Last update: Oct 2026 Bulgaria 35K

Cost of Living in Razgrad

For one person, living costs in Razgrad are estimated at $826 a month, including rent and utilities – 29% below the national average. Rent and utilities take about a third of the total.

Monthly Cost of Living

How much you'll spend in Razgrad

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Razgrad actually costs, broken down by who's living it.

Living costs for one person come to about $827 monthly including rent, or $555 excluding housing.

$827 /mo

Estimated monthly costs for a couple: $1,268 with rent, or $946 without housing.

$1,268 /mo

Monthly costs for a family of three come to about $1,708 including rent, or $1,338 for daily expenses alone.

$1,708 /mo

Razgrad sits about 39% below the global median. Within Europe, costs are well below average (53% lower) – one of the most affordable options in the region.

Currency
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$8.44 BGN 14.68
$6.98 BGN 12.14
$17.08 BGN 29.72
Three-Course Dinner for Two, Mid-Range
$22.52 BGN 39.18
$18.01 BGN 31.34
$67.6 BGN 118
Fast Food Meal (McDonalds, etc)
$8.71 BGN 15.16
$7.70 BGN 13.39
$11.55 BGN 20.09
Cappuccino
$1.90 BGN 3.30
$1.30 BGN 2.27
$3.99 BGN 6.94
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.58 BGN 2.74
$1.17 BGN 2.03
$3.43 BGN 5.97
Water (0.33 liter bottle)
$1.15 BGN 2.01
$0.86 BGN 1.50
$2.26 BGN 3.93
Local Beer (0.5 liter draught)
$1.81 BGN 3.15
$1.31 BGN 2.29
$3.83 BGN 6.67
Imported Beer (0.33 liter bottle)
$2.33 BGN 4.06
$2.04 BGN 3.56
$5.19 BGN 9.04
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.65 BGN 2.87
$1.28 BGN 2.22
$2.18 BGN 3.79
White Bread (500g)
$0.82 BGN 1.43
$0.75 BGN 1.31
$1.58 BGN 2.75
Rice (white) (1kg)
$2.18 BGN 3.79
$1.13 BGN 1.97
$4.43 BGN 7.71
Eggs
$3.31 BGN 5.75
$2.67 BGN 4.64
$5.63 BGN 9.79
Local Cheese (1kg)
$6.92 BGN 12.05
$6.92 BGN 12.05
$16.95 BGN 29.48
Chicken Fillets (1kg)
$7.87 BGN 13.69
$4.56 BGN 7.93
$10.24 BGN 17.82
Beef Round Steak (1kg)
$13.98 BGN 24.33
$11.32 BGN 19.70
$17.71 BGN 30.82
Apples (1kg)
$1.25 BGN 2.18
$0.97 BGN 1.69
$2.88 BGN 5.02
Banana (1kg)
$1.79 BGN 3.11
$1.21 BGN 2.10
$2.19 BGN 3.81
Oranges (1kg)
$1.48 BGN 2.57
$1.02 BGN 1.77
$2.90 BGN 5.05
Tomato (1kg)
$1.86 BGN 3.23
$0.84 BGN 1.46
$3.27 BGN 5.70
Potato (1kg)
$0.82 BGN 1.42
$0.54 BGN 0.94
$1.36 BGN 2.37
Onion (1kg)
$0.99 BGN 1.72
$0.56 BGN 0.97
$1.67 BGN 2.91
Lettuce (1 head)
$1.00 BGN 1.74
$0.76 BGN 1.32
$2.17 BGN 3.77
Water (1.5 liter bottle)
$0.60 BGN 1.04
$0.55 BGN 0.95
$0.83 BGN 1.44
Cigarettes 20 Pack (Marlboro, Camel)
$3.32 BGN 5.78
$3.32 BGN 5.78
$4.88 BGN 8.48
