😐A single person spends $4,365 per month in Bermuda vs $1,535 in Costa Rica, rent included.
😐A couple spends around $8,207 per month in Bermuda vs $2,322 in Costa Rica, rent included.
😐A family of three spends $12.0K per month in Bermuda vs $3,108 in Costa Rica, rent included.
🌍The cost of living in Bermuda is about 184% higher than in Costa Rica on average – the gap runs across housing, groceries, transport, and services.
📊Both Bermuda and Costa Rica are pricier than the global median – Bermuda by 227%, Costa Rica by 15%.
📏The regional cost range is wider in Bermuda ($2,339–$6,589) than in Costa Rica ($1,125–$2,081), so city choice matters more there.
Currency
🍽 Eating Out
Bermuda
Costa Rica
Difference
Meal at Budget Restaurant
$60.2BMD 60.2
$10.10₡4,505
496.24%
Three-Course Dinner for Two, Mid-Range
$164BMD 164
$60.1₡26.8K
173.21%
Fast Food Meal(McDonalds, etc)
$15.28BMD 15.28
$10.12₡4,516
50.99%
Cappuccino
$5.97BMD 5.97
$3.90₡1,738
53.08%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$3.49BMD 3.49
$2.20₡982
58.64%
Water(0.33 liter bottle)
$3.20BMD 3.20
$1.67₡743
91.62%
Local Beer(0.5 liter draught)
$9.80BMD 9.80
$3.06₡1,367
220.26%
Imported Beer(0.33 liter bottle)
$8.71BMD 8.71
$4.41₡1,969
97.51%
🛒 Groceries & Markets
Bermuda
Costa Rica
Difference
Milk(1 liter)
$5.00BMD 5.00
$2.10₡937
138.10%
White Bread(500g)
$8.46BMD 8.46
$3.22₡1,437
162.73%
Rice(white)(1kg)
$5.08BMD 5.08
$2.50₡1,115
103.20%
Eggs
$7.98BMD 7.98
$3.37₡1,505
136.80%
Local Cheese(1kg)
$10.71BMD 10.71
$9.57₡4,268
11.91%
Chicken Fillets(1kg)
$28.51BMD 28.51
$9.44₡4,212
202.01%
Beef Round Steak(1kg)
$21.22BMD 21.22
$13.43₡5,992
58.00%
Apples(1kg)
$10.61BMD 10.61
$4.67₡2,084
127.19%
Banana(1kg)
$6.90BMD 6.90
$1.57₡700
339.49%
Oranges(1kg)
$10.24BMD 10.24
$3.20₡1,428
220.00%
Tomato(1kg)
$8.60BMD 8.60
$2.98₡1,330
188.59%
Potato(1kg)
$7.96BMD 7.96
$2.98₡1,329
167.11%
Onion(1kg)
$6.18BMD 6.18
$2.83₡1,264
118.37%
Lettuce(1 head)
$5.93BMD 5.93
$1.01₡452
487.13%
Water(1.5 liter bottle)
$4.12BMD 4.12
$2.50₡1,117
64.80%
Cigarettes 20 Pack(Marlboro, Camel)
$18.35BMD 18.35
$5.09₡2,270
260.51%
Wine(Bottle)
$25.48BMD 25.48
$16.14₡7,200
57.87%
Local Beer(0.5 liter bottle)
$5.27BMD 5.27
$2.35₡1,047
124.26%
Imported Beer(0.33 liter bottle)
$4.44BMD 4.44
$2.81₡1,255
58.01%
🚌 Getting Around
Bermuda
Costa Rica
Difference
One-way Ticket(Public Transport)
$4.45BMD 4.45
$1.01₡452
340.59%
Public Transport Monthly Pass(Regular Price)
$67.8BMD 67.8
$49.99₡22.3K
35.59%
Taxi Start(Normal Tariff)
$6.10BMD 6.10
$1.87₡833
226.20%
Taxi(Normal Tariff)(1km)
$3.31BMD 3.31
$1.97₡877
68.02%
Taxi 1hour Waiting(Normal Tariff)
$52.9BMD 52.9
$7.61₡3,397
595.40%
Gasoline(1 liter)
$2.31BMD 2.31
$1.44₡645
60.42%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.4KBMD 34.4K
$36.5K₡16.3M
-5.77%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.7KBMD 39.7K
$35.4K₡15.8M
12.10%
🧾 Monthly Utilities & Internet
Bermuda
Costa Rica
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$231BMD 231
$87.3₡38.9K
164.01%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$120BMD 120
$25.16₡11.2K
376.59%
Internet(50+ Mbps, Unlimited Data)
$157BMD 157
$53.0₡23.7K
196.51%
🎉 Sport & Entertainment
Bermuda
Costa Rica
Difference
Gym Membership(Monthly)
$178BMD 178
$57.4₡25.6K
209.40%
