Last update: Oct 2026 3.8M

Cost of Living in Bosnia and Herzegovina

Name: Bosnia and Herzegovina
Address: BA

Across Bosnia and Herzegovina, living costs for one person average $1,020 a month, including rent and utilities, which take more than a third of the total. Other living expenses average about $20 a day.

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🇧🇦 Bosnia and Herzegovina

Monthly Cost of Living

How much you'll spend in Bosnia and Herzegovina

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bosnia and Herzegovina actually costs, broken down by who's living it.

Average monthly costs for a single person come to about $1,020 including rent across Bosnia and Herzegovina.

$1,020 /mo

Estimated average monthly cost for a couple: $1,531 including rent across Bosnia and Herzegovina.

$1,531 /mo

Average monthly costs for a family of three come to about $2,041 including rent across Bosnia and Herzegovina.

$2,041 /mo

Living costs in Bosnia and Herzegovina vary widely – from $774 in the most affordable city to $1,212 in the most expensive one, spanning a $438 range across 31 cities.

Meal at Budget Restaurant

$6.93 BAM 12.17

$4.62 BAM 8.11

$11.55 BAM 20.29

Three-Course Dinner for Two, Mid-Range

$34.04 BAM 59.8

$22.69 BAM 39.85

$62.4 BAM 110

Fast Food Meal (McDonalds, etc)

$7.33 BAM 12.87

$5.63 BAM 9.89

$8.45 BAM 14.84

Cappuccino

$1.70 BAM 2.98

$1.16 BAM 2.03

$2.39 BAM 4.19

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.89 BAM 3.32

$1.69 BAM 2.98

$2.48 BAM 4.36

Water (0.33 liter bottle)

$1.32 BAM 2.31

$1.05 BAM 1.84

$1.75 BAM 3.08

Local Beer (0.5 liter draught)

$2.30 BAM 4.05

$1.73 BAM 3.04

$3.45 BAM 6.06

Imported Beer (0.33 liter bottle)

$2.36 BAM 4.14

$1.77 BAM 3.11

$3.53 BAM 6.20

Milk (1 liter)

$1.28 BAM 2.25

$0.95 BAM 1.67

$1.68 BAM 2.94

White Bread (500g)

$1.09 BAM 1.91

$0.79 BAM 1.39

$1.70 BAM 2.99

Rice (white) (1kg)

$1.86 BAM 3.27

$1.11 BAM 1.94

$2.77 BAM 4.87

Eggs

$2.71 BAM 4.76

$2.01 BAM 3.53

$3.34 BAM 5.87

Local Cheese (1kg)

$8.44 BAM 14.83

$4.46 BAM 7.83

$13.94 BAM 24.48

Chicken Fillets (1kg)

$7.57 BAM 13.29

$4.63 BAM 8.13

$8.67 BAM 15.23

Beef Round Steak (1kg)

$12.40 BAM 21.77

$9.24 BAM 16.23

$17.32 BAM 30.42

Apples (1kg)

$1.34 BAM 2.36

$0.84 BAM 1.47

$1.67 BAM 2.94

Banana (1kg)

$1.68 BAM 2.96

$1.13 BAM 1.98

$2.27 BAM 3.98

Oranges (1kg)

$1.59 BAM 2.79

$1.15 BAM 2.02

$2.88 BAM 5.06

Tomato (1kg)

$1.87 BAM 3.28

$1.04 BAM 1.82

$2.88 BAM 5.06

Potato (1kg)

$1.02 BAM 1.80

$0.56 BAM 0.98

$1.68 BAM 2.95

Onion (1kg)

$1.20 BAM 2.11

$0.56 BAM 0.98

$1.68 BAM 2.94

Lettuce (1 head)

$1.08 BAM 1.90

$0.58 BAM 1.01

$1.74 BAM 3.06

Water (1.5 liter bottle)

$0.77 BAM 1.36

$0.53 BAM 0.93

$1.16 BAM 2.04

Cigarettes 20 Pack (Marlboro, Camel)

$3.69 BAM 6.48

$3.35 BAM 5.88

$3.92 BAM 6.88

Wine (Bottle)

$7.26 BAM 12.75

$3.91 BAM 6.87

$10.05 BAM 17.65

Local Beer (0.5 liter bottle)

$0.88 BAM 1.54

$0.55 BAM 0.96

$1.38 BAM 2.42

Imported Beer (0.33 liter bottle)

$1.30 BAM 2.29

$0.85 BAM 1.49

$2.26 BAM 3.97

One-way Ticket (Public Transport)

$1.29 BAM 2.26

$0.94 BAM 1.65

$2.04 BAM 3.59

Public Transport Monthly Pass (Regular Price)

$34.72 BAM 61.0

$31.83 BAM 55.9

$50.9 BAM 89.4

Taxi Start (Normal Tariff)

$1.40 BAM 2.46

$1.12 BAM 1.96

$1.96 BAM 3.44

Taxi (Normal Tariff) (1km)

$1.11 BAM 1.95

$0.56 BAM 0.98

$1.39 BAM 2.45

Taxi 1hour Waiting (Normal Tariff)

