Last update: Oct 2026 Australia 49.7K

Cost of Living in Wagga Wagga

For one person, living costs in Wagga Wagga are estimated at $1,870 a month, including rent and utilities – 26% below the national average. Rent and utilities take just under half of the total.

Monthly Cost of Living

How much you'll spend in Wagga Wagga

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Wagga Wagga actually costs, broken down by who's living it.

Living costs for one person come to about $1,870 monthly including rent, or $1,000 excluding housing.

$1,870 /mo

Estimated monthly costs for a couple: $2,854 with rent, or $1,764 without housing.

$2,854 /mo

Monthly costs for a family of three come to about $3,837 including rent, or $2,527 for daily expenses alone.

$3,837 /mo

Wagga Wagga sits 36–39% above the global median across household types. Within Oceania, costs are close to average – just 2% lower.

Currency
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$13.69 A$19.70
$9.83 A$14.14
$28.09 A$40.42
Three-Course Dinner for Two, Mid-Range
$88.1 A$127
$60.1 A$86.5
$123 A$177
Fast Food Meal (McDonalds, etc)
$10.62 A$15.28
$9.91 A$14.25
$10.62 A$15.28
Cappuccino
$4.12 A$5.92
$3.31 A$4.76
$4.57 A$6.58
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.15 A$4.54
$2.77 A$3.98
$4.27 A$6.14
Water (0.33 liter bottle)
$2.57 A$3.69
$2.10 A$3.03
$2.80 A$4.03
Local Beer (0.5 liter draught)
$8.13 A$11.70
$6.78 A$9.75
$10.17 A$14.63
Imported Beer (0.33 liter bottle)
$9.59 A$13.80
$6.85 A$9.86
$13.02 A$18.73
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.56 A$2.25
$0.88 A$1.27
$2.47 A$3.56
White Bread (500g)
$3.29 A$4.73
$2.12 A$3.04
$4.93 A$7.09
Rice (white) (1kg)
$2.68 A$3.85
$1.29 A$1.85
$3.58 A$5.16
Eggs
$5.17 A$7.44
$3.96 A$5.70
$8.23 A$11.84
Local Cheese (1kg)
$12.88 A$18.53
$6.92 A$9.96
$22.83 A$32.86
Chicken Fillets (1kg)
$9.87 A$14.20
$8.36 A$12.03
$17.42 A$25.07
Beef Round Steak (1kg)
$15.35 A$22.09
$9.80 A$14.10
$24.51 A$35.27
Apples (1kg)
$3.89 A$5.60
$3.07 A$4.41
$4.79 A$6.89
Banana (1kg)
$3.08 A$4.44
$2.05 A$2.94
$6.81 A$9.81
Oranges (1kg)
$3.57 A$5.14
$2.50 A$3.59
$7.12 A$10.24
Tomato (1kg)
$5.11 A$7.35
$3.28 A$4.72
$6.84 A$9.84
Potato (1kg)
$3.05 A$4.38
$2.05 A$2.95
$4.09 A$5.89
Onion (1kg)
$2.72 A$3.91
$1.70 A$2.45
$3.74 A$5.39
Lettuce (1 head)
