For one person, living costs in Razgrad are estimated at $826 a month, including rent and utilities – 29% below the national average. Rent and utilities take about a third of the total.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Razgrad actually costs, broken down by who's living it.
Living costs for one person come to about $827 monthly including rent, or $555 excluding housing.
$827 /mo
Estimated monthly costs for a couple: $1,268 with rent, or $946 without housing.
$1,268 /mo
Monthly costs for a family of three come to about $1,708 including rent, or $1,338 for daily expenses alone.
$1,708 /mo
📊
Razgrad sits about 39% below the global median. Within Europe, costs are well below average (53% lower) – one of the most affordable options in the region.
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.7KBGN 39.6K
$22.7KBGN 39.6K
$29.9KBGN 52.0K
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.0KBGN 43.4K
$22.5KBGN 39.1K
$28.8KBGN 50.2K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$76.8BGN 134
$57.6BGN 100
$173BGN 301
SIM Card Monthly Plan(Calls and 10GB+ Data)
$14.68BGN 25.55
$12.75BGN 22.19
$28.34BGN 49.31
Internet(50+ Mbps, Unlimited Data)
$11.66BGN 20.29
$8.60BGN 14.97
$31.53BGN 54.9
🎉 Sport & Entertainment
Cost
Range
Gym Membership(Monthly)
$26.36BGN 45.88
$16.95BGN 29.49
$45.19BGN 78.6
Tennis Court(1 Hour on Weekend)
$17.24BGN 30.00
$10.25BGN 17.84
$17.24BGN 30.00
Cinema Ticket
$6.70BGN 11.66
$6.14BGN 10.69
$9.83BGN 17.11
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$509BGN 886
$431BGN 750
$984BGN 1,712
International Primary School, 1 Child(Yearly)
$5,354BGN 9,316
$3,929BGN 6,836
$7,682BGN 13.4K
👕👟 Clothing & Footwear
Cost
Range
Jeans(Levis 501 Or Similar)
$33.63BGN 58.5
$28.03BGN 48.77
$112BGN 195
Summer Dress(H&M, Zara, etc)
$16.80BGN 29.24
$16.80BGN 29.24
$56.0BGN 97.5
Sport Shoes(Adidas, Nike)
$91.9BGN 160
$68.9BGN 120
$144BGN 250
Men's Leather Business Shoes
$102BGN 178
$56.4BGN 98.1
$141BGN 245
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center(Monthly)
$278BGN 483
$258BGN 450
$316BGN 550
1-bedroom Apartment, Outside City Center(Monthly)
$194BGN 338
$171BGN 298
$240BGN 418
3-bedroom Apartment, City Center(Monthly)
$366BGN 636
$337BGN 587
$394BGN 685
3-bedroom Apartment, Outside City Center(Monthly)
$301BGN 523
$287BGN 500
$316BGN 550
Buy Apartment in City Center(m2)
$1,096BGN 1,907
$858BGN 1,492
$1,429BGN 2,487
Buy Apartment Outside City Center(m2)
$727BGN 1,265
$482BGN 838
$1,133BGN 1,972
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary(After Tax)
$1,209BGN 2,104
-
20-Year Fixed Mortgage Interest Rate(Annual %)
3.1
2.5
5.7
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update: October 19, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
Razgrad$826
Razgrad$1,713
🛒Groceries & Markets
$212 25.7%
🏠Accommodation & Living
$194 23.5%
🍽Eating Out
$141 17.1%
👕👟Clothing & Footwear
$110 13.3%
🧾Monthly Utilities & Internet
$103 12.5%
🎉Sport & Entertainment
$40 4.8%
🚌Getting Around
$25 3%
🛒Groceries & Markets
$507 29.6%
🏠Accommodation & Living
$301 17.6%
🍽Eating Out
$394 23%
👕👟Clothing & Footwear
$245 14.3%
🧾Monthly Utilities & Internet
$118 6.9%
🎉Sport & Entertainment
$97 5.7%
🚌Getting Around
$52 3%
Cost Breakdown
🏠Expect to pay about $270 for a central one-bedroom, or $197 outside the center. At 23% of the average salary ($1,199), rent is manageable but leaves limited room for savings.
💰Average take-home pay sits at $1,199, while typical expenses reach $827. This leaves some room for savings, though a comfortable buffer starts closer to $1,241.
🛒Expect to spend about $213 monthly on groceries. Dining out at a mid-range restaurant costs roughly $23.00 for two – well below the European average of $73.0.
🚌Public transport is priced at around $17.07 per month – among the cheapest in Europe (average $49.00).
