Cost of Living in Bermuda - Updated Prices & Insights

Name: Bermuda
Address: BM

Solo nomad: Estimated monthly costs are $2,252 (excluding rent), and $4,914 including rent.

Family of 3: Estimated monthly costs are $5,596 (excluding rent), and $13.4K including rent.

Meal at Budget Restaurant

$59.6 BMD 59.6

$29.8 BMD 29.8

$99.3 BMD 99.3

Three-Course Dinner for Two, Mid-Range

$163 BMD 163

$123 BMD 123

$197 BMD 197

Fast Food Meal (McDonalds, etc)

$14.91 BMD 14.91

$11.93 BMD 11.93

$16.9 BMD 16.9

Cappuccino

$5.84 BMD 5.84

$4.43 BMD 4.43

$9.84 BMD 9.84

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.47 BMD 3.47

$2.97 BMD 2.97

$3.96 BMD 3.96

Water (0.33 liter bottle)

$3.16 BMD 3.16

$2.43 BMD 2.43

$3.88 BMD 3.88

Local Beer (0.5 liter draught)

$9.83 BMD 9.83

$7.87 BMD 7.87

$9.83 BMD 9.83

Imported Beer (0.33 liter bottle)

$8.57 BMD 8.57

$8.06 BMD 8.06

$11.09 BMD 11.09

Milk (1 liter)

$5.03 BMD 5.03

$2.08 BMD 2.08

$5.52 BMD 5.52

White Bread (500g)

$8.4 BMD 8.4

$5.98 BMD 5.98

$19.76 BMD 19.76

Rice (white) (1kg)

$5.36 BMD 5.36

$4.12 BMD 4.12

$8.53 BMD 8.53

Eggs

$8.09 BMD 8.09

$5.34 BMD 5.34

$11.28 BMD 11.28

Local Cheese (1kg)

$10.89 BMD 10.89

$7.05 BMD 7.05

$26.66 BMD 26.66

Chicken Fillets (1kg)

$28.92 BMD 28.92

$14.08 BMD 14.08

$50.3 BMD 50.3

Beef Round Steak (1kg)

$21.27 BMD 21.27

$13.42 BMD 13.42

$76.1 BMD 76.1

Apples (1kg)

$10.55 BMD 10.55

$4.92 BMD 4.92

$13.03 BMD 13.03

Banana (1kg)

$6.8 BMD 6.8

$4.94 BMD 4.94

$10.89 BMD 10.89

Oranges (1kg)

$10.24 BMD 10.24

$7.03 BMD 7.03

$18.07 BMD 18.07

Tomato (1kg)

$8.88 BMD 8.88

$4.08 BMD 4.08

$18.36 BMD 18.36

Potato (1kg)

$8.08 BMD 8.08

$6.82 BMD 6.82

$11.13 BMD 11.13

Onion (1kg)

$6.36 BMD 6.36

$3.07 BMD 3.07

$11.27 BMD 11.27

Lettuce (1 head)

$5.77 BMD 5.77

$3.97 BMD 3.97

$17.91 BMD 17.91

Water (1.5 liter bottle)

$4.11 BMD 4.11

$2.25 BMD 2.25

$7.82 BMD 7.82

Cigarettes 20 Pack (Marlboro, Camel)

$17.92 BMD 17.92

$15.93 BMD 15.93

$19.91 BMD 19.91

Wine (Bottle)

$24.76 BMD 24.76

$19.8 BMD 19.8

$34.66 BMD 34.66

Local Beer (0.5 liter bottle)

$5.47 BMD 5.47

$4.65 BMD 4.65

$6.2 BMD 6.2

Imported Beer (0.33 liter bottle)

$4.39 BMD 4.39

$1.95 BMD 1.95

$9.75 BMD 9.75

One-way Ticket (Public Transport)

$4.44 BMD 4.44

$3.95 BMD 3.95

$4.93 BMD 4.93

Public Transport Monthly Pass (Regular Price)

$68.2 BMD 68.2

$67.2 BMD 67.2

$68.2 BMD 68.2

Taxi Start (Normal Tariff)

$6.31 BMD 6.31

$6.01 BMD 6.01

$6.6 BMD 6.6

Taxi (Normal Tariff) (1km)

$3.36 BMD 3.36

$2.15 BMD 2.15

$5.44 BMD 5.44

Taxi 1hour Waiting (Normal Tariff)

$54.6 BMD 54.6

$38.26 BMD 38.26

$70.9 BMD 70.9

Gasoline (1 liter)

