Last update: Oct 2026

Cost of Living Comparison Between Bermuda and the United States

Name: United States
Address: US

For one person, living is cheaper in the United States: $2,734 a month against $5,211 in Bermuda, rent and utilities included – about $29,700 less a year. Rent and utilities account for about half of the difference.

251

Cost of Living Index in Bermuda
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Bermuda Living Index
131

Cost of Living Index in the United States
Learn more

United States Living Index

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🇧🇲 Bermuda

$5,211

/mo nomad

🇺🇸 United States

$2,734

/mo nomad

Monthly Cost of Living

How much you'll spend in Bermuda and in the United States

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bermuda and in the United States actually costs, broken down by who's living it.

A single person spends $5,211 per month in Bermuda vs $2,734 in the United States, rent included.

Bermuda $5,211
United States $2,734

A couple spends around $9,034 per month in Bermuda vs $3,985 in the United States, rent included.

Bermuda $9,034
United States $3,985

A family of three spends $12.9K per month in Bermuda vs $5,235 in the United States, rent included.

Bermuda $12.9K
United States $5,235

The regional cost range is wider in the United States ($979–$5,160) than in Bermuda ($2,374–$5,399), so city choice matters more there.

The cost of living in Bermuda is about 91% higher than in the United States on average.

Both Bermuda and the United States are pricier than the global median – Bermuda by 283%, the United States by 101%.

Meal at Budget Restaurant

$54.3 BMD 54.3

$20.03 $20.03

170.84%

Three-Course Dinner for Two, Mid-Range

$152 BMD 152

$80.0 $80.0

89.84%

Fast Food Meal (McDonalds, etc)

$17.99 BMD 17.99

$11.80 $11.80

52.46%

Cappuccino

$6.81 BMD 6.81

$5.55 $5.55

22.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.45 BMD 3.45

$2.66 $2.66

29.70%

Water (0.33 liter bottle)

$3.25 BMD 3.25

$2.17 $2.17

49.77%

Local Beer (0.5 liter draught)

$7.93 BMD 7.93

$6.12 $6.12

29.58%

Imported Beer (0.33 liter bottle)

$8.81 BMD 8.81

$7.94 $7.94

10.96%

Milk (1 liter)

$5.17 BMD 5.17

$1.04 $1.04

397.12%

White Bread (500g)

$8.31 BMD 8.31

$3.59 $3.59

131.48%

Rice (white) (1kg)

$5.17 BMD 5.17

$4.52 $4.52

14.38%

Eggs

$7.80 BMD 7.80

$4.28 $4.28

82.24%

Local Cheese (1kg)

$18.50 BMD 18.50

$13.22 $13.22

39.94%

Chicken Fillets (1kg)

$22.47 BMD 22.47

$12.60 $12.60

78.33%

Beef Round Steak (1kg)

$24.68 BMD 24.68

$17.60 $17.60

40.23%

Apples (1kg)

$12.19 BMD 12.19

$5.30 $5.30

130.00%

Banana (1kg)

$7.52 BMD 7.52

$1.69 $1.69

344.97%

Oranges (1kg)

$9.50 BMD 9.50

$4.44 $4.44

113.96%

Tomato (1kg)

$10.48 BMD 10.48

$4.77 $4.77

119.71%

Potato (1kg)

$7.89 BMD 7.89

$2.97 $2.97

165.66%

Onion (1kg)

$7.91 BMD 7.91

$3.15 $3.15

151.11%

Lettuce (1 head)

$6.18 BMD 6.18

$2.20 $2.20

180.91%

Water (1.5 liter bottle)

$4.66 BMD 4.66

$2.35 $2.35

98.30%

Cigarettes 20 Pack (Marlboro, Camel)

$18.49 BMD 18.49

$10.98 $10.98

68.40%

Wine (Bottle)

$25.06 BMD 25.06

$15.05 $15.05

66.51%

Local Beer (0.5 liter bottle)

$7.55 BMD 7.55

$2.06 $2.06

266.50%

Imported Beer (0.33 liter bottle)

$4.23 BMD 4.23

$3.79 $3.79

11.61%

One-way Ticket (Public Transport)

$4.67 BMD 4.67

$1.94 $1.94

140.72%

Public Transport Monthly Pass (Regular Price)

$70.0 BMD 70.0

$59.4 $59.4

17.81%

Taxi Start (Normal Tariff)

$6.56 BMD 6.56

$3.58 $3.58

83.24%

Taxi (Normal Tariff) (1km)

$2.47 BMD 2.47

$1.88 $1.88

31.38%

Taxi 1hour Waiting (Normal Tariff)

$70.2 BMD 70.2

$29.84 $29.84

135.09%

Gasoline (1 liter)

