📌A single person spends around $891 per month with rent, or $599 for everyday expenses alone.
📌A couple spends around $1,377 per month with rent, or $1,119 for everyday expenses alone.
📌A family of three spends around $1,864 per month with rent, or $1,639 without housing.
📊Overall, Shumen is about 34% below the global median. Within Europe, costs are well below average (50% lower) – one of the most affordable options in the region.
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.6KBGN 54.2K
$30.3KBGN 50.3K
$32.6KBGN 54.2K
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.1KBGN 41.7K
$22.7KBGN 37.7K
$26.0KBGN 43.3K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$94.9BGN 158
$67.0BGN 112
$237BGN 393
SIM Card Monthly Plan(Calls and 10GB+ Data)
$16.33BGN 27.17
$11.60BGN 19.30
$23.21BGN 38.61
Internet(50+ Mbps, Unlimited Data)
$13.65BGN 22.71
$8.75BGN 14.55
$37.91BGN 63.1
🎉 Sport & Entertainment
Cost
Range
Gym Membership(Monthly)
$39.03BGN 64.9
$26.02BGN 43.29
$46.26BGN 77.0
Tennis Court(1 Hour on Weekend)
$11.87BGN 19.74
$11.87BGN 19.74
$11.87BGN 19.74
Cinema Ticket
$7.02BGN 11.68
$5.85BGN 9.73
$9.36BGN 15.57
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$238BGN 396
$179BGN 297
$595BGN 990
International Primary School, 1 Child(Yearly)
$10.6KBGN 17.6K
$10.6KBGN 17.6K
$10.6KBGN 17.6K
👕👟 Clothing & Footwear
Cost
Range
Jeans(Levis 501 Or Similar)
$54.7BGN 90.9
$23.42BGN 38.96
$93.7BGN 156
Summer Dress(H&M, Zara, etc)
$42.33BGN 70.4
$17.93BGN 29.83
$89.7BGN 149
Sport Shoes(Adidas, Nike)
$83.8BGN 139
$54.1BGN 90.0
$168BGN 280
Men's Leather Business Shoes
$71.5BGN 119
$46.99BGN 78.2
$206BGN 342
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center(Monthly)
$278BGN 462
$237BGN 394
$355BGN 590
1-bedroom Apartment, Outside City Center(Monthly)
$190BGN 316
$175BGN 292
$263BGN 437
3-bedroom Apartment, City Center(Monthly)
$495BGN 823
$407BGN 678
$582BGN 968
3-bedroom Apartment, Outside City Center(Monthly)
$323BGN 537
$294BGN 489
$352BGN 586
Buy Apartment in City Center(m2)
$1,274BGN 2,120
$820BGN 1,364
$1,757BGN 2,924
Buy Apartment Outside City Center(m2)
$1,015BGN 1,689
$522BGN 869
$1,363BGN 2,267
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary(After Tax)
$1,019BGN 1,696
-
20-Year Fixed Mortgage Interest Rate(Annual %)
4.57
3
5.7
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update: July 11, 2026
Cost Breakdown
🏠A one-bedroom apartment in the city center costs around $278, dropping to $190 outside central areas. Housing accounts for roughly 27% of the average salary ($1,019) – close to the 30% international benchmark.
💰The average net salary is $1,019. With monthly costs around $891, saving is possible but often limited. A more comfortable lifestyle typically starts at $1,336.
🛒Groceries cost around $222 per month for one person. A mid-range dinner for two is priced at $30.00 – well below the European average of $75.0.
🚌A monthly public transport pass costs about $26.34 – among the cheapest in Europe (average $48.00).
Cost Highlights
⭐1-bedroom apartment, outside city center is cheaper than 97% of cities in Europe
⭐3-bedroom apartment, outside city center is cheaper than 96% of cities in Europe
⭐Taxi is cheaper than 96% of cities in Europe
Shumen Median Internet Speeds (Updated April 2026)
Mobile
Download
Mbps
Upload
Mbps
Latency
ms
Fixed Broadband
Download
Mbps
Upload
Mbps
Latency
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Low risk of other local infectious diseases such as Lyme disease, Rocky Mountain spotted fever, Tick-borne encephalitis, Leishmaniasis, Chagas disease, and Sleeping sickness
Popular online taxi apps offering convenient, cashless rides in many countries, including Uber, Bolt, Grab, inDrive, DiDi, Careem, Gojek, Maxim, and Yango
Cost of Living in Shumen - Frequently Asked Questions
Is Shumen, Bulgaria affordable for travelers, expats, and digital nomads, and who tends to get the best value?
