📌A single person spends around $942 per month with rent, or $552 for everyday expenses alone.
📌A couple spends around $1,463 per month with rent, or $975 for everyday expenses alone.
📌A family of three spends around $1,984 per month with rent, or $1,399 without housing.
📊Overall, Shumen is about 32% below the global median. Within Europe, costs are well below average (49% lower) – one of the most affordable options in the region.
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.5KBGN 52.4K
$30.8KBGN 51.3K
$32.1KBGN 53.4K
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.5KBGN 39.1K
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🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$138BGN 229
$71.5BGN 119
$239BGN 397
SIM Card Monthly Plan(Calls and 10GB+ Data)
$18.52BGN 30.81
$12.04BGN 20.03
$24.09BGN 40.08
Internet(50+ Mbps, Unlimited Data)
$17.87BGN 29.73
$8.93BGN 14.86
$38.74BGN 64.5
🎉 Sport & Entertainment
Cost
Range
Gym Membership(Monthly)
$39.41BGN 65.6
$26.28BGN 43.72
$46.73BGN 77.7
Tennis Court(1 Hour on Weekend)
$11.77BGN 19.58
$11.77BGN 19.58
$11.77BGN 19.58
Cinema Ticket
$7.20BGN 11.98
$6.00BGN 9.98
$7.20BGN 11.98
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$594BGN 988
-
International Primary School, 1 Child(Yearly)
$10.8KBGN 18.0K
-
👕👟 Clothing & Footwear
Cost
Range
Jeans(Levis 501 Or Similar)
$49.80BGN 82.9
$23.41BGN 38.95
$76.2BGN 127
Summer Dress(H&M, Zara, etc)
$52.5BGN 87.4
$17.74BGN 29.51
$88.8BGN 148
Sport Shoes(Adidas, Nike)
$97.7BGN 163
$48.16BGN 80.1
$169BGN 281
Men's Leather Business Shoes
$62.9BGN 105
$46.80BGN 77.9
$205BGN 341
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center(Monthly)
$278BGN 463
$241BGN 400
$361BGN 600
1-bedroom Apartment, Outside City Center(Monthly)
$186BGN 309
$150BGN 249
$269BGN 448
3-bedroom Apartment, City Center(Monthly)
$452BGN 752
$361BGN 601
$602BGN 1,002
3-bedroom Apartment, Outside City Center(Monthly)
$340BGN 565
$295BGN 491
$355BGN 590
Buy Apartment in City Center(m2)
$1,280BGN 2,129
$824BGN 1,370
$1,766BGN 2,937
Buy Apartment Outside City Center(m2)
$1,059BGN 1,763
$545BGN 907
$1,422BGN 2,365
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary(After Tax)
$1,046BGN 1,740
-
20-Year Fixed Mortgage Interest Rate(Annual %)
3.25
2.8
4.8
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update: September 1, 2026
Cost Breakdown
🏠A one-bedroom apartment in the city center costs around $278, dropping to $186 outside central areas. Housing accounts for roughly 27% of the average salary ($1,046) – well above the 30% international benchmark.
💰The average net salary is $1,046. With monthly costs around $942, saving is possible but often limited. A more comfortable lifestyle typically starts at $1,413.
🛒Groceries cost around $221 per month for one person. A mid-range dinner for two is priced at $36.00 – well below the European average of $77.0.
🚌A monthly public transport pass costs about $26.74 – among the cheapest in Europe (average $50.0).
Cost Highlights
⭐1-bedroom apartment, outside city center is cheaper than 98% of cities in Europe
⭐1-bedroom apartment, city center is cheaper than 97% of cities in Europe
⭐3-bedroom apartment, city center is cheaper than 96% of cities in Europe
Shumen Median Internet Speeds (Updated April 2026)
Mobile
Download
Mbps
Upload
Mbps
Latency
ms
Fixed Broadband
Download
Mbps
Upload
Mbps
Latency
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Low risk of other local infectious diseases such as Lyme disease, Rocky Mountain spotted fever, Tick-borne encephalitis, Leishmaniasis, Chagas disease, and Sleeping sickness
Popular online taxi apps offering convenient, cashless rides in many countries, including Uber, Bolt, Grab, inDrive, DiDi, Careem, Gojek, Maxim, and Yango
Cost of Living in Shumen - Frequently Asked Questions
Is Shumen, Bulgaria affordable for travelers, expats, and digital nomads, and who tends to get the best value?