Wine (Bottle)
$4.22 BGN 7.34
$3.93 BGN 6.85
$9.01 BGN 15.68
Local Beer (0.5 liter bottle)
$0.99 BGN 1.72
$0.64 BGN 1.12
$1.70 BGN 2.96
Imported Beer (0.33 liter bottle)
$1.27 BGN 2.21
$1.16 BGN 2.01
$3.40 BGN 5.91
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$0.88 BGN 1.54
$0.71 BGN 1.23
$0.93 BGN 1.62
Public Transport Monthly Pass (Regular Price)
$17.16 BGN 29.86
$17.16 BGN 29.86
$20.02 BGN 34.83
Taxi Start (Normal Tariff)
$1.27 BGN 2.21
$0.69 BGN 1.20
$1.62 BGN 2.82
Taxi (Normal Tariff) (1km)
$0.61 BGN 1.06
$0.55 BGN 0.96
$0.81 BGN 1.41
Taxi 1hour Waiting (Normal Tariff)
$10.09 BGN 17.56
$10.09 BGN 17.56
$10.97 BGN 19.08
Gasoline (1 liter)
$1.49 BGN 2.60
$1.33 BGN 2.31
$1.80 BGN 3.13
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.7K BGN 39.6K
$22.7K BGN 39.6K
$29.9K BGN 52.0K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.0K BGN 43.4K
$22.5K BGN 39.1K
$28.8K BGN 50.2K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$76.8 BGN 134
$57.6 BGN 100
$173 BGN 301
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.68 BGN 25.55
$12.75 BGN 22.19
$28.34 BGN 49.31
Internet (50+ Mbps, Unlimited Data)
$11.66 BGN 20.29
$8.60 BGN 14.97
$31.53 BGN 54.9
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$26.36 BGN 45.88
$16.95 BGN 29.49
$45.19 BGN 78.6
Tennis Court (1 Hour on Weekend)
$17.24 BGN 30.00
$10.25 BGN 17.84
$17.24 BGN 30.00
Cinema Ticket
$6.70 BGN 11.66
$6.14 BGN 10.69
$9.83 BGN 17.11
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$509 BGN 886
$431 BGN 750
$984 BGN 1,712
International Primary School, 1 Child (Yearly)
$5,354 BGN 9,316
$3,929 BGN 6,836
$7,682 BGN 13.4K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$33.63 BGN 58.5
$28.03 BGN 48.77
$112 BGN 195
Summer Dress (H&M, Zara, etc)
$16.80 BGN 29.24
$16.80 BGN 29.24
$56.0 BGN 97.5
Sport Shoes (Adidas, Nike)
$91.9 BGN 160
$68.9 BGN 120
$144 BGN 250
Men's Leather Business Shoes
$102 BGN 178
$56.4 BGN 98.1
$141 BGN 245
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$278 BGN 483
$258 BGN 450
$316 BGN 550
1-bedroom Apartment, Outside City Center (Monthly)
$194 BGN 338
$171 BGN 298
$240 BGN 418
3-bedroom Apartment, City Center (Monthly)
$366 BGN 636
$337 BGN 587
$394 BGN 685
3-bedroom Apartment, Outside City Center (Monthly)
$301 BGN 523
$287 BGN 500
$316 BGN 550
Buy Apartment in City Center (m2)
$1,096 BGN 1,907
$858 BGN 1,492
$1,429 BGN 2,487
Buy Apartment Outside City Center (m2)
$727 BGN 1,265
$482 BGN 838
$1,133 BGN 1,972
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$1,209 BGN 2,104
-
20-Year Fixed Mortgage Interest Rate (Annual %)
3.1
2.5
5.7

