Last update: Oct 2026

Cost of Living Comparison Between Bermuda and India

Name: India
Address: IN

For one person, living is cheaper in India: $399 a month against $5,211 in Bermuda, rent and utilities included – about $57,700 less a year. Rent and utilities account for most of the difference.

251

Cost of Living Index in Bermuda
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Bermuda Living Index
19

Cost of Living Index in India
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India Living Index

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🇧🇲 Bermuda

$5,211

/mo nomad

🇮🇳 India

$399

/mo nomad

Monthly Cost of Living

How much you'll spend in Bermuda and in India

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bermuda and in India actually costs, broken down by who's living it.

A single person spends $5,211 per month in Bermuda vs $399 in India, rent included.

Bermuda $5,211
India $399

A couple spends around $9,034 per month in Bermuda vs $639 in India, rent included.

Bermuda $9,034
India $639

A family of three spends $12.9K per month in Bermuda vs $879 in India, rent included.

Bermuda $12.9K
India $879

The regional cost range is wider in Bermuda ($2,374–$5,399) than in India ($230–$813), so city choice matters more there.

The cost of living in Bermuda is about 1205% higher than in India on average.

Bermuda sits 283% above the global median, while India is 71% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$54.3 BMD 54.3

$2.14 ₹204

2435.05%

Three-Course Dinner for Two, Mid-Range

$152 BMD 152

$10.46 ₹995

1352.68%

Fast Food Meal (McDonalds, etc)

$17.99 BMD 17.99

$3.80 ₹361

373.42%

Cappuccino

$6.81 BMD 6.81

$1.68 ₹160

305.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.45 BMD 3.45

$0.38 ₹35.99

807.89%

Water (0.33 liter bottle)

$3.25 BMD 3.25

$0.15 ₹14.60

2066.67%

Local Beer (0.5 liter draught)

$7.93 BMD 7.93

$1.87 ₹178

324.06%

Imported Beer (0.33 liter bottle)

$8.81 BMD 8.81

$3.18 ₹303

177.04%

Milk (1 liter)

$5.17 BMD 5.17

$0.62 ₹59.2

733.87%

White Bread (500g)

$8.31 BMD 8.31

$0.50 ₹47.76

1562.00%

Rice (white) (1kg)

$5.17 BMD 5.17

$0.63 ₹60.3

720.63%

Eggs

$7.80 BMD 7.80

$0.96 ₹91.3

712.50%

Local Cheese (1kg)

$18.50 BMD 18.50

$4.85 ₹461

281.44%

Chicken Fillets (1kg)

$22.47 BMD 22.47

$2.84 ₹271

691.20%

Beef Round Steak (1kg)

$24.68 BMD 24.68

Apples (1kg)

$12.19 BMD 12.19

$2.00 ₹190

509.50%

Banana (1kg)

$7.52 BMD 7.52

$0.65 ₹61.4

1056.92%

Oranges (1kg)

$9.50 BMD 9.50

$0.97 ₹92.3

879.38%

Tomato (1kg)

$10.48 BMD 10.48

$0.47 ₹44.30

2129.79%

Potato (1kg)

$7.89 BMD 7.89

$0.34 ₹31.87

2220.59%

Onion (1kg)

$7.91 BMD 7.91

$0.42 ₹39.73

1783.33%

Lettuce (1 head)

$6.18 BMD 6.18

$0.47 ₹44.39

1214.89%

Water (1.5 liter bottle)

$4.66 BMD 4.66

$0.31 ₹29.67

1403.23%

Cigarettes 20 Pack (Marlboro, Camel)

$18.49 BMD 18.49

$5.08 ₹483

263.98%

Wine (Bottle)

$25.06 BMD 25.06

$7.31 ₹695

242.82%

Local Beer (0.5 liter bottle)

$7.55 BMD 7.55

$1.63 ₹155

363.19%

Imported Beer (0.33 liter bottle)

$4.23 BMD 4.23

$2.76 ₹262

53.26%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.11 ₹486

One-way Ticket (Public Transport)

$4.67 BMD 4.67

$0.26 ₹24.86

1696.15%

Public Transport Monthly Pass (Regular Price)

$70.0 BMD 70.0

$8.58 ₹816

715.50%

Taxi Start (Normal Tariff)

$6.56 BMD 6.56

$1.00 ₹94.7

556.00%

Taxi (Normal Tariff) (1km)

$2.47 BMD 2.47

$0.27 ₹25.74

814.81%

Taxi 1hour Waiting (Normal Tariff)

$70.2 BMD 70.2

$1.54 ₹146

4455.19%

Gasoline (1 liter)

$2.23 BMD 2.23

$1.07 ₹102

108.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.4K BMD 35.4K

$11.2K ₹1.1M

215.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.9K BMD 40.9K

$20.1K ₹1.9M

104.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$288 BMD 288

$37.08 ₹3,527

676.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$161 BMD 161

$3.58 ₹340

4387.99%

Internet (50+ Mbps, Unlimited Data)

