Cost of Living Comparison Between Ar Ramadi and Ubud, Bali Cost of Living Comparison Between Ar Ramadi and Ubud, Bali

Monthly Cost of Living

A single person spends $720 per month in Ar Ramadi vs $1,392 in Ubud, Bali, rent included.

A couple spends around $1,096 per month in Ar Ramadi vs $2,557 in Ubud, Bali, rent included.

A family of three spends $1,471 per month in Ar Ramadi vs $3,723 in Ubud, Bali, rent included.

Ar Ramadi is about 48% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Ar Ramadi sits 46% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$4.16 IQD 5,453

$3.57 Rp 64.6K

16.53%

Three-Course Dinner for Two, Mid-Range

$25.12 IQD 32.9K

$32.32 Rp 584.4K

-22.28%

Fast Food Meal (McDonalds, etc)

$6.80 IQD 8,910

$5.01 Rp 90.5K

35.73%

Cappuccino

$2.65 IQD 3,466

$2.82 Rp 51.1K

-6.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.37 IQD 484

$1.35 Rp 24.4K

-72.59%

Water (0.33 liter bottle)

$0.21 IQD 278

$0.73 Rp 13.2K

-71.23%

Local Beer (0.5 liter draught)

$2.88 IQD 3,776

$2.93 Rp 53.0K

-1.71%

Imported Beer (0.33 liter bottle)

$2.86 IQD 3,745

$3.94 Rp 71.2K

-27.41%

Milk (1 liter)

$0.84 IQD 1,101

$1.78 Rp 32.2K

-52.81%

White Bread (500g)

$0.83 IQD 1,081

$2.45 Rp 44.3K

-66.12%

Rice (white) (1kg)

$1.72 IQD 2,255

$1.15 Rp 20.8K

49.57%

Eggs

$1.88 IQD 2,466

$2.41 Rp 43.7K

-21.99%

Local Cheese (1kg)

$3.80 IQD 4,971

$14.33 Rp 259.1K

-73.48%

Chicken Fillets (1kg)

$2.37 IQD 3,098

$4.19 Rp 75.7K

-43.44%

Beef Round Steak (1kg)

$10.26 IQD 13.4K

$12.06 Rp 218.1K

-14.93%

Apples (1kg)

$1.04 IQD 1,359

$3.64 Rp 65.8K

-71.43%

Banana (1kg)

$1.09 IQD 1,424

$1.57 Rp 28.3K

-30.57%

Oranges (1kg)

$1.04 IQD 1,367

$2.79 Rp 50.4K

-62.72%

Tomato (1kg)

$0.61 IQD 793

$2.24 Rp 40.5K

-72.77%

Potato (1kg)

$0.56 IQD 735

$1.98 Rp 35.8K

-71.72%

Onion (1kg)

$0.42 IQD 549

$2.28 Rp 41.2K

-81.58%

Lettuce (1 head)

$0.66 IQD 866

$1.05 Rp 19.1K

-37.14%

Water (1.5 liter bottle)

$0.46 IQD 604

$0.79 Rp 14.2K

-41.77%

Cigarettes 20 Pack (Marlboro, Camel)

$1.90 IQD 2,485

$3.19 Rp 57.7K

-40.44%

Wine (Bottle)

$3.93 IQD 5,151

$23.49 Rp 424.8K

-83.27%

Local Beer (0.5 liter bottle)

$1.71 IQD 2,237

$2.90 Rp 52.4K

-41.03%

Imported Beer (0.33 liter bottle)

$2.10 IQD 2,751

$2.76 Rp 49.8K

-23.91%

One-way Ticket (Public Transport)

$0.36 IQD 476

$0.27 Rp 4,821

33.33%

Public Transport Monthly Pass (Regular Price)

$30.82 IQD 40.4K

$8.37 Rp 151.3K

268.22%

Taxi Start (Normal Tariff)

$2.25 IQD 2,941

$0.45 Rp 8,180

400.00%

Taxi (Normal Tariff) (1km)

$1.48 IQD 1,934

$0.46 Rp 8,311

221.74%

Taxi 1hour Waiting (Normal Tariff)

$5.86 IQD 7,680

$6.07 Rp 109.7K

-3.46%

Gasoline (1 liter)

$0.57 IQD 748

$0.86 Rp 15.6K

-33.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.9K IQD 24.8M

$26.6K Rp 480.7M

-28.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.5K IQD 25.6M

$32.5K Rp 588.6M

-39.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.6 IQD 101.6K

$79.0 Rp 1.4M

-1.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.83 IQD 23.3K

$4.09 Rp 74.0K

335.94%

Internet (50+ Mbps, Unlimited Data)

$34.81 IQD 45.6K

$23.85 Rp 431.2K

45.95%

Gym Membership (Monthly)

$37.21 IQD 48.7K

$98.8 Rp 1.8M

-62.33%

Tennis Court (1 Hour on Weekend)

$16.64 IQD 21.8K

$6.35 Rp 114.9K

162.05%

Cinema Ticket

$7.67 IQD 10.0K

$4.01 Rp 72.5K

91.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$152 IQD 198.7K

$297 Rp 5.4M

-48.96%

International Primary School, 1 Child (Yearly)

$3,255 IQD 4.3M

$6,602 Rp 119.4M

-50.69%

Jeans (Levis 501 Or Similar)

$26.82 IQD 35.1K

$53.4 Rp 966.0K

-49.80%

Summer Dress (H&M, Zara, etc)

$24.78 IQD 32.4K

$38.11 Rp 689.2K

-34.98%

Sport Shoes (Adidas, Nike)

$61.8 IQD 81.0K

$88.7 Rp 1.6M

-30.24%

Men's Leather Business Shoes

$41.96 IQD 54.9K

$76.6 Rp 1.4M

-45.24%

1-bedroom Apartment, City Center (Monthly)

$238 IQD 311.2K

$1,020 Rp 18.4M

-76.69%

1-bedroom Apartment, Outside City Center (Monthly)

$179 IQD 234.7K

$680 Rp 12.3M

-73.66%

3-bedroom Apartment, City Center (Monthly)

$578 IQD 757.5K

$3,469 Rp 62.7M

-83.32%

3-bedroom Apartment, Outside City Center (Monthly)

$340 IQD 444.7K

$2,090 Rp 37.8M

-83.75%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.5M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

5.67

13.28

-57.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ar Ramadi: July 26, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A central one-bedroom costs $238 in Ar Ramadi versus $1,020 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $25.00 in Ar Ramadi versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $135 vs $298 – making Ar Ramadi the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ar Ramadi vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 93% more than Ar Ramadi, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,080 per month in Ar Ramadi and $2,088 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ar Ramadi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $720 in Ar Ramadi and $1,392 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 268% less in Ar Ramadi. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ar Ramadi, where all-in costs run around $720, than in Ubud, Bali at $1,392. In Ar Ramadi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ar Ramadi costs $720 versus $1,392 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ar Ramadi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.