Cost of Living Comparison Between Al-'amarah and Ubud, Bali Cost of Living Comparison Between Al-'amarah and Ubud, Bali

Monthly Cost of Living

A single person spends $671 per month in Al-'amarah vs $1,404 in Ubud, Bali, rent included.

A couple spends around $1,086 per month in Al-'amarah vs $2,549 in Ubud, Bali, rent included.

A family of three spends $1,501 per month in Al-'amarah vs $3,694 in Ubud, Bali, rent included.

Al-'amarah is about 52% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Al-'amarah sits 50% below the global median, while Ubud, Bali is 4% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Al-'amarah
Ubud, Bali
Difference
Meal at Budget Restaurant
$4.02 IQD 5,267
$3.57 Rp 64.0K
12.61%
Three-Course Dinner for Two, Mid-Range
$24.90 IQD 32.6K
$32.50 Rp 582.3K
-23.38%
Fast Food Meal (McDonalds, etc)
$7.02 IQD 9,193
$4.86 Rp 87.1K
44.44%
Cappuccino
$2.60 IQD 3,401
$2.75 Rp 49.2K
-5.45%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.40 IQD 521
$1.32 Rp 23.7K
-69.70%
Water (0.33 liter bottle)
$0.19 IQD 255
$0.70 Rp 12.6K
-72.86%
Local Beer (0.5 liter draught)
$2.85 IQD 3,736
$2.91 Rp 52.2K
-2.06%
Imported Beer (0.33 liter bottle)
$2.89 IQD 3,779
$3.79 Rp 68.0K
-23.75%
🛒 Groceries & Markets
Al-'amarah
Ubud, Bali
Difference
Milk (1 liter)
$1.81 IQD 2,364
$1.71 Rp 30.6K
5.85%
White Bread (500g)
$0.79 IQD 1,030
$2.47 Rp 44.3K
-68.02%
Rice (white) (1kg)
$1.12 IQD 1,462
$1.20 Rp 21.5K
-6.67%
Eggs
$1.55 IQD 2,027
$2.44 Rp 43.8K
-36.48%
Local Cheese (1kg)
$4.54 IQD 5,951
$14.38 Rp 257.7K
-68.43%
Chicken Fillets (1kg)
$4.64 IQD 6,074
$4.31 Rp 77.1K
7.66%
Beef Round Steak (1kg)
$12.96 IQD 17.0K
$12.21 Rp 218.7K
6.14%
Apples (1kg)
$0.91 IQD 1,197
$3.68 Rp 66.0K
-75.27%
Banana (1kg)
$1.08 IQD 1,416
$1.55 Rp 27.8K
-30.32%
Oranges (1kg)
$0.87 IQD 1,136
$2.79 Rp 49.9K
-68.82%
Tomato (1kg)
$0.39 IQD 514
$2.33 Rp 41.8K
-83.26%
Potato (1kg)
$0.76 IQD 989
$1.97 Rp 35.3K
-61.42%
Onion (1kg)
$0.35 IQD 452
$2.31 Rp 41.4K
-84.85%
Lettuce (1 head)
$0.63 IQD 827
$1.06 Rp 19.1K
-40.57%
Water (1.5 liter bottle)
$0.47 IQD 617
$0.73 Rp 13.1K
-35.62%
Cigarettes 20 Pack (Marlboro, Camel)
$1.97 IQD 2,573
$3.28 Rp 58.8K
-39.94%
Wine (Bottle)
-
$22.79 Rp 408.4K
-
Local Beer (0.5 liter bottle)
$1.79 IQD 2,341
$2.81 Rp 50.3K
-36.30%
Imported Beer (0.33 liter bottle)
$2.11 IQD 2,769
$2.78 Rp 49.9K
-24.10%
🚌 Getting Around
Al-'amarah
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.37 IQD 484
$0.29 Rp 5,217
27.59%
Public Transport Monthly Pass (Regular Price)
$31.73 IQD 41.5K
$8.06 Rp 144.4K
293.67%
Taxi Start (Normal Tariff)
$1.67 IQD 2,188
$0.45 Rp 8,047
271.11%
Taxi (Normal Tariff) (1km)
$1.48 IQD 1,936
$0.45 Rp 8,094
228.89%
Taxi 1hour Waiting (Normal Tariff)
$6.10 IQD 7,988
$6.24 Rp 111.7K
-2.24%
Gasoline (1 liter)
$0.31 IQD 404
$0.85 Rp 15.2K
-63.53%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.4K IQD 25.4M
$26.0K Rp 465.4M
-25.33%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.3K IQD 26.6M
$31.7K Rp 567.2M
-35.91%
🧾 Monthly Utilities & Internet
Al-'amarah
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$76.1 IQD 99.6K
$80.8 Rp 1.4M
-5.78%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.95 IQD 23.5K
$4.06 Rp 72.7K
342.12%
Internet (50+ Mbps, Unlimited Data)
