Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Al-'amarah

For one person, living is cheaper in Al-’amarah: $672 a month against $1,349 in Ubud, Bali, rent and utilities included – about $8,100 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
32

Cost of Living Index in Al-'amarah
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Al-'amarah Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Al-'amarah

🇮🇶 Iraq

$672

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Al-'amarah

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Al-'amarah actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $672 in Al-’amarah, rent included.

Ubud, Bali $1,349
Al-'amarah $672

A couple spends around $2,305 per month in Ubud, Bali vs $1,023 in Al-’amarah, rent included.

Ubud, Bali $2,305
Al-'amarah $1,023

A family of three spends $3,261 per month in Ubud, Bali vs $1,373 in Al-’amarah, rent included.

Ubud, Bali $3,261
Al-'amarah $1,373

Ubud, Bali costs about 101% more than Al-’amarah, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$4.08 IQD 6,163

-18.63%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$19.39 IQD 29.3K

83.81%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$6.29 IQD 9,501

-12.08%

Cappuccino

$2.72 Rp 49.3K

$2.23 IQD 3,364

21.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$0.38 IQD 575

347.37%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.21 IQD 311

261.90%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$3.01 IQD 4,555

-11.96%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$2.45 IQD 3,705

78.78%

Milk (1 liter)

$1.49 Rp 27.0K

$0.99 IQD 1,494

50.51%

White Bread (500g)

$2.28 Rp 41.2K

$0.67 IQD 1,014

240.30%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.38 IQD 2,090

-13.77%

Eggs

$2.04 Rp 36.9K

$1.59 IQD 2,409

28.30%

Local Cheese (1kg)

$17.70 Rp 320.8K

$3.88 IQD 5,856

356.19%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$3.44 IQD 5,192

15.12%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

$13.32 IQD 20.1K

-8.48%

Apples (1kg)

$3.66 Rp 66.2K

$0.95 IQD 1,440

285.26%

Banana (1kg)

$1.52 Rp 27.5K

$0.98 IQD 1,474

55.10%

Oranges (1kg)

$2.23 Rp 40.4K

$0.91 IQD 1,368

145.05%

Tomato (1kg)

$1.97 Rp 35.7K

$0.63 IQD 951

212.70%

Potato (1kg)

$1.85 Rp 33.5K

$0.55 IQD 836

236.36%

Onion (1kg)

$2.42 Rp 43.9K

$0.63 IQD 950

284.13%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.56 IQD 848

76.79%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$0.47 IQD 715

8.51%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$1.48 IQD 2,231

50.00%

Wine (Bottle)

$22.24 Rp 403.0K

$12.09 IQD 18.3K

83.95%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.68 IQD 2,545

34.52%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$1.85 IQD 2,798

60.54%

One-way Ticket (Public Transport)

$0.25 Rp 4,548

$0.29 IQD 438

-13.79%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$1.79 IQD 2,712

-75.42%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$1.17 IQD 1,766

-63.25%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$5.46 IQD 8,252

-0.92%

Gasoline (1 liter)

$0.82 Rp 14.9K

$0.58 IQD 878

41.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$17.6K IQD 26.6M

35.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$14.7K IQD 22.2M

116.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$97.8 IQD 147.8K

-19.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$14.57 IQD 22.0K

-55.73%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$28.47 IQD 43.0K

-34.74%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$36.45 IQD 55.1K

35.75%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

Cinema Ticket

$4.27 Rp 77.4K

$9.04 IQD 13.7K

-52.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$143 IQD 216.2K

242.82%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$2,964 IQD 4.5M

91.40%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$23.18 IQD 35.0K

92.58%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$22.01 IQD 33.3K

58.79%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$68.2 IQD 103.0K

17.16%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$32.78 IQD 49.5K

142.28%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$204 IQD 308.8K

450.37%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$140 IQD 211.8K

378.99%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$368 IQD 555.9K

868.94%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$287 IQD 433.4K

500.81%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$863 IQD 1.3M

216.35%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$486 IQD 733.7K

370.38%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$434 IQD 655.1K

-62.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.12

234.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Al-'amarah: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Al-'amarah

$140 20.9% 79.1% $531

Groceries & Markets

Ubud, Bali

$288 21.4%

Al-'amarah

$162 24.1% 43.9% $127

Eating Out

Ubud, Bali

$108 8%

Al-'amarah

$101 15% 6.6% $7.2

Clothing & Footwear

Ubud, Bali

$108 8%

Al-'amarah

$66 9.8% 38.8% $42

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Al-'amarah

$141 21% 35.3% $37

Sport & Entertainment

Ubud, Bali

$58 4.3%

Al-'amarah

$55 8.1% 6% $3.5

Getting Around

Ubud, Bali

$11 0.9%

Al-'amarah

$8.8 * 1.3% 22.9% $2.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $204 in Al-’amarah. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Al-’amarah are about 2.6 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $19 in Al-’amarah. Monthly groceries follow the same trend: $288 vs $162 – making Al-’amarah the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇮🇶 Al-'amarah

🕒 Local time

06:19 6:19 AM

01:19 1:19 AM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

511,542

💱 Currency

Indonesian Rupiah IDR Rp

Iraqi Dinar IQD ع.د

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

10,000 IQD = 6.62 USD

10,000 IQD = 5.93 EUR

Exchange rates and currency converter

IQD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Iraqi Dinar exchange rates as of November 1, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,687 IQD (10,000 IQD = 5.93 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Al-'amarah 8,500 km ≈ 11 h nonstop flight

From you

Ubud, Bali
Al-'amarah

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Al-'amarah: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 101%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,009 in Al-’amarah. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Al-’amarah, especially for central apartments: a one-bedroom in the center costs $204 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $36 in Ubud, Bali and $19 in Al-’amarah. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 78% more in Ubud, Bali, though the gap depends on what you buy.

A $1,000 monthly budget goes further in Al-’amarah, where all-in costs run around $672, than in Ubud, Bali at $1,349. In Al-’amarah it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Al-’amarah – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.