Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Al Kut

For one person, living is cheaper in Al Kut: $660 a month against $1,349 in Ubud, Bali, rent and utilities included – about $8,300 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
32

Cost of Living Index in Al Kut
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Al Kut Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Al Kut

🇮🇶 Iraq

$660

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Al Kut

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Al Kut actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $660 in Al Kut, rent included.

Ubud, Bali $1,349
Al Kut $660

A couple spends around $2,305 per month in Ubud, Bali vs $1,016 in Al Kut, rent included.

Ubud, Bali $2,305
Al Kut $1,016

A family of three spends $3,261 per month in Ubud, Bali vs $1,372 in Al Kut, rent included.

Ubud, Bali $3,261
Al Kut $1,372

Ubud, Bali costs about 104% more than Al Kut, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$4.05 IQD 6,122

-18.02%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$18.78 IQD 28.4K

89.78%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$6.05 IQD 9,139

-8.60%

Cappuccino

$2.72 Rp 49.4K

$2.51 IQD 3,795

8.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.39 IQD 583

335.90%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.23 IQD 342

230.43%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$2.84 IQD 4,294

-6.69%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$2.67 IQD 4,030

64.04%

Milk (1 liter)

$1.49 Rp 27.1K

$1.02 IQD 1,543

46.08%

White Bread (500g)

$2.28 Rp 41.4K

$0.73 IQD 1,097

212.33%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.49 IQD 2,246

-20.13%

Eggs

$2.04 Rp 37.0K

$1.60 IQD 2,411

27.50%

Local Cheese (1kg)

$17.70 Rp 321.7K

$3.85 IQD 5,821

359.74%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$3.58 IQD 5,410

10.61%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$11.64 IQD 17.6K

4.73%

Apples (1kg)

$3.66 Rp 66.4K

$0.91 IQD 1,376

302.20%

Banana (1kg)

$1.52 Rp 27.6K

$1.00 IQD 1,511

52.00%

Oranges (1kg)

$2.23 Rp 40.5K

$0.85 IQD 1,289

162.35%

Tomato (1kg)

$1.97 Rp 35.9K

$0.63 IQD 951

212.70%

Potato (1kg)

$1.85 Rp 33.6K

$0.55 IQD 837

236.36%

Onion (1kg)

$2.42 Rp 44.1K

$0.57 IQD 864

324.56%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.56 IQD 849

76.79%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.51 IQD 768

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$1.71 IQD 2,577

29.82%

Wine (Bottle)

$22.24 Rp 404.2K

$9.61 IQD 14.5K

131.43%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.36 IQD 2,055

66.18%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$1.93 IQD 2,918

53.89%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$0.33 IQD 493

-24.24%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$1.88 IQD 2,848

-76.60%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$1.14 IQD 1,720

-62.28%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$5.53 IQD 8,349

-2.17%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.50 IQD 754

64.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$14.1K IQD 21.3M

69.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$15.4K IQD 23.3M

106.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$86.2 IQD 130.3K

-8.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$13.28 IQD 20.1K

-51.43%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$29.34 IQD 44.3K

-36.67%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$36.82 IQD 55.6K

34.38%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$4.27 Rp 77.7K

$9.35 IQD 14.1K

-54.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$138 IQD 208.6K

255.28%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$2,820 IQD 4.3M

101.20%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$20.90 IQD 31.6K

113.59%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$23.07 IQD 34.9K

51.50%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$58.9 IQD 88.9K

35.77%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$37.09 IQD 56.0K

114.13%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$183 IQD 275.9K

516.05%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$149 IQD 224.5K

351.97%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$370 IQD 559.1K

863.34%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$320 IQD 483.8K

438.19%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$846 IQD 1.3M

222.83%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$502 IQD 758.8K

354.80%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.12

234.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Al Kut: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Al Kut

$149 22.5% 77.9% $523

Groceries & Markets

Ubud, Bali

$288 21.4%

Al Kut

$152 23.1% 47.2% $136

Eating Out

Ubud, Bali

$108 8%

Al Kut

$103 15.6% 4.6% $5

Clothing & Footwear

Ubud, Bali

$108 8%

Al Kut

$63 9.5% 41.4% $45

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Al Kut

$129 19.5% 23.8% $25

Sport & Entertainment

Ubud, Bali

$58 4.3%

Al Kut

$56 8.4% 4.3% $2.5

Getting Around

Ubud, Bali

$11 0.9%

Al Kut

$8.9 * 1.4% 22.2% $2.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $183 in Al Kut. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36 in Ubud, Bali versus $19 in Al Kut. Monthly groceries follow the same trend: $288 vs $152 – making Al Kut the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇮🇶 Al Kut

🕒 Local time

07:03 7:03 AM

02:03 2:03 AM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

422,793

💱 Currency

Indonesian Rupiah IDR Rp

Iraqi Dinar IQD ع.د

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

10,000 IQD = 6.62 USD

10,000 IQD = 5.95 EUR

Exchange rates and currency converter

IQD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Iraqi Dinar exchange rates as of October 28, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,682 IQD (10,000 IQD = 5.95 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Al Kut 8,640 km ≈ 11 h nonstop flight

From you

Ubud, Bali
Al Kut

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Al Kut: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $660 in Al Kut – Al Kut comes out roughly 51% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $990 in Al Kut. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Al Kut, especially for central apartments: a one-bedroom in the center costs $183 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $660 in Al Kut. That makes Al Kut about 51% cheaper.

Kindergarten costs $491 per month in Ubud, Bali and $138 in Al Kut. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,200 monthly budget goes further in Al Kut, where all-in costs run around $660, than in Ubud, Bali at $1,349. In Al Kut it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Al Kut – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.