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Razgrad $826
Groceries & Markets
$212
Accommodation & Living
$194
Eating Out
$141
Clothing & Footwear
$110
Monthly Utilities & Internet
$103
Sport & Entertainment
$40
Getting Around
$25

Cost Breakdown

Expect to pay about $270 for a central one-bedroom, or $197 outside the center. At 23% of the average salary ($1,199), rent is manageable but leaves limited room for savings.

Average take-home pay sits at $1,199, while typical expenses reach $827. This leaves some room for savings, though a comfortable buffer starts closer to $1,241.

Expect to spend about $213 monthly on groceries. Dining out at a mid-range restaurant costs roughly $23.00 for two – well below the European average of $73.0.

Public transport is priced at around $17.07 per month – among the cheapest in Europe (average $49.00).

Cost Highlights

Three-course dinner for two, mid-range is cheaper than 98% of cities in Europe

3-bedroom apartment, outside city center is cheaper than 98% of cities in Europe

3-bedroom apartment, city center is cheaper than 98% of cities in Europe

Good to know
🕒 Local time
12:58 12:58 PM
🌤 Weather
👥 Population
35,049
💱 Currency
Bulgarian Lev BGN лв.
Exchange rates and currency converter

USD, EUR to BGN – Bulgarian Lev Converter

Bulgarian Lev exchange rates as of October 20, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

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Razgrad Median Internet Speeds (Updated April 2026)

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Digital Nomad Cost of Living Index
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Cost of Living in Razgrad - Frequently Asked Questions
Is Razgrad a good value for travelers, expats, and digital nomads?
The Cost of Living in Razgrad tends to be approachable if you value a slower pace and local flavor over the most modern conveniences. For travelers, expats, and digital nomads, it offers reliable basics at comfortable prices, with housing options that feel more affordable outside the city center. Grocery runs, cafes, and services stay reasonable, while access to green spaces and regional trips boosts your quality of life without inflating costs. The key is to test neighborhoods and internet spots before committing. Compare with Sofia or Plovdiv to gauge value, and plan a longer trial to settle routines. Tip: Try a weekly budget check focusing on housing, meals, and transit.
What does daily life look like for someone in Razgrad, especially housing search, food options, transport, co working, and errands?
Daily life centers around a compact core and reachable services. Housing search is straightforward: look for modern flats near the center or more affordable options a bus ride away; rents vary by location but feel reasonable for Bulgaria. Groceries come from markets and supermarkets with seasonal produce, generally affordable. Public transport covers most trips; cycling is practical in good weather. For remote work, expect cafes with decent Wi-Fi and a few quiet corners in coworking spaces. Razgrad living cost stays modest outside peak tourist seasons, making budgeting straightforward for longer stays. Tip: Build a week by week plan to visit a few neighborhoods and test internet reliability in a few spots.
What strategies help maintain quality of life, budgeting, seasonality, and neighborhood fit?
Quality of life in Razgrad hinges on choosing a neighborhood that fits your pace and access to amenities. A simple budgeting framework helps you stay prepared: separate essentials like housing and utilities from discretionary spends, then monitor monthly trends. Seasonality matters: summers are comfortable but can bring higher cooling needs; winters are colder and heating costs may emerge. To save, shop at local markets, cook at home, and walk or bike when possible. Explore a mix of central and leafy neighborhoods to balance access, noise, and green space. Tip: schedule a quarterly revisit of your budget and neighborhood fit to stay aligned with your goals.
What percentage of income goes to rent in Razgrad?
About 23% of the average paycheck in Razgrad goes to rent, which is fairly typical worldwide. It's not dirt cheap, but most residents manage housing costs alongside everyday expenses without major sacrifices.
What is the average cost of living in Razgrad?
A single person in Razgrad typically spends $827 per month once rent is factored in. Strip out housing, and everyday essentials like groceries, utilities, transport, and personal spending land around $555. The final number shifts depending on your neighborhood, eating habits, and general lifestyle.
What is a good salary in Razgrad?
Earning $1,241 monthly in Razgrad means you're living well – a one-bedroom, regular groceries, transport, and some entertainment without stress. That's the threshold where most residents feel genuinely comfortable rather than just getting by.
How much does a 1-bedroom apartment cost in Razgrad?
Rents for a 1-bedroom flat in Razgrad range from $197 to $270, depending on location and condition. Central apartments sit at the top of that range; outer neighborhoods and suburbs deliver noticeably better value per square meter.
How expensive is a gym membership in Razgrad?
Fitness in Razgrad is cheap at around $26.11 monthly for a standard gym. It's one of the lighter items in the budget, making it easy to stay active without worrying about the cost.
How cheap is food in Razgrad?
Razgrad is great for eating affordably at home. Monthly grocery bills run about $213, and local produce is plentiful and well-priced, making home cooking both practical and cost-effective.
Can you live on $800 a month in Razgrad?
$800 stretches far in Razgrad – all-in monthly costs average only $827. The surplus means you can build savings, travel a bit, and live above the local average without much effort.
Is Razgrad a good city for digital nomads?
Remote workers pick Razgrad for good reason: fast internet, low crime rates, clean air, all at about $827 per month including rent. It fits a wide range of remote salaries without compromising on comfort or connectivity.
Can you save money living in Razgrad?
Monthly expenses in Razgrad run around $827, so putting money aside takes more than $1,241 in income. Keeping housing costs low and avoiding lifestyle creep are the keys to building a decent savings rate here.
Is Razgrad good for backpackers on a budget?
Budget travelers love Razgrad – low prices across accommodation, food, and transport make it one of the most backpacker-friendly cities around. Long-stay costs come to just $827 monthly; short-term visitors can get by on even less with hostels and local food.

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