📌Living costs for one person come to about $802 monthly including rent, or $496 excluding housing.
📌Estimated monthly costs for a couple: $1,250 with rent, or $984 without housing.
📌Monthly costs for a family of three come to about $1,697 including rent, or $1,471 for daily expenses alone.
📊Razgrad sits about 40% below the global median. Within Europe, costs are well below average (55% lower) – one of the most affordable options in the region.
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.4KBGN 38.9K
$23.4KBGN 38.9K
$32.0KBGN 53.2K
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.9KBGN 43.1K
$23.4KBGN 38.9K
$28.7KBGN 47.7K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$78.1BGN 130
$58.6BGN 97.4
$149BGN 248
SIM Card Monthly Plan(Calls and 10GB+ Data)
$15.05BGN 25.04
$11.88BGN 19.76
$20.79BGN 34.58
Internet(50+ Mbps, Unlimited Data)
$11.88BGN 19.77
$8.76BGN 14.58
$23.37BGN 38.88
🎉 Sport & Entertainment
Cost
Range
Gym Membership(Monthly)
$27.08BGN 45.04
$17.41BGN 28.96
$46.42BGN 77.2
Tennis Court(1 Hour on Weekend)
$14.68BGN 24.43
$8.79BGN 14.63
$14.68BGN 24.43
Cinema Ticket
$7.02BGN 11.67
$6.43BGN 10.70
$9.36BGN 15.56
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$234BGN 388
$175BGN 291
$414BGN 690
International Primary School, 1 Child(Yearly)
$4,122BGN 6,858
$4,122BGN 6,858
$4,122BGN 6,858
👕👟 Clothing & Footwear
Cost
Range
Jeans(Levis 501 Or Similar)
$35.98BGN 59.9
$29.98BGN 49.88
$95.9BGN 160
Summer Dress(H&M, Zara, etc)
$17.95BGN 29.86
$17.95BGN 29.86
$89.7BGN 149
Sport Shoes(Adidas, Nike)
$81.6BGN 136
$52.7BGN 87.6
$117BGN 195
Men's Leather Business Shoes
$72.2BGN 120
$47.48BGN 79.0
$89.0BGN 148
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center(Monthly)
$284BGN 473
$264BGN 440
$323BGN 538
1-bedroom Apartment, Outside City Center(Monthly)
$198BGN 330
$175BGN 291
$245BGN 408
3-bedroom Apartment, City Center(Monthly)
$388BGN 646
$358BGN 596
$418BGN 696
3-bedroom Apartment, Outside City Center(Monthly)
$304BGN 506
$290BGN 483
$319BGN 531
Buy Apartment in City Center(m2)
$1,147BGN 1,909
$898BGN 1,494
$1,496BGN 2,489
Buy Apartment Outside City Center(m2)
$753BGN 1,253
$499BGN 830
$1,173BGN 1,952
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary(After Tax)
$1,230BGN 2,046
-
20-Year Fixed Mortgage Interest Rate(Annual %)
4.22
3
5.7
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update: June 2, 2026
Cost Breakdown
🏠Expect to pay about $284 for a central one-bedroom, or $198 outside the center. At 23% of the average salary ($1,230), housing is the biggest financial pressure.
💰Average take-home pay sits at $1,230, while typical expenses reach $802. This leaves solid room for saving and lifestyle spending.
🛒Expect to spend about $211 monthly on groceries. Dining out at a mid-range restaurant costs roughly $24.00 for two – well below the European average of $75.0.
🚌Public transport is priced at around $17.95 per month – among the cheapest in Europe (average $48.00).
Cost Highlights
⭐Three-course dinner for two, mid-range is cheaper than 98% of cities in Europe
⭐3-bedroom apartment, outside city center is cheaper than 98% of cities in Europe
⭐3-bedroom apartment, city center is cheaper than 97% of cities in Europe
Razgrad Median Internet Speeds (Updated April 2026)
Mobile
Download
Mbps
Upload
Mbps
Latency
ms
Fixed Broadband
Download
Mbps
Upload
Mbps
Latency
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The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Low risk of other local infectious diseases such as Lyme disease, Rocky Mountain spotted fever, Tick-borne encephalitis, Leishmaniasis, Chagas disease, and Sleeping sickness
Cost of Living in Razgrad - Frequently Asked Questions
Is Razgrad a good value for travelers, expats, and digital nomads?
