Cost of Living Comparison Between Ubud, Bali and Ar Ramadi Cost of Living Comparison Between Ubud, Bali and Ar Ramadi

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $711 in Ar Ramadi, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $1,104 in Ar Ramadi, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $1,497 in Ar Ramadi, rent included.

Ubud, Bali costs about 98% more than Ar Ramadi, driven mainly by Groceries & Markets.

Ubud, Bali sits 4% above the global median, while Ar Ramadi is 47% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.2K

$4.09 IQD 5,359

-12.71%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 584.3K

$25.30 IQD 33.1K

28.46%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.4K

$6.82 IQD 8,925

-28.74%

Cappuccino

$2.75 Rp 49.4K

$2.59 IQD 3,392

6.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.8K

$0.39 IQD 511

238.46%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.20 IQD 265

250.00%

Local Beer (0.5 liter draught)

$2.91 Rp 52.3K

$2.92 IQD 3,829

-0.34%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.2K

$2.80 IQD 3,670

35.36%

Milk (1 liter)

$1.71 Rp 30.7K

$0.92 IQD 1,198

85.87%

White Bread (500g)

$2.47 Rp 44.5K

$0.78 IQD 1,027

216.67%

Rice (white) (1kg)

$1.20 Rp 21.6K

$1.72 IQD 2,254

-30.23%

Eggs

$2.44 Rp 43.9K

$1.89 IQD 2,471

29.10%

Local Cheese (1kg)

$14.38 Rp 258.5K

$3.83 IQD 5,012

275.46%

Chicken Fillets (1kg)

$4.31 Rp 77.4K

$2.33 IQD 3,048

84.98%

Beef Round Steak (1kg)

$12.21 Rp 219.5K

$10.16 IQD 13.3K

20.18%

Apples (1kg)

$3.68 Rp 66.2K

$1.06 IQD 1,388

247.17%

Banana (1kg)

$1.55 Rp 27.9K

$1.09 IQD 1,422

42.20%

Oranges (1kg)

$2.79 Rp 50.1K

$1.09 IQD 1,422

155.96%

Tomato (1kg)

$2.33 Rp 41.9K

$0.60 IQD 788

288.33%

Potato (1kg)

$1.97 Rp 35.4K

$0.52 IQD 680

278.85%

Onion (1kg)

$2.31 Rp 41.5K

$0.46 IQD 603

402.17%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.72 IQD 948

47.22%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.47 IQD 615

55.32%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.9K

$1.94 IQD 2,535

69.07%

Wine (Bottle)

$22.79 Rp 409.7K

$3.80 IQD 4,978

499.74%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.4K

$1.74 IQD 2,275

61.49%

Imported Beer (0.33 liter bottle)

$2.78 Rp 50.0K

$2.08 IQD 2,722

33.65%

One-way Ticket (Public Transport)

$0.29 Rp 5,234

$0.37 IQD 478

-21.62%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.9K

$31.23 IQD 40.9K

-74.19%

Taxi Start (Normal Tariff)

$0.45 Rp 8,073

$2.33 IQD 3,051

-80.69%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,121

$1.55 IQD 2,023

-70.97%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 112.1K

$6.13 IQD 8,022

1.79%

Gasoline (1 liter)

$0.85 Rp 15.3K

$0.54 IQD 701

57.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 467.0M

$19.1K IQD 25.0M

36.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 569.0M

$19.6K IQD 25.7M

61.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.5M

$76.5 IQD 100.2K

5.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$17.78 IQD 23.3K

-77.17%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 439.0K

$33.97 IQD 44.5K

-28.11%

Gym Membership (Monthly)

$97.7 Rp 1.8M

$37.25 IQD 48.8K

162.20%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.9K

$16.95 IQD 22.2K

-61.95%

Cinema Ticket

$4.04 Rp 72.6K

$7.87 IQD 10.3K

-48.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.5M

$151 IQD 197.6K

101.50%

International Primary School, 1 Child (Yearly)

$6,621 Rp 119.0M

$3,215 IQD 4.2M

105.95%

Jeans (Levis 501 Or Similar)

$54.2 Rp 974.9K

$26.84 IQD 35.2K

102.05%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 697.0K

$25.00 IQD 32.7K

55.12%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$60.9 IQD 79.7K

41.44%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$41.08 IQD 53.8K

86.64%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$243 IQD 317.7K

306.27%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$180 IQD 235.1K

266.40%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.6M

$583 IQD 763.8K

477.69%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.1M

$348 IQD 455.4K

494.10%

Buy Apartment in City Center (m2)

$2,741 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,228 Rp 40.0M

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.67

134.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Ar Ramadi: June 7, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $243 in Ar Ramadi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $25.00 in Ar Ramadi. Monthly groceries follow the same trend: $297 vs $136 – making Ar Ramadi the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ar Ramadi: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 98% more than Ar Ramadi, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $1,066 in Ar Ramadi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ar Ramadi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,404 in Ubud, Bali and $711 in Ar Ramadi. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 287% less in Ar Ramadi. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ar Ramadi, where all-in costs run around $711, than in Ubud, Bali at $1,404. In Ar Ramadi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ar Ramadi costs $711 versus $1,404 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ar Ramadi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.