In general, Cost of Living in Shumen, Bulgaria remains approachable for a city of its size. You will find affordable housing relative to bigger cities, friendly local markets, and inexpensive dining options that suit a variable schedule. The value tends to favor those who want space, a quieter pace, and a real neighborhood feel over glossy megacenters. Expats often rent comfortable apartments in older buildings, while digital nomads appreciate reliable Wi-Fi cafés and short commutes. Seasonal peaks can nudge prices, but long stays stay sensible. Tip: plan one neighborhood to live in, then test two or three before signing.
What does daily life look like in Shumen for housing, food, transport, and errands, and where might you feel most at home?
Daily life in Shumen centers on practical, human-scale choices. When housing, search for comfortable apartments in quiet residential streets near the city center, but check insulation and heating costs. For food, markets and bakeries offer fresh, affordable options, balanced with casual cafes for work breaks. Transport relies on a compact bus network and walkable streets; a bicycle is a breeze in good weather. For work or study, several cafes double as informal workspaces, and you can arrange occasional co-working with locals. Errands are straightforward in the town center. Shumen, Bulgaria living cost feels balanced. Tip: scout two or three neighborhoods at different times to feel the vibe.
What practices help maximize quality of life and manage budget in Shumen, including seasonal shifts and neighborhood fit?
Quality of life in Shumen rewards planning, pace, and local connection. Use a simple budgeting frame that covers essentials first, sets aside flexible experiences, and keeps a small buffer for seasonal changes in heating and transport. Neighborhood fit matters: central historic streets offer walkable access to services and culture, while newer residential areas help with space and quieter evenings. Save strategies include cooking with local produce, shopping at markets, and leaning on public transport or shared rides. Build a routine that aligns errands, work time, and social activities to a natural weekly rhythm. Tip: keep a monthly review of expenses and adjust as seasons shift.
What are typical monthly expenses for a single person in Shumen?
All in, Shumen runs about $891 monthly with rent, or $599 without it. These numbers assume a moderate lifestyle – comfortable but not lavish. Choosing a cheaper neighborhood and cooking at home are the easiest ways to spend less.
What are the monthly living expenses in Shumen as of 2026?
For 2026, a single person in Shumen should plan on about $891 per month with rent, or $599 without housing. That covers a moderate lifestyle – food, utilities, transport, and some leisure – at current local prices.
What is the average net income after taxes in Shumen?
After taxes, the average worker in Shumen takes home about $1,019 per month. Of course, that varies a lot by industry and experience – tech and finance pay well above this, while service jobs often fall below it.
Is Shumen a good place to find cheap rent?
Rent is one of the biggest advantages of living in Shumen – 1-bedroom apartments range from $190 to $278 per month, and even central neighborhoods stay accessible on modest incomes. Cheap housing frees up cash for everything else.
How expensive is preschool in Shumen per month?
Private kindergarten in Shumen costs about $238 per month – a big number for families. Prices vary by curriculum and whether you go local or international. Public options are cheaper where they exist, but waitlists can be long.
How much is a monthly gym pass in Shumen?
A gym membership in Shumen runs about $39.03 per month – affordable by regional standards. Most gyms include basic equipment, group classes, and locker rooms. Boutique studios and personal training cost more, but the baseline is budget-friendly.
Does $1,200 cover living expenses in Shumen?
$1,200 a month in Shumen? Very doable. Average costs with rent come to just $891, which leaves real room to save, eat out, and enjoy the city without watching every dollar.
What are the pros and cons of living in Shumen?
Quality of life in Shumen is genuinely good – highlights include low crime rates, wellness scene, café culture, and monthly costs hover around $891. Day-to-day life is well-rounded: decent infrastructure, varied dining and entertainment, and a generally positive atmosphere.
Is Shumen budget-friendly for long-term stays?
Shumen is affordable by most measures, which is why it appeals to long-term travelers, remote workers, and budget-conscious residents. At $891 per month with rent, it sits well below the global average for cities of similar size.
How much does a backpacker need per day in Shumen?
Shumen is great for backpackers. All-in costs average just $891 monthly, and even short-term visitors on tight budgets can stretch their money. Cheap hostels, affordable street food, budget transport, and free attractions make it easy to explore without overspending.