Cost of Living Comparison Between Bermuda and United States Cost of Living Comparison Between Bermuda and United States

Name: United States
Address: US

Monthly Cost of Living

A single person spends $4,264 per month in Bermuda vs $2,626 in United States, rent included.

A couple spends around $7,690 per month in Bermuda vs $3,830 in United States, rent included.

A family of three spends $11.1K per month in Bermuda vs $5,033 in United States, rent included.

The cost of living in Bermuda is about 62% higher than in United States on average – the gap runs across housing, groceries, transport, and services.

Both Bermuda and United States are pricier than the global median – Bermuda by 209%, United States by 90%.

The regional cost range is wider in United States ($986–$5,298) than in Bermuda ($2,337–$5,489), so city choice matters more there.

Meal at Budget Restaurant

$55.6 BMD 55.6

$19.83 $19.83

180.48%

Three-Course Dinner for Two, Mid-Range

$149 BMD 149

$78.8 $78.8

89.58%

Fast Food Meal (McDonalds, etc)

$18.28 BMD 18.28

$12.19 $12.19

49.96%

Cappuccino

$6.80 BMD 6.80

$5.59 $5.59

21.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.43 BMD 3.43

$2.78 $2.78

23.38%

Water (0.33 liter bottle)

$3.24 BMD 3.24

$2.18 $2.18

48.62%

Local Beer (0.5 liter draught)

$7.87 BMD 7.87

$5.86 $5.86

34.30%

Imported Beer (0.33 liter bottle)

$8.79 BMD 8.79

$8.02 $8.02

9.60%

Milk (1 liter)

$5.26 BMD 5.26

$1.07 $1.07

391.59%

White Bread (500g)

$8.98 BMD 8.98

$3.68 $3.68

144.02%

Rice (white) (1kg)

$5.11 BMD 5.11

$4.66 $4.66

9.66%

Eggs

$8.36 BMD 8.36

$4.20 $4.20

99.05%

Local Cheese (1kg)

$19.14 BMD 19.14

$12.78 $12.78

49.77%

Chicken Fillets (1kg)

$23.63 BMD 23.63

$12.40 $12.40

90.56%

Beef Round Steak (1kg)

$22.36 BMD 22.36

$16.90 $16.90

32.31%

Apples (1kg)

$12.34 BMD 12.34

$5.23 $5.23

135.95%

Banana (1kg)

$7.72 BMD 7.72

$1.66 $1.66

365.06%

Oranges (1kg)

$10.29 BMD 10.29

$4.33 $4.33

137.64%

Tomato (1kg)

$10.17 BMD 10.17

$4.96 $4.96

105.04%

Potato (1kg)

$8.33 BMD 8.33

$2.82 $2.82

195.39%

Onion (1kg)

$10.22 BMD 10.22

$3.11 $3.11

228.62%

Lettuce (1 head)

$6.58 BMD 6.58

$2.19 $2.19

200.46%

Water (1.5 liter bottle)

$4.70 BMD 4.70

$2.26 $2.26

107.96%

Cigarettes 20 Pack (Marlboro, Camel)

$19.32 BMD 19.32

$10.35 $10.35

86.67%

Wine (Bottle)

$24.58 BMD 24.58

$14.81 $14.81

65.97%

Local Beer (0.5 liter bottle)

$7.37 BMD 7.37

$2.09 $2.09

252.63%

Imported Beer (0.33 liter bottle)

$4.45 BMD 4.45

$3.65 $3.65

21.92%

One-way Ticket (Public Transport)

$4.84 BMD 4.84

$2.38 $2.38

103.36%

Public Transport Monthly Pass (Regular Price)

$68.4 BMD 68.4

$64.5 $64.5

6.06%

Taxi Start (Normal Tariff)

$6.68 BMD 6.68

$3.54 $3.54

88.70%

Taxi (Normal Tariff) (1km)

$2.42 BMD 2.42

$1.86 $1.86

30.11%

Taxi 1hour Waiting (Normal Tariff)

$68.6 BMD 68.6

$30.34 $30.34

126.20%

Gasoline (1 liter)

$2.12 BMD 2.12

$1.00 $1.00

112.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.4K BMD 32.4K

$35.5K $35.5K

-8.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.3K BMD 42.3K

$25.9K $25.9K

63.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$249 BMD 249

$222 $222

12.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$157 BMD 157

$61.1 $61.1

156.37%

Internet (50+ Mbps, Unlimited Data)

$152 BMD 152

$74.7 $74.7

104.23%

Gym Membership (Monthly)

$189 BMD 189

$44.49 $44.49

324.23%

Tennis Court (1 Hour on Weekend)

$14.74 BMD 14.74

$22.35 $22.35

-34.05%

Cinema Ticket

$13.59 BMD 13.59

$15.03 $15.03

-9.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,353 BMD 1,353

$1,431 $1,431

-5.44%

International Primary School, 1 Child (Yearly)

$24.7K BMD 24.7K

$25.9K $25.9K

-4.67%

Jeans (Levis 501 Or Similar)

$89.0 BMD 89.0

$53.6 $53.6

66.09%

Summer Dress (H&M, Zara, etc)

$71.4 BMD 71.4

$43.46 $43.46

64.20%

Sport Shoes (Adidas, Nike)

$145 BMD 145

$91.5 $91.5

58.60%

Men's Leather Business Shoes

$127 BMD 127

$114 $114

11.75%

1-bedroom Apartment, City Center (Monthly)

$3,713 BMD 3,713

$1,633 $1,633

127.39%

1-bedroom Apartment, Outside City Center (Monthly)

$2,453 BMD 2,453

$1,328 $1,328

84.70%

3-bedroom Apartment, City Center (Monthly)

$8,502 BMD 8,502

$2,606 $2,606

226.29%

3-bedroom Apartment, Outside City Center (Monthly)

$7,058 BMD 7,058

$2,206 $2,206

219.93%

Buy Apartment in City Center (m2)

$14.7K BMD 14.7K

$3,323 $3,323

343.18%

Buy Apartment Outside City Center (m2)

$8,853 BMD 8,853

$2,653 $2,653

233.65%

Average Monthly Net Salary (After Tax)

$6,860 BMD 6,860

$4,306 $4,306

59.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.63

6.21

38.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bermuda: September 5, 2026

Last update for United States: September 7, 2026

Cost Breakdown

Average rent: $2,918 in Bermuda vs $1,604 in United States. For reference, capital cities sit at $3,714 in Hamilton and $1,360 in Columbia, TN.

Average salary: $7,161 in Bermuda vs $4,526 in United States. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Rent is 82% higher in Bermuda.

Dining out costs 99% more in Bermuda.

Public transport is 52% more expensive in Bermuda.

Salaries are 58% higher in Bermuda.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bermuda vs United States: Cost of Living - Frequently Asked Questions

United States is the cheaper option – living costs run roughly 25% lower on average. The gap is consistent across housing, groceries, transport, and entertainment.

Housing costs more in Bermuda, and the gap is biggest in capital cities. Regional towns show less difference, but Bermuda consistently has higher rents.

Groceries, transport, and utilities all cost less in United States, contributing to the overall 25% price gap. The savings show up everywhere – from supermarket receipts to monthly bills.

$4,000 buys a comfortable lifestyle in United States, but in Bermuda it only works with careful planning outside the capital. Same money, very different lives.

United States is the budget-friendly choice for expats – lower housing and daily costs. But cost isn't everything: visa policies, language, healthcare quality, and job markets all weigh in too.