Cost of Living Comparison Between Ubud, Bali and Ar Ramadi Cost of Living Comparison Between Ubud, Bali and Ar Ramadi

Monthly Cost of Living

A single person spends $1,378 per month in Ubud, Bali vs $116 in Ar Ramadi, rent included.

A couple spends around $2,327 per month in Ubud, Bali vs $195 in Ar Ramadi, rent included.

A family of three spends $3,275 per month in Ubud, Bali vs $274 in Ar Ramadi, rent included.

Ubud, Bali costs about 1091% more than Ar Ramadi, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Ar Ramadi is 92% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 58.7K

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

Cappuccino

$2.82 Rp 49.7K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

Water (0.33 liter bottle)

$0.80 Rp 14.0K

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

Milk (1 liter)

$1.61 Rp 28.3K

$0.73 IQD 961

120.55%

White Bread (500g)

$2.27 Rp 39.9K

Rice (white) (1kg)

$1.17 Rp 20.6K

$1.49 IQD 1,952

-21.48%

Eggs

$2.17 Rp 38.2K

$1.86 IQD 2,434

16.67%

Local Cheese (1kg)

$17.63 Rp 310.5K

$1.55 IQD 2,025

1037.42%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$2.35 IQD 3,080

72.34%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$11.38 IQD 14.9K

7.03%

Apples (1kg)

$3.62 Rp 63.7K

$1.13 IQD 1,483

220.35%

Banana (1kg)

$1.64 Rp 28.8K

$1.12 IQD 1,472

46.43%

Oranges (1kg)

$2.31 Rp 40.6K

$1.12 IQD 1,463

106.25%

Tomato (1kg)

$1.96 Rp 34.5K

$0.55 IQD 725

256.36%

Potato (1kg)

$1.84 Rp 32.5K

$0.59 IQD 768

211.86%

Onion (1kg)

$2.37 Rp 41.7K

$0.37 IQD 478

540.54%

Lettuce (1 head)

$1.05 Rp 18.5K

$0.36 IQD 474

191.67%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.22 IQD 284

145.45%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$1.87 IQD 2,452

22.99%

Wine (Bottle)

$23.08 Rp 406.4K

$3.87 IQD 5,063

496.38%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.52 IQD 1,988

53.95%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$2.33 IQD 3,051

31.76%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

Gasoline (1 liter)

$0.81 Rp 14.2K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

Gym Membership (Monthly)

$55.2 Rp 972.6K

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

Cinema Ticket

$4.30 Rp 75.7K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

Men's Leather Business Shoes

$78.8 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Ar Ramadi: September 6, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ar Ramadi: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 1091% more than Ar Ramadi, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,067 per month in Ubud, Bali and $174 in Ar Ramadi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,378 in Ubud, Bali and $116 in Ar Ramadi. The difference isn't just one category – it shows up across housing, food, transport, and services.

Groceries cost about 150% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Ar Ramadi, where all-in costs run around $116, than in Ubud, Bali at $1,378. In Ar Ramadi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ar Ramadi costs $116 versus $1,378 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ar Ramadi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.