Last update: Oct 2026

Cost of Living Comparison Between Al Kut and Ubud, Bali

For one person, living is cheaper in Al Kut: $660 a month against $1,349 in Ubud, Bali, rent and utilities included – about $8,300 less a year. Rent and utilities account for most of the difference.

32

Cost of Living Index in Al Kut
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Al Kut Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Al Kut

🇮🇶 Iraq

$660

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Al Kut and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Al Kut and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $660 per month in Al Kut vs $1,349 in Ubud, Bali, rent included.

Al Kut $660
Ubud, Bali $1,349

A couple spends around $1,016 per month in Al Kut vs $2,305 in Ubud, Bali, rent included.

Al Kut $1,016
Ubud, Bali $2,305

A family of three spends $1,372 per month in Al Kut vs $3,261 in Ubud, Bali, rent included.

Al Kut $1,372
Ubud, Bali $3,261

Al Kut is about 51% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$4.05 IQD 6,122

$3.32 Rp 59.9K

21.99%

Three-Course Dinner for Two, Mid-Range

$18.78 IQD 28.4K

$35.64 Rp 642.4K

-47.31%

Fast Food Meal (McDonalds, etc)

$6.05 IQD 9,139

$5.53 Rp 99.7K

9.40%

Cappuccino

$2.51 IQD 3,795

$2.72 Rp 49.0K

-7.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.39 IQD 583

$1.70 Rp 30.7K

-77.06%

Water (0.33 liter bottle)

$0.23 IQD 342

$0.76 Rp 13.7K

-69.74%

Local Beer (0.5 liter draught)

$2.84 IQD 4,294

$2.65 Rp 47.8K

7.17%

Imported Beer (0.33 liter bottle)

$2.67 IQD 4,030

$4.38 Rp 79.0K

-39.04%

Milk (1 liter)

$1.02 IQD 1,543

$1.49 Rp 26.9K

-31.54%

White Bread (500g)

$0.73 IQD 1,097

$2.28 Rp 41.0K

-67.98%

Rice (white) (1kg)

$1.49 IQD 2,246

$1.19 Rp 21.5K

25.21%

Eggs

$1.60 IQD 2,411

$2.04 Rp 36.7K

-21.57%

Local Cheese (1kg)

$3.85 IQD 5,821

$17.70 Rp 319.1K

-78.25%

Chicken Fillets (1kg)

$3.58 IQD 5,410

$3.96 Rp 71.4K

-9.60%

Beef Round Steak (1kg)

$11.64 IQD 17.6K

$12.19 Rp 219.7K

-4.51%

Apples (1kg)

$0.91 IQD 1,376

$3.66 Rp 65.9K

-75.14%

Banana (1kg)

$1.00 IQD 1,511

$1.52 Rp 27.4K

-34.21%

Oranges (1kg)

$0.85 IQD 1,289

$2.23 Rp 40.2K

-61.88%

Tomato (1kg)

$0.63 IQD 951

$1.97 Rp 35.6K

-68.02%

Potato (1kg)

$0.55 IQD 837

$1.85 Rp 33.3K

-70.27%

Onion (1kg)

$0.57 IQD 864

$2.42 Rp 43.7K

-76.45%

Lettuce (1 head)

$0.56 IQD 849

$0.99 Rp 17.8K

-43.43%

Water (1.5 liter bottle)

$0.51 IQD 768

$0.51 Rp 9,255

Cigarettes 20 Pack (Marlboro, Camel)

$1.71 IQD 2,577

$2.22 Rp 40.0K

-22.97%

Wine (Bottle)

$9.61 IQD 14.5K

$22.24 Rp 400.9K

-56.79%

Local Beer (0.5 liter bottle)

$1.36 IQD 2,055

$2.26 Rp 40.7K

-39.82%

Imported Beer (0.33 liter bottle)

$1.93 IQD 2,918

$2.97 Rp 53.5K

-35.02%

One-way Ticket (Public Transport)

$0.33 IQD 493

$0.25 Rp 4,525

32.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.0K

Taxi Start (Normal Tariff)

$1.88 IQD 2,848

$0.44 Rp 7,923

327.27%

Taxi (Normal Tariff) (1km)

$1.14 IQD 1,720

$0.43 Rp 7,753

165.12%

Taxi 1hour Waiting (Normal Tariff)

$5.53 IQD 8,349

$5.41 Rp 97.5K

2.22%

Gasoline (1 liter)