$10.49 BAM 18.43

$5.83 BAM 10.23

$17.49 BAM 30.72

Gasoline (1 liter)

$1.62 BAM 2.84

$1.37 BAM 2.41

$1.96 BAM 3.45

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.6K BAM 52.0K

$30.3K BAM 53.3K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.3K BAM 39.2K

$20.9K BAM 36.7K

$25.5K BAM 44.8K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$163 BAM 286

$95.9 BAM 169

$226 BAM 396

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.10 BAM 30.02

$8.50 BAM 14.93

$22.67 BAM 39.82

Internet (50+ Mbps, Unlimited Data)

$26.96 BAM 47.35

$19.89 BAM 34.93

$39.78 BAM 69.9

Gym Membership (Monthly)

$33.94 BAM 59.6

$22.92 BAM 40.26

$45.85 BAM 80.5

Tennis Court (1 Hour on Weekend)

$14.14 BAM 24.84

$8.60 BAM 15.11

$20.08 BAM 35.27

Cinema Ticket

$5.69 BAM 10.00

$4.56 BAM 8.00

$8.54 BAM 15.00

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$209 BAM 368

$117 BAM 205

$292 BAM 512

International Primary School, 1 Child (Yearly)

$3,851 BAM 6,763

$2,000 BAM 3,513

$8,572 BAM 15.1K

Jeans (Levis 501 Or Similar)

$69.6 BAM 122

$28.77 BAM 50.5

$127 BAM 222

Summer Dress (H&M, Zara, etc)

$32.85 BAM 57.7

$16.88 BAM 29.64

$45.01 BAM 79.1

Sport Shoes (Adidas, Nike)

$95.2 BAM 167

$69.4 BAM 122

$116 BAM 203

Men's Leather Business Shoes

$106 BAM 187

$69.5 BAM 122

$156 BAM 275

1-bedroom Apartment, City Center (Monthly)

$316 BAM 555

$170 BAM 299

$472 BAM 829

1-bedroom Apartment, Outside City Center (Monthly)

$242 BAM 424

$144 BAM 253

$346 BAM 607

3-bedroom Apartment, City Center (Monthly)

$560 BAM 984

$285 BAM 501

$944 BAM 1,658

3-bedroom Apartment, Outside City Center (Monthly)

$387 BAM 680

$226 BAM 397

$647 BAM 1,137

Buy Apartment in City Center (m2)

$2,275 BAM 3,995

$1,466 BAM 2,575

$3,440 BAM 6,041

Buy Apartment Outside City Center (m2)

$1,727 BAM 3,033

$1,137 BAM 1,997

$2,581 BAM 4,534

Average Monthly Net Salary (After Tax)

$817 BAM 1,435

20-Year Fixed Mortgage Interest Rate (Annual %)

4.46

3.55

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Bosnia and Herzegovina $1,020

Accommodation & Living

$242 23.7%

Groceries & Markets

$215 21.1%

Monthly Utilities & Internet

$207 20.3%

Clothing & Footwear

$137 13.4%

Eating Out

$127 12.4%

Getting Around

$47 4.6%

Sport & Entertainment

$45 4.4%

Cost Breakdown

Average rent for a one-bedroom apartment in the city center: $281 in Bosnia and Herzegovina. For reference, capital rent is $434 in Sarajevo, and $172 in Gradiska.

National average salary: $717. With average costs at $1,020, the gap is significant. Expats and remote workers with foreign income benefit most.

Expect to spend about $211 monthly on groceries. Dining out at a mid-range restaurant averages $34 for two.

In Sarajevo (capital), expect about $1,212 per month, while Gradiska offers the lowest costs at $774 – which city you pick has a tangible effect on the budget.

Cost Highlights

Overall cost of living ($1,020) is 25% below the global median of $1,361.

Average rent ($281) is 57% below the global median of $661.

Dinner for two at a restaurant ($34) is 29% below the global median of $48.

Good to know

🕒 Local time

12:21 12:21 PM

🌤 Weather

👥 Population

3,816,459

💱 Currency

Bosnia and Herzegovina Convertible Mark BAM KM

📈 Exchange rate

1 BAM = 0.569 USD

1 BAM = 0.512 EUR

Exchange rates and currency converter

USD, EUR to BAM – Bosnia and Herzegovina Convertible Mark Converter

🇺🇸 United States Dollar ($)

🇧🇦 Bosnia and Herzegovina Convertible Mark (KM)

Bosnia and Herzegovina Convertible Mark exchange rates as of October 28, 2026: 1 USD = 1.76 BAM (1 BAM = 0.569 USD). 1 EUR = 1.95 BAM (1 BAM = 0.512 EUR).

