Last update: Oct 2026

Cost of Living Comparison Between Ar Ramadi and Ubud, Bali

For one person, living is cheaper in Ar Ramadi: $657 a month against $1,349 in Ubud, Bali, rent and utilities included – about $8,300 less a year. Rent and utilities account for most of the difference.

32

Cost of Living Index in Ar Ramadi
Learn more

Ar Ramadi Living Index
65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Ar Ramadi

🇮🇶 Iraq

$657

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Ar Ramadi and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ar Ramadi and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $657 per month in Ar Ramadi vs $1,349 in Ubud, Bali, rent included.

Ar Ramadi $657
Ubud, Bali $1,349

A couple spends around $1,037 per month in Ar Ramadi vs $2,305 in Ubud, Bali, rent included.

Ar Ramadi $1,037
Ubud, Bali $2,305

A family of three spends $1,416 per month in Ar Ramadi vs $3,261 in Ubud, Bali, rent included.

Ar Ramadi $1,416
Ubud, Bali $3,261

Ar Ramadi is about 51% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$4.74 IQD 7,156

$3.32 Rp 60.2K

42.77%

Three-Course Dinner for Two, Mid-Range

$22.71 IQD 34.3K

$35.64 Rp 646.0K

-36.28%

Fast Food Meal (McDonalds, etc)

$5.52 IQD 8,329

$5.53 Rp 100.3K

-0.18%

Cappuccino

$2.65 IQD 4,005

$2.72 Rp 49.3K

-2.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.32 IQD 478

$1.70 Rp 30.8K

-81.18%

Water (0.33 liter bottle)

$0.20 IQD 297

$0.76 Rp 13.8K

-73.68%

Local Beer (0.5 liter draught)

$3.25 IQD 4,913

$2.65 Rp 48.1K

22.64%

Imported Beer (0.33 liter bottle)

$2.86 IQD 4,323

$4.38 Rp 79.4K

-34.70%

Milk (1 liter)

$1.03 IQD 1,552

$1.49 Rp 27.0K

-30.87%

White Bread (500g)

$0.79 IQD 1,190

$2.28 Rp 41.3K

-65.35%

Rice (white) (1kg)

$1.45 IQD 2,192

$1.19 Rp 21.6K

21.85%

Eggs

$1.55 IQD 2,338

$2.04 Rp 36.9K

-24.02%

Local Cheese (1kg)

$3.97 IQD 6,001

$17.70 Rp 320.8K

-77.57%

Chicken Fillets (1kg)

$3.52 IQD 5,321

$3.96 Rp 71.8K

-11.11%

Beef Round Steak (1kg)

$11.45 IQD 17.3K

$12.19 Rp 221.0K

-6.07%

Apples (1kg)

$0.96 IQD 1,447

$3.66 Rp 66.3K

-73.77%

Banana (1kg)

$0.93 IQD 1,405

$1.52 Rp 27.5K

-38.82%

Oranges (1kg)

$0.95 IQD 1,433

$2.23 Rp 40.4K

-57.40%

Tomato (1kg)

$0.64 IQD 967

$1.97 Rp 35.8K

-67.51%

Potato (1kg)

$0.55 IQD 830

$1.85 Rp 33.5K

-70.27%

Onion (1kg)

$0.57 IQD 861

$2.42 Rp 43.9K

-76.45%

Lettuce (1 head)

$0.62 IQD 935

$0.99 Rp 17.9K

-37.37%

Water (1.5 liter bottle)

$0.50 IQD 754

$0.51 Rp 9,306

-1.96%

Cigarettes 20 Pack (Marlboro, Camel)

$1.69 IQD 2,559

$2.22 Rp 40.3K

-23.87%

Wine (Bottle)

$11.33 IQD 17.1K

$22.24 Rp 403.1K

-49.06%

Local Beer (0.5 liter bottle)

$1.51 IQD 2,273

$2.26 Rp 41.0K

-33.19%

Imported Beer (0.33 liter bottle)

$1.85 IQD 2,789

$2.97 Rp 53.8K

-37.71%

One-way Ticket (Public Transport)

$0.32 IQD 488

$0.25 Rp 4,550

28.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

Taxi Start (Normal Tariff)

$1.65 IQD 2,497

$0.44 Rp 7,967

275.00%

Taxi (Normal Tariff) (1km)

$1.13 IQD 1,701

$0.43 Rp 7,796

162.79%

Taxi 1hour Waiting (Normal Tariff)

$6.08 IQD 9,184

$5.41 Rp 98.0K

12.38%

Gasoline (1 liter)