The Cost of Living in Razgrad tends to be approachable if you value a slower pace and local flavor over the most modern conveniences. For travelers, expats, and digital nomads, it offers reliable basics at comfortable prices, with housing options that feel more affordable outside the city center. Grocery runs, cafes, and services stay reasonable, while access to green spaces and regional trips boosts your quality of life without inflating costs. The key is to test neighborhoods and internet spots before committing. Compare with Sofia or Plovdiv to gauge value, and plan a longer trial to settle routines. Tip: Try a weekly budget check focusing on housing, meals, and transit.
What does daily life look like for someone in Razgrad, especially housing search, food options, transport, co working, and errands?
Daily life centers around a compact core and reachable services. Housing search is straightforward: look for modern flats near the center or more affordable options a bus ride away; rents vary by location but feel reasonable for Bulgaria. Groceries come from markets and supermarkets with seasonal produce, generally affordable. Public transport covers most trips; cycling is practical in good weather. For remote work, expect cafes with decent Wi-Fi and a few quiet corners in coworking spaces. Razgrad living cost stays modest outside peak tourist seasons, making budgeting straightforward for longer stays. Tip: Build a week by week plan to visit a few neighborhoods and test internet reliability in a few spots.
What strategies help maintain quality of life, budgeting, seasonality, and neighborhood fit?
Quality of life in Razgrad hinges on choosing a neighborhood that fits your pace and access to amenities. A simple budgeting framework helps you stay prepared: separate essentials like housing and utilities from discretionary spends, then monitor monthly trends. Seasonality matters: summers are comfortable but can bring higher cooling needs; winters are colder and heating costs may emerge. To save, shop at local markets, cook at home, and walk or bike when possible. Explore a mix of central and leafy neighborhoods to balance access, noise, and green space. Tip: schedule a quarterly revisit of your budget and neighborhood fit to stay aligned with your goals.
What percentage of income goes to rent in Razgrad?
With 23% of the average paycheck going to rent, Razgrad is on the expensive side for housing. Many locals cope by sharing apartments, moving to outer neighborhoods, or downsizing to keep things manageable.
What is the average cost of living in Razgrad?
A single person in Razgrad typically spends $802 per month once rent is factored in. Strip out housing, and everyday essentials like groceries, utilities, transport, and personal spending land around $496. The final number shifts depending on your neighborhood, eating habits, and general lifestyle.
What is a good salary in Razgrad?
Earning $1,204 monthly in Razgrad means you're living well – a one-bedroom, regular groceries, transport, and some entertainment without stress. That's the threshold where most residents feel genuinely comfortable rather than just getting by.
How much does a 1-bedroom apartment cost in Razgrad?
Rents for a 1-bedroom flat in Razgrad range from $198 to $284, depending on location and condition. Central apartments sit at the top of that range; outer neighborhoods and suburbs deliver noticeably better value per square meter.
How expensive is a gym membership in Razgrad?
Fitness in Razgrad is cheap at around $27.08 monthly for a standard gym. It's one of the lighter items in the budget, making it easy to stay active without worrying about the cost.
How cheap is food in Razgrad?
Razgrad is great for eating affordably at home. Monthly grocery bills run about $211, and local produce is plentiful and well-priced, making home cooking both practical and cost-effective.
Can you live on $800 a month in Razgrad?
$800 stretches far in Razgrad – all-in monthly costs average only $802. The surplus means you can build savings, travel a bit, and live above the local average without much effort.
Is Razgrad a good city for digital nomads?
Remote workers pick Razgrad for good reason: fast internet, low crime rates, clean air, all at about $802 per month including rent. It fits a wide range of remote salaries without compromising on comfort or connectivity.
Can you save money living in Razgrad?
Monthly expenses in Razgrad run around $802, so putting money aside takes more than $1,204 in income. Keeping housing costs low and avoiding lifestyle creep are the keys to building a decent savings rate here.
Is Razgrad good for backpackers on a budget?
Budget travelers love Razgrad – low prices across accommodation, food, and transport make it one of the most backpacker-friendly cities around. Long-stay costs come to just $802 monthly; short-term visitors can get by on even less with hostels and local food.