$34.06 IQD 44.6K
$24.42 Rp 437.6K
39.48%
🎉 Sport & Entertainment
Al-'amarah
Ubud, Bali
Difference
Gym Membership (Monthly)
$22.68 IQD 29.7K
$97.7 Rp 1.7M
-76.78%
Tennis Court (1 Hour on Weekend)
$16.99 IQD 22.2K
$6.45 Rp 115.5K
163.41%
Cinema Ticket
$7.72 IQD 10.1K
$4.04 Rp 72.4K
91.09%
🧸 Childcare & Education
Al-'amarah
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$154 IQD 201.2K
$304 Rp 5.4M
-49.47%
International Primary School, 1 Child (Yearly)
$3,248 IQD 4.3M
$6,621 Rp 118.6M
-50.95%
👕👟 Clothing & Footwear
Al-'amarah
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$27.51 IQD 36.0K
$54.2 Rp 971.7K
-49.27%
Summer Dress (H&M, Zara, etc)
$24.93 IQD 32.6K
$38.78 Rp 694.7K
-35.71%
Sport Shoes (Adidas, Nike)
$61.8 IQD 80.9K
$86.1 Rp 1.5M
-28.28%
Men's Leather Business Shoes
$41.10 IQD 53.8K
$76.7 Rp 1.4M
-46.39%
🏠 Accommodation & Living
Al-'amarah
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$331 IQD 434.1K
$986 Rp 17.7M
-66.37%
1-bedroom Apartment, Outside City Center (Monthly)
$132 IQD 173.3K
$658 Rp 11.8M
-79.88%
3-bedroom Apartment, City Center (Monthly)
$441 IQD 578.0K
$3,369 Rp 60.4M
-86.90%
3-bedroom Apartment, Outside City Center (Monthly)
$346 IQD 452.8K
$2,066 Rp 37.0M
-83.26%
Buy Apartment in City Center (m2)
$581 IQD 760.9K
$2,741 Rp 49.1M
-78.81%
Buy Apartment Outside City Center (m2)
-
$2,228 Rp 39.9M
-
💵 Salaries & Financials
Al-'amarah
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$506 IQD 663.1K
$163 Rp 2.9M
209.88%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.67
13.28
-57.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Al-'amarah: June 8, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A central one-bedroom costs $331 in Al-'amarah versus $986 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 210% higher in Al-'amarah, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $25.00 in Al-'amarah versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $153 vs $297 – making Al-'amarah the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Al-'amarah vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Al-'amarah?
Yes – Ubud, Bali is pricier by about 109%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,006 per month in Al-'amarah and $2,106 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Al-'amarah, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do food prices compare in Al-'amarah and Ubud, Bali?
Groceries cost about 94% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is eating out cheaper in Al-'amarah or Ubud, Bali?
A mid-range dinner for two costs $25.00 in Al-'amarah and $33.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Is $1,500 a realistic budget for Al-'amarah or Ubud, Bali?
A $1,500 monthly budget goes further in Al-'amarah, where all-in costs run around $671, than in Ubud, Bali at $1,404. In Al-'amarah it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Al-'amarah or Ubud, Bali more family-friendly?
Families tend to lean toward Al-'amarah – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Al-'amarah or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Al-'amarah. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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