$0.48 IQD 730

$0.82 Rp 15.0K

-41.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.0K IQD 28.6M

$23.8K Rp 432.1M

-20.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.0K IQD 24.1M

$31.7K Rp 575.5M

-49.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.3 IQD 125.8K

$79.1 Rp 1.4M

5.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.23 IQD 18.5K

$6.45 Rp 116.8K

89.61%

Internet (50+ Mbps, Unlimited Data)

$27.20 IQD 41.1K

$18.58 Rp 336.7K

46.39%

Gym Membership (Monthly)

$41.08 IQD 62.0K

$49.48 Rp 896.9K

-16.98%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.9K

Cinema Ticket

$10.03 IQD 15.1K

$4.27 Rp 77.5K

134.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$149 IQD 225.1K

$491 Rp 8.9M

-69.61%

International Primary School, 1 Child (Yearly)

$2,779 IQD 4.2M

$5,674 Rp 102.8M

-51.03%

Jeans (Levis 501 Or Similar)

$20.31 IQD 30.7K

$44.64 Rp 809.1K

-54.50%

Summer Dress (H&M, Zara, etc)

$25.65 IQD 38.7K

$34.95 Rp 633.5K

-26.61%

Sport Shoes (Adidas, Nike)

$63.6 IQD 96.0K

$79.9 Rp 1.4M

-20.40%

Men's Leather Business Shoes

$41.71 IQD 63.0K

$79.4 Rp 1.4M

-47.48%

1-bedroom Apartment, City Center (Monthly)

$233 IQD 351.5K

$1,125 Rp 20.4M

-79.31%

1-bedroom Apartment, Outside City Center (Monthly)

$130 IQD 196.2K

$671 Rp 12.2M

-80.65%

3-bedroom Apartment, City Center (Monthly)

$375 IQD 566.3K

$3,565 Rp 64.6M

-89.48%

3-bedroom Apartment, Outside City Center (Monthly)

$308 IQD 464.9K

$1,723 Rp 31.2M

-82.14%

Buy Apartment in City Center (m2)

$807 IQD 1.2M

$2,732 Rp 49.5M

-70.47%

Buy Apartment Outside City Center (m2)

$483 IQD 729.7K

$2,284 Rp 41.4M

-78.84%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

4.12

13.78

-70.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ar Ramadi: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Ar Ramadi

$157 23.8%

Ubud, Bali

$288 21.4% 84.3% $132

Accommodation & Living

Ar Ramadi

$130 19.8%

Ubud, Bali

$672 49.8% 417% $542

Monthly Utilities & Internet

Ar Ramadi

$123 18.7%

Ubud, Bali

$104 7.7% 15.2% $19

Eating Out

Ar Ramadi

$110 16.8%

Ubud, Bali

$108 8% 2.4% $2.6

Clothing & Footwear

Ar Ramadi

$68 10.4%

Ubud, Bali

$108 8% 57.9% $39

Sport & Entertainment

Ar Ramadi

$61 9.3%

Ubud, Bali

$58 4.3% 5.1% $3.1

Getting Around

Ar Ramadi

$8.6 * 1.3%

Ubud, Bali

$11 0.9% 33.1% $2.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $233 in Ar Ramadi versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $23 in Ar Ramadi versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $157 vs $288 – making Ar Ramadi the more affordable choice for daily food spending.

Good to know

🇮🇶 Ar Ramadi

🇮🇩 Ubud, Bali

🕒 Local time

21:21 9:21 PM

02:21 2:21 AM

5 h ahead of Ar Ramadi

🌤 Weather

👥 Population

223,500

74,800

💱 Currency

Iraqi Dinar IQD ع.د

Indonesian Rupiah IDR Rp

📈 Exchange rate

10,000 IQD = 6.62 USD

10,000 IQD = 5.93 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to IQD – Iraqi Dinar Converter

🇺🇸 United States Dollar ($)

🇮🇶 Iraqi Dinar (ع.د)

Iraqi Dinar exchange rates as of October 29, 2026: 1 USD = 1,510 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,685 IQD (10,000 IQD = 5.93 EUR).

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,125 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,227 IDR (100,000 IDR = 4.94 EUR).

USD to IQD in detail →

On the map

Lowest

Highest

Between locations

Ar Ramadi Ubud, Bali 8,890 km ≈ 12 h nonstop flight

From you

Ar Ramadi
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ar Ramadi vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 105% more than Ar Ramadi, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $986 per month in Ar Ramadi and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ar Ramadi, especially for central apartments: a one-bedroom in the center costs $233 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $657 in Ar Ramadi and $1,349 in Ubud, Bali. That makes Ar Ramadi about 51% cheaper.

Kindergarten costs $149 per month in Ar Ramadi and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $800 monthly budget goes further in Ar Ramadi, where all-in costs run around $657, than in Ubud, Bali at $1,349. In Ar Ramadi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Ar Ramadi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.