Cost of Living Comparison Between Al-'amarah and Ubud, Bali Cost of Living Comparison Between Al-'amarah and Ubud, Bali

Monthly Cost of Living

A single person spends $273 per month in Al-'amarah vs $1,368 in Ubud, Bali, rent included.

A couple spends around $294 per month in Al-'amarah vs $2,348 in Ubud, Bali, rent included.

A family of three spends $316 per month in Al-'amarah vs $3,327 in Ubud, Bali, rent included.

Al-'amarah is about 80% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Al-'amarah sits 80% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$1.89 IQD 2,477

$3.44 Rp 60.9K

-45.06%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

Fast Food Meal (McDonalds, etc)

$4.49 IQD 5,883

$5.71 Rp 101.0K

-21.37%

Cappuccino

$2.67 Rp 47.3K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

Water (0.33 liter bottle)

$0.87 Rp 15.4K

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

Milk (1 liter)

$2.72 IQD 3,567

$1.62 Rp 28.7K

67.90%

White Bread (500g)

$0.74 IQD 965

$2.33 Rp 41.3K

-68.24%

Rice (white) (1kg)

$0.93 IQD 1,214

$1.11 Rp 19.6K

-16.22%

Eggs

$1.49 IQD 1,945

$2.20 Rp 39.0K

-32.27%

Local Cheese (1kg)

$17.69 Rp 313.3K

Chicken Fillets (1kg)

$4.10 Rp 72.5K

Beef Round Steak (1kg)

$12.18 Rp 215.6K

Apples (1kg)

$0.75 IQD 978

$3.71 Rp 65.6K

-79.78%

Banana (1kg)

$1.16 IQD 1,519

$1.59 Rp 28.1K

-27.04%

Oranges (1kg)

$0.79 IQD 1,029

$2.28 Rp 40.4K

-65.35%

Tomato (1kg)

$0.26 IQD 340

$1.95 Rp 34.6K

-86.67%

Potato (1kg)

$0.79 IQD 1,029

$1.91 Rp 33.7K

-58.64%

Onion (1kg)

$0.40 IQD 519

$2.33 Rp 41.3K

-82.83%

Lettuce (1 head)

$1.01 Rp 17.8K

Water (1.5 liter bottle)

$0.56 IQD 733

$0.55 Rp 9,773

1.82%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

Wine (Bottle)

$23.07 Rp 408.6K

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

One-way Ticket (Public Transport)

$0.27 Rp 4,814

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

Taxi Start (Normal Tariff)

$2.31 IQD 3,030

$0.48 Rp 8,566

381.25%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

Gasoline (1 liter)

$0.33 IQD 431

$0.80 Rp 14.2K

-58.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

Internet (50+ Mbps, Unlimited Data)

$26.98 IQD 35.3K

$18.77 Rp 332.4K

43.74%

Gym Membership (Monthly)

$30.44 IQD 39.9K

$56.9 Rp 1.0M

-46.47%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

Cinema Ticket

$4.54 Rp 80.4K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

Men's Leather Business Shoes

$78.7 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$152 IQD 198.5K

$1,115 Rp 19.7M

-86.40%

1-bedroom Apartment, Outside City Center (Monthly)

$115 IQD 150.3K

$698 Rp 12.4M

-83.54%

3-bedroom Apartment, City Center (Monthly)

$195 IQD 254.9K

$3,637 Rp 64.4M

-94.65%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

Buy Apartment in City Center (m2)

$578 IQD 757.5K

$2,784 Rp 49.3M

-79.23%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

Average Monthly Net Salary (After Tax)

$501 IQD 655.6K

$168 Rp 3.0M

198.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Al-'amarah: September 12, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A central one-bedroom costs $152 in Al-'amarah versus $1,115 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 198% higher in Al-'amarah, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Al-'amarah vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 401%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $409 per month in Al-'amarah and $2,052 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Al-'amarah, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $273 in Al-'amarah and $1,368 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Groceries cost about 326% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Al-'amarah, where all-in costs run around $273, than in Ubud, Bali at $1,368. In Al-'amarah it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Al-'amarah – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Al-'amarah. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.