Last update: Oct 2026

Cost of Living Comparison Between Al Kufah and Cebu

For one person, living is cheaper in Al Kufah: $711 a month against $918 in Cebu, rent and utilities included – about $2,500 less a year. Rent and utilities account for about half of the difference.

35

Cost of Living Index in Al Kufah
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Al Kufah Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Al Kufah

🇮🇶 Iraq

$711

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Al Kufah and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Al Kufah and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $711 in Al Kufah versus $918 in Cebu.

Al Kufah $711
Cebu $918

Estimated couple costs with rent: $1,077 in Al Kufah versus $1,409 in Cebu.

Al Kufah $1,077
Cebu $1,409

Monthly costs for a family of three with rent: $1,443 in Al Kufah versus $1,900 in Cebu.

Al Kufah $1,443
Cebu $1,900

Living in Al Kufah costs roughly 22% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Al Kufah 47% lower, Cebu 32% lower.

Meal at Budget Restaurant

$4.34 IQD 6,560

$3.09 ₱194

40.45%

Three-Course Dinner for Two, Mid-Range

$29.40 IQD 44.4K

$24.22 ₱1,525

21.39%

Fast Food Meal (McDonalds, etc)

$6.73 IQD 10.2K

$3.92 ₱247

71.68%

Cappuccino

$2.66 IQD 4,021

$2.51 ₱158

5.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.32 IQD 489

$1.59 ₱100

-79.87%

Water (0.33 liter bottle)

$0.22 IQD 333

$0.53 ₱33.43

-58.49%

Local Beer (0.5 liter draught)

$3.25 IQD 4,913

$1.78 ₱112

82.58%

Imported Beer (0.33 liter bottle)

$3.27 IQD 4,935

$2.17 ₱137

50.69%

Milk (1 liter)

$0.89 IQD 1,352

$1.92 ₱121

-53.65%

White Bread (500g)

$0.64 IQD 971

$1.36 ₱85.4

-52.94%

Rice (white) (1kg)

$1.37 IQD 2,068

$1.01 ₱63.5

35.64%

Eggs

$1.62 IQD 2,446

$2.03 ₱128

-20.20%

Local Cheese (1kg)

$2.12 IQD 3,197

$9.86 ₱621

-78.50%

Chicken Fillets (1kg)

$3.85 IQD 5,820

$4.39 ₱277

-12.30%

Beef Round Steak (1kg)

$7.88 IQD 11.9K

$7.60 ₱479

3.68%

Apples (1kg)

$0.64 IQD 965

$3.30 ₱208

-80.61%

Banana (1kg)

$0.90 IQD 1,359

$1.39 ₱87.8

-35.25%

Oranges (1kg)

$0.61 IQD 918

$2.33 ₱147

-73.82%

Tomato (1kg)

$0.48 IQD 727

$1.50 ₱94.3

-68.00%

Potato (1kg)

$0.46 IQD 697

$2.36 ₱149

-80.51%

Onion (1kg)

$0.32 IQD 488

$1.90 ₱119

-83.16%

Lettuce (1 head)

$0.15 IQD 226

$1.19 ₱74.9

-87.39%

Water (1.5 liter bottle)

$0.50 IQD 760

$0.63 ₱39.71

-20.63%

Cigarettes 20 Pack (Marlboro, Camel)

$1.52 IQD 2,299

$3.00 ₱189

-49.33%

Wine (Bottle)

$11.62 IQD 17.6K

$6.03 ₱379

92.70%

Local Beer (0.5 liter bottle)

$1.89 IQD 2,856

$1.23 ₱77.7

53.66%

Imported Beer (0.33 liter bottle)

$1.93 IQD 2,917

$1.75 ₱110

10.29%

One-way Ticket (Public Transport)

$0.39 IQD 595

$0.25 ₱15.86

56.00%

Public Transport Monthly Pass (Regular Price)

$20.78 IQD 31.4K

$12.64 ₱796

64.40%

Taxi Start (Normal Tariff)

$1.92 IQD 2,903

$0.77 ₱48.62

149.35%

Taxi (Normal Tariff) (1km)

$1.30 IQD 1,964

$0.23 ₱14.53

465.22%

Taxi 1hour Waiting (Normal Tariff)

$6.55 IQD 9,893

$4.46 ₱281

46.86%

Gasoline (1 liter)

