Cost of Living Comparison Between Ubud, Bali and Ar Ramadi Cost of Living Comparison Between Ubud, Bali and Ar Ramadi

Monthly Cost of Living

A single person spends $1,392 per month in Ubud, Bali vs $720 in Ar Ramadi, rent included.

A couple spends around $2,557 per month in Ubud, Bali vs $1,096 in Ar Ramadi, rent included.

A family of three spends $3,723 per month in Ubud, Bali vs $1,471 in Ar Ramadi, rent included.

Ubud, Bali costs about 93% more than Ar Ramadi, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Ar Ramadi is 46% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.6K

$4.16 IQD 5,453

-14.18%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 584.4K

$25.12 IQD 32.9K

28.66%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.5K

$6.80 IQD 8,910

-26.32%

Cappuccino

$2.82 Rp 51.1K

$2.65 IQD 3,466

6.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.37 IQD 484

264.86%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.21 IQD 278

247.62%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$2.88 IQD 3,776

1.74%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.2K

$2.86 IQD 3,745

37.76%

Milk (1 liter)

$1.78 Rp 32.2K

$0.84 IQD 1,101

111.90%

White Bread (500g)

$2.45 Rp 44.3K

$0.83 IQD 1,081

195.18%

Rice (white) (1kg)

$1.15 Rp 20.8K

$1.72 IQD 2,255

-33.14%

Eggs

$2.41 Rp 43.7K

$1.88 IQD 2,466

28.19%

Local Cheese (1kg)

$14.33 Rp 259.1K

$3.80 IQD 4,971

277.11%

Chicken Fillets (1kg)

$4.19 Rp 75.7K

$2.37 IQD 3,098

76.79%

Beef Round Steak (1kg)

$12.06 Rp 218.1K

$10.26 IQD 13.4K

17.54%

Apples (1kg)

$3.64 Rp 65.8K

$1.04 IQD 1,359

250.00%

Banana (1kg)

$1.57 Rp 28.3K

$1.09 IQD 1,424

44.04%

Oranges (1kg)

$2.79 Rp 50.4K

$1.04 IQD 1,367

168.27%

Tomato (1kg)

$2.24 Rp 40.5K

$0.61 IQD 793

267.21%

Potato (1kg)

$1.98 Rp 35.8K

$0.56 IQD 735

253.57%

Onion (1kg)

$2.28 Rp 41.2K

$0.42 IQD 549

442.86%

Lettuce (1 head)

$1.05 Rp 19.1K

$0.66 IQD 866

59.09%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.46 IQD 604

71.74%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.7K

$1.90 IQD 2,485

67.89%

Wine (Bottle)

$23.49 Rp 424.8K

$3.93 IQD 5,151

497.71%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.4K

$1.71 IQD 2,237

69.59%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.8K

$2.10 IQD 2,751

31.43%

One-way Ticket (Public Transport)

$0.27 Rp 4,821

$0.36 IQD 476

-25.00%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.3K

$30.82 IQD 40.4K

-72.84%

Taxi Start (Normal Tariff)

$0.45 Rp 8,180

$2.25 IQD 2,941

-80.00%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,311

$1.48 IQD 1,934

-68.92%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.7K

$5.86 IQD 7,680

3.58%

Gasoline (1 liter)

$0.86 Rp 15.6K

$0.57 IQD 748

50.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.7M

$18.9K IQD 24.8M

40.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 588.6M

$19.5K IQD 25.6M

66.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$77.6 IQD 101.6K

1.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 74.0K

$17.83 IQD 23.3K

-77.06%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 431.2K

$34.81 IQD 45.6K

-31.49%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$37.21 IQD 48.7K

165.47%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.9K

$16.64 IQD 21.8K

-61.84%

Cinema Ticket

$4.01 Rp 72.5K

$7.67 IQD 10.0K

-47.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$152 IQD 198.7K

95.91%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.4M

$3,255 IQD 4.3M

102.81%

Jeans (Levis 501 Or Similar)

$53.4 Rp 966.0K

$26.82 IQD 35.1K

99.22%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 689.2K

$24.78 IQD 32.4K

53.79%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$61.8 IQD 81.0K

43.35%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$41.96 IQD 54.9K

82.60%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$238 IQD 311.2K

329.08%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$179 IQD 234.7K

279.61%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.7M

$578 IQD 757.5K

499.70%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.8M

$340 IQD 444.7K

515.40%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.5M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.67

134.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Ar Ramadi: July 26, 2026

Cost Breakdown

A central one-bedroom costs $1,020 in Ubud, Bali versus $238 in Ar Ramadi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $25.00 in Ar Ramadi. Monthly groceries follow the same trend: $298 vs $135 – making Ar Ramadi the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ar Ramadi: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 93% more than Ar Ramadi, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $1,080 in Ar Ramadi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ar Ramadi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,392 in Ubud, Bali and $720 in Ar Ramadi. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 268% less in Ar Ramadi. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ar Ramadi, where all-in costs run around $720, than in Ubud, Bali at $1,392. In Ar Ramadi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ar Ramadi costs $720 versus $1,392 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ar Ramadi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.