Last update: Oct 2026

Cost of Living Comparison Between Bermuda and Costa Rica

For one person, living is cheaper in Costa Rica: $1,821 a month against $5,211 in Bermuda, rent and utilities included – about $40,700 less a year. Rent and utilities account for most of the difference.

Bermuda
Costa Rica
🇧🇲 Bermuda
$5,211
/mo nomad
🇨🇷 Costa Rica
$1,821
/mo nomad
Monthly Cost of Living

How much you'll spend in Bermuda and in Costa Rica

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bermuda and in Costa Rica actually costs, broken down by who's living it.

A single person spends $5,211 per month in Bermuda vs $1,821 in Costa Rica, rent included.

  • Bermuda $5,211
  • Costa Rica $1,821

A couple spends around $9,034 per month in Bermuda vs $2,773 in Costa Rica, rent included.

  • Bermuda $9,034
  • Costa Rica $2,773

A family of three spends $12.9K per month in Bermuda vs $3,725 in Costa Rica, rent included.

  • Bermuda $12.9K
  • Costa Rica $3,725

The regional cost range is wider in Bermuda ($2,374–$5,399) than in Costa Rica ($1,004–$2,114), so city choice matters more there.

The cost of living in Bermuda is about 186% higher than in Costa Rica on average.

Both Bermuda and Costa Rica are pricier than the global median – Bermuda by 283%, Costa Rica by 34%.

Currency
🍽 Eating Out
Bermuda
Costa Rica
Difference
Meal at Budget Restaurant
$54.3 BMD 54.3
$11.26 ₡5,082
381.79%
Three-Course Dinner for Two, Mid-Range
$152 BMD 152
$54.5 ₡24.6K
178.76%
Fast Food Meal (McDonalds, etc)
$17.99 BMD 17.99
$11.02 ₡4,973
63.25%
Cappuccino
$6.81 BMD 6.81
$4.43 ₡1,998
53.72%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.45 BMD 3.45
$2.34 ₡1,055
47.44%
Water (0.33 liter bottle)
$3.25 BMD 3.25
$1.84 ₡828
76.63%
Local Beer (0.5 liter draught)
$7.93 BMD 7.93
$3.26 ₡1,472
143.25%
Imported Beer (0.33 liter bottle)
$8.81 BMD 8.81
$4.55 ₡2,053
93.63%
🛒 Groceries & Markets
Bermuda
Costa Rica
Difference
Milk (1 liter)
$5.17 BMD 5.17
$2.45 ₡1,104
111.02%
White Bread (500g)
$8.31 BMD 8.31
$3.56 ₡1,608
133.43%
Rice (white) (1kg)
$5.17 BMD 5.17
$2.76 ₡1,245
87.32%
Eggs
$7.80 BMD 7.80
$3.97 ₡1,793
96.47%
Local Cheese (1kg)
$18.50 BMD 18.50
$10.47 ₡4,726
76.70%
Chicken Fillets (1kg)
$22.47 BMD 22.47
$9.98 ₡4,505
125.15%
Beef Round Steak (1kg)
$24.68 BMD 24.68
$13.91 ₡6,275
77.43%
Apples (1kg)
$12.19 BMD 12.19
$5.06 ₡2,282
140.91%
Banana (1kg)
$7.52 BMD 7.52
$1.69 ₡763
344.97%
Oranges (1kg)
$9.50 BMD 9.50
$3.45 ₡1,557
175.36%
Tomato (1kg)
$10.48 BMD 10.48
$3.23 ₡1,459
224.46%
Potato (1kg)
$7.89 BMD 7.89
$3.44 ₡1,554
129.36%
Onion (1kg)
$7.91 BMD 7.91
$3.25 ₡1,465
143.38%
Lettuce (1 head)
$6.18 BMD 6.18
$1.09 ₡492
466.97%
Water (1.5 liter bottle)
$4.66 BMD 4.66
$2.67 ₡1,203
74.53%
Cigarettes 20 Pack (Marlboro, Camel)
$18.49 BMD 18.49
$5.38 ₡2,426
243.68%
Wine (Bottle)
$25.06 BMD 25.06
$15.50 ₡6,993
61.68%
Local Beer (0.5 liter bottle)
$7.55 BMD 7.55
$2.75 ₡1,241
174.55%
Imported Beer (0.33 liter bottle)
$4.23 BMD 4.23
$3.30 ₡1,488
28.18%
🚌 Getting Around
Bermuda
Costa Rica
Difference
One-way Ticket (Public Transport)
$4.67 BMD 4.67
$1.13 ₡509
313.27%
Public Transport Monthly Pass (Regular Price)
$70.0 BMD 70.0
$65.5 ₡29.6K
6.78%
Taxi Start (Normal Tariff)
$6.56 BMD 6.56
$2.17 ₡979
202.30%
Taxi (Normal Tariff) (1km)
$2.47 BMD 2.47
$2.02 ₡912
22.28%
Taxi 1hour Waiting (Normal Tariff)
$70.2 BMD 70.2
$8.94 ₡4,034
684.68%
Gasoline (1 liter)
$2.23 BMD 2.23
$1.61 ₡726
38.51%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.4K BMD 35.4K
$34.5K ₡15.6M
2.63%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$40.9K BMD 40.9K
$37.4K ₡16.9M
9.58%
🧾 Monthly Utilities & Internet
Bermuda
Costa Rica
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$288 BMD 288
$94.9 ₡42.8K
203.44%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$161 BMD 161
$31.42 ₡14.2K
411.36%
Internet (50+ Mbps, Unlimited Data)
$161 BMD 161
$58.6 ₡26.4K
174.23%
🎉 Sport & Entertainment
Bermuda
Costa Rica
Difference
Gym Membership (Monthly)
$193 BMD 193
$65.7 ₡29.6K
193.07%
Tennis Court (1 Hour on Weekend)
$15.15 BMD 15.15
$22.20 ₡10.0K
-31.76%
Cinema Ticket
$13.73 BMD 13.73
$8.10 ₡3,654
69.51%
🧸 Childcare & Education
Bermuda
Costa Rica
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,338 BMD 1,338
$722 ₡325.8K
85.35%
International Primary School, 1 Child (Yearly)
$25.1K BMD 25.1K
$12.9K ₡5.8M
94.50%
👕👟 Clothing & Footwear
Bermuda
Costa Rica
Difference
Jeans (Levis 501 Or Similar)
$90.3 BMD 90.3
$75.5 ₡34.1K
19.57%
Summer Dress (H&M, Zara, etc)
$69.8 BMD 69.8
$56.4 ₡25.5K
23.76%
Sport Shoes (Adidas, Nike)
$143 BMD 143
$128 ₡57.9K
11.55%
Men's Leather Business Shoes
$131 BMD 131
$108 ₡48.8K
21.10%
🏠 Accommodation & Living
Bermuda
Costa Rica
Difference
1-bedroom Apartment, City Center (Monthly)
$3,613 BMD 3,613
$960 ₡433.2K
276.38%
1-bedroom Apartment, Outside City Center (Monthly)
$2,583 BMD 2,583
$708 ₡319.5K
264.84%
3-bedroom Apartment, City Center (Monthly)
$8,371 BMD 8,371
$1,749 ₡789.0K
378.70%
3-bedroom Apartment, Outside City Center (Monthly)
$6,913 BMD 6,913
$1,215 ₡548.3K
468.99%
Buy Apartment in City Center (m2)
$14.7K BMD 14.7K
$2,656 ₡1.2M
452.35%
Buy Apartment Outside City Center (m2)
$9,013 BMD 9,013
$1,839 ₡829.7K
390.18%
💵 Salaries & Financials
Bermuda
Costa Rica
Difference
Average Monthly Net Salary (After Tax)
$6,916 BMD 6,916
$1,058 ₡477.6K
553.42%
20-Year Fixed Mortgage Interest Rate (Annual %)
8.63
9.56
-9.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bermuda: October 24, 2026