$0.51 IQD 777

$1.31 ₱82.8

-61.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.7K IQD 25.2M

$21.2K ₱1.3M

-21.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.7K IQD 25.2M

$19.1K ₱1.2M

-12.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$193 IQD 291.7K

$120 ₱7,569

60.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.75 IQD 26.8K

$14.00 ₱882

26.79%

Internet (50+ Mbps, Unlimited Data)

$19.67 IQD 29.7K

$27.54 ₱1,734

-28.58%

Gym Membership (Monthly)

$14.79 IQD 22.3K

$32.33 ₱2,035

-54.25%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$9.91 IQD 15.0K

$5.65 ₱356

75.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$71.0 IQD 107.2K

$275 ₱17.3K

-74.23%

International Primary School, 1 Child (Yearly)

$2,184 IQD 3.3M

$7,918 ₱498.5K

-72.42%

Jeans (Levis 501 Or Similar)

$9.89 IQD 14.9K

$49.33 ₱3,106

-79.95%

Summer Dress (H&M, Zara, etc)

$28.39 IQD 42.9K

$25.24 ₱1,589

12.48%

Sport Shoes (Adidas, Nike)

$20.23 IQD 30.6K

$77.0 ₱4,846

-73.71%

Men's Leather Business Shoes

$35.29 IQD 53.3K

$57.2 ₱3,601

-38.30%

1-bedroom Apartment, City Center (Monthly)

$174 IQD 262.3K

$500 ₱31.5K

-65.25%

1-bedroom Apartment, Outside City Center (Monthly)

$126 IQD 190.8K

$309 ₱19.4K

-59.11%

3-bedroom Apartment, City Center (Monthly)

$378 IQD 571.8K

$1,078 ₱67.9K

-64.89%

3-bedroom Apartment, Outside City Center (Monthly)

$309 IQD 466.7K

$615 ₱38.7K

-49.80%

Buy Apartment in City Center (m2)

$1,247 IQD 1.9M

$2,886 ₱181.7K

-56.81%

Buy Apartment Outside City Center (m2)

$577 IQD 872.5K

$1,917 ₱120.7K

-69.87%

Average Monthly Net Salary (After Tax)

$882 IQD 1.3M

$346 ₱21.8K

154.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.12

7.2

-42.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Al Kufah: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Al Kufah

$230 32.4%

Cebu

$162 17.6% 29.8% $69

Groceries & Markets

Al Kufah

$135 19%

Cebu

$206 22.4% 52.3% $71

Accommodation & Living

Al Kufah

$126 17.8%

Cebu

$309 33.6% 145% $183

Eating Out

Al Kufah

$112 15.7%

Cebu

$88 9.6% 21.1% $24

Clothing & Footwear

Al Kufah

$42 5.9%

Cebu

$94 10.2% 123% $52

Sport & Entertainment

Al Kufah

$35 4.9%

Cebu

$44 4.8% 26% $9

Getting Around

Al Kufah

$31 4.3%

Cebu

$16 1.7% 49.4% $15

Cost Breakdown

A one-bedroom apartment in the center runs $174 in Al Kufah and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Al Kufah pays 155% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $29.00 in Al Kufah vs $24.00 in Cebu. Groceries flip the comparison at $135 vs $206, with Al Kufah cheaper for home cooking.

Good to know

🇮🇶 Al Kufah

🇵🇭 Cebu

🕒 Local time

20:32 8:32 PM

01:32 1:32 AM

5 h ahead of Al Kufah

🌤 Weather

👥 Population

230,000

964,169

💱 Currency

Iraqi Dinar IQD ع.د

Philippine Peso PHP ₱

📈 Exchange rate

10,000 IQD = 6.62 USD

10,000 IQD = 5.89 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to IQD – Iraqi Dinar Converter

🇺🇸 United States Dollar ($)

🇮🇶 Iraqi Dinar (ع.د)

Iraqi Dinar exchange rates as of October 17, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,699 IQD (10,000 IQD = 5.89 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to IQD in detail →

On the map

Lowest

Highest

Between locations

Al Kufah Cebu 8,420 km ≈ 11 h nonstop flight

From you

Al Kufah
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Al Kufah vs Cebu: Cost of Living - Frequently Asked Questions

Al Kufah is cheaper overall, especially in groceries, clothing, and utilities. The 29% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 155% higher in Al Kufah, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $174 in Al Kufah versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Al Kufah – a meal for two runs $29.00 versus $24.00 in Cebu. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $711 per month in Al Kufah versus $918 in Cebu – a 29% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Al Kufah gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Al Kufah is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Al Kufah and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Al Kufah gentler on the wallet – expenses run 29% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.