Cost of Living Comparison Between Ar Ramadi and Ubud, Bali Cost of Living Comparison Between Ar Ramadi and Ubud, Bali

Monthly Cost of Living

A single person spends $711 per month in Ar Ramadi vs $1,404 in Ubud, Bali, rent included.

A couple spends around $1,104 per month in Ar Ramadi vs $2,549 in Ubud, Bali, rent included.

A family of three spends $1,497 per month in Ar Ramadi vs $3,694 in Ubud, Bali, rent included.

Ar Ramadi is about 49% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Ar Ramadi sits 47% below the global median, while Ubud, Bali is 4% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$4.09 IQD 5,359

$3.57 Rp 64.2K

14.57%

Three-Course Dinner for Two, Mid-Range

$25.30 IQD 33.1K

$32.50 Rp 584.3K

-22.15%

Fast Food Meal (McDonalds, etc)

$6.82 IQD 8,925

$4.86 Rp 87.4K

40.33%

Cappuccino

$2.59 IQD 3,392

$2.75 Rp 49.4K

-5.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.39 IQD 511

$1.32 Rp 23.8K

-70.45%

Water (0.33 liter bottle)

$0.20 IQD 265

$0.70 Rp 12.6K

-71.43%

Local Beer (0.5 liter draught)

$2.92 IQD 3,829

$2.91 Rp 52.3K

0.34%

Imported Beer (0.33 liter bottle)

$2.80 IQD 3,670

$3.79 Rp 68.2K

-26.12%

Milk (1 liter)

$0.92 IQD 1,198

$1.71 Rp 30.7K

-46.20%

White Bread (500g)

$0.78 IQD 1,027

$2.47 Rp 44.5K

-68.42%

Rice (white) (1kg)

$1.72 IQD 2,254

$1.20 Rp 21.6K

43.33%

Eggs

$1.89 IQD 2,471

$2.44 Rp 43.9K

-22.54%

Local Cheese (1kg)

$3.83 IQD 5,012

$14.38 Rp 258.5K

-73.37%

Chicken Fillets (1kg)

$2.33 IQD 3,048

$4.31 Rp 77.4K

-45.94%

Beef Round Steak (1kg)

$10.16 IQD 13.3K

$12.21 Rp 219.5K

-16.79%

Apples (1kg)

$1.06 IQD 1,388

$3.68 Rp 66.2K

-71.20%

Banana (1kg)

$1.09 IQD 1,422

$1.55 Rp 27.9K

-29.68%

Oranges (1kg)

$1.09 IQD 1,422

$2.79 Rp 50.1K

-60.93%

Tomato (1kg)

$0.60 IQD 788

$2.33 Rp 41.9K

-74.25%

Potato (1kg)

$0.52 IQD 680

$1.97 Rp 35.4K

-73.60%

Onion (1kg)

$0.46 IQD 603

$2.31 Rp 41.5K

-80.09%

Lettuce (1 head)

$0.72 IQD 948

$1.06 Rp 19.1K

-32.08%

Water (1.5 liter bottle)

$0.47 IQD 615

$0.73 Rp 13.1K

-35.62%

Cigarettes 20 Pack (Marlboro, Camel)

$1.94 IQD 2,535

$3.28 Rp 58.9K

-40.85%

Wine (Bottle)

$3.80 IQD 4,978

$22.79 Rp 409.7K

-83.33%

Local Beer (0.5 liter bottle)

$1.74 IQD 2,275

$2.81 Rp 50.4K

-38.08%

Imported Beer (0.33 liter bottle)

$2.08 IQD 2,722

$2.78 Rp 50.0K

-25.18%

One-way Ticket (Public Transport)

$0.37 IQD 478

$0.29 Rp 5,234

27.59%

Public Transport Monthly Pass (Regular Price)

$31.23 IQD 40.9K

$8.06 Rp 144.9K

287.47%

Taxi Start (Normal Tariff)

$2.33 IQD 3,051

$0.45 Rp 8,073

417.78%

Taxi (Normal Tariff) (1km)

$1.55 IQD 2,023

$0.45 Rp 8,121

244.44%

Taxi 1hour Waiting (Normal Tariff)

$6.13 IQD 8,022

$6.24 Rp 112.1K

-1.76%

Gasoline (1 liter)

$0.54 IQD 701

$0.85 Rp 15.3K

-36.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.1K IQD 25.0M

$26.0K Rp 467.0M

-26.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K IQD 25.7M

$31.7K Rp 569.0M

-38.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.5 IQD 100.2K

$80.8 Rp 1.5M

-5.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.78 IQD 23.3K

$4.06 Rp 72.9K

337.93%

Internet (50+ Mbps, Unlimited Data)

$33.97 IQD 44.5K

$24.42 Rp 439.0K

39.11%

Gym Membership (Monthly)

$37.25 IQD 48.8K

$97.7 Rp 1.8M

-61.86%

Tennis Court (1 Hour on Weekend)

$16.95 IQD 22.2K

$6.45 Rp 115.9K

162.79%

Cinema Ticket

$7.87 IQD 10.3K

$4.04 Rp 72.6K

94.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$151 IQD 197.6K

$304 Rp 5.5M

-50.37%

International Primary School, 1 Child (Yearly)

$3,215 IQD 4.2M

$6,621 Rp 119.0M

-51.44%

Jeans (Levis 501 Or Similar)

$26.84 IQD 35.2K

$54.2 Rp 974.9K

-50.51%

Summer Dress (H&M, Zara, etc)

$25.00 IQD 32.7K

$38.78 Rp 697.0K

-35.53%

Sport Shoes (Adidas, Nike)

$60.9 IQD 79.7K

$86.1 Rp 1.5M

-29.30%

Men's Leather Business Shoes

$41.08 IQD 53.8K

$76.7 Rp 1.4M

-46.42%

1-bedroom Apartment, City Center (Monthly)

$243 IQD 317.7K

$986 Rp 17.7M

-75.39%

1-bedroom Apartment, Outside City Center (Monthly)

$180 IQD 235.1K

$658 Rp 11.8M

-72.71%

3-bedroom Apartment, City Center (Monthly)

$583 IQD 763.8K

$3,369 Rp 60.6M

-82.69%

3-bedroom Apartment, Outside City Center (Monthly)

$348 IQD 455.4K

$2,066 Rp 37.1M

-83.17%

Buy Apartment in City Center (m2)

$2,741 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,228 Rp 40.0M

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

5.67

13.28

-57.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ar Ramadi: June 7, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A central one-bedroom costs $243 in Ar Ramadi versus $986 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $25.00 in Ar Ramadi versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $136 vs $297 – making Ar Ramadi the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ar Ramadi vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 98% more than Ar Ramadi, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,066 per month in Ar Ramadi and $2,106 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ar Ramadi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $711 in Ar Ramadi and $1,404 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 287% less in Ar Ramadi. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ar Ramadi, where all-in costs run around $711, than in Ubud, Bali at $1,404. In Ar Ramadi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ar Ramadi costs $711 versus $1,404 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ar Ramadi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.