Last update: Oct 2026

Cost of Living Comparison Between Al-Rumaitha and Ubud, Bali

For one person, living is cheaper in Al-Rumaitha: $650 a month against $1,368 in Ubud, Bali, rent and utilities included – about $8,600 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Al-Rumaitha
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Al-Rumaitha Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Al-Rumaitha

🇮🇶 Iraq

$650

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Al-Rumaitha and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Al-Rumaitha and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $650 in Al-Rumaitha versus $1,368 in Ubud, Bali.

Al-Rumaitha $650
Ubud, Bali $1,368

Estimated couple costs with rent: $1,027 in Al-Rumaitha versus $2,314 in Ubud, Bali.

Al-Rumaitha $1,027
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $1,403 in Al-Rumaitha versus $3,260 in Ubud, Bali.

Al-Rumaitha $1,403
Ubud, Bali $3,260

Living in Al-Rumaitha costs roughly 52% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Al-Rumaitha is 52% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$3.62 IQD 5,465

$3.33 Rp 59.9K

8.71%

Three-Course Dinner for Two, Mid-Range

$23.11 IQD 34.9K

$35.18 Rp 633.2K

-34.31%

Fast Food Meal (McDonalds, etc)

$7.08 IQD 10.7K

$5.80 Rp 104.5K

22.07%

Cappuccino

$2.33 IQD 3,523

$2.73 Rp 49.1K

-14.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.31 IQD 471

$1.64 Rp 29.5K

-81.10%

Water (0.33 liter bottle)

$0.19 IQD 286

$0.83 Rp 15.0K

-77.11%

Local Beer (0.5 liter draught)

$2.91 IQD 4,398

$2.70 Rp 48.6K

7.78%

Imported Beer (0.33 liter bottle)

$2.60 IQD 3,936

$4.30 Rp 77.4K

-39.53%

Milk (1 liter)

$0.86 IQD 1,298

$1.50 Rp 27.1K

-42.67%

White Bread (500g)

$0.78 IQD 1,185

$2.30 Rp 41.4K

-66.09%

Rice (white) (1kg)

$1.37 IQD 2,063

$1.18 Rp 21.2K

16.10%

Eggs

$1.58 IQD 2,392

$2.14 Rp 38.6K

-26.17%

Local Cheese (1kg)

$4.09 IQD 6,174

$17.48 Rp 314.6K

-76.60%

Chicken Fillets (1kg)

$3.61 IQD 5,449

$4.03 Rp 72.5K

-10.42%

Beef Round Steak (1kg)

$12.06 IQD 18.2K

$12.23 Rp 220.1K

-1.39%

Apples (1kg)

$0.92 IQD 1,384

$3.55 Rp 63.9K

-74.08%

Banana (1kg)

$0.95 IQD 1,428

$1.57 Rp 28.3K

-39.49%

Oranges (1kg)

$0.84 IQD 1,268

$2.24 Rp 40.2K

-62.50%

Tomato (1kg)

$0.66 IQD 1,002

$1.93 Rp 34.7K

-65.80%

Potato (1kg)

$0.56 IQD 844

$1.88 Rp 33.9K

-70.21%

Onion (1kg)

$0.56 IQD 849

$2.29 Rp 41.3K

-75.55%

Lettuce (1 head)

$0.56 IQD 839

$0.99 Rp 17.9K

-43.43%

Water (1.5 liter bottle)

$0.47 IQD 717

$0.53 Rp 9,475

-11.32%

Cigarettes 20 Pack (Marlboro, Camel)

$1.63 IQD 2,468

$2.28 Rp 41.1K

-28.51%

Wine (Bottle)

$10.70 IQD 16.2K

$23.01 Rp 414.2K

-53.50%

Local Beer (0.5 liter bottle)

$1.40 IQD 2,120

$2.34 Rp 42.2K

-40.17%

Imported Beer (0.33 liter bottle)

$1.78 IQD 2,691

$2.91 Rp 52.4K

-38.83%

One-way Ticket (Public Transport)

$0.42 IQD 639

$0.24 Rp 4,315

75.00%

Public Transport Monthly Pass (Regular Price)

$22.08 IQD 33.4K

$8.82 Rp 158.7K

150.34%

Taxi Start (Normal Tariff)

$1.80 IQD 2,724

$0.48 Rp 8,684

275.00%

Taxi (Normal Tariff) (1km)

$1.34 IQD 2,031

$0.46 Rp 8,233

191.30%

Taxi 1hour Waiting (Normal Tariff)

$4.81 IQD 7,268

$5.45 Rp 98.2K

-11.74%

Gasoline (1 liter)

$0.51 IQD 766

$0.88 Rp 15.9K

-42.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$14.9K IQD 22.6M

$24.6K Rp 442.2M

-39.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.9K IQD 25.5M

$31.2K Rp 561.4M

-45.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$88.6 IQD 133.9K

$83.0 Rp 1.5M

6.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.11 IQD 18.3K

$6.45 Rp 116.0K

87.75%

Internet (50+ Mbps, Unlimited Data)

