Ubud, Bali $2,305
Armstrong $3,332

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $4,313 in Armstrong.

Ubud, Bali $3,261
Armstrong $4,313

Living in Ubud, Bali costs roughly 43% less than in Armstrong, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$21.48 CA$30.14

-84.54%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$75.4 CA$106

-52.75%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$10.60 CA$14.87

-47.83%

Cappuccino

$2.72 Rp 49.4K

$3.65 CA$5.12

-25.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.51 CA$3.52

-32.27%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.72 CA$2.42

-55.81%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$5.99 CA$8.41

-55.76%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$6.48 CA$9.09

-32.41%

Milk (1 liter)

$1.49 Rp 27.1K

$2.43 CA$3.40

-38.68%

White Bread (500g)

$2.28 Rp 41.4K

$2.43 CA$3.40

-6.17%

Rice (white) (1kg)

$1.19 Rp 21.6K

$3.14 CA$4.40

-62.10%

Eggs

$2.04 Rp 37.0K

$3.65 CA$5.13

-44.11%

Local Cheese (1kg)

$17.70 Rp 321.7K

$10.23 CA$14.36

73.02%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$10.35 CA$14.52

-61.74%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$17.32 CA$24.31

-29.62%

Apples (1kg)

$3.66 Rp 66.4K

$3.91 CA$5.49

-6.39%

Banana (1kg)

$1.52 Rp 27.6K

$1.41 CA$1.98

7.80%

Oranges (1kg)

$2.23 Rp 40.5K

$4.14 CA$5.81

-46.14%

Tomato (1kg)

$1.97 Rp 35.9K

$4.08 CA$5.73

-51.72%

Potato (1kg)

$1.85 Rp 33.6K

$2.68 CA$3.77

-30.97%

Onion (1kg)

$2.42 Rp 44.1K

$2.28 CA$3.20

6.14%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.53 CA$3.56

-60.87%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$1.46 CA$2.06

-65.07%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$12.96 CA$18.19

-82.87%

Wine (Bottle)

$22.24 Rp 404.2K

$12.95 CA$18.17

71.74%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$3.29 CA$4.62

-31.31%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$3.86 CA$5.42

-23.06%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$2.29 CA$3.22

-89.08%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$58.6 CA$82.2

-86.65%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$2.10 CA$2.94

-79.05%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$1.92 CA$2.69

-77.60%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$12.44 CA$17.45

-56.51%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.31 CA$1.83

-37.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$25.7K CA$36.1K

-7.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$19.8K CA$27.8K

60.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$136 CA$191

-41.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$28.07 CA$39.39

-77.02%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$56.0 CA$78.5

-66.79%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$37.31 CA$52.4

32.62%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$17.08 CA$23.97

3.34%

Cinema Ticket

$4.27 Rp 77.7K

$10.51 CA$14.74

-59.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$144 CA$201

241.84%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$3,850 CA$5,403

47.38%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$60.2 CA$84.4

-25.79%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$38.14 CA$53.5

-8.36%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$80.7 CA$113

-0.94%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$75.8 CA$106

4.75%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,096 CA$1,539

2.60%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,206 CA$1,693

-44.33%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$1,825 CA$2,561

95.32%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,673 CA$2,348

2.98%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$4,342 CA$6,093

-37.08%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$3,765 CA$5,284

-39.34%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.58

200.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Armstrong: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Armstrong

$1.2K 51.3% 79.6% $535

Groceries & Markets

Ubud, Bali

$288 21.4%

Armstrong

$365 15.5% 26.7% $77

Eating Out

Ubud, Bali

$108 8%

Armstrong

$307 13.1% 185% $200

Clothing & Footwear

Ubud, Bali

$108 8%

Armstrong

$115 4.9% 6.6% $7.1

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Armstrong

$220 9.4% 111% $116

Sport & Entertainment

Ubud, Bali

$58 4.3%

Armstrong

$58 2.5% 0.5% $0.3

Getting Around

Ubud, Bali

$11 0.9%

Armstrong

$79 3.4% 596% $68

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $1,096 in Armstrong. Housing cost is often the main lever when comparing two cities.

Dining out: $36 in Ubud, Bali vs $75 in Armstrong for a mid-range dinner for two. Groceries echo the gap at $288 vs $365 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇨🇦 Armstrong

🕒 Local time

05:50 5:50 AM

17:50 5:50 PM

12 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

💱 Currency

Indonesian Rupiah IDR Rp

Canadian Dollar CAD $

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

Exchange rates and currency converter

CAD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Canadian Dollar exchange rates as of October 28, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.56 CAD (1 CAD = 0.64 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Armstrong 14,860 km ≈ 19 h nonstop flight

From you

Ubud, Bali
Armstrong

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Armstrong: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 43% cheaper overall, especially in eating out, groceries, and transport. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $2,023 in Ubud, Bali and $3,527 in Armstrong to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,125 in Ubud, Bali versus $1,096 in Armstrong. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 87% less than in Armstrong. The price difference matters if you commute daily and watch your budget.

Childcare runs $491 in Ubud, Bali versus $144 in Armstrong. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.