Cost of Living in Bermuda - Updated Prices & Insights

Name: Bermuda
Address: BM

Solo nomad: Estimated monthly costs are $2,278 (excluding rent), and $4,944 including rent.

Family of 3: Estimated monthly costs are $5,676 (excluding rent), and $13.0K including rent.

Meal at Budget Restaurant

$61.2 BMD 61.2

$30.59 BMD 30.59

$102 BMD 102

Three-Course Dinner for Two, Mid-Range

$167 BMD 167

$126 BMD 126

$202 BMD 202

Fast Food Meal (McDonalds, etc)

$15.28 BMD 15.28

$12.22 BMD 12.22

$17.32 BMD 17.32

Cappuccino

$6.06 BMD 6.06

$4.59 BMD 4.59

$10.20 BMD 10.20

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.59 BMD 3.59

$3.08 BMD 3.08

$4.11 BMD 4.11

Water (0.33 liter bottle)

$3.33 BMD 3.33

$2.56 BMD 2.56

$4.10 BMD 4.10

Local Beer (0.5 liter draught)

$9.93 BMD 9.93

$7.94 BMD 7.94

$9.93 BMD 9.93

Imported Beer (0.33 liter bottle)

$8.63 BMD 8.63

$8.12 BMD 8.12

$11.17 BMD 11.17

Milk (1 liter)

$5.11 BMD 5.11

$2.11 BMD 2.11

$5.61 BMD 5.61

White Bread (500g)

$8.68 BMD 8.68

$6.18 BMD 6.18

$20.43 BMD 20.43

Rice (white) (1kg)

$5.05 BMD 5.05

$3.88 BMD 3.88

$8.04 BMD 8.04

Eggs

$8.05 BMD 8.05

$5.31 BMD 5.31

$11.22 BMD 11.22

Local Cheese (1kg)

$10.94 BMD 10.94

$7.08 BMD 7.08

$26.78 BMD 26.78

Chicken Fillets (1kg)

$29.10 BMD 29.10

$14.17 BMD 14.17

$50.6 BMD 50.6

Beef Round Steak (1kg)

$20.93 BMD 20.93

$13.20 BMD 13.20

$74.9 BMD 74.9

Apples (1kg)

$10.93 BMD 10.93

$5.10 BMD 5.10

$13.48 BMD 13.48

Banana (1kg)

$6.96 BMD 6.96

$5.06 BMD 5.06

$11.15 BMD 11.15

Oranges (1kg)

$10.34 BMD 10.34

$7.09 BMD 7.09

$18.24 BMD 18.24

Tomato (1kg)

$8.68 BMD 8.68

$3.99 BMD 3.99

$17.94 BMD 17.94

Potato (1kg)

$8.15 BMD 8.15

$6.87 BMD 6.87

$11.22 BMD 11.22

Onion (1kg)

$6.40 BMD 6.40

$3.09 BMD 3.09

$11.34 BMD 11.34

Lettuce (1 head)

$5.86 BMD 5.86

$4.03 BMD 4.03

$18.18 BMD 18.18

Water (1.5 liter bottle)

$4.27 BMD 4.27

$2.34 BMD 2.34

$8.12 BMD 8.12

Cigarettes 20 Pack (Marlboro, Camel)

$18.34 BMD 18.34

$16.30 BMD 16.30

$20.38 BMD 20.38

Wine (Bottle)

$25.24 BMD 25.24

$20.19 BMD 20.19

$35.34 BMD 35.34

Local Beer (0.5 liter bottle)

$5.23 BMD 5.23

$4.44 BMD 4.44

$5.92 BMD 5.92

Imported Beer (0.33 liter bottle)

$4.63 BMD 4.63

$2.06 BMD 2.06

$10.30 BMD 10.30

One-way Ticket (Public Transport)

$4.53 BMD 4.53

$4.03 BMD 4.03

$5.04 BMD 5.04

Public Transport Monthly Pass (Regular Price)

$70.0 BMD 70.0

$69.0 BMD 69.0

$70.0 BMD 70.0

Taxi Start (Normal Tariff)

$6.25 BMD 6.25

$5.95 BMD 5.95

$6.53 BMD 6.53

Taxi (Normal Tariff) (1km)

$3.44 BMD 3.44

$2.20 BMD 2.20

$5.56 BMD 5.56

Taxi 1hour Waiting (Normal Tariff)

$54.8 BMD 54.8

$38.44 BMD 38.44

$71.2 BMD 71.2

Gasoline (1 liter)

$2.30 BMD 2.30

$1.95 BMD 1.95

$2.39 BMD 2.39

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.9K BMD 34.9K

$29.9K BMD 29.9K

$37.9K BMD 37.9K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.8K BMD 38.8K

$34.8K BMD 34.8K

$39.8K BMD 39.8K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$238 BMD 238

$194 BMD 194

$407 BMD 407

SIM Card Monthly Plan (Calls and 10GB+ Data)

