Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Al-Rumaitha

For one person, living is cheaper in Al-Rumaitha: $650 a month against $1,368 in Ubud, Bali, rent and utilities included – about $8,600 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
32

Cost of Living Index in Al-Rumaitha
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Al-Rumaitha Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Al-Rumaitha

🇮🇶 Iraq

$650

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Al-Rumaitha

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Al-Rumaitha actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $650 in Al-Rumaitha.

Ubud, Bali $1,368
Al-Rumaitha $650

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $1,027 in Al-Rumaitha.

Ubud, Bali $2,314
Al-Rumaitha $1,027

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $1,403 in Al-Rumaitha.

Ubud, Bali $3,260
Al-Rumaitha $1,403

Living in Ubud, Bali is roughly 110% more expensive than in Al-Rumaitha, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 1% above, Al-Rumaitha is 52% below.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$3.62 IQD 5,465

-8.01%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$23.11 IQD 34.9K

52.23%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$7.08 IQD 10.7K

-18.08%

Cappuccino

$2.73 Rp 49.1K

$2.33 IQD 3,523

17.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$0.31 IQD 471

429.03%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$0.19 IQD 286

336.84%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$2.91 IQD 4,398

-7.22%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$2.60 IQD 3,936

65.38%

Milk (1 liter)

$1.50 Rp 27.1K

$0.86 IQD 1,298

74.42%

White Bread (500g)

$2.30 Rp 41.4K

$0.78 IQD 1,185

194.87%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.37 IQD 2,063

-13.87%

Eggs

$2.14 Rp 38.6K

$1.58 IQD 2,392

35.44%

Local Cheese (1kg)

$17.48 Rp 314.6K

$4.09 IQD 6,174

327.38%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$3.61 IQD 5,449

11.63%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$12.06 IQD 18.2K

1.41%

Apples (1kg)

$3.55 Rp 63.9K

$0.92 IQD 1,384

285.87%

Banana (1kg)

$1.57 Rp 28.3K

$0.95 IQD 1,428

65.26%

Oranges (1kg)

$2.24 Rp 40.2K

$0.84 IQD 1,268

166.67%

Tomato (1kg)

$1.93 Rp 34.7K

$0.66 IQD 1,002

192.42%

Potato (1kg)

$1.88 Rp 33.9K

$0.56 IQD 844

235.71%

Onion (1kg)

$2.29 Rp 41.3K

$0.56 IQD 849

308.93%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.56 IQD 839

76.79%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.47 IQD 717

12.77%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$1.63 IQD 2,468

39.88%

Wine (Bottle)

$23.01 Rp 414.2K

$10.70 IQD 16.2K

115.05%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$1.40 IQD 2,120

67.14%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$1.78 IQD 2,691

63.48%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$0.42 IQD 639

-42.86%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$22.08 IQD 33.4K

-60.05%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$1.80 IQD 2,724

-73.33%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$1.34 IQD 2,031

-65.67%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$4.81 IQD 7,268

13.31%

Gasoline (1 liter)

$0.88 Rp 15.9K

$0.51 IQD 766

72.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$14.9K IQD 22.6M

64.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$16.9K IQD 25.5M

84.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$88.6 IQD 133.9K

-6.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$12.11 IQD 18.3K

-46.74%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$24.88 IQD 37.6K

-25.36%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$37.29 IQD 56.3K

49.69%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

$3.39 IQD 5,120

434.22%

Cinema Ticket

$4.38 Rp 78.9K

$9.20 IQD 13.9K

-52.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$128 IQD 193.8K

284.40%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$2,684 IQD 4.1M

114.38%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$20.77 IQD 31.4K

122.39%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$21.12 IQD 31.9K

67.28%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$46.80 IQD 70.7K

69.00%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$30.79 IQD 46.5K

154.60%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$178 IQD 269.0K

541.74%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$128 IQD 194.1K

426.00%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$373 IQD 564.1K

838.33%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$308 IQD 465.9K

451.33%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$629 IQD 951.1K

342.28%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$532 IQD 803.7K

321.24%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.33

313.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Al-Rumaitha: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Al-Rumaitha

$128 19.8% 81% $547

Groceries & Markets

Ubud, Bali

$290 21.2%

Al-Rumaitha

$154 23.7% 46.9% $136

Eating Out

Ubud, Bali

$109 8%

Al-Rumaitha

$100 15.4% 8.1% $8.9

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Al-Rumaitha

$126 19.3% 16.3% $18

Clothing & Footwear

Ubud, Bali

$108 7.9%

Al-Rumaitha

$54 8.3% 50% $54

Sport & Entertainment

Ubud, Bali

$65 4.7%

Al-Rumaitha

$56 8.6% 13.8% $8.9

Getting Around

Ubud, Bali

$13 0.9%

Al-Rumaitha

$32 5% 157% $20

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $178 in Al-Rumaitha. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Ubud, Bali vs $23.00 in Al-Rumaitha for a mid-range dinner for two. Groceries echo the gap at $290 vs $154 per month, with Al-Rumaitha cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇶 Al-Rumaitha

🕒 Local time

09:03 9:03 AM

04:03 4:03 AM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

115,431

💱 Currency

Indonesian Rupiah IDR Rp

Iraqi Dinar IQD ع.د

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

10,000 IQD = 6.62 USD

10,000 IQD = 5.89 EUR

Exchange rates and currency converter

IQD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Iraqi Dinar exchange rates as of October 19, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,699 IQD (10,000 IQD = 5.89 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Al-Rumaitha 8,660 km ≈ 11 h nonstop flight

From you

Ubud, Bali
Al-Rumaitha

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Al-Rumaitha: Cost of Living - Frequently Asked Questions

Al-Rumaitha is cheaper overall, especially in groceries, eating out, and clothing. The 110% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,051 in Ubud, Bali and $975 in Al-Rumaitha to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,142 in Ubud, Bali versus $178 in Al-Rumaitha. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,368 per month in Ubud, Bali versus $650 in Al-Rumaitha – a 110% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Al-Rumaitha runs roughly 150% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $650 in Al-Rumaitha versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Al-Rumaitha but tight or insufficient in Ubud, Bali. The gap between the two cities makes Al-Rumaitha the clear choice for anyone on this budget.

For families, Al-Rumaitha is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Al-Rumaitha are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Al-Rumaitha gentler on the wallet – expenses run 110% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.