$2.49 A$3.58
$2.01 A$2.89
$3.39 A$4.88
Water (1.5 liter bottle)
$1.33 A$1.92
$0.62 A$0.89
$2.73 A$3.93
Cigarettes 20 Pack (Marlboro, Camel)
$44.17 A$63.6
$34.52 A$49.68
$46.94 A$67.6
Wine (Bottle)
$13.86 A$19.95
$9.01 A$12.97
$17.33 A$24.94
Local Beer (0.5 liter bottle)
$4.59 A$6.60
$2.72 A$3.92
$5.45 A$7.84
Imported Beer (0.33 liter bottle)
$5.45 A$7.84
$4.82 A$6.93
$5.85 A$8.42
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$3.17 A$4.56
-
Taxi Start (Normal Tariff)
$4.12 A$5.93
$4.12 A$5.93
$5.32 A$7.66
Taxi (Normal Tariff) (1km)
$1.64 A$2.35
$1.64 A$2.35
$3.22 A$4.64
Taxi 1hour Waiting (Normal Tariff)
$43.84 A$63.1
$43.84 A$63.1
$43.84 A$63.1
Gasoline (1 liter)
$1.33 A$1.91
$1.12 A$1.61
$1.56 A$2.24
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.7K A$38.4K
$26.7K A$38.4K
$27.6K A$39.7K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.3K A$42.2K
$25.0K A$35.9K
$40.1K A$57.7K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$181 A$260
$124 A$179
$207 A$298
SIM Card Monthly Plan (Calls and 10GB+ Data)
$26.41 A$38.00
$10.34 A$14.88
$48.23 A$69.4
Internet (50+ Mbps, Unlimited Data)
$56.0 A$80.5
$49.22 A$70.8
$63.3 A$91.1
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$27.38 A$39.40
-
Cinema Ticket
$15.57 A$22.40
$13.84 A$19.91
$17.30 A$24.89
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,183 A$3,142
$1,964 A$2,826
$2,665 A$3,835
International Primary School, 1 Child (Yearly)
$19.9K A$28.7K
$11.1K A$16.0K
$29.0K A$41.7K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$75.9 A$109
$55.3 A$79.6
$89.9 A$129
Summer Dress (H&M, Zara, etc)
$56.5 A$81.3
$34.32 A$49.39
$66.5 A$95.7
Sport Shoes (Adidas, Nike)
$105 A$151
$82.2 A$118
$154 A$222
Men's Leather Business Shoes
$133 A$191
$90.4 A$130
$175 A$252
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$916 A$1,317
-
1-bedroom Apartment, Outside City Center (Monthly)
$690 A$993
-
3-bedroom Apartment, City Center (Monthly)
$1,510 A$2,173
$1,468 A$2,112
$1,553 A$2,234
3-bedroom Apartment, Outside City Center (Monthly)
$1,129 A$1,625
$1,129 A$1,625
$1,129 A$1,625
Buy Apartment in City Center (m2)
$3,429 A$4,934
-
Buy Apartment Outside City Center (m2)
$2,419 A$3,480
-
💵 Salaries & Financials
Cost
Range
20-Year Fixed Mortgage Interest Rate (Annual %)
5.95
5.5
6.5