$121 BMD 121

$101 BMD 101

$178 BMD 178

Internet (50+ Mbps, Unlimited Data)

$156 BMD 156

$130 BMD 130

$196 BMD 196

Gym Membership (Monthly)

$180 BMD 180

$99.6 BMD 99.6

$219 BMD 219

Tennis Court (1 Hour on Weekend)

$46.23 BMD 46.23

$14.86 BMD 14.86

$74.3 BMD 74.3

Cinema Ticket

$13.26 BMD 13.26

$11.79 BMD 11.79

$14.74 BMD 14.74

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,338 BMD 1,338

$1,216 BMD 1,216

$2,365 BMD 2,365

International Primary School, 1 Child (Yearly)

$24.5K BMD 24.5K

$23.0K BMD 23.0K

$25.0K BMD 25.0K

Jeans (Levis 501 Or Similar)

$74.5 BMD 74.5

$40.66 BMD 40.66

$102 BMD 102

Summer Dress (H&M, Zara, etc)

$61.2 BMD 61.2

$40.77 BMD 40.77

$102 BMD 102

Sport Shoes (Adidas, Nike)

$134 BMD 134

$118 BMD 118

$152 BMD 152

Men's Leather Business Shoes

$128 BMD 128

$101 BMD 101

$151 BMD 151

1-bedroom Apartment, City Center (Monthly)

$3,465 BMD 3,465

$2,229 BMD 2,229

$4,560 BMD 4,560

1-bedroom Apartment, Outside City Center (Monthly)

$2,429 BMD 2,429

$1,599 BMD 1,599

$3,997 BMD 3,997

3-bedroom Apartment, City Center (Monthly)

$8,254 BMD 8,254

$5,093 BMD 5,093

$15.3K BMD 15.3K

3-bedroom Apartment, Outside City Center (Monthly)

$7,409 BMD 7,409

$4,536 BMD 4,536

$12.1K BMD 12.1K

Buy Apartment in City Center (m2)

$14.6K BMD 14.6K

$13.9K BMD 13.9K

$15.2K BMD 15.2K

Buy Apartment Outside City Center (m2)

$8,956 BMD 8,956

$7,782 BMD 7,782

$10.1K BMD 10.1K

Average Monthly Net Salary (After Tax)

$6,906 BMD 6,906

20-Year Fixed Mortgage Interest Rate (Annual %)

7.08

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: March 2, 2026

By City in Bermuda

Lowest

Highest

Rank	City	Population	Living Index	Solo costs (no rent) / month	Solo costs (with rent) / month	Family of 3 costs (no rent) / month	Family of 3 costs (with rent) / month	Mobile download speed (Mbps)	Internet download speed (Mbps)
1	Hamilton	10000	239	$2,333	$4,780	$5,722	$13.2K	308.56	169.94
2	Paget Parish	-	329	$2,254	$6,496	$4,822	$18.5K	-	-
3	Pembroke	-	119	$2,321	$2,359	$5,597	$5,477	142.3	213.89
4	Saint George	2000	224	$2,321	$4,483	$4,923	$9,116	13.46	190.65
5	Southampton	-	185	$2,239	$3,626	$5,211	$13.2K	-	-

Bermuda Median Internet Speeds (Updated January 2026)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cost of Living in Bermuda - Frequently Asked Questions

Cost of Living in Bermuda varies by location and housing type. Bermuda offers a high standard of safety, healthcare access, and a polished infrastructure, which many value as a solid return on daily life. Expect rent and dining to reflect island logistics and import costs, yet the right neighborhood and longer stays can unlock value for the right lifestyle. For nomads who prioritize stability, consider areas with good coworking, predictable transit, and easy access to core amenities. Tip: Map out a pilot month that tests housing, groceries, and transport to see how your plan translates into daily life.

Daily life in Bermuda leans into efficient routines and compact options. Start your housing search with local agents and longer leases in Hamilton, Pembroke, or tucked-away bays; short-term rentals can be pricey, but they exist. For groceries, mix supermarket runs with local markets and rotate imported treats with island-grown produce when available. Transportation tends to revolve around cars, scooters, buses, and occasional ferries for weekend trips. Co-working spaces cluster in the capital, offering reliable Wi-Fi and meeting rooms. Bermuda living cost varies by neighborhood, so plan a practical mix of work-friendly spots and quiet, affordable corners for day-to-day errands. Tip: Start with a flexible budget that tracks housing, groceries, and transport to adapt as you settle in.

Quality of life in Bermuda leans on a steady pace, outdoor recreation, and strong community. Build a simple budgeting framework around essentials, discretionary impact, and a buffer for seasonal shifts in dining and activities. If you split your time between urban centers and quieter coves, you can balance cost and mood by rotating neighborhoods with access to beaches, markets, and coworking. Save by cooking at home, shopping at local markets, and using public transport or shared rides. Embrace shoulder seasons for calmer streets, shorter lines, and smoother housing hunts. Tip: Mix a core ‘need-to-have’ list with flexible options so your daily life aligns with your preferred island rhythm.