$2.28 BMD 2.28

$1.92 BMD 1.92

$2.37 BMD 2.37

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.8K BMD 34.8K

$29.8K BMD 29.8K

$37.8K BMD 37.8K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39K BMD 39K

$35K BMD 35K

$40K BMD 40K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$233 BMD 233

$190 BMD 190

$397 BMD 397

SIM Card Monthly Plan (Calls and 10GB+ Data)

$120 BMD 120

$99.4 BMD 99.4

$176 BMD 176

Internet (50+ Mbps, Unlimited Data)

$153 BMD 153

$128 BMD 128

$192 BMD 192

Gym Membership (Monthly)

$177 BMD 177

$98 BMD 98

$216 BMD 216

Tennis Court (1 Hour on Weekend)

$47.38 BMD 47.38

$15.23 BMD 15.23

$76.2 BMD 76.2

Cinema Ticket

$13.66 BMD 13.66

$12.14 BMD 12.14

$15.18 BMD 15.18

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,294 BMD 1,294

$1,176 BMD 1,176

$2,287 BMD 2,287

International Primary School, 1 Child (Yearly)

$24.2K BMD 24.2K

$22.7K BMD 22.7K

$24.7K BMD 24.7K

Jeans (Levis 501 Or Similar)

$74.7 BMD 74.7

$40.77 BMD 40.77

$102 BMD 102

Summer Dress (H&M, Zara, etc)

$60.2 BMD 60.2

$40.12 BMD 40.12

$100 BMD 100

Sport Shoes (Adidas, Nike)

$134 BMD 134

$118 BMD 118

$153 BMD 153

Men's Leather Business Shoes

$129 BMD 129

$102 BMD 102

$153 BMD 153

1-bedroom Apartment, City Center (Monthly)

$3,404 BMD 3,404

$2,190 BMD 2,190

$4,480 BMD 4,480

1-bedroom Apartment, Outside City Center (Monthly)

$2,414 BMD 2,414

$1,589 BMD 1,589

$3,973 BMD 3,973

3-bedroom Apartment, City Center (Monthly)

$8,022 BMD 8,022

$4,950 BMD 4,950

$14.8K BMD 14.8K

3-bedroom Apartment, Outside City Center (Monthly)

$7,478 BMD 7,478

$4,578 BMD 4,578

$12.2K BMD 12.2K

Buy Apartment in City Center (m2)

$11.5K BMD 11.5K

$8,865 BMD 8,865

$14.9K BMD 14.9K

Buy Apartment Outside City Center (m2)

$6,246 BMD 6,246

$6,047 BMD 6,047

$6,509 BMD 6,509

Average Monthly Net Salary (After Tax)

$6,485 BMD 6,485

20-Year Fixed Mortgage Interest Rate (Annual %)

7.08

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update: November 22, 2025

Digital Nomad Cost of Living Index

Cost of Living in Bermuda - Frequently Asked Questions

Cost of Living in Bermuda varies by location and housing type. Bermuda offers a high standard of safety, healthcare access, and a polished infrastructure, which many value as a solid return on daily life. Expect rent and dining to reflect island logistics and import costs, yet the right neighborhood and longer stays can unlock value for the right lifestyle. For nomads who prioritize stability, consider areas with good coworking, predictable transit, and easy access to core amenities. Tip: Map out a pilot month that tests housing, groceries, and transport to see how your plan translates into daily life.

Daily life in Bermuda leans into efficient routines and compact options. Start your housing search with local agents and longer leases in Hamilton, Pembroke, or tucked-away bays; short-term rentals can be pricey, but they exist. For groceries, mix supermarket runs with local markets and rotate imported treats with island-grown produce when available. Transportation tends to revolve around cars, scooters, buses, and occasional ferries for weekend trips. Co-working spaces cluster in the capital, offering reliable Wi-Fi and meeting rooms. Bermuda living cost varies by neighborhood, so plan a practical mix of work-friendly spots and quiet, affordable corners for day-to-day errands. Tip: Start with a flexible budget that tracks housing, groceries, and transport to adapt as you settle in.

Quality of life in Bermuda leans on a steady pace, outdoor recreation, and strong community. Build a simple budgeting framework around essentials, discretionary impact, and a buffer for seasonal shifts in dining and activities. If you split your time between urban centers and quieter coves, you can balance cost and mood by rotating neighborhoods with access to beaches, markets, and coworking. Save by cooking at home, shopping at local markets, and using public transport or shared rides. Embrace shoulder seasons for calmer streets, shorter lines, and smoother housing hunts. Tip: Mix a core ‘need-to-have’ list with flexible options so your daily life aligns with your preferred island rhythm.