USD to BAM in detail →

By City in Bosnia and Herzegovina

Lowest

Highest

Rank	City	Population	Living Index	Solo costs (no rent) / month	Solo costs (with rent) / month	Family of 3 costs (no rent) / month	Family of 3 costs (with rent) / month	Mobile download speed (Mbps)	Internet download speed (Mbps)
1	Banja Luka	138963	58	$736	$1,198	$1,820	$2,454	153.86	33.91
2	Bihac	39690	47	$584	$988	$1,406	$1,878	161.24	13.75
3	Bijeljina	42278	44	$612	$919	$1,510	$1,935	142.3	26.55
4	Bosanska Krupa	10196	41	$482	$822	$1,162	$1,670	144.4	9.58
5	Brcko	39893	46	$527	$970	$1,293	$1,822	86.44	21.46
6	Bugojno	15555	42	$511	$892	$1,252	$1,698	32.19	21.13
7	Cazin	13863	39	$533	$823	$1,258	$1,644	218.85	9.58
8	Doboj	25132	40	$519	$836	$1,254	$1,726	34.88	19.57
9	Foca	12334	45	$544	$924	$1,276	$1,796	167.41	21.78
10	Gorazde	20897	44	$537	$933	$1,332	$1,780	217.31	20.75
11	Gracanica	12882	45	$612	$906	$1,503	$1,899	186.33	26.76
12	Gradiska	14368	37	$547	$774	$1,358	$1,760	179.19	19.94
13	Istočno Sarajevo	10642	43	$620	$900	$1,524	$1,827	53.25	43.07
14	Kakanj	11796	46	$579	$937	$1,434	$1,912	22.96	20.73
15	Konjic	10732	52	$704	$1,087	$1,760	$2,272	194.55	65.38
16	Livno	17000	42	$506	$846	$1,246	$1,783	122.19	29.58
17	Lukavac	12061	43	$583	$895	$1,409	$1,848	108.22	23.96
18	Maglaj	7000	43	$574	$892	$1,415	$1,859	78.76	16.06
19	Mostar	60195	43	$559	$905	$1,355	$1,905	133.8	126.83
20	Neum	3200	45	$568	$923	$1,367	$1,852	80.51	23.55
21	Pale	12569	47	$647	$980	$1,590	$1,978	57.78	21.33
22	Prijedor	32342	47	$628	$972	$1,512	$1,855	29.49	49.96
23	Sanski Most	16913	38	$531	$792	$1,275	$1,605	39.66	12.41
24	Sarajevo	271194	58	$671	$1,212	$1,645	$2,473	92.95	111.71
25	Tesanj	5500	41	$535	$844	$1,235	$1,627	30.74	15.06
26	Travnik	15344	43	$511	$896	$1,258	$1,753	31.9	23.4
27	Trebinje	25589	41	$573	$852	$1,392	$1,846	33.55	60.06
28	Tuzla	74475	43	$565	$895	$1,360	$1,771	116.66	23.63
29	Visoko	11552	45	$641	$946	$1,576	$2,012	67.7	46.84
30	Zenica	70533	41	$548	$856	$1,280	$1,646	158.96	33.11
31	Zepce	7500	53	$683	$1,089	$1,715	$2,231	136.79	20.79

Bosnia and Herzegovina Median Internet Speeds (Updated April 2026)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cost of Living in Bosnia and Herzegovina - Frequently Asked Questions

Cost of Living in Bosnia And Herzegovina tends to feel approachable for travelers and long-term visitors, with a broad mix of housing, food, and culture. You can find affordable options in smaller towns and a satisfying range of central apartments in key cities like Sarajevo, Mostar, and Banja Luka. Rural areas often offer even more breathing room for your budget. Seasonal needs, such as heating in winter and cooling in summer, shape monthly expenses more than raw price tags. Neighborhoods span quaint old-town cores to modern residential belts, so you can tailor lifestyle to your pace. Tip: spend a few days exploring different neighborhoods to gauge value and vibe.

Bosnia And Herzegovina living cost varies by city, neighborhood, and building type, so you’ll want to tailor your searches. For housing, check trusted local agencies, university boards, and popular online groups; expect short-term trials before a longer lease and be mindful of heating policies and energy usage. Food options span vibrant markets, bakeries, and family-run eateries; cooking at home with seasonal produce can stretch your budget. Public transit is practical in cities, with trams and buses; bikes and rideshares fill gaps. For errands, locate a nearby market, pharmacy, and coworking hub to minimize trips. Tip: map a core walkable zone to simplify daily routines.

Quality of life leans on balance: you can enjoy outdoor time in mountain trails and river towns; budgeting frameworks like flexible envelopes help. Seasons matter: winter adds heating needs; summer brings cooling; plan for occasional peak travel. To save, pick a neighborhood with proximity to markets, cafes, and transit, and mix cooking at home with occasional dining out at local spots. Seek a base that offers safety, community events, and easy access to nature or historic areas. Tip: keep a short list of go-to places and revisit it seasonally.

By international standards, Bosnia and Herzegovina is moderately priced. Smaller cities offer better deals, while capitals run higher. Most visitors and residents find costs manageable without extreme budgeting.

As of 2026, living expenses in Bosnia and Herzegovina span $774 to $1,212 monthly. Which city you choose has a big effect on your budget.

Outside the capital and tourist areas, costs in Bosnia and Herzegovina drop fast. Gradiska is one of the best budget options – lower costs without giving up access to essential services and everyday amenities.

Living costs in Bosnia and Herzegovina are average by world standards. Regional cities offer better value than Sarajevo, and most residents with steady jobs or remote income find things manageable.