Cost of Living Comparison Between Bermuda and United States Cost of Living Comparison Between Bermuda and United States

Name: United States
Address: US

Monthly Cost of Living

A single person spends $4,364 per month in Bermuda vs $2,643 in United States, rent included.

A couple spends around $8,203 per month in Bermuda vs $3,857 in United States, rent included.

A family of three spends $12.0K per month in Bermuda vs $5,070 in United States, rent included.

Bermuda costs about 65% more than United States on average – the gap runs across housing, groceries, transport, and services.

Both Bermuda and United States are pricier than the global median – Bermuda by 226%, United States by 97%.

Both countries show comparable internal variation: Bermuda spans $2,356–$6,516, United States spans $1,343–$5,081. City choice affects budget similarly in either country.

Meal at Budget Restaurant

$61.0 BMD 61.0

$20.04 $20.04

204.49%

Three-Course Dinner for Two, Mid-Range

$165 BMD 165

$76.0 $76.0

117.19%

Fast Food Meal (McDonalds, etc)

$14.97 BMD 14.97

$11.42 $11.42

31.09%

Cappuccino

$6.06 BMD 6.06

$5.39 $5.39

12.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.48 BMD 3.48

$2.55 $2.55

36.47%

Water (0.33 liter bottle)

$3.30 BMD 3.30

$2.04 $2.04

61.76%

Local Beer (0.5 liter draught)

$10.02 BMD 10.02

$6.14 $6.14

63.19%

Imported Beer (0.33 liter bottle)

$8.51 BMD 8.51

$7.18 $7.18

18.52%

Milk (1 liter)

$5.11 BMD 5.11

$1.04 $1.04

391.35%

White Bread (500g)

$8.57 BMD 8.57

$3.65 $3.65

134.79%

Rice (white) (1kg)

$5.18 BMD 5.18

$4.73 $4.73

9.51%

Eggs

$8.37 BMD 8.37

$4.38 $4.38

91.10%

Local Cheese (1kg)

$10.98 BMD 10.98

$12.76 $12.76

-13.95%

Chicken Fillets (1kg)

$28.36 BMD 28.36

$12.42 $12.42

128.34%

Beef Round Steak (1kg)

$21.12 BMD 21.12

$16.41 $16.41

28.70%

Apples (1kg)

$10.67 BMD 10.67

$5.42 $5.42

96.86%

Banana (1kg)

$7.02 BMD 7.02

$1.65 $1.65

325.45%

Oranges (1kg)

$10.11 BMD 10.11

$4.59 $4.59

120.26%

Tomato (1kg)

$8.82 BMD 8.82

$4.91 $4.91

79.63%

Potato (1kg)

$8.11 BMD 8.11

$2.92 $2.92

177.74%

Onion (1kg)

$6.24 BMD 6.24

$3.13 $3.13

99.36%

Lettuce (1 head)

$5.90 BMD 5.90

$2.26 $2.26

161.06%

Water (1.5 liter bottle)

$4.30 BMD 4.30

$2.30 $2.30

86.96%

Cigarettes 20 Pack (Marlboro, Camel)

$18.10 BMD 18.10

$9.89 $9.89

83.01%

Wine (Bottle)

$25.29 BMD 25.29

$15.10 $15.10

67.48%

Local Beer (0.5 liter bottle)

$5.44 BMD 5.44

$1.91 $1.91

184.82%

Imported Beer (0.33 liter bottle)

$4.44 BMD 4.44

$3.66 $3.66

21.31%

One-way Ticket (Public Transport)

$4.61 BMD 4.61

$2.48 $2.48

85.89%

Public Transport Monthly Pass (Regular Price)

$70.0 BMD 70.0

$64.8 $64.8

7.94%

Taxi Start (Normal Tariff)

$6.37 BMD 6.37

$3.84 $3.84

65.89%

Taxi (Normal Tariff) (1km)

$3.33 BMD 3.33

$1.76 $1.76

89.20%

Taxi 1hour Waiting (Normal Tariff)

$53.1 BMD 53.1

$30.58 $30.58

73.58%

Gasoline (1 liter)

$2.30 BMD 2.30

$0.96 $0.96

139.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.7K BMD 34.7K

$30.5K $30.5K

13.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.8K BMD 38.8K

$26.4K $26.4K

47.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$236 BMD 236

$204 $204

15.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$120 BMD 120

$57.3 $57.3

108.98%

Internet (50+ Mbps, Unlimited Data)

$158 BMD 158

$71.2 $71.2

121.25%

Gym Membership (Monthly)

$181 BMD 181

$46.67 $46.67

288.37%

Tennis Court (1 Hour on Weekend)

$47.44 BMD 47.44

$22.12 $22.12

114.47%

Cinema Ticket

$13.37 BMD 13.37

$13.84 $13.84

-3.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,345 BMD 1,345

$1,384 $1,384

-2.82%

International Primary School, 1 Child (Yearly)

$24.2K BMD 24.2K

$22.7K $22.7K

6.63%

Jeans (Levis 501 Or Similar)

$74.4 BMD 74.4

$53.0 $53.0

40.37%

Summer Dress (H&M, Zara, etc)

$59.7 BMD 59.7

$43.17 $43.17

38.17%

Sport Shoes (Adidas, Nike)

$137 BMD 137

$90.6 $90.6

51.11%

Men's Leather Business Shoes

$125 BMD 125

$114 $114

9.56%

1-bedroom Apartment, City Center (Monthly)

$3,473 BMD 3,473

$1,766 $1,766

96.61%

1-bedroom Apartment, Outside City Center (Monthly)

$2,468 BMD 2,468

$1,459 $1,459

69.10%

3-bedroom Apartment, City Center (Monthly)

$8,179 BMD 8,179

$2,832 $2,832

188.83%

3-bedroom Apartment, Outside City Center (Monthly)

$7,486 BMD 7,486

$2,411 $2,411

210.45%

Buy Apartment in City Center (m2)

$14.7K BMD 14.7K

$3,287 $3,287

347.27%

Buy Apartment Outside City Center (m2)

$9,130 BMD 9,130

$2,650 $2,650

244.51%

Average Monthly Net Salary (After Tax)

$7,052 BMD 7,052

$4,379 $4,379

61.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.08

6.51

8.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bermuda: May 30, 2026

Last update for United States: May 30, 2026

Cost Breakdown

Average rent: $2,847 in Bermuda vs $1,637 in United States. For reference, capital cities sit at $3,342 in Hamilton and $2,591 in Washington, DC.

Average salary: $8,124 in Bermuda vs $4,500 in United States. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Rent is 74% higher in Bermuda.

Dining out costs 137% more in Bermuda.

Salaries are 81% higher in Bermuda, giving Bermuda stronger purchasing power.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bermuda vs United States: Cost of Living - Frequently Asked Questions

United States is the cheaper option – living costs run roughly 38% lower on average. The gap is consistent across housing, groceries, transport, and entertainment.

Housing costs more in Bermuda, and the gap is biggest in capital cities. Regional towns show less difference, but Bermuda consistently has higher rents.

Groceries, transport, and utilities all cost less in United States, contributing to the overall 38% price gap. The savings show up everywhere – from supermarket receipts to monthly bills.

$4,000 buys a comfortable lifestyle in United States, but in Bermuda it only works with careful planning outside the capital. Same money, very different lives.

United States is the budget-friendly choice for expats – lower housing and daily costs. But cost isn't everything: visa policies, language, healthcare quality, and job markets all weigh in too.