Cost Highlights
⭐Three-course dinner for two, mid-range is cheaper than 98% of cities in Europe
⭐3-bedroom apartment, outside city center is cheaper than 98% of cities in Europe
⭐3-bedroom apartment, city center is cheaper than 98% of cities in Europe
Low risk of other local infectious diseases such as Lyme disease, Rocky Mountain spotted fever, Tick-borne encephalitis, Leishmaniasis, Chagas disease, and Sleeping sickness
Cost of Living in Razgrad - Frequently Asked Questions
Is Razgrad a good value for travelers, expats, and digital nomads?
The Cost of Living in Razgrad tends to be approachable if you value a slower pace and local flavor over the most modern conveniences. For travelers, expats, and digital nomads, it offers reliable basics at comfortable prices, with housing options that feel more affordable outside the city center. Grocery runs, cafes, and services stay reasonable, while access to green spaces and regional trips boosts your quality of life without inflating costs. The key is to test neighborhoods and internet spots before committing. Compare with Sofia or Plovdiv to gauge value, and plan a longer trial to settle routines. Tip: Try a weekly budget check focusing on housing, meals, and transit.
What does daily life look like for someone in Razgrad, especially housing search, food options, transport, co working, and errands?
Daily life centers around a compact core and reachable services. Housing search is straightforward: look for modern flats near the center or more affordable options a bus ride away; rents vary by location but feel reasonable for Bulgaria. Groceries come from markets and supermarkets with seasonal produce, generally affordable. Public transport covers most trips; cycling is practical in good weather. For remote work, expect cafes with decent Wi-Fi and a few quiet corners in coworking spaces. Razgrad living cost stays modest outside peak tourist seasons, making budgeting straightforward for longer stays. Tip: Build a week by week plan to visit a few neighborhoods and test internet reliability in a few spots.
What strategies help maintain quality of life, budgeting, seasonality, and neighborhood fit?
Quality of life in Razgrad hinges on choosing a neighborhood that fits your pace and access to amenities. A simple budgeting framework helps you stay prepared: separate essentials like housing and utilities from discretionary spends, then monitor monthly trends. Seasonality matters: summers are comfortable but can bring higher cooling needs; winters are colder and heating costs may emerge. To save, shop at local markets, cook at home, and walk or bike when possible. Explore a mix of central and leafy neighborhoods to balance access, noise, and green space. Tip: schedule a quarterly revisit of your budget and neighborhood fit to stay aligned with your goals.
What percentage of income goes to rent in Razgrad?
About 23% of the average paycheck in Razgrad goes to rent, which is fairly typical worldwide. It's not dirt cheap, but most residents manage housing costs alongside everyday expenses without major sacrifices.
What is the average cost of living in Razgrad?
A single person in Razgrad typically spends $827 per month once rent is factored in. Strip out housing, and everyday essentials like groceries, utilities, transport, and personal spending land around $555. The final number shifts depending on your neighborhood, eating habits, and general lifestyle.
What is a good salary in Razgrad?
Earning $1,241 monthly in Razgrad means you're living well – a one-bedroom, regular groceries, transport, and some entertainment without stress. That's the threshold where most residents feel genuinely comfortable rather than just getting by.
How much does a 1-bedroom apartment cost in Razgrad?
Rents for a 1-bedroom flat in Razgrad range from $197 to $270, depending on location and condition. Central apartments sit at the top of that range; outer neighborhoods and suburbs deliver noticeably better value per square meter.
How expensive is a gym membership in Razgrad?
Fitness in Razgrad is cheap at around $26.11 monthly for a standard gym. It's one of the lighter items in the budget, making it easy to stay active without worrying about the cost.
How cheap is food in Razgrad?
Razgrad is great for eating affordably at home. Monthly grocery bills run about $213, and local produce is plentiful and well-priced, making home cooking both practical and cost-effective.
Can you live on $800 a month in Razgrad?
$800 stretches far in Razgrad – all-in monthly costs average only $827. The surplus means you can build savings, travel a bit, and live above the local average without much effort.
Is Razgrad a good city for digital nomads?
Remote workers pick Razgrad for good reason: fast internet, low crime rates, clean air, all at about $827 per month including rent. It fits a wide range of remote salaries without compromising on comfort or connectivity.
Can you save money living in Razgrad?
Monthly expenses in Razgrad run around $827, so putting money aside takes more than $1,241 in income. Keeping housing costs low and avoiding lifestyle creep are the keys to building a decent savings rate here.
Is Razgrad good for backpackers on a budget?
Budget travelers love Razgrad – low prices across accommodation, food, and transport make it one of the most backpacker-friendly cities around. Long-stay costs come to just $827 monthly; short-term visitors can get by on even less with hostels and local food.