$24.88 IQD 37.6K

$18.57 Rp 334.2K

33.98%

Gym Membership (Monthly)

$37.29 IQD 56.3K

$55.8 Rp 1.0M

-33.20%

Tennis Court (1 Hour on Weekend)

$3.39 IQD 5,120

$18.11 Rp 326.0K

-81.28%

Cinema Ticket

$9.20 IQD 13.9K

$4.38 Rp 78.9K

110.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$128 IQD 193.8K

$493 Rp 8.9M

-73.99%

International Primary School, 1 Child (Yearly)

$2,684 IQD 4.1M

$5,754 Rp 103.6M

-53.35%

Jeans (Levis 501 Or Similar)

$20.77 IQD 31.4K

$46.19 Rp 831.4K

-55.03%

Summer Dress (H&M, Zara, etc)

$21.12 IQD 31.9K

$35.33 Rp 636.0K

-40.22%

Sport Shoes (Adidas, Nike)

$46.80 IQD 70.7K

$79.1 Rp 1.4M

-40.83%

Men's Leather Business Shoes

$30.79 IQD 46.5K

$78.4 Rp 1.4M

-60.72%

1-bedroom Apartment, City Center (Monthly)

$178 IQD 269.0K

$1,142 Rp 20.6M

-84.42%

1-bedroom Apartment, Outside City Center (Monthly)

$128 IQD 194.1K

$676 Rp 12.2M

-80.99%

3-bedroom Apartment, City Center (Monthly)

$373 IQD 564.1K

$3,503 Rp 63.1M

-89.34%

3-bedroom Apartment, Outside City Center (Monthly)

$308 IQD 465.9K

$1,700 Rp 30.6M

-81.86%

Buy Apartment in City Center (m2)

$629 IQD 951.1K

$2,784 Rp 50.1M

-77.39%

Buy Apartment Outside City Center (m2)

$532 IQD 803.7K

$2,241 Rp 40.3M

-76.26%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

3.33

13.78

-75.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Al-Rumaitha: October 10, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Al-Rumaitha

$154 23.7%

Ubud, Bali

$290 21.2% 88.2% $136

Accommodation & Living

Al-Rumaitha

$128 19.8%

Ubud, Bali

$676 49.4% 426% $547

Monthly Utilities & Internet

Al-Rumaitha

$126 19.3%

Ubud, Bali

$108 7.9% 14% $18

Eating Out

Al-Rumaitha

$100 15.4%

Ubud, Bali

$109 8% 8.9% $8.9

Sport & Entertainment

Al-Rumaitha

$56 8.6%

Ubud, Bali

$65 4.7% 16% $8.9

Clothing & Footwear

Al-Rumaitha

$54 8.3%

Ubud, Bali

$108 7.9% 100% $54

Getting Around

Al-Rumaitha

$32 5%

Ubud, Bali

$13 0.9% 61.1% $20

Cost Breakdown

A one-bedroom apartment in the center runs $178 in Al-Rumaitha and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $23.00 in Al-Rumaitha vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $154 vs $290 per month, with Al-Rumaitha cheaper across the board.

Good to know

🇮🇶 Al-Rumaitha

🇮🇩 Ubud, Bali

🕒 Local time

03:20 3:20 AM

08:20 8:20 AM

5 h ahead of Al-Rumaitha

🌤 Weather

👥 Population

115,431

74,800

💱 Currency

Iraqi Dinar IQD ع.د

Indonesian Rupiah IDR Rp

📈 Exchange rate

10,000 IQD = 6.62 USD

10,000 IQD = 5.89 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to IQD – Iraqi Dinar Converter

🇺🇸 United States Dollar ($)

🇮🇶 Iraqi Dinar (ع.د)

Iraqi Dinar exchange rates as of October 19, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,699 IQD (10,000 IQD = 5.89 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to IQD in detail →

On the map

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Highest

Between locations

Al-Rumaitha Ubud, Bali 8,660 km ≈ 11 h nonstop flight

From you

Al-Rumaitha
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Al-Rumaitha vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Al-Rumaitha is cheaper overall, especially in groceries, eating out, and leisure. The 110% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $975 in Al-Rumaitha and $2,051 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $178 in Al-Rumaitha versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $650 per month in Al-Rumaitha versus $1,368 in Ubud, Bali – a 110% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Al-Rumaitha runs roughly 150% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $650 in Al-Rumaitha versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Al-Rumaitha but tight or insufficient in Ubud, Bali. The gap between the two cities makes Al-Rumaitha the clear choice for anyone on this budget.

For families, Al-Rumaitha is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Al-Rumaitha and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Al-Rumaitha gentler on the wallet – expenses run 110% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.