Tennis Court(1 Hour on Weekend)
$47.43BMD 47.43
$28.74₡12.8K
65.03%
Cinema Ticket
$13.49BMD 13.49
$9.04₡4,035
49.23%
🧸 Childcare & Education
Bermuda
Costa Rica
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,334BMD 1,334
$553₡246.7K
141.15%
International Primary School, 1 Child(Yearly)
$24.3KBMD 24.3K
$9,994₡4.5M
143.43%
👕👟 Clothing & Footwear
Bermuda
Costa Rica
Difference
Jeans(Levis 501 Or Similar)
$74.3BMD 74.3
$71.6₡32.0K
3.73%
Summer Dress(H&M, Zara, etc)
$61.1BMD 61.1
$53.2₡23.7K
14.88%
Sport Shoes(Adidas, Nike)
$138BMD 138
$119₡53.0K
16.57%
Men's Leather Business Shoes
$128BMD 128
$102₡45.6K
25.08%
🏠 Accommodation & Living
Bermuda
Costa Rica
Difference
1-bedroom Apartment, City Center(Monthly)
$3,434BMD 3,434
$809₡360.7K
324.66%
1-bedroom Apartment, Outside City Center(Monthly)
$2,440BMD 2,440
$544₡242.5K
348.92%
3-bedroom Apartment, City Center(Monthly)
$8,180BMD 8,180
$1,466₡654.2K
457.86%
3-bedroom Apartment, Outside City Center(Monthly)
$7,282BMD 7,282
$1,018₡454.0K
615.47%
Buy Apartment in City Center(m2)
$14.7KBMD 14.7K
$2,398₡1.1M
511.13%
Buy Apartment Outside City Center(m2)
$9,078BMD 9,078
$1,638₡730.9K
454.09%
💵 Salaries & Financials
Bermuda
Costa Rica
Difference
Average Monthly Net Salary(After Tax)
$6,906BMD 6,906
$1,067₡476.1K
547.15%
20-Year Fixed Mortgage Interest Rate(Annual %)
7.08
10.53
-32.76%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Bermuda: July 12, 2026
Last update for Costa Rica: July 12, 2026
Cost Breakdown
🏠Average rent: $2,869 in Bermuda vs $750 in Costa Rica. For reference, capital cities sit at $3,377 in Hamilton and $860 in San Jose.
💰Average salary: $8,158 in Bermuda vs $1,096 in Costa Rica. The income gap affects purchasing power and how far your budget stretches in each country.
Cost Highlights
⭐Rent is 283% higher in Bermuda.
⭐Dining out costs 241% more in Bermuda.
⭐Public transport is 108% more expensive in Bermuda.
⭐Salaries are 644% higher in Bermuda, and purchasing power comes out stronger in Bermuda.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bermuda vs Costa Rica: Cost of Living - Frequently Asked Questions
How do Bermuda and Costa Rica compare in cost of living?
Costa Rica is the cheaper option – living costs run roughly 178% lower on average. The gap is consistent across housing, groceries, transport, and entertainment.
How do rents compare between Bermuda and Costa Rica?
Housing costs more in Bermuda, and the gap is biggest in capital cities. Regional towns show less difference, but Bermuda consistently has higher rents.
Where are groceries and transport cheaper: Bermuda or Costa Rica?
Groceries, transport, and utilities all cost less in Costa Rica, contributing to the overall 178% price gap. The savings show up everywhere – from supermarket receipts to monthly bills.
How far does $2,000 go in Bermuda compared to Costa Rica?
$2,000 buys a comfortable lifestyle in Costa Rica, but in Bermuda it only works with careful planning outside the capital. Same money, very different lives.
How do I choose between living in Bermuda and in Costa Rica?
Costa Rica is the budget-friendly choice for expats – lower housing and daily costs. But cost isn't everything: visa policies, language, healthcare quality, and job markets all weigh in too.