Last update for Costa Rica: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Bermuda
$2.6K
Costa Rica
$708 72.6% $1.9K
Groceries & Markets
Bermuda
$842
Costa Rica
$380 54.8% $462
Eating Out
Bermuda
$654
Costa Rica
$218 66.6% $435
Monthly Utilities & Internet
Bermuda
$609
Costa Rica
$185 69.7% $424
Sport & Entertainment
Bermuda
$220
Costa Rica
$82 62.8% $138
Clothing & Footwear
Bermuda
$195
Costa Rica
$166 15.2% $30
Getting Around
Bermuda
$108
Costa Rica
$82 23.4% $25

Cost Breakdown

Average rent: $3,696 in Bermuda vs $855 in Costa Rica. For reference, capital cities sit at $3,924 in Hamilton and $1,164 in San Jose.

Average salary: $7,044 in Bermuda vs $1,087 in Costa Rica. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Rent is 332% higher in Bermuda.

Dining out costs 180% more in Bermuda.

Public transport is 48% more expensive in Bermuda.

Salaries are about 6.5 times higher in Bermuda, and purchasing power comes out stronger in Bermuda.

Good to know
🇧🇲 Bermuda
🇨🇷 Costa Rica
🕒 Local time
06:28 6:28 AM
03:28 3:28 AM
3 h behind Bermuda
🌤 Weather
👥 Population
65,024
5,044,197
💱 Currency
Exchange rates and currency converter

CRC, USD, EUR to BMD – Bermudian Dollar Converter

Bermudian Dollar exchange rates as of October 28, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.11 BMD (1 BMD = 0.899 EUR).

Costa Rican Colón exchange rates as of October 28, 2026: 1 USD = 451 CRC (1,000 CRC = 2.22 USD). 1 EUR = 502 CRC (1,000 CRC = 1.99 EUR).

On the map
Between locations
  • Bermuda Costa Rica 3,180 km ≈ 4 h 30 min nonstop flight
From you
  • Bermuda
  • Costa Rica

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bermuda vs Costa Rica: Cost of Living - Frequently Asked Questions
How do Bermuda and Costa Rica compare in cost of living?
Costa Rica is the cheaper option – living costs run roughly 65% lower on average.
How do rents compare between Bermuda and Costa Rica?
Housing costs more in Bermuda: a central one-bedroom averages $3,696 versus $855 in Costa Rica.
Where are groceries and transport cheaper: Bermuda or Costa Rica?
Groceries, public transport, and eating out all cost less in Costa Rica, adding to the overall 186% price gap.
How do I choose between living in Bermuda and in Costa Rica?
Costa Rica is the budget-friendly choice for expats. But cost isn’t everything: visa policies, language, healthcare quality, and job markets all weigh in too.

Bermuda vs other spots: cost of living compared

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