$0.50 IQD 754

$0.82 Rp 14.9K

-39.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$14.1K IQD 21.3M

$23.8K Rp 429.7M

-40.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.4K IQD 23.3M

$31.7K Rp 572.3M

-51.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$86.2 IQD 130.3K

$79.1 Rp 1.4M

9.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.28 IQD 20.1K

$6.45 Rp 116.2K

105.89%

Internet (50+ Mbps, Unlimited Data)

$29.34 IQD 44.3K

$18.58 Rp 334.9K

57.91%

Gym Membership (Monthly)

$36.82 IQD 55.6K

$49.48 Rp 892.0K

-25.59%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 318.1K

Cinema Ticket

$9.35 IQD 14.1K

$4.27 Rp 77.0K

118.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$138 IQD 208.6K

$491 Rp 8.8M

-71.85%

International Primary School, 1 Child (Yearly)

$2,820 IQD 4.3M

$5,674 Rp 102.3M

-50.30%

Jeans (Levis 501 Or Similar)

$20.90 IQD 31.6K

$44.64 Rp 804.7K

-53.18%

Summer Dress (H&M, Zara, etc)

$23.07 IQD 34.9K

$34.95 Rp 630.1K

-33.99%

Sport Shoes (Adidas, Nike)

$58.9 IQD 88.9K

$79.9 Rp 1.4M

-26.35%

Men's Leather Business Shoes

$37.09 IQD 56.0K

$79.4 Rp 1.4M

-53.30%

1-bedroom Apartment, City Center (Monthly)

$183 IQD 275.9K

$1,125 Rp 20.3M

-83.77%

1-bedroom Apartment, Outside City Center (Monthly)

$149 IQD 224.5K

$671 Rp 12.1M

-77.87%

3-bedroom Apartment, City Center (Monthly)

$370 IQD 559.1K

$3,565 Rp 64.3M

-89.62%

3-bedroom Apartment, Outside City Center (Monthly)

$320 IQD 483.8K

$1,723 Rp 31.1M

-81.42%

Buy Apartment in City Center (m2)

$846 IQD 1.3M

$2,732 Rp 49.2M

-69.02%

Buy Apartment Outside City Center (m2)

$502 IQD 758.8K

$2,284 Rp 41.2M

-78.01%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

4.12

13.78

-70.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Al Kut: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Al Kut

$152 23.1%

Ubud, Bali

$288 21.4% 89.4% $136

Accommodation & Living

Al Kut

$149 22.5%

Ubud, Bali

$672 49.8% 352% $523

Monthly Utilities & Internet

Al Kut

$129 19.5%

Ubud, Bali

$104 7.7% 19.2% $25

Eating Out

Al Kut

$103 15.6%

Ubud, Bali

$108 8% 4.9% $5

Clothing & Footwear

Al Kut

$63 9.5%

Ubud, Bali

$108 8% 70.8% $45

Sport & Entertainment

Al Kut

$56 8.4%

Ubud, Bali

$58 4.3% 4.5% $2.5

Getting Around

Al Kut

$8.9 * 1.4%

Ubud, Bali

$11 0.9% 28.6% $2.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $183 in Al Kut versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $19 in Al Kut versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $152 vs $288 – making Al Kut the more affordable choice for daily food spending.

Good to know

🇮🇶 Al Kut

🇮🇩 Ubud, Bali

🕒 Local time

14:14 2:14 PM

19:14 7:14 PM

5 h ahead of Al Kut

🌤 Weather

👥 Population

422,793

74,800

💱 Currency

Iraqi Dinar IQD ع.د

Indonesian Rupiah IDR Rp

📈 Exchange rate

10,000 IQD = 6.62 USD

10,000 IQD = 5.95 EUR

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

Exchange rates and currency converter

IDR, USD, EUR to IQD – Iraqi Dinar Converter

🇺🇸 United States Dollar ($)

🇮🇶 Iraqi Dinar (ع.د)

Iraqi Dinar exchange rates as of October 28, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,682 IQD (10,000 IQD = 5.95 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,061 IDR (100,000 IDR = 4.98 EUR).

USD to IQD in detail →

On the map

Lowest

Highest

Between locations

Al Kut Ubud, Bali 8,640 km ≈ 11 h nonstop flight

From you

Al Kut
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Al Kut vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $660 in Al Kut, $1,349 in Ubud, Bali – roughly 104% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $990 per month in Al Kut and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Al Kut, especially for central apartments: a one-bedroom in the center costs $183 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $660 in Al Kut and $1,349 in Ubud, Bali. That’s a gap of about 104%.

Kindergarten costs $138 per month in Al Kut and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,200 monthly budget goes further in Al Kut, where all-in costs run around $660, than in Ubud, Bali at $1,349. In Al Kut it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Al Kut – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.