In general, Cost of Living in Shumen, Bulgaria remains approachable for a city of its size. You will find affordable housing relative to bigger cities, friendly local markets, and inexpensive dining options that suit a variable schedule. The value tends to favor those who want space, a quieter pace, and a real neighborhood feel over glossy megacenters. Expats often rent comfortable apartments in older buildings, while digital nomads appreciate reliable Wi-Fi cafés and short commutes. Seasonal peaks can nudge prices, but long stays stay sensible. Tip: plan one neighborhood to live in, then test two or three before signing.
What does daily life look like in Shumen for housing, food, transport, and errands, and where might you feel most at home?
Daily life in Shumen centers on practical, human-scale choices. When housing, search for comfortable apartments in quiet residential streets near the city center, but check insulation and heating costs. For food, markets and bakeries offer fresh, affordable options, balanced with casual cafes for work breaks. Transport relies on a compact bus network and walkable streets; a bicycle is a breeze in good weather. For work or study, several cafes double as informal workspaces, and you can arrange occasional co-working with locals. Errands are straightforward in the town center. Shumen, Bulgaria living cost feels balanced. Tip: scout two or three neighborhoods at different times to feel the vibe.
What practices help maximize quality of life and manage budget in Shumen, including seasonal shifts and neighborhood fit?
Quality of life in Shumen rewards planning, pace, and local connection. Use a simple budgeting frame that covers essentials first, sets aside flexible experiences, and keeps a small buffer for seasonal changes in heating and transport. Neighborhood fit matters: central historic streets offer walkable access to services and culture, while newer residential areas help with space and quieter evenings. Save strategies include cooking with local produce, shopping at markets, and leaning on public transport or shared rides. Build a routine that aligns errands, work time, and social activities to a natural weekly rhythm. Tip: keep a monthly review of expenses and adjust as seasons shift.
What are typical monthly expenses for a single person in Shumen?
All in, Shumen runs about $942 monthly with rent, or $552 without it. These numbers assume a moderate lifestyle – comfortable but not lavish. Choosing a cheaper neighborhood and cooking at home are the easiest ways to spend less.
What are the monthly living expenses in Shumen as of 2026?
For 2026, a single person in Shumen should plan on about $942 per month with rent, or $552 without housing. That covers a moderate lifestyle – food, utilities, transport, and some leisure – at current local prices.
What is the average net income after taxes in Shumen?
After taxes, the average worker in Shumen takes home about $1,046 per month. Of course, that varies a lot by industry and experience – tech and finance pay well above this, while service jobs often fall below it.
Is Shumen a good place to find cheap rent?
Rent is one of the biggest advantages of living in Shumen – 1-bedroom apartments range from $186 to $278 per month, and even central neighborhoods stay accessible on modest incomes. Cheap housing frees up cash for everything else.
How expensive is preschool in Shumen per month?
Private kindergarten in Shumen costs about $594 per month – a big number for families. Prices vary by curriculum and whether you go local or international. Public options are cheaper where they exist, but waitlists can be long.
How much is a monthly gym pass in Shumen?
A gym membership in Shumen runs about $39.41 per month – affordable by regional standards. Most gyms include basic equipment, group classes, and locker rooms. Boutique studios and personal training cost more, but the baseline is budget-friendly.
Does $1,200 cover living expenses in Shumen?
$1,200 a month in Shumen? Very doable. Average costs with rent come to just $942, which leaves real room to save, eat out, and enjoy the city without watching every dollar.
What are the pros and cons of living in Shumen?
Quality of life in Shumen is genuinely good – highlights include low crime rates, wellness scene, café culture, and monthly costs hover around $942. Day-to-day life is well-rounded: decent infrastructure, varied dining and entertainment, and a generally positive atmosphere.
Is Shumen budget-friendly for long-term stays?
Shumen is affordable by most measures, which is why it appeals to long-term travelers, remote workers, and budget-conscious residents. At $942 per month with rent, it sits well below the global average for cities of similar size.
How much does a backpacker need per day in Shumen?
Shumen is great for backpackers. All-in costs average just $942 monthly, and even short-term visitors on tight budgets can stretch their money. Cheap hostels, affordable street food, budget transport, and free attractions make it easy to explore without overspending.