$161 BMD 161

$7.15 ₹680

2145.59%

Gym Membership (Monthly)

$193 BMD 193

$15.00 ₹1,427

1183.47%

Tennis Court (1 Hour on Weekend)

$15.15 BMD 15.15

$7.17 ₹682

111.30%

Cinema Ticket

$13.73 BMD 13.73

$3.20 ₹304

329.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,338 BMD 1,338

$58.8 ₹5,592

2175.78%

International Primary School, 1 Child (Yearly)

$25.1K BMD 25.1K

$1,667 ₹158.5K

1406.09%

Jeans (Levis 501 Or Similar)

$90.3 BMD 90.3

$23.03 ₹2,191

291.88%

Summer Dress (H&M, Zara, etc)

$69.8 BMD 69.8

$24.17 ₹2,299

188.95%

Sport Shoes (Adidas, Nike)

$143 BMD 143

$41.20 ₹3,918

247.16%

Men's Leather Business Shoes

$131 BMD 131

$29.62 ₹2,817

342.13%

1-bedroom Apartment, City Center (Monthly)

$3,613 BMD 3,613

$146 ₹13.9K

2366.88%

1-bedroom Apartment, Outside City Center (Monthly)

$2,583 BMD 2,583

$96.4 ₹9,165

2580.80%

3-bedroom Apartment, City Center (Monthly)

$8,371 BMD 8,371

$343 ₹32.6K

2341.11%

3-bedroom Apartment, Outside City Center (Monthly)

$6,913 BMD 6,913

$234 ₹22.2K

2856.61%

Buy Apartment in City Center (m2)

$14.7K BMD 14.7K

$1,177 ₹111.9K

1146.42%

Buy Apartment Outside City Center (m2)

$9,013 BMD 9,013

$633 ₹60.2K

1323.24%

Average Monthly Net Salary (After Tax)

$6,916 BMD 6,916

$409 ₹38.9K

1591.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.63

8.93

-3.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bermuda: October 24, 2026

Last update for India: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bermuda

$2.6K 49.6%

India

$96 24.1% 96.3% $2.5K

Groceries & Markets

Bermuda

$842 16.2%

India

$102 25.6% 87.9% $739

Eating Out

Bermuda

$654 12.6%

India

$67 16.7% 89.8% $587

Monthly Utilities & Internet

Bermuda

$609 11.7%

India

$48 12% 92.2% $562

Sport & Entertainment

Bermuda

$220 4.2%

India

$21 5.4% 90.3% $199

Clothing & Footwear

Bermuda

$195 3.8%

India

$53 13.3% 72.8% $142

Getting Around

Bermuda

$108 2.1%

India

$12 3% 88.9% $96

Cost Breakdown

Average rent: $3,696 in Bermuda vs $120 in India. For reference, capital cities sit at $3,924 in Hamilton and $277 in Delhi.

Average salary: $7,044 in Bermuda vs $412 in India. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Rent is 2980% higher in Bermuda.

Dining out costs 1273% more in Bermuda.

Public transport is 1138% more expensive in Bermuda.

Salaries are about 17 times higher in Bermuda, and purchasing power comes out stronger in Bermuda.

Good to know

🇧🇲 Bermuda

🇮🇳 India

🕒 Local time

07:18 7:18 AM

15:48 3:48 PM

8 h 30 min ahead of Bermuda

🌤 Weather

👥 Population

65,024

1,326,093,247

💱 Currency

Bermudian Dollar BMD $

Indian Rupee INR ₹

📈 Exchange rate

1 BMD = 1 USD

1 BMD = 0.899 EUR

1,000 INR = 10.51 USD

1,000 INR = 9.45 EUR

Exchange rates and currency converter

INR, USD, EUR to BMD – Bermudian Dollar Converter

🇺🇸 United States Dollar ($)

🇧🇲 Bermudian Dollar ($)

Bermudian Dollar exchange rates as of October 28, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.11 BMD (1 BMD = 0.899 EUR).

Indian Rupee exchange rates as of October 28, 2026: 1 USD = 95.1 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.45 EUR).

USD to BMD in detail →

On the map

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Between locations

Bermuda India 12,140 km ≈ 16 h nonstop flight

From you

Bermuda
India

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bermuda vs India: Cost of Living - Frequently Asked Questions

India is the cheaper option – living costs run roughly 92% lower on average.

Housing costs more in Bermuda: a central one-bedroom averages $3,696 versus $120 in India.

Groceries, public transport, and eating out all cost less in India, adding to the overall 1205% price gap.

India is the budget-friendly choice for expats. But cost isn’t everything: visa policies, language, healthcare quality, and job markets all weigh in too.