$2.23 BMD 2.23

$1.02 $1.02

118.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.4K BMD 35.4K

$28.8K $28.8K

23.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.9K BMD 40.9K

$26.2K $26.2K

56.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$288 BMD 288

$218 $218

32.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$161 BMD 161

$62.5 $62.5

157.20%

Internet (50+ Mbps, Unlimited Data)

$161 BMD 161

$74.5 $74.5

115.66%

Gym Membership (Monthly)

$193 BMD 193

$41.86 $41.86

359.91%

Tennis Court (1 Hour on Weekend)

$15.15 BMD 15.15

$22.81 $22.81

-33.58%

Cinema Ticket

$13.73 BMD 13.73

$14.70 $14.70

-6.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,338 BMD 1,338

$1,489 $1,489

-10.14%

International Primary School, 1 Child (Yearly)

$25.1K BMD 25.1K

$25.3K $25.3K

-0.59%

Jeans (Levis 501 Or Similar)

$90.3 BMD 90.3

$54.3 $54.3

66.08%

Summer Dress (H&M, Zara, etc)

$69.8 BMD 69.8

$42.71 $42.71

63.52%

Sport Shoes (Adidas, Nike)

$143 BMD 143

$94.1 $94.1

52.01%

Men's Leather Business Shoes

$131 BMD 131

$114 $114

15.35%

1-bedroom Apartment, City Center (Monthly)

$3,613 BMD 3,613

$1,659 $1,659

117.77%

1-bedroom Apartment, Outside City Center (Monthly)

$2,583 BMD 2,583

$1,348 $1,348

91.70%

3-bedroom Apartment, City Center (Monthly)

$8,371 BMD 8,371

$2,682 $2,682

212.06%

3-bedroom Apartment, Outside City Center (Monthly)

$6,913 BMD 6,913

$2,169 $2,169

218.78%

Buy Apartment in City Center (m2)

$14.7K BMD 14.7K

$3,283 $3,283

346.88%

Buy Apartment Outside City Center (m2)

$9,013 BMD 9,013

$2,482 $2,482

263.14%

Average Monthly Net Salary (After Tax)

$6,916 BMD 6,916

$4,296 $4,296

60.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.63

6.55

31.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bermuda: October 24, 2026

Last update for the United States: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bermuda

$2.6K 49.6%

United States

$1.3K 49.3% 47.8% $1.2K

Groceries & Markets

Bermuda

$842 16.2%

United States

$415 15.2% 50.6% $426

Eating Out

Bermuda

$654 12.6%

United States

$328 12% 49.8% $326

Monthly Utilities & Internet

Bermuda

$609 11.7%

United States

$355 13% 41.8% $254

Sport & Entertainment

Bermuda

$220 4.2%

United States

$71 2.6% 67.6% $149

Clothing & Footwear

Bermuda

$195 3.8%

United States

$137 5% 29.8% $58

Getting Around

Bermuda

$108 2.1%

United States

$80 2.9% 25.5% $27

Cost Breakdown

Average rent: $3,696 in Bermuda vs $1,620 in the United States. For reference, capital cities sit at $3,924 in Hamilton and $2,768 in Washington, DC.

Average salary: $7,044 in Bermuda vs $4,549 in the United States. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Rent is 128% higher in Bermuda.

Dining out costs 101% more in Bermuda.

Public transport is 57% more expensive in Bermuda.

Salaries are 55% higher in Bermuda, and purchasing power comes out stronger in the United States.

Good to know

🇧🇲 Bermuda

🇺🇸 United States

🕒 Local time

06:26 6:26 AM

05:26 5:26 AM

1 h behind Bermuda

🌤 Weather

👥 Population

65,024

340,110,988

💱 Currency

Bermudian Dollar BMD $

United States Dollar USD $

📈 Exchange rate

1 BMD = 1 USD

1 BMD = 0.899 EUR

1 USD = 0.899 EUR

Exchange rates and currency converter

USD, EUR to BMD – Bermudian Dollar Converter

🇺🇸 United States Dollar ($)

🇧🇲 Bermudian Dollar ($)

Bermudian Dollar exchange rates as of October 28, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.11 BMD (1 BMD = 0.899 EUR).

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.899 EUR).

USD to BMD in detail →

On the map

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Highest

Between locations

Bermuda United States 2,080 km ≈ 3 h nonstop flight

From you

Bermuda
United States

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bermuda vs United States: Cost of Living - Frequently Asked Questions

The United States is the cheaper option – living costs run roughly 48% lower on average.

Housing costs more in Bermuda: a central one-bedroom averages $3,696 versus $1,620 in the United States.

Groceries, public transport, and eating out all cost less in the United States, adding to the overall 91% price gap.

$4,000 buys a comfortable lifestyle in the United States, but in Bermuda it only works with careful planning outside the capital. Same money, very different lives.

The United States is the budget-friendly choice for expats. But cost isn’t everything: visa policies, language, healthcare quality, and job markets all weigh in too.