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 10, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Wagga Wagga $1,870
Accommodation & Living
$690
Groceries & Markets
$394
Eating Out
$273
Monthly Utilities & Internet
$263
Clothing & Footwear
$167
Sport & Entertainment
$59
Getting Around
$25 *

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Expect to spend about $394 monthly on groceries. Dining out at a mid-range restaurant costs roughly $88.0 for two – above the Oceanian average of $57.0.

Cost Highlights

Gym membership is cheaper than 94% of cities in Oceania

Rice is more expensive than 94% of cities in Oceania

White bread is more expensive than 91% of cities in Oceania

Good to know
🕒 Local time
02:51 2:51 AM
🌤 Weather
👥 Population
49,686
💱 Currency
Exchange rates and currency converter

USD, EUR to AUD – Australian Dollar Converter

Australian Dollar exchange rates as of October 19, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

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Wagga Wagga Median Internet Speeds (Updated April 2026)

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Digital Nomad Cost of Living Index
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Cost of Living in Wagga Wagga - Frequently Asked Questions
How affordable is Wagga Wagga for travelers, expats, and digital nomads, and who tends to find the most value there?
Wagga Wagga offers a more relaxed, wallet-friendly feel than Australia’s big cities. You’ll often find larger living spaces for less rent, steady grocery pricing, and practical services that suit longer stays. For digital nomads, affordable coworking and cafes support a reliable work routine without the volatility of major capitals. The city draws families and students, so neighborhoods vary in vibe but stay approachable and easy to navigate. Expect seasonal spikes around events and university terms, but overall costs remain predictable for planning. Cost of Living in Wagga Wagga, Australia gives you a realistic baseline for daily life, especially if you value balance over flashy amenities. Tip: map out a couple of core neighborhoods near the river or CBD and explore rental turnover to lock in solid deals.
What does daily life look like for a new arrival – housing search, food options, transport, coworking spaces, and errands?
In daily life, you’ll find housing options ranging from compact apartments near the CBD to larger homes in family-friendly suburbs. Begin your search with local real estate portals and campus notices; act fast when you spot value. Food options include supermarkets, farmers markets, and casual eateries offering meals at approachable prices. For transport, a car helps, but reliable bus routes and bike lanes let you get around without one. If you work remotely, several cafes and small coworking spaces suit daytime focus. Compare the Wagga Wagga, Australia living cost against similar regional hubs to set realistic budgets. Tip: visit at different times of day to gauge traffic and noise.
How would you assess quality of life, budgeting approaches, and neighborhood fit, including seasonal changes and money-saving strategies?
Quality of life in Wagga Wagga blends outdoor options with practical city services. Use a budgeting framework that separates essentials, discretionary spending, and a small buffer for unexpected costs or seasonal shifts. Practical saving tips include buying in-season produce, using local markets, and batching errands to cut fuel and transport time. Neighborhood fit varies by vibe: the riverfront and CBD are walkable with easy amenity access, while outer suburbs offer space and parking – consider your commute, grocery trips, and gym visits. Seasonality affects cafe crowds and event calendars, yet the city maintains steady access to healthcare, education, and recreation. Tip: spend an afternoon in each neighborhood at different times to gauge rhythm, safety, and convenience.
Is Wagga Wagga worth the cost of living?
At around $1,870 monthly all-in, Wagga Wagga offers decent value. It's not the cheapest and not the priciest – a good fit for people who want city convenience without capital-level costs.
What is the average cost of living in Wagga Wagga in 2026?
As of 2026, monthly living costs in Wagga Wagga come to around $1,870 including rent, or roughly $1,000 excluding it. Numbers shift a bit by season and neighborhood, but this range works well as a planning baseline.
What is a good salary in Wagga Wagga?
Earning $2,805 monthly in Wagga Wagga means you're living well – a one-bedroom, regular groceries, transport, and some entertainment without stress. That's the threshold where most residents feel genuinely comfortable rather than just getting by.
What are typical rents in Wagga Wagga?
Where you live in Wagga Wagga makes all the difference. Central one-bedrooms cost about $916; commute-friendly outer districts come in around $690. Overall, the market runs from $690 to $916 depending on size, location, and apartment condition.
What is a typical grocery budget in Wagga Wagga?
Expect to spend around $394 per month on groceries in Wagga Wagga. Neither cheap nor expensive by global standards – everyday items are fairly priced, though imported or specialty products cost more.
How expensive is a gym membership in Wagga Wagga?
A regular gym membership in Wagga Wagga costs around $27.38 monthly. It's a reasonable expense that fits into most budgets, and you generally get decent facilities for the price.
Can a person live on $2,000 monthly in Wagga Wagga?
Living on $2,000 in Wagga Wagga means careful planning, since monthly costs average $1,870. It works with a cheap apartment and disciplined spending, but expect trade-offs on where you live, how often you eat out, and entertainment.
What is quality of life like in Wagga Wagga?
Wagga Wagga offers genuinely appealing day-to-day living. Residents value low crime rates, clean air, and at around $1,870 per month, it's accessible to a broad range of incomes. Most people find the cost-to-quality balance sustainable long-term.
Can you save money living in Wagga Wagga?
Monthly expenses in Wagga Wagga run around $1,870, so putting money aside takes more than $2,805 in income. Keeping housing costs low and avoiding lifestyle creep are